♥
ISIN : INE503A01015
NSE : DCBBANK
BSE : 532772
Face Value : 10
Industry : Bank - Private
EPS : 16.99
EPS (TTM) : 18.03
Price to Earning (P/E) : 6.59
Book Value : 152.74
Price to Bookvalue (P/B) : 0.73
Dividend Yield : 1 %
Return on Equity (ROE) : 11.85 %
Return on Capital Employed (ROCE) : 10.86 %
DCB Bank Limited
ISIN : INE503A01015
NSE : DCBBANK
BSE : 532772
Face Value : 10
Industry : Bank - Private
EPS : 16.99
EPS (TTM) : 18.03
Price to Earning (P/E) : 6.59
Book Value : 152.74
Price to Bookvalue (P/B) : 0.73
Dividend Yield : 1 %
Return on Equity (ROE) : 11.85 %
Return on Capital Employed (ROCE) : 10.86 %
DCB Bank share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 162.5 - 165.8 2 % |
| Low / High | 158.4 - 166.3 5 % |
| Trade Volume | 61,532 |
| 52 Week Low / High | 119.4 - 203.55 70.5 % |
-
YOU MAY ALSO LIKE
- Stock market course tutorial
Stock Market Investment Course explained in simple words. - CAGR Calculator
Check your investment returns using our CAGR / Investment Growth Calculator - High dividend stocks
High dividend yield stocks on Stock exchange NSE and BSE - Low PE ratio stocks
Undervalued, low PE ratio stocks on Stock exchange NSE and BSE - How much money do you need to retire
Know how much money do you need to retire, before how much to invest ? - Share Market basics for beginners
Share Market jargons in simple terms
CONSOLIDATED QUARTERLY RESULT FOR DCB BANK LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 9492.7 | 9999.9 | 10717.3 | 11792.8 | 12377.4 | 13056 | 13741 | 14446 | 14892.5 | 15684 |
| Income On Investments | 1592.5 | 1736.9 | 1822.4 | 1968.1 | 2367.6 | 2494.3 | 2751.7 | 2885.6 | 3085.9 | 3257.2 |
| Interest On Balances With Rbi Other Inter Bank Funds | 189.8 | 106.6 | 100.8 | 196.1 | 102.6 | 72.4 | 82.7 | 63.7 | 76.6 | 89.5 |
| Interest / Discount On Advances / Bills | 7640.4 | 8088.2 | 8717.3 | 9502.3 | 9794.2 | 10386.9 | 10812.7 | 11385.8 | 11653.7 | 12262.3 |
| Others | 70 | 68.2 | 76.8 | 126.3 | 113 | 102.4 | 93.9 | 110.9 | 76.3 | 75 |
| Other Income | 924.2 | 992.2 | 954.2 | 1223.3 | 1069.4 | 1073.5 | 1237.2 | 1362.2 | 1430 | 2046.4 |
| Total Income | 10416.9 | 10992.1 | 11671.5 | 13016.1 | 13446.8 | 14129.5 | 14978.2 | 15808.2 | 16322.5 | 17730.4 |
| Interest Expended | 5753.2 | 5889 | 6257.2 | 6933.3 | 7670.2 | 8298.9 | 9001.1 | 9371.2 | 9926.7 | 10592.4 |
| Operating Expenses | 3002.4 | 3277.6 | 3473.2 | 3643.4 | 3689.9 | 372540 | 3862 | 4099.5 | 4342.1 | 4586.8 |
| Total Expenditure | 3002.4 | 3277.6 | 3473.2 | 3643.4 | 3689.9 | 3725.4 | 3862 | 4099.5 | 4342.1 | 4586.8 |
| Operating Profit Before Provisions and Contingencies | 1661.3 | 1825.5 | 1941.1 | 2439.4 | 2086.7 | 2105.2 | 2115.1 | 2337.5 | 2053.7 | 2551.2 |
| Provisions and contingencies | 350.1 | 310 | 406.8 | 524.8 | 377.3 | 396.8 | 410 | 240.8 | 283.9 | 456 |
| Profit Before Tax | 1311.2 | 1515.5 | 1534.3 | 1914.6 | 1709.4 | 1708.4 | 1705.1 | 2096.7 | 1769.8 | 2095.2 |
| Tax | 339.7 | 392 | 395.8 | 492.5 | 440.1 | 440.5 | 439.3 | 539.9 | 456.2 | 540.5 |
| Profit After Tax | 971.5 | 1123.5 | 1138.5 | 1422.1 | 1269.3 | 1267.9 | 1265.8 | 1556.8 | 1313.6 | 1554.7 |
| Net Profit | 971.5 | 1123.5 | 1138.5 | 1422.1 | 1269.3 | 1267.9 | 1265.8 | 1556.8 | 1313.6 | 1554.7 |
| Equity Capital | 3110.3 | 3111.6 | 3112.1 | 3115 | 3117.3 | 3119.2 | 3121.1 | 3128 | 3132.1 | 3135.7 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Amount of Gross NPAs | 12885 | 12491.9 | 12233.1 | 11228.4 | 11813.8 | 12812.5 | 13676.2 | 13534.7 | 14345.5 | 14966.4 |
| Amount of Net NPAs | 5436.1 | 4829 | 4532.3 | 3569.2 | 4238.9 | 4764.3 | 4768.5 | 4543.3 | 4992.2 | 5212.8 |
| % of Net NPAs | 1.82 | 1.54 | 1.37 | 1.04 | 1.19 | 1.28 | 1.22 | 1.11 | 1.18 | 1.17 |
| % of Gross NPAs | 4.21 | 3.89 | 3.62 | 3.19 | 3.26 | 3.36 | 3.43 | 3.23 | 3.33 | 3.29 |
| Return on Assets | 0.86 | 0.97 | 0.94 | 1.1 | 0.94 | 0.9 | 0.86 | 1.02 | 0.82 | 0.93 |
| Diluted Eps After Extraordinary Items | 3.11 | 3.59 | 3.62 | 4.52 | 4.03 | 4.02 | 4.02 | 4.93 | 4.16 | 4.92 |
| Diluted Eps Before Extraordinary Items | 3.11 | 3.59 | 3.62 | 4.52 | 4.03 | 4.02 | 4.02 | 4.93 | 4.16 | 4.92 |
STANDALONE QUARTERLY RESULT FOR DCB BANK LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 9492.7 | 9999.9 | 10717.3 | 11792.8 | 12377.4 | 13056 | 13741 | 14446 | 14892.5 | 15684 |
| Income On Investments | 1592.5 | 1736.9 | 1822.4 | 1968.1 | 2367.6 | 2494.3 | 2751.7 | 2885.6 | 3085.9 | 3257.2 |
| Interest On Balances With Rbi Other Inter Bank Funds | 189.8 | 106.6 | 100.8 | 196.1 | 102.6 | 72.4 | 82.7 | 63.7 | 76.6 | 89.5 |
| Interest / Discount On Advances / Bills | 7640.4 | 8088.2 | 8717.3 | 9502.3 | 9794.2 | 10386.9 | 10812.7 | 11385.8 | 11653.7 | 12262.3 |
| Others | 70 | 68.2 | 76.8 | 126.3 | 113 | 102.4 | 93.9 | 110.9 | 76.3 | 75 |
| Other Income | 924.2 | 992.2 | 954.2 | 1223.3 | 1069.4 | 1073.5 | 1237.2 | 1362.2 | 1430 | 2046.4 |
| Total Income | 10416.9 | 10992.1 | 11671.5 | 13016.1 | 13446.8 | 14129.5 | 14978.2 | 15808.2 | 16322.5 | 17730.4 |
| Interest Expended | 5753.2 | 5889 | 6257.2 | 6933.3 | 7670.2 | 8298.9 | 9001.1 | 9371.2 | 9926.7 | 10592.4 |
| Operating Expenses | 3002.4 | 3277.6 | 3473.2 | 3643.4 | 3689.9 | 372540 | 3862 | 4099.5 | 4342.1 | 4586.8 |
| Total Expenditure | 3002.4 | 3277.6 | 3473.2 | 3643.4 | 3689.9 | 3725.4 | 3862 | 4099.5 | 4342.1 | 4586.8 |
| Operating Profit Before Provisions and Contingencies | 1661.3 | 1825.5 | 1941.1 | 2439.4 | 2086.7 | 2105.2 | 2115.1 | 2337.5 | 2053.7 | 2551.2 |
| Provisions and contingencies | 350.1 | 310 | 406.8 | 524.8 | 377.3 | 396.8 | 410 | 240.8 | 283.9 | 456 |
| Profit Before Tax | 1311.2 | 1515.5 | 1534.3 | 1914.6 | 1709.4 | 1708.4 | 1705.1 | 2096.7 | 1769.8 | 2095.2 |
| Tax | 339.7 | 392 | 395.8 | 492.5 | 440.1 | 440.5 | 439.3 | 539.9 | 456.2 | 540.5 |
| Profit After Tax | 971.5 | 1123.5 | 1138.5 | 1422.1 | 1269.3 | 1267.9 | 1265.8 | 1556.8 | 1313.6 | 1554.7 |
| Net Profit | 971.5 | 1123.5 | 1138.5 | 1422.1 | 1269.3 | 1267.9 | 1265.8 | 1556.8 | 1313.6 | 1554.7 |
| Equity Capital | 3110.3 | 3111.6 | 3112.1 | 3115 | 3117.3 | 3119.2 | 3121.1 | 3128 | 3132.1 | 3135.7 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Amount of Gross NPAs | 12885 | 12491.9 | 12233.1 | 11228.4 | 11813.8 | 12812.5 | 13676.2 | 13534.7 | 14345.5 | 14966.4 |
