♥
ISIN : INE168A01041
NSE : J&KBANK
BSE : 532209
Face Value : 1
Industry : Bank - Private
EPS : 16.84
EPS (TTM) : 18.62
Price to Earning (P/E) : 5.48
Book Value : 99.20
Price to Bookvalue (P/B) : 0.93
Dividend Yield : 2 %
Return on Equity (ROE) : 18.12 %
Return on Capital Employed (ROCE) : 19.45 %
The Jammu & Kashmir Bank Limited
ISIN : INE168A01041
NSE : J&KBANK
BSE : 532209
Face Value : 1
Industry : Bank - Private
EPS : 16.84
EPS (TTM) : 18.62
Price to Earning (P/E) : 5.48
Book Value : 99.20
Price to Bookvalue (P/B) : 0.93
Dividend Yield : 2 %
Return on Equity (ROE) : 18.12 %
Return on Capital Employed (ROCE) : 19.45 %
The Jammu share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 113.5 - 113.6 0.1 % |
| Low / High | 109.85 - 114.35 4.1 % |
| Trade Volume | 2.26 Lk |
| 52 Week Low / High | 87.51 - 128.45 46.8 % |
-
YOU MAY ALSO LIKE
- CAGR Calculator
Check your investment returns using our CAGR / Investment Growth Calculator - Share Market basics for beginners
Share Market jargons in simple terms - Stock market course tutorial
Stock Market Investment Course explained in simple words. - How much money do you need to retire
Know how much money do you need to retire, before how much to invest ? - High dividend stocks
High dividend yield stocks on Stock exchange NSE and BSE - Low PE ratio stocks
Undervalued, low PE ratio stocks on Stock exchange NSE and BSE
CONSOLIDATED QUARTERLY RESULT FOR THE JAMMU & KASHMIR BANK LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 21031.6 | 22989 | 24408.7 | 25123 | 26572.1 | 27644.4 | 28812 | 29103.5 | 29943.6 | 31236.6 |
| Income On Investments | 4748.7 | 5094.1 | 5270.7 | 5595.7 | 5698.2 | 5588.4 | 5648.7 | 5719 | 6103.9 | 6494.1 |
| Interest On Balances With Rbi Other Inter Bank Funds | 917.3 | 424.1 | 16.2 | 380.3 | 191.9 | 19.4 | 92.2 | 63.7 | 39 | 181.7 |
| Interest / Discount On Advances / Bills | 15364.7 | 17471.7 | 18538.2 | 18600.9 | 20083.8 | 21347.7 | 22288.8 | 22366.4 | 22826.8 | 23577.6 |
| Others | 0.9 | -0.9 | 583.6 | 546.1 | 598.2 | 688.9 | 782.3 | 954.4 | 973.9 | 983.2 |
| Other Income | 2050.6 | 1479.5 | 2438.5 | 1683.8 | 2303.1 | 1929 | 1857.7 | 2286.9 | 1984.2 | 3006.5 |
| Total Income | 23082.2 | 24468.5 | 26847.2 | 26806.8 | 28875.2 | 29573.4 | 30669.7 | 31390.4 | 31927.8 | 34243.1 |
| Interest Expended | 10690.8 | 10947.4 | 11832.2 | 12624 | 13736.1 | 14301.7 | 16002.9 | 16038.6 | 16249.7 | 16874.2 |
| Operating Expenses | 8574.1 | 8685.6 | 9567.8 | 9681.1 | 9855.7 | 9919.2 | 9152.5 | 8698.2 | 9715.6 | 9475.4 |
| Total Expenditure | 8574.1 | 8685.6 | 9567.8 | 9681.1 | 9855.7 | 9919.2 | 9152.5 | 8698.2 | 9715.6 | 9475.4 |
| Operating Profit Before Provisions and Contingencies | 3817.3 | 4835.5 | 5447.2 | 4501.7 | 5283.4 | 5352.5 | 5514.3 | 6653.6 | 5962.5 | 7893.5 |