| Amount of Net NPAs | 5436.1 | 4829 | 4532.3 | 3569.2 | 4238.9 | 4764.3 | 4768.5 | 4543.3 | 4992.2 | 5212.8 |
| % of Net NPAs | 1.82 | 1.54 | 1.37 | 1.04 | 1.19 | 1.28 | 1.22 | 1.11 | 1.18 | 1.17 |
| % of Gross NPAs | 4.21 | 3.89 | 3.62 | 3.19 | 3.26 | 3.36 | 3.43 | 3.23 | 3.33 | 3.29 |
| Return on Assets | 0.86 | 0.97 | 0.94 | 1.1 | 0.94 | 0.9 | 0.86 | 1.02 | 0.82 | 0.93 |
| Diluted Eps After Extraordinary Items | 3.11 | 3.59 | 3.62 | 4.52 | 4.03 | 4.02 | 4.02 | 4.93 | 4.16 | 4.92 |
| Diluted Eps Before Extraordinary Items | 3.11 | 3.59 | 3.62 | 4.52 | 4.03 | 4.02 | 4.02 | 4.93 | 4.16 | 4.92 |
CONSOLIDATED ANNUAL RESULT FOR DCB BANK LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 35127.7 | 42002.7 | 53620.4 |
| Income On Investments | 5942.9 | 7078.2 | 10499.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 535.2 | 635 | 321.3 |
| Interest / Discount On Advances / Bills | 28317.7 | 33948.2 | 42379.6 |
| Others | 331.9 | 341.3 | 420.2 |
| Other Income | 4520.4 | 4093.9 | 4742.4 |
| Total Income | 39648.1 | 46096.6 | 58362.8 |
| Interest Expended | 21552.6 | 24832.6 | 34341.4 |
| Operating Expenses | 10125.7 | 13396.7 | 15377 |
| Total Expenditure | 10125.7 | 13396.7 | 15377 |
| Operating Profit Before Provisions and Contingencies | 7969.8 | 7867.3 | 8644.4 |
| Provisions and contingencies | 4074.3 | 1591.7 | 1424.8 |
| Profit Before Tax | 3895.5 | 6275.6 | 7219.6 |
| Tax | 1020.5 | 1620 | 1859.9 |
| Profit After Tax | 2875 | 4655.6 | 5359.7 |
| Net Profit | 2875 | 4655.6 | 5359.7 |
| Equity Capital | 3109.8 | 3115 | 3128 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 35112 | 39546.1 | 44649.9 |
| Amount of Gross NPAs | 12899.3 | 11228.4 | 13534.7 |
| Amount of Net NPAs | 5732.3 | 3569.2 | 4543.3 |
| % of Net NPAs | 1.97 | 1.04 | 1.11 |
| % of Gross NPAs | 4.32 | 3.19 | 3.23 |
| Return on Assets | 0.7 | 0.97 | 0.93 |
| Diluted Eps After Extraordinary Items | 9.19 | 14.79 | 16.99 |
| Diluted Eps Before Extraordinary Items | 9.19 | 14.79 | 16.99 |
STANDALONE ANNUAL RESULT FOR DCB BANK LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 35127.7 | 42002.7 | 53620.4 |
| Income On Investments | 5942.9 | 7078.2 | 10499.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 535.2 | 635 | 321.3 |
| Interest / Discount On Advances / Bills | 28317.7 | 33948.2 | 42379.6 |
| Others | 331.9 | 341.3 | 420.2 |
| Other Income | 4520.4 | 4093.9 | 4742.4 |
| Total Income | 39648.1 | 46096.6 | 58362.8 |
| Interest Expended | 21552.6 | 24832.6 | 34341.4 |
| Operating Expenses | 10125.7 | 13396.7 | 15377 |
| Total Expenditure | 10125.7 | 13396.7 | 15377 |
| Operating Profit Before Provisions and Contingencies | 7969.8 | 7867.3 | 8644.4 |
| Provisions and contingencies | 4074.3 | 1591.7 | 1424.8 |
| Profit Before Tax | 3895.5 | 6275.6 | 7219.6 |
| Tax | 1020.5 | 1620 | 1859.9 |
| Profit After Tax | 2875 | 4655.6 | 5359.7 |
| Net Profit | 2875 | 4655.6 | 5359.7 |
| Equity Capital | 3109.8 | 3115 | 3128 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 35112 | 39546.1 | 44649.9 |
| Amount of Gross NPAs | 12899.3 | 11228.4 | 13534.7 |
| Amount of Net NPAs | 5732.3 | 3569.2 | 4543.3 |
| % of Net NPAs | 1.97 | 1.04 | 1.11 |
| % of Gross NPAs | 4.32 | 3.19 | 3.23 |
| Return on Assets | 0.7 | 0.97 | 0.93 |
| Diluted Eps After Extraordinary Items | 9.19 | 14.79 | 16.99 |
| Diluted Eps Before Extraordinary Items | 9.19 | 14.79 | 16.99 |
CONSOLIDATED PROFIT / LOSS FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 3458.21 Cr | 3512.76 Cr | 4200.27 Cr | 5362.04 Cr |
| Interest / Discount on advances / Bills | 2785.54 Cr | 2831.77 Cr | 3394.82 Cr | 4237.96 Cr |
| Interest on balances with RBI and other Inter-bank funds | 53.73 Cr | 53.52 Cr | 63.5 Cr | 32.13 Cr |
| Income on investments | 583.16 Cr | 594.29 Cr | 707.82 Cr | 1049.93 Cr |
| Others | 35.78 Cr | 33.18 Cr | 34.13 Cr | 42.02 Cr |
| Other Income | 458.5 Cr | 452.04 Cr | 409.39 Cr | 474.24 Cr |
| Commission,exchange and brokerage | 195.59 Cr | 237.99 Cr | 302.96 Cr | 388.31 Cr |
| Profit / (loss)on sale of investments(net) | 142.76 Cr | 80.85 Cr | 10.91 Cr | 32.62 Cr |
| Profit on sale of Fixed Assets | -13.22 Lk | -22.82 Lk | -76.99 Lk | 15.45 Lk |
| Foreign Exchange Gains | 22.68 Cr | 28.46 Cr | 28.12 Cr | 15.71 Cr |
| Total Income | 3916.71 Cr | 3964.8 Cr | 4609.66 Cr | 5836.28 Cr |
| Interest Expended | 2171.6 Cr | 2155.26 Cr | 2483.27 Cr | 3434.14 Cr |
| Intereston Deposits | 1880.28 Cr | 1885.72 Cr | 2227.13 Cr | 3071.52 Cr |
| Interest on RBI / inter-bank borrowings | 72.84 Cr | 66.21 Cr | 36.66 Cr | 50.64 Cr |
| Other Interest | 218.48 Cr | 203.32 Cr | 219.48 Cr | 311.98 Cr |
| Operating Expenses | 846.63 Cr | 1012.56 Cr | 1339.66 Cr | 1537.69 Cr |
| Payments to and provisions for employees | 433.5 Cr | 539.14 Cr | 692.9 Cr | 794.33 Cr |
| Rent,Taxes and lighting | 84.87 Cr | 97.79 Cr | 123.26 Cr | 143.75 Cr |
| Depreciation on Banks property | 56.6 Cr | 63.71 Cr | 77.01 Cr | 94.44 Cr |
| Auditor's fees and expenses | 1 Cr | 1.48 Cr | 1.6 Cr | 1.73 Cr |
| Law charges | 7.4 Cr | 10.43 Cr | 15.42 Cr | 19.59 Cr |
| Communication Expenses | 13.77 Cr | 16.03 Cr | 20.23 Cr | 19.89 Cr |
| Repairs and Maintenance | 23.98 Cr | 29.62 Cr | 40.41 Cr | 47.45 Cr |
| Insurance | 34.35 Cr | 37.36 Cr | 42.2 Cr | 50.57 Cr |
| Provision for investments | 7.84 Cr | 0 | 0 | 0 |
| Provision for advances | 20.09 Cr | 17.19 Cr | -5.1 Cr | -10.4 Cr |
| Others Provisions | 417.75 Cr | 390.24 Cr | 164.27 Cr | 152.88 Cr |
| Taxes | 117.02 Cr | 102.04 Cr | 162 Cr | 185.98 Cr |
| Current Income Tax | 179.64 Cr | 176.05 Cr | 152.21 Cr | 164.47 Cr |
| Deferred Tax | -62.63 Cr | -74 Cr | 9.78 Cr | 21.52 Cr |
| Profit After Tax | 335.79 Cr | 287.5 Cr | 465.56 Cr | 535.97 Cr |
| Consolidated Net Profit | 335.79 Cr | 287.5 Cr | 465.56 Cr | 535.97 Cr |
| IV. APPROPRIATIONS | 1098.4 Cr | 1226.03 Cr | 1572.83 Cr | 1920.85 Cr |
| Transfer to Statutory Reserve | 83.95 Cr | 71.88 Cr | 116.39 Cr | 133.99 Cr |
| Appropriation to Other Reserves | -6.03 Cr | -6.03 Cr | -6.51 Cr | -6.86 Cr |
| Equity Dividend % | 0 | 10 | 12.5 | 12.5 |
| Earnings Per Share | 10.81 | 9.25 | 14.95 | 17.13 |
| Adjusted EPS | 10.81 | 9.25 | 14.95 | 17.13 |
STANDALONE PROFIT / LOSS FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 3458.21 Cr | 3512.76 Cr | 4200.27 Cr | 5362.04 Cr |
| Interest / Discount on advances / Bills | 2785.54 Cr | 2831.77 Cr | 3394.82 Cr | 4237.96 Cr |
| Interest on balances with RBI and other Inter-bank funds | 53.73 Cr | 53.52 Cr | 63.5 Cr | 32.13 Cr |
| Income on investments | 583.16 Cr | 594.29 Cr | 707.82 Cr | 1049.93 Cr |
| Others | 35.78 Cr | 33.18 Cr | 34.13 Cr | 42.02 Cr |
| Other Income | 458.5 Cr | 452.04 Cr | 409.39 Cr | 474.24 Cr |
| Commission,exchange and brokerage | 195.59 Cr | 237.99 Cr | 302.96 Cr | 388.31 Cr |
| Profit / (loss)on sale of investments(net) | 142.76 Cr | 80.85 Cr | 10.91 Cr | 32.62 Cr |
| Profit on sale of Fixed Assets | -13.22 Lk | -22.82 Lk | -76.99 Lk | 15.45 Lk |
| Foreign Exchange Gains | 22.68 Cr | 28.46 Cr | 28.12 Cr | 15.71 Cr |
| Total Income | 3916.71 Cr | 3964.8 Cr | 4609.66 Cr | 5836.28 Cr |
| Interest Expended | 2171.6 Cr | 2155.26 Cr | 2483.27 Cr | 3434.14 Cr |
| Intereston Deposits | 1880.28 Cr | 1885.72 Cr | 2227.13 Cr | 3071.52 Cr |
| Interest on RBI / inter-bank borrowings | 72.84 Cr | 66.21 Cr | 36.66 Cr | 50.64 Cr |
| Other Interest | 218.48 Cr | 203.32 Cr | 219.48 Cr | 311.98 Cr |
| Operating Expenses | 846.63 Cr | 1012.56 Cr | 1339.66 Cr | 1537.69 Cr |
| Payments to and provisions for employees | 433.5 Cr | 539.14 Cr | 692.9 Cr | 794.33 Cr |
| Rent,Taxes and lighting | 84.87 Cr | 97.79 Cr | 123.26 Cr | 143.75 Cr |
| Depreciation on Banks property | 56.6 Cr | 63.71 Cr | 77.01 Cr | 94.44 Cr |
| Auditor's fees and expenses | 1 Cr | 1.48 Cr | 1.6 Cr | 1.73 Cr |
| Law charges | 7.4 Cr | 10.43 Cr | 15.42 Cr | 19.59 Cr |
| Communication Expenses | 13.77 Cr | 16.03 Cr | 20.23 Cr | 19.89 Cr |
| Repairs and Maintenance | 23.98 Cr | 29.62 Cr | 40.41 Cr | 47.45 Cr |
| Insurance | 34.35 Cr | 37.36 Cr | 42.2 Cr | 50.57 Cr |
| Provision for investments | 7.84 Cr | 0 | 0 | 0 |
| Provision for advances | 20.09 Cr | 17.19 Cr | -5.1 Cr | -10.4 Cr |
| Others Provisions | 417.75 Cr | 390.24 Cr | 164.27 Cr | 152.88 Cr |
| Taxes | 117.02 Cr | 102.04 Cr | 162 Cr | 185.98 Cr |
| Current Income Tax | 179.64 Cr | 176.05 Cr | 152.21 Cr | 164.47 Cr |
| Deferred Tax | -62.63 Cr | -74 Cr | 9.78 Cr | 21.52 Cr |
| Profit After Tax | 335.79 Cr | 287.5 Cr | 465.56 Cr | 535.97 Cr |
| Consolidated Net Profit | 335.79 Cr | 287.5 Cr | 465.56 Cr | 535.97 Cr |
| IV. APPROPRIATIONS | 1098.4 Cr | 1226.03 Cr | 1572.83 Cr | 1920.85 Cr |
| Transfer to Statutory Reserve | 83.95 Cr | 71.88 Cr | 116.39 Cr | 133.99 Cr |
| Appropriation to Other Reserves | -6.03 Cr | -6.03 Cr | -6.51 Cr | -6.86 Cr |
| Equity Dividend % | 0 | 10 | 12.5 | 12.5 |
| Earnings Per Share | 10.81 | 9.25 | 14.95 | 17.13 |
| Adjusted EPS | 10.81 | 9.25 | 14.95 | 17.13 |
CONSOLIDATED CASH FLOW FOR DCB BANK LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 452.8 Cr | 389.55 Cr | 627.56 Cr | 721.96 Cr |
| Adjustments for Expenses & Provisions : | 541.07 Cr | 547.02 Cr | 312.61 Cr | 330.59 Cr |
| Adjustments for Liabilities & Assets: | -2302.38 Cr | 850.05 Cr | -2411.23 Cr | -2152.74 Cr |
| Refund/(payment) of direct taxes | -193.63 Cr | -180.55 Cr | -94.65 Cr | -139.65 Cr |
| Cash Flow from operating activities | -1502.13 Cr | 1606.08 Cr | -1565.72 Cr | -1239.84 Cr |
| Cash Flow from investing activities | -79.37 Cr | -156.62 Cr | -164.76 Cr | -132.9 Cr |
| Cash Flow from financing activities | 1074.97 Cr | -398.04 Cr | 8.14 Cr | 2070.21 Cr |
| Net increase/(decrease) in cash and cash equivalents | -506.53 Cr | 1051.42 Cr | -1722.34 Cr | 697.46 Cr |
| Opening Cash & Cash Equivalents | 3545.87 Cr | 3039.34 Cr | 4090.76 Cr | 2368.42 Cr |
| Closing Cash & Cash Equivalent | 3039.34 Cr | 4090.76 Cr | 2368.42 Cr | 3065.89 Cr |
STANDALONE CASH FLOW FOR DCB BANK LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 452.8 Cr | 389.55 Cr | 627.56 Cr | 721.96 Cr |
| Adjustments for Expenses & Provisions : | 541.07 Cr | 547.02 Cr | 312.61 Cr | 330.59 Cr |
| Adjustments for Liabilities & Assets: | -2302.38 Cr | 850.05 Cr | -2411.23 Cr | -2152.74 Cr |
| Refund/(payment) of direct taxes | -193.63 Cr | -180.55 Cr | -94.65 Cr | -139.65 Cr |
| Cash Flow from operating activities | -1502.13 Cr | 1606.08 Cr | -1565.72 Cr | -1239.84 Cr |
| Cash Flow from investing activities | -79.37 Cr | -156.62 Cr | -164.76 Cr | -132.9 Cr |
| Cash Flow from financing activities | 1074.97 Cr | -398.04 Cr | 8.14 Cr | 2070.21 Cr |
| Net increase/(decrease) in cash and cash equivalents | -506.53 Cr | 1051.42 Cr | -1722.34 Cr | 697.46 Cr |
| Opening Cash & Cash Equivalents | 3545.87 Cr | 3039.34 Cr | 4090.76 Cr | 2368.42 Cr |
| Closing Cash & Cash Equivalent | 3039.34 Cr | 4090.76 Cr | 2368.42 Cr | 3065.89 Cr |
CONSOLIDATED BALANCE SHEET FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Equity - Authorised | 500 Cr | 500 Cr | 500 Cr | 500 Cr |
| Equity - Issued | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Equity Paid Up | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 3447.1 Cr | 3736.53 Cr | 4251.53 Cr | 4755.06 Cr |
| Securities Premium | 1365.68 Cr | 1367.61 Cr | 1370.05 Cr | 1376.56 Cr |
| Capital Reserves | 119.68 Cr | 140.34 Cr | 143.11 Cr | 148.05 Cr |
| Profit & Loss Account Balances | 938.53 Cr | 1107.27 Cr | 1384.88 Cr | 1676.82 Cr |
| Reserve excluding Revaluation Reserve | 3215.74 Cr | 3511.2 Cr | 3954.61 Cr | 4464.99 Cr |
| Revaluation Reserves | 231.36 Cr | 225.33 Cr | 296.93 Cr | 290.07 Cr |
| Deposits | 29703.9 Cr | 34691.7 Cr | 41238.9 Cr | 49353 Cr |
| Demand Deposits | 2034.36 Cr | 2130.39 Cr | 2114.14 Cr | 2412.95 Cr |
| Savings Deposit | 4752.15 Cr | 7150.69 Cr | 8781.47 Cr | 10429.5 Cr |
| Term Deposits / Fixed Deposits | 22917.4 Cr | 25410.6 Cr | 30343.3 Cr | 36510.6 Cr |
| Borrowings | 4482.25 Cr | 4081.84 Cr | 4118.12 Cr | 6219.48 Cr |
| Borrowings From Reserve Bank of India | 100 Cr | 100 Cr | 100 Cr | 876 Cr |
| Borrowings From Other Banks | 70 Cr | 55 Cr | 25 Cr | 25 Cr |