| Provisions and contingencies | 1453.8 | 769.1 | 270.4 | -1752 | 767.4 | -99.5 | -94.3 | -1650.5 | -174.7 | 325.2 |
| Profit Before Tax | 2363.5 | 4066.4 | 5176.8 | 6253.7 | 4516 | 5452 | 5608.6 | 8304.1 | 6137.2 | 7568.3 |
| Tax | 701.7 | 1630 | 2056.4 | 1486.4 | 1249.3 | 1635.6 | 1390.7 | 1906.1 | 1969.9 | 2041.6 |
| Profit After Tax | 1661.8 | 2436.4 | 3120.4 | 4767.3 | 3266.7 | 3816.4 | 4217.9 | 6398 | 4167.3 | 5526.7 |
| Net Profit | 1661.8 | 2436.4 | 3120.4 | 4767.3 | 3266.7 | 3816.4 | 4217.9 | 6398 | 4167.3 | 5526.7 |
| Equity Capital | 961.6 | 961.6 | 961.6 | 1031.6 | 1031.6 | 1031.6 | 1101.3 | 1101.3 | 1101.3 | 1101.3 |
| Face Value (IN RS) | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| % of Shares held by Govt | 68.03 | 68.03 | 68.03 | 63.41 | 63.41 | 63.41 | 59.4 | 59.4 | 59.4 | 59.4 |
| Diluted Eps After Extraordinary Items | 1.67 | 2.49 | 3.19 | 4.87 | 3.21 | 3.72 | 4.05 | 5.75 | 3.8 | 5.02 |
| Diluted Eps Before Extraordinary Items | 1.67 | 2.49 | 3.19 | 4.87 | 3.21 | 3.72 | 4.05 | 5.75 | 3.8 | 5.02 |
STANDALONE QUARTERLY RESULT FOR THE JAMMU & KASHMIR BANK LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 21033.2 | 22988.5 | 24408.2 | 25121.2 | 26570.8 | 27641.5 | 28809.6 | 29101.8 | 29943.8 | 31235.5 |
| Income On Investments | 4748.7 | 5094.1 | 5270.7 | 5595.7 | 5698.2 | 5588.4 | 5648.7 | 5719 | 6103.9 | 6494.1 |
| Interest On Balances With Rbi Other Inter Bank Funds | 918.9 | 423.6 | 19.1 | 381.4 | 193.2 | 19.6 | 92.4 | 63.9 | 43.1 | 185.2 |
| Interest / Discount On Advances / Bills | 15364.7 | 17471.7 | 18538.2 | 18600.9 | 20083.8 | 21347.7 | 22288.8 | 22366.4 | 22826.8 | 23577.6 |
| Others | 0.9 | -0.9 | 580.2 | 543.2 | 595.6 | 685.8 | 779.7 | 952.5 | 970 | 978.6 |
| Other Income | 2029.4 | 1457.4 | 2418.5 | 1662.8 | 2282.7 | 1903.1 | 1823.4 | 2245.6 | 1941 | 2960.8 |
| Total Income | 23062.6 | 24445.9 | 26826.7 | 26784 | 28853.5 | 29544.6 | 30633 | 31347.4 | 31884.8 | 34196.3 |
| Interest Expended | 10690.9 | 10947.3 | 11834.4 | 12625.7 | 13737.8 | 14303.2 | 16005.2 | 16040.6 | 16251.6 | 16876.2 |
| Operating Expenses | 8557.2 | 8665.3 | 9551.2 | 9662.3 | 9835.2 | 9896.7 | 9122.5 | 8668.5 | 9686.5 | 9450.2 |
| Total Expenditure | 8557.2 | 8665.3 | 9551.2 | 9662.3 | 9835.2 | 9896.7 | 9122.5 | 8668.5 | 9686.5 | 9450.2 |
| Operating Profit Before Provisions and Contingencies | 3814.5 | 4833.3 | 5441.1 | 4496 | 5280.5 | 5344.7 | 5505.3 | 6638.3 | 5946.7 | 7869.9 |
| Provisions and contingencies | 1453.9 | 769 | 270.5 | -1752.1 | 767.3 | -99.4 | -94.3 | -1650.5 | -174.8 | 325.3 |
| Profit Before Tax | 2360.6 | 4064.3 | 5170.6 | 6248.1 | 4513.2 | 5444.1 | 5599.6 | 8288.8 | 6121.5 | 7544.6 |
| Tax | 700.9 | 1629.4 | 2054.7 | 1484.8 | 1248.7 | 1633.4 | 1388.8 | 1902.1 | 1966.6 | 2035.4 |
| Profit After Tax | 1659.7 | 2434.9 | 3115.9 | 4763.3 | 3264.5 | 3810.7 | 4210.8 | 6386.7 | 4154.9 | 5509.2 |