| Borrowings From Other Financial Institutions | 3625.65 Cr | 3476.84 Cr | 3693.12 Cr | 4935.07 Cr |
| Borrowings in the form of Bonds / Debentures | 686.6 Cr | 450 Cr | 300 Cr | 300 Cr |
| Borrowings From Out of India | 0 | 0 | 0 | 83.4 Cr |
| Other Liabilities & Provisions | 1657.43 Cr | 2017.79 Cr | 2442.73 Cr | 2393.19 Cr |
| Bills Payable | 472.3 Cr | 689.94 Cr | 1087.57 Cr | 956.56 Cr |
| Interest Accrued | 424.91 Cr | 382.18 Cr | 461.6 Cr | 615.24 Cr |
| Total Liabilities | 39602.1 Cr | 44840.1 Cr | 52365.9 Cr | 63037 Cr |
| Cash and balance with Reserve Bank of India | 1182.89 Cr | 1577.5 Cr | 2030.6 Cr | 2866.93 Cr |
| Cash with RBI | 985.5 Cr | 1385.7 Cr | 1845.97 Cr | 2681.25 Cr |
| Cash in hand & others | 197.38 Cr | 191.8 Cr | 184.63 Cr | 185.68 Cr |
| Balances with banks and money at call | 1856.45 Cr | 2513.26 Cr | 337.82 Cr | 198.96 Cr |
| Investments | 8413.69 Cr | 9098.23 Cr | 12582.5 Cr | 16210.8 Cr |
| Investments in India | 8339.2 Cr | 9014.9 Cr | 12559.9 Cr | 16210.8 Cr |
| GOI/State Govt. Securities | 6737.04 Cr | 7624 Cr | 9927.98 Cr | 12379.3 Cr |
| Equity Shares - Corporate | 23.76 Cr | 22.6 Cr | 22.6 Cr | 29.63 Cr |
| Debentures & Bonds | 129.59 Cr | 124.68 Cr | 123.67 Cr | 99.76 Cr |
| Units - MF/ Insurance/CP/PTC | 1448.82 Cr | 1243.63 Cr | 2485.65 Cr | 3694.82 Cr |
| Investments outside India | 74.49 Cr | 83.33 Cr | 22.55 Cr | 0 |
| Other investments outside India | 74.49 Cr | 83.33 Cr | 22.55 Cr | 0 |
| Advances | 25959.2 Cr | 29095.8 Cr | 34380.7 Cr | 40924.6 Cr |
| Bills Purchased & Discounted | 182.99 Cr | 471.97 Cr | 655.71 Cr | 265.4 Cr |
| Cash Credit, Over Draft & Loans repayable | 6117.94 Cr | 5990.39 Cr | 5114.03 Cr | 5304.05 Cr |
| Term Loans | 19658.3 Cr | 22633.4 Cr | 28611 Cr | 35355.1 Cr |
| Gross block | 960.92 Cr | 1049.23 Cr | 1291.62 Cr | 1435.8 Cr |
| Premises | 522.56 Cr | 565.65 Cr | 713.96 Cr | 764.56 Cr |
| Other Fixed Assets | 438.36 Cr | 483.58 Cr | 577.66 Cr | 671.24 Cr |
| Less: Accumulated Depreciation | 392.41 Cr | 440.87 Cr | 508.94 Cr | 594.69 Cr |
| Net Block | 568.51 Cr | 608.36 Cr | 782.67 Cr | 841.1 Cr |
| Capital Work in Progress | 0 | 52.82 Cr | 43.6 Cr | 23.78 Cr |
| Other Assets | 1621.35 Cr | 1894.18 Cr | 2207.98 Cr | 1970.78 Cr |
| Interest Accrued Assets | 140.03 Cr | 545.71 Cr | 630.29 Cr | 716.36 Cr |
| Tax paid in advance/TDS | 64.12 Cr | 68.62 Cr | 71.27 Cr | 46.45 Cr |
| Stationery and stamps | 44.96 Lk | 41.29 Lk | 61.6 Lk | 79.69 Lk |
| Deferred tax asset | 155.99 Cr | 229.99 Cr | 159.99 Cr | 138.47 Cr |
| Total Assets | 39602.1 Cr | 44840.1 Cr | 52365.9 Cr | 63037 Cr |
| Contingent Liabilities | 5849.82 Cr | 5062.1 Cr | 5097.65 Cr | 9296.99 Cr |
| Claims not acknowledged as debts | 44.04 Cr | 35.49 Cr | 34.79 Cr | 33.02 Cr |
| Outstanding forward exchange contracts | 2944.87 Cr | 1778.27 Cr | 3441.63 Cr | 6717.33 Cr |
| Guarantees given in India | 1015.67 Cr | 1106.92 Cr | 1244 Cr | 1419.68 Cr |
| Guarantees given Outside India | 73.22 Cr | 70.78 Cr | 70.31 Cr | 76.9 Cr |
| Acceptances, endorsements & other obligations | 246.58 Cr | 231.95 Cr | 116.28 Cr | 94.35 Cr |
| Bills for collection | 469.54 Cr | 554.63 Cr | 534.16 Cr | 611.74 Cr |
| Book Value | 113.55 | 122.91 | 136.95 | 152.74 |
| Adjusted Book Value | 113.55 | 122.91 | 136.95 | 152.74 |
STANDALONE BALANCE SHEET FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Equity - Authorised | 500 Cr | 500 Cr | 500 Cr | 500 Cr |
| Equity - Issued | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Equity Paid Up | 310.54 Cr | 310.98 Cr | 311.5 Cr | 312.8 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 3447.1 Cr | 3736.53 Cr | 4251.53 Cr | 4755.06 Cr |
| Securities Premium | 1365.68 Cr | 1367.61 Cr | 1370.05 Cr | 1376.56 Cr |
| Capital Reserves | 119.68 Cr | 140.34 Cr | 143.11 Cr | 148.05 Cr |
| Profit & Loss Account Balances | 938.53 Cr | 1107.27 Cr | 1384.88 Cr | 1676.82 Cr |
| Reserve excluding Revaluation Reserve | 3215.74 Cr | 3511.2 Cr | 3954.61 Cr | 4464.99 Cr |
| Revaluation Reserves | 231.36 Cr | 225.33 Cr | 296.93 Cr | 290.07 Cr |
| Deposits | 29703.9 Cr | 34691.7 Cr | 41238.9 Cr | 49353 Cr |
| Demand Deposits | 2034.36 Cr | 2130.39 Cr | 2114.14 Cr | 2412.95 Cr |
| Savings Deposit | 4752.15 Cr | 7150.69 Cr | 8781.47 Cr | 10429.5 Cr |
| Term Deposits / Fixed Deposits | 22917.4 Cr | 25410.6 Cr | 30343.3 Cr | 36510.6 Cr |
| Borrowings | 4482.25 Cr | 4081.84 Cr | 4118.12 Cr | 6219.48 Cr |
| Borrowings From Reserve Bank of India | 100 Cr | 100 Cr | 100 Cr | 876 Cr |
| Borrowings From Other Banks | 70 Cr | 55 Cr | 25 Cr | 25 Cr |
| Borrowings From Other Financial Institutions | 3625.65 Cr | 3476.84 Cr | 3693.12 Cr | 4935.07 Cr |
| Borrowings in the form of Bonds / Debentures | 686.6 Cr | 450 Cr | 300 Cr | 300 Cr |
| Borrowings From Out of India | 0 | 0 | 0 | 83.4 Cr |
| Other Liabilities & Provisions | 1657.43 Cr | 2017.79 Cr | 2442.73 Cr | 2393.19 Cr |
| Bills Payable | 472.3 Cr | 689.94 Cr | 1087.57 Cr | 956.56 Cr |
| Interest Accrued | 424.91 Cr | 382.18 Cr | 461.6 Cr | 615.24 Cr |
| Total Liabilities | 39602.1 Cr | 44840.1 Cr | 52365.9 Cr | 63037 Cr |
| Cash and balance with Reserve Bank of India | 1182.89 Cr | 1577.5 Cr | 2030.6 Cr | 2866.93 Cr |
| Cash with RBI | 985.5 Cr | 1385.7 Cr | 1845.97 Cr | 2681.25 Cr |
| Cash in hand & others | 197.38 Cr | 191.8 Cr | 184.63 Cr | 185.68 Cr |
| Balances with banks and money at call | 1856.45 Cr | 2513.26 Cr | 337.82 Cr | 198.96 Cr |
| Investments | 8413.69 Cr | 9098.23 Cr | 12582.5 Cr | 16210.8 Cr |
| Investments in India | 8339.2 Cr | 9014.9 Cr | 12559.9 Cr | 16210.8 Cr |
| GOI/State Govt. Securities | 6737.04 Cr | 7624 Cr | 9927.98 Cr | 12379.3 Cr |
| Equity Shares - Corporate | 23.76 Cr | 22.6 Cr | 22.6 Cr | 29.63 Cr |
| Debentures & Bonds | 129.59 Cr | 124.68 Cr | 123.67 Cr | 99.76 Cr |
| Units - MF/ Insurance/CP/PTC | 1448.82 Cr | 1243.63 Cr | 2485.65 Cr | 3694.82 Cr |
| Investments outside India | 74.49 Cr | 83.33 Cr | 22.55 Cr | 0 |
| Other investments outside India | 74.49 Cr | 83.33 Cr | 22.55 Cr | 0 |
| Advances | 25959.2 Cr | 29095.8 Cr | 34380.7 Cr | 40924.6 Cr |
| Bills Purchased & Discounted | 182.99 Cr | 471.97 Cr | 655.71 Cr | 265.4 Cr |
| Cash Credit, Over Draft & Loans repayable | 6117.94 Cr | 5990.39 Cr | 5114.03 Cr | 5304.05 Cr |
| Term Loans | 19658.3 Cr | 22633.4 Cr | 28611 Cr | 35355.1 Cr |
| Gross block | 960.92 Cr | 1049.23 Cr | 1291.62 Cr | 1435.8 Cr |
| Premises | 522.56 Cr | 565.65 Cr | 713.96 Cr | 764.56 Cr |
| Other Fixed Assets | 438.36 Cr | 483.58 Cr | 577.66 Cr | 671.24 Cr |
| Less: Accumulated Depreciation | 392.41 Cr | 440.87 Cr | 508.94 Cr | 594.69 Cr |
| Net Block | 568.51 Cr | 608.36 Cr | 782.67 Cr | 841.1 Cr |
| Capital Work in Progress | 0 | 52.82 Cr | 43.6 Cr | 23.78 Cr |
| Other Assets | 1621.35 Cr | 1894.18 Cr | 2207.98 Cr | 1970.78 Cr |
| Interest Accrued Assets | 140.03 Cr | 545.71 Cr | 630.29 Cr | 716.36 Cr |
| Tax paid in advance/TDS | 64.12 Cr | 68.62 Cr | 71.27 Cr | 46.45 Cr |
| Stationery and stamps | 44.96 Lk | 41.29 Lk | 61.6 Lk | 79.69 Lk |
| Deferred tax asset | 155.99 Cr | 229.99 Cr | 159.99 Cr | 138.47 Cr |
| Total Assets | 39602.1 Cr | 44840.1 Cr | 52365.9 Cr | 63037 Cr |
| Contingent Liabilities | 5849.82 Cr | 5062.1 Cr | 5097.65 Cr | 9296.99 Cr |
| Claims not acknowledged as debts | 44.04 Cr | 35.49 Cr | 34.79 Cr | 33.02 Cr |
| Outstanding forward exchange contracts | 2944.87 Cr | 1778.27 Cr | 3441.63 Cr | 6717.33 Cr |
| Guarantees given in India | 1015.67 Cr | 1106.92 Cr | 1244 Cr | 1419.68 Cr |
| Guarantees given Outside India | 73.22 Cr | 70.78 Cr | 70.31 Cr | 76.9 Cr |
| Acceptances, endorsements & other obligations | 246.58 Cr | 231.95 Cr | 116.28 Cr | 94.35 Cr |
| Bills for collection | 469.54 Cr | 554.63 Cr | 534.16 Cr | 611.74 Cr |
| Book Value | 113.55 | 122.91 | 136.95 | 152.74 |
| Adjusted Book Value | 113.55 | 122.91 | 136.95 | 152.74 |
FINANCIAL RATIOS (CONSOLIDATED) FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 10.81 | 9.25 | 14.95 | 17.13 |
| DPS(Rs) | 0 | 1 | 1.25 | 1.25 |
| Book NAV/Share(Rs) | 113.55 | 122.91 | 136.95 | 152.74 |
| Margin Ratios | ||||
| Yield on Advances | 13.32 | 12.07 | 12.22 | 13.1 |
| Yield on Investments | ||||
| Cost of Liabilities | 6.35 | 5.56 | 5.47 | 6.18 |
| NIM | 3.44 | 3.21 | 3.48 | 3.2 |
| Interest Spread | 6.97 | 6.51 | 6.74 | 6.92 |
| Performance Ratios | ||||
| ROA(%) | 0.86 | 0.68 | 0.96 | 0.93 |
| ROE(%) | ||||
| ROCE(%) | 9.87 | 8.05 | 10.51 | 10.86 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 48.51 | 55.96 | 63 | 64.01 |
| Core Cost Income Ratio | 52.84 | 58.34 | 63.28 | 64.95 |
| Operating Costs to Assets | 2.14 | 2.26 | 2.56 | 2.44 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 19.67 | 18.92 | 17.55 | 16.59 |
| Tier - 1 (Basel III) | 15.49 | 15.84 | 15.18 | 14.53 |
| Tier - 2 (Basel III) | 4.18 | 3.08 | 2.37 | 2.06 |
| Valuation Parameters | ||||
| PER(x) | 9.5 | 7.51 | 7.15 | 6.95 |
| PCE(x) | 8.13 | 6.14 | 6.13 | 5.91 |
| Price/Book(x) | 0.9 | 0.56 | 0.78 | 0.78 |
| Yield(%) | 0 | 1.44 | 1.17 | 1.05 |
| EV/Net Sales(x) | 2.22 | 1.78 | 1.77 | 1.85 |
| EV/Core EBITDA(x) | 8.54 | 7.83 | 9.46 | 11.5 |
| EV/EBIT(x) | 2.92 | 2.45 | 2.39 | 2.39 |
| EV/CE(x) | 0.19 | 0.14 | 0.14 | 0.9 |
| M Cap / Sales | 0.92 | 0.61 | 0.79 | 0.69 |
| Growth Ratio | ||||
| Core Operating Income Growth | 1.72 | 5.51 | 26.48 | 12.28 |
| Operating Profit Growth | ||||
| Net Profit Growth | -0.64 | -14.38 | 61.93 | 15.13 |
| BVPS Growth | 10.71 | 8.24 | 11.43 | 11.53 |
| Advances Growth | 2.42 | 13.05 | 18.16 | 19.04 |
| EPS Growth(%) | -0.67 | -14.5 | 61.66 | 14.65 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.05 | 0.05 | 0.06 |
| Current Ratio(x) | 0.28 | 0.26 | 0.31 | 0.33 |
| Quick Ratio(x) | 15.09 | 11.77 | 9.99 | 12.6 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 4.09 | 4.32 | 3.19 | 3.23 |
| Net NPA in Rs. Million | 2.29 | 1.97 | 1.04 | 1.11 |
FINANCIAL RATIOS (STANDALONE) FOR DCB BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 10.81 | 9.25 | 14.95 | 17.13 |
| DPS(Rs) | 0 | 1 | 1.25 | 1.25 |
| Book NAV/Share(Rs) | 113.55 | 122.91 | 136.95 | 152.74 |
| Margin Ratios | ||||
| Yield on Advances | 13.32 | 12.07 | 12.22 | 13.1 |
| Yield on Investments | ||||
| Cost of Liabilities | 6.35 | 5.56 | 5.47 | 6.18 |
| NIM | 3.44 | 3.21 | 3.48 | 3.2 |
| Interest Spread | 6.97 | 6.51 | 6.74 | 6.92 |
| Performance Ratios | ||||
| ROA(%) | 0.86 | 0.68 | 0.96 | 0.93 |
| ROE(%) | ||||
| ROCE(%) | 9.87 | 8.05 | 10.51 | 10.86 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 48.51 | 55.96 | 63 | 64.01 |
| Core Cost Income Ratio | 52.84 | 58.34 | 63.28 | 64.95 |
| Operating Costs to Assets | 2.14 | 2.26 | 2.56 | 2.44 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 19.67 | 18.92 | 17.55 | 16.59 |
| Tier - 1 (Basel III) | 15.49 | 15.84 | 15.18 | 14.53 |
| Tier - 2 (Basel III) | 4.18 | 3.08 | 2.37 | 2.06 |
| Valuation Parameters | ||||
| PER(x) | 9.5 | 7.51 | 7.15 | 6.95 |
| PCE(x) | 8.13 | 6.14 | 6.13 | 5.91 |
| Price/Book(x) | 0.9 | 0.56 | 0.78 | 0.78 |
| Yield(%) | 0 | 1.44 | 1.17 | 1.05 |
| EV/Net Sales(x) | 2.22 | 1.78 | 1.77 | 1.85 |
| EV/Core EBITDA(x) | 8.54 | 7.83 | 9.46 | 11.5 |
| EV/EBIT(x) | 2.92 | 2.45 | 2.39 | 2.39 |
| EV/CE(x) | 0.19 | 0.14 | 0.14 | 0.9 |
| M Cap / Sales | 0.92 | 0.61 | 0.79 | 0.69 |
| Growth Ratio | ||||
| Core Operating Income Growth | 1.72 | 5.51 | 26.48 | 12.28 |
| Operating Profit Growth | ||||
| Net Profit Growth | -0.64 | -14.38 | 61.93 | 15.13 |
| BVPS Growth | 10.71 | 8.24 | 11.43 | 11.53 |
| Advances Growth | 2.42 | 13.05 | 18.16 | 19.04 |
| EPS Growth(%) | -0.67 | -14.5 | 61.66 | 14.65 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.05 | 0.05 | 0.06 |
| Current Ratio(x) | 0.28 | 0.26 | 0.31 | 0.33 |
| Quick Ratio(x) | 15.09 | 11.77 | 9.99 | 12.6 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 4.09 | 4.32 | 3.19 | 3.23 |
| Net NPA in Rs. Million | 2.29 | 1.97 | 1.04 | 1.11 |
SHARE HOLDING PATTERN FOR DCB BANK LIMITED
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 | 0.78 | 0.78 | 0.78 |
| FII % | 12.45 | 12.51 | 12.44 | 12.27 | 12.30 | 12.74 | 13.02 | 12.75 | 14.65 | 11.06 |
| DII % | 8.73 | 8.94 | 8.96 | 9.19 | 9.23 | 8.70 | 7.58 | 7.36 | 7.35 | 7.30 |
| Public % | 35.07 | 35.12 | 33.34 | 33.01 | 33.18 | 33.45 | 37.99 | 42.83 | 42.99 | 47.56 |