| Net Profit | 1659.7 | 2434.9 | 3115.9 | 4763.3 | 3264.5 | 3810.7 | 4210.8 | 6386.7 | 4154.9 | 5509.2 |
| Equity Capital | 961.6 | 961.6 | 961.6 | 1031.6 | 1031.6 | 1031.6 | 1101.3 | 1101.3 | 1101.3 | 1101.3 |
| Face Value (IN RS) | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| % of Shares held by Govt | 58.03 | 68.03 | 68.03 | 63.41 | 63.41 | 63.41 | 59.4 | 59.4 | 59.4 | 59.4 |
| Amount of Gross NPAs | 69620.2 | 60646.8 | 59459.7 | 52044.3 | 51036.8 | 48266.8 | 45264.8 | 39561.9 | 38575.9 | 39162.6 |
| Amount of Net NPAs | 21690.8 | 15667.7 | 16136.1 | 13342.4 | 11769.1 | 9173.6 | 7408.3 | 7368.5 | 7275.8 | 8133.9 |
| % of Net NPAs | 3.02 | 2.1 | 2.08 | 1.62 | 1.39 | 1.04 | 0.83 | 0.79 | 0.76 | 0.85 |
| % of Gross NPAs | 9.09 | 7.67 | 7.25 | 6.04 | 5.77 | 5.26 | 4.84 | 4.08 | 3.91 | 3.95 |
| Return on Assets | 0.52 | 0.71 | 0.92 | 1.37 | 0.94 | 1.08 | 1.15 | 1.69 | 1.08 | 1.41 |
| No of Public Share Holdings | 307382000 | 377372000 | 377382000 | |||||||
| % of Public Share Holdings | 31.97 | 36.59 | 36.59 | |||||||
| Diluted Eps After Extraordinary Items | 1.73 | 2.53 | 3.24 | 4.91 | 3.16 | 3.69 | 4.03 | 5.8 | 3.77 | 5 |
| Diluted Eps Before Extraordinary Items | 1.73 | 2.53 | 3.24 | 4.91 | 3.16 | 3.69 | 4.03 | 5.8 | 3.77 | 5 |
CONSOLIDATED ANNUAL RESULT FOR THE JAMMU & KASHMIR BANK LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 80129.8 | 93552.3 | 112132 |
| Income On Investments | 16768.6 | 20709.2 | 22654.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 3206.8 | 941.7 | 367.2 |
| Interest / Discount On Advances / Bills | 60148.8 | 69975.5 | 86086.7 |
| Others | 5.6 | 1925.9 | 3023.8 |
| Other Income | 7904.1 | 7652.4 | 8376.7 |
| Total Income | 88033.9 | 101205 | 120509 |
| Interest Expended | 41013.4 | 46094.4 | 60079.3 |
| Operating Expenses | 33286.5 | 36508.6 | 37625.6 |
| Total Expenditure | 33286.5 | 36508.6 | 37625.6 |
| Operating Profit Before Provisions and Contingencies | 13734 | 18601.7 | 22803.8 |
| Exceptional Items | -2700 | ||
| Provisions and contingencies | 3566.8 | 741.3 | -1076.9 |
| Profit Before Tax | 7467.2 | 17860.4 | 23880.7 |
| Tax | 2422.8 | 5874.5 | 6181.7 |
| Profit After Tax | 5044.4 | 11985.9 | 17699 |
| Net Profit | 5044.4 | 11985.9 | 17699 |
| Equity Capital | 933 | 1031.6 | 1101.3 |
| Face Value (IN RS) | 1 | 1 | 1 |
| Reserves | 78903.2 | 97931.6 | 120826 |
| % of Shares held by Govt | 70.12 | 63.41 | 59.4 |
| Diluted Eps After Extraordinary Items | 5.96 | 12.25 | 16.84 |
| Diluted Eps Before Extraordinary Items | 5.96 | 12.25 | 16.84 |
STANDALONE ANNUAL RESULT FOR THE JAMMU & KASHMIR BANK LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 80134.8 | 93551.1 | 112124 |
| Income On Investments | 16768.6 | 20709.2 | 22654.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 3206.8 | 946.8 | 369.1 |