PEER COMPARISON FOR DCB BANK LIMITED
CORPORATE ACTIONS FOR DCB BANK
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 17-Oct-2024 | Board Meeting - Quarterly Results | 24-Oct-2024 |
| BSE 18-Jul-2024 | Board Meeting - Quarterly Results | 24-Jul-2024 |
| BSE 10-May-2024 | Dividend - Rs.1.2500 per share(12.5%)Dividend | |
| BSE 16-Apr-2024 | Board Meeting - Dividend & Audited Results Inter alia, to consider and approve:- 1. Audited Financial Results of the Bank for the Quarter and Financial Year ended March 31, 2024. 2. Proposal for recommendation of dividend, if any, for the Financial Year ended March 31, 2024. 3. To consider raising of funds/capital by: i) Issuance of debt securities including unsecured redeemable non-convertible Basel III complian... | 24-Apr-2024 |
| BSE 17-Jan-2024 | Board Meeting - Quarterly Results | 24-Jan-2024 |
| BSE 04-Dec-2023 | Board Meeting - Preferential Issue of shares The Company informs as under: "Aga Khan Fund for Economic Development (AKFED) (the Promoter) (the Major Shareholder) has expressed its interest to invest up to USD 10 million (equivalent INR at prevailing exchange rate) by subscribing to additional equity shares of the Bank, in compliance with applicable laws and regulations. The purpose is to further strengthen the Ba... | 08-Dec-2023 |
| BSE 23-Oct-2023 | Board Meeting - Quarterly Results | 31-Oct-2023 |
| BSE 20-Jul-2023 | Board Meeting - Quarterly Results | 28-Jul-2023 |
| BSE 05-May-2023 | Dividend - Rs.1.2500 per share(12.5%)Final Dividend | |
| BSE 28-Apr-2023 | Board Meeting - Final Dividend & Audited Results & Inter alia, to consider and approve :- 1. Proposal for recommendation of dividend, if any, for the Financial Year ended March 31, 2023. 2. To consider raising of funds/capital by: i) Issuance of debt securities including unsecured redeemable non-convertible Basel III compliant Tier II Bonds by way of private placement. ii) Issuance of equity shares / other securi... | 05-May-2023 |
| BSE 23-Jan-2023 | Board Meeting - Quarterly Results | 28-Jan-2023 |
| BSE 28-Oct-2022 | Board Meeting - Quarterly Results | 05-Nov-2022 |
| BSE 14-Sep-2022 | Board Meeting - Redemption of Bonds | 17-Sep-2022 |
| BSE 22-Jul-2022 | Board Meeting - Quarterly Results | 30-Jul-2022 |
| BSE 09-May-2022 | Dividend - Rs.1.0000 per share(10%)Dividend | |
| BSE 02-May-2022 | Board Meeting - Dividend & Audited Results Inter alia, to consider raising of funds through issue of securities, in accordance with applicable laws, as may be required by the Bank from time to time. Such agenda(s), if approved by the Board, shall be included in the Notice calling ensuing AGM seeking the approval of shareholders by passing enabling resolution(s) as done in earlier years | 07-May-2022 |
| BSE 01-Feb-2022 | Board Meeting - Quarterly Results | 09-Feb-2022 |
| BSE 25-Oct-2021 | Board Meeting - Quarterly Results | 30-Oct-2021 |
CORPORATE ANNOUNCEMENTS FOR DCB BANK
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Pursuant to the Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 please find attached the transcript of the Earnings Conference Call held on October 24 2024 with respect to the Financial Results of DCB Bank Limited (the Bank) for the 2nd quarter and half year ended September 30 2024. The same has also been uploaded on website of the Bank and can be accessed at the link given below: |
| BSE 28-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith details of the loss of share certificate(s) as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank. After complying with required formalities by the shareholder the Bank will issue duplicate share certificate(s) in lieu thereof to the rightful owner(s) through the RTA and the relevant information will be submitted to the Exchanges in compliance with the requirements. |
| BSE 25-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Pursuant to the Regulation 30 and other applicable provisions of the SEBI Listing Regulations we enclose herewith copies of the newspaper advertisements published by DCB Bank Limited (the Bank) in Business Standard (English) and Pudhari (Marathi) on October 25 2024 in compliance with the various circulars issued by the Ministry of Corporate Affairs from time to time and as applicable.The above information is being made available on the website of the Bank at www.dcbbank.com. |
| BSE 24-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome We wish to inform you that the audio recording of the earnings call with analysts and investors held onOctober 24 2024 with respect to unaudited financial results of the Bank for the 2nd quarter and half year ended September 30 2024 has been made available on the website of the Bank at the link:https://www.dcbbank.com/pdfs/DCB-Bank-Q2-FY-2024-25-Results-Analyst-Call-Audio-Link.mp3 The information which is already available in public domain was only discussed / shared during the Call. Please take note of the above in compliance with the Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
| BSE 24-Oct-2024 | General Announcements FILE | Disclosures Of Related Party Transactions For The Half Year Ended September 30 2024 n Compliance with the requirement under regulation 23(9) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 we attach herewith the disclosure on Related Party Transactions for the half year ended September 30 2024. |
| BSE 24-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Please find attached the Investor Presentation which will be referred during the earnings call with analysts and investors for the financial results of the Bank for the second quarter and half year ended September 30 2024.The said presentation is being uploaded on the website of the Bank and can be accessed at www.dcbbank.com This is for your information and records. |
| BSE 24-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Please find attached the press release captioned DCB Bank announces Second Quarter FY 2025 Results. |
| BSE 24-Oct-2024 | Outcome FILE | Unaudited Financial Results Of DCB Bank Limited ('The Bank') For The Second Quarter And Half Year Ended September 30 2024 Pursuant to the Regulation 30 33 52 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we enclose herewith the Unaudited Financial Results (Limited Reviewed) of the Bank for the quarter and half year ended September 30 2024 duly approved by the Board of Directors of the Bank at its meeting held today i.e. on October 24 2024 along with the Limited Review Report dated October 24 2024 of the Joint Statutory Auditors of the Bank viz. B S R & Co. LLP Chartered Accountants and M/s. Varma & Varma Chartered Accountants.The financial results were considered and approved at 4.20 p.m. and the Board Meeting continued thereafter for consideration of other agenda items. |
| BSE 22-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith the information regarding duplicate share certificate(s) issued and as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank as given in the attachment. |
| BSE 21-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation In continuation of our intimation dated October 17 2024 regarding the date of the Board Meeting inter alia to consider and approve the Unaudited Financial Results of DCB Bank Limited (the Bank) for the quarter and half year ended September 30 2024 we wish to inform you that the Bank will host an earnings call with analysts and investors on Thursday October 24 2024 at 18:30 hours (IST) to discuss the Financial Results with the participants. |
| BSE 18-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating We wish to inform you that upon the request made by DCB Bank Limited (the Bank) CARE Ratings Limited in its Rating Rationale dated October 18 2024 has assigned the ratings of the Bank as under: 1) reaffirmed CARE A1+ rating for ?1000 Crore Certificates of Deposit Programme of the Bank. 2) reaffirmed CARE A1+ rating for the Short-Term Fixed Deposit Programme of the Bank; The Rating Rationale is enclosed herewith and the same is also available on website of CARE Ratings Limited. |
| BSE 18-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith details of the loss of share certificate(s) as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank. After complying with required formalities by the shareholder the Bank will issue duplicate share certificate(s) in lieu thereof to the rightful owner(s) through the RTA and the relevant information will be submitted to the Exchanges in compliance with the requirements. |
| BSE 17-Oct-2024 | Intimation FILE | Board Meeting Intimation for Considering And Approving The Unaudited Financial Results Of The Bank For The Quarter And Half Year Ended September 30 2024. DCB Bank Limitedhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2024 inter alia to consider and approve the Unaudited Financial Results of the Bank for the quarter and half year ended September 30 2024.Please take note of the above in compliance with Regulation 29 and other applicable Regulation of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
| BSE 14-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating We wish to inform you that upon the request made by DCB Bank Limited (the Bank) CRISIL Ratings Limited in its Rating Rationale dated October 14 2024 has assigned the ratings of the Bank as under: 1) reaffirmed CRISIL A1+ rating on ?350 Crore on Short Term Bank Facilities. 2) reaffirmed CRISIL AA-/Stable rating for the Basel III Complaint Tier II Bonds Programme of ?300 crore. 3) reaffirmed CRISIL A1+ rating on the Short-Term Fixed Deposit Programme of the Bank. 4) reaffirmed CRISIL A1+ rating on ?1000 Crore (Enhanced from ?500 Crore) Certificate of Deposit Programme of the Bank. |
| BSE 11-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Acquisition Pursuant to Regulation 30 and other applicable provisions of SEBI Listing Regulations and further to our letter Ref. No.CO:CS:RC:2023-24:132 dated August 11 2023 we wish to inform you that DCB Bank Limited (the Bank) on October 10 2024 has agreed to make additional investment by acquiring and/or subscribing to 3 21 420 equity shares of Saksham Gram Credit Private Limited (Saksham). Please note that with this additional investment the total shareholding of the Bank in Saksham becomes 9.90%. The details as required under the SEBI Listing Regulations are provided in Annexure 1. |
| BSE 11-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Pursuant to the requirement under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations 2018 we enclose herewith Confirmation Certificate dated October 3 2024 issued by the Registrar & Transfer Agents of the Bank viz. Link Intime India Private Limited which is registered as Category-I Registrar & Share Transfer Agent with the Securities and Exchange Board of India vide Registration Number: INR000004058 confirming compliance with the requirements on behalf of the Bank for the quarter ended September 30 2024. |
| BSE 01-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith the information regarding duplicate share certificate(s) issued and as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank as given in the attachment. |
| BSE 30-Sep-2024 | General Announcements FILE | Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD This is in continuation to our letter Ref. No.CO:CS:RC:2024-25:155 dated August 19 2024 wherein the Bank had intimated about the Record Date (September 13 2024) for payment of Interest due on the captioned Tier 2 Bonds issued on March 28 2023. The Bank has made timely full payment of the half yearly interest today i.e. on September 30 2024 (the due date September 28 2024 and the succeeding day September 29 2024 were non-business days) to all its Bond holders whose names were appearing on the register of bond holders on the Record Date fixed for the purpose. The details are given in the attached file. |
| BSE 25-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS We wish to inform you that the Bank has issued and allotted 66 630 equity shares of Rs.10/- each today i.e. on September 25 2024 to the employees of the Bank pursuant to the terms of the Employee Stock Option Plan (ESOP) of the Bank. Accordingly the issued and paid-up share capital of the Bank stands increased from 313 505 730 equity shares of Rs.10/- each to 313 572 360 equity shares of Rs.10/- each. Kindly take note of the above in compliance with the requirement under Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
| BSE 23-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith details of the loss of share certificate(s) as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank. After complying with required formalities by the shareholder the Bank will issue duplicate share certificate(s) in lieu thereof to the rightful owner(s) through the RTA and the relevant information will be submitted to the Exchanges in compliance with the requirements. |
| BSE 21-Sep-2024 | Intimation FILE | Closure of Trading Window This is to inform you that pursuant to the requirements of SEBI (Prohibition of Insider Trading) Regulations 2015 as amended from time to time and DCB Bank- Code of Conduct for Prohibition of Insider Trading the trading window for dealing in the securities of DCB Bank Limited (the Bank) shall remain closed for all the designated persons from September 23 2024 till 48 hours after the declaration of the Financial Results of the Bank for the quarter and half year ending September 30 2024.The date of Board Meeting in which the financial results would be considered shall be intimated separately in due course. |
| BSE 20-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith the information regarding duplicate share certificate(s) issued and as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank as given in the attachment. |
| BSE 18-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Directorate Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) this is to inform you that on recommendation of the Nomination and Remuneration Committee the Board of Directors of the Bank at its meeting held today i.e. September 18 2024 has approved the appointment of Mr. Nasser Munjee (DIN: 00010180) as an Additional and Non- Executive (Non-Independent) Director of the Bank with effect from September 19 2024 liable to retire by rotation. |
| BSE 18-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS We wish to inform you that the Bank has issued and allotted 62 375 equity shares of Rs.10/- each today i.e. on September 18 2024 to the employees of the Bank pursuant to the terms of the Employee Stock Option Plan (ESOP) of the Bank. Accordingly the issued and paid-up share capital of the Bank stands increased from 313 443 355 equity shares of Rs.10/- each to 313 505 730 equity shares of Rs.10/- each. Kindly take note of the above in compliance with the requirement under Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
| BSE 17-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Pursuant to the provision of Regulation 30 and other applicable provisions of SEBI Listing Regulations please note that the representatives of DCB Bank Limited (the Bank) had participated in investor meeting (One-to-One) with Tata Asset Management Private Limited on September 17 2024. The information which is already in public domain was only discussed / shared during the meeting. |
| BSE 17-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Pursuant to the provision of Regulation 30 and other applicable provisions of SEBI Listing Regulations please note that the representatives of DCB Bank Limited (the Bank) had participated in meeting (One-to-One) with Sundaram Asset Management Company Limited on September 17 2024. The information which is already in public domain was only discussed / shared during the meeting. |
| BSE 16-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith details of the loss of share certificate(s) as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank. After complying with required formalities by the shareholder the Bank will issue duplicate share certificate(s) in lieu thereof to the rightful owner(s) through the RTA and the relevant information will be submitted to the Exchanges in compliance with the requirements. |
| BSE 12-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Pursuant to the provision of Regulation 30 and other applicable provisions of SEBI Listing Regulations please note that the representatives of DCB Bank Limited (the Bank) had participated in investor meeting (One-to-One) with Anand Rathi Securities on September 12 2024. The information which is already in public domain was only discussed / shared during the meeting. |
| BSE 11-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Pursuant to Regulation 39(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulation 2015 we furnish herewith details of the loss of share certificate(s) as received from M/s. Link Intime India Private Limited the Registrar and Transfer Agents (RTA) of the Bank. After complying with required formalities by the shareholder the Bank will issue duplicate share certificate(s) in lieu thereof to the rightful owner(s) through the RTA and the relevant information will be submitted to the Exchanges in compliance with the requirements. |
| BSE 06-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Pursuant to the provision of Regulation 30 and other applicable provisions of SEBI Listing Regulations please note that the representatives of DCB Bank Limited (the Bank) had participated in investor meeting (One-to-One) with Oman India Joint Investment Fund Management Company Private Limited on September 06 2024. The information which is already in public domain was only discussed / shared during the meeting.This is for your information and appropriate dissemination. |
INSIDER TRADING FOR DCB BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Insider trading details found | |||
BULK BLOCK DEALS FOR DCB BANK LIMITED
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Bulk Block details found | |||
DIVIDEND BY DCB BANK LIMITED
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 10-May-2024 | DIVIDEND | 1.25 |
| 15-Jun-2023 | DIVIDEND | 1.25 |
| 14-Jun-2022 | DIVIDEND | 1 |
SPLIT / BONUS BY DCB BANK LIMITED
No Split / Bonus details found
Data feed Source : www.accordfintech.com, NSE DATA Feed & BSE Data Feed