| Interest / Discount On Advances / Bills | 60153.8 | 69975.5 | 86086.7 |
| Others | 5.6 | 1919.6 | 3013.6 |
| Other Income | 7809.3 | 7568.1 | 8254.8 |
| Total Income | 87944.1 | 101119 | 120378 |
| Interest Expended | 41022.5 | 46098.3 | 60086.8 |
| Operating Expenses | 33227.8 | 36436 | 37522.9 |
| Total Expenditure | 33227.8 | 36436 | 37522.9 |
| Operating Profit Before Provisions and Contingencies | 13693.8 | 18584.9 | 22768.8 |
| Exceptional Items | -2700 | ||
| Provisions and contingencies | 3566.8 | 741.3 | -1076.9 |
| Profit Before Tax | 7427 | 17843.6 | 23845.7 |
| Tax | 2411.4 | 5869.8 | 6173 |
| Profit After Tax | 5015.6 | 11973.8 | 17672.7 |
| Net Profit | 5015.6 | 11973.8 | 17672.7 |
| Equity Capital | 933 | 1031.6 | 1101.3 |
| Face Value (IN RS) | 1 | 1 | 1 |
| Reserves | 79203.7 | 98400.7 | 121256 |
| % of Shares held by Govt | 70.12 | 63.41 | 59.4 |
| Amount of Gross NPAs | 65205.4 | 52044.3 | 39561.9 |
| Amount of Net NPAs | 17501 | 13342.4 | 7368.5 |
| % of Net NPAs | 2.49 | 1.62 | 0.79 |
| % of Gross NPAs | 8.67 | 6.04 | 4.08 |
| Return on Assets | 0.42 | 0.89 | 1.22 |
| No of Public Share Holdings | 278788000 | 377372000 | |
| % of Public Share Holdings | 29.88 | 36.59 | |
| Diluted Eps After Extraordinary Items | 6.04 | 12.43 | 16.8 |
| Diluted Eps Before Extraordinary Items | 6.04 | 12.43 | 16.8 |
CONSOLIDATED PROFIT / LOSS FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 8111.09 Cr | 8012.98 Cr | 9355.23 Cr | 11213.2 Cr |
| Interest / Discount on advances / Bills | 6063.01 Cr | 6014.88 Cr | 6997.55 Cr | 8608.67 Cr |
| Interest on balances with RBI and other Inter-bank funds | 317.22 Cr | 320.68 Cr | 94.17 Cr | 36.72 Cr |
| Income on investments | 1730.79 Cr | 1676.85 Cr | 2070.92 Cr | 2265.43 Cr |
| Others | 5.51 Lk | 56.43 Lk | 192.58 Cr | 302.39 Cr |
| Other Income | 722.06 Cr | 790.41 Cr | 765.24 Cr | 837.67 Cr |
| Commission,exchange and brokerage | 215.82 Cr | 200.77 Cr | 159.09 Cr | 246.43 Cr |
| Profit / (loss)on sale of investments(net) | 252.16 Cr | 123.1 Cr | 51.67 Cr | 57.52 Cr |
| Profit on sale of Fixed Assets | 28.44 Lk | 28.64 Lk | 1.19 Cr | 1.07 Cr |
| Foreign Exchange Gains | 10.48 Cr | 16.37 Cr | 14.2 Cr | 12.23 Cr |
| Income earned from subsidiaries/joint venture | -6.35 Cr | 0 | 0 | 0 |
| Total Income | 8833.15 Cr | 8803.39 Cr | 10120.5 Cr | 12050.9 Cr |
| Interest Expended | 4339.88 Cr | 4101.34 Cr | 4609.44 Cr | 6007.93 Cr |
| Intereston Deposits | 4139.86 Cr | 3901.34 Cr | 4351.24 Cr | 5685.37 Cr |
| Interest on RBI / inter-bank borrowings | 1.27 Cr | 1.44 Cr | 36.48 Cr | 37.57 Cr |
| Other Interest | 198.75 Cr | 198.56 Cr | 221.72 Cr | 285 Cr |
| Operating Expenses | 2884.16 Cr | 3598.65 Cr | 3650.87 Cr | 3762.56 Cr |
| Payments to and provisions for employees | 2062.43 Cr | 2675.08 Cr | 2708.56 Cr | 2578.98 Cr |
| Rent,Taxes and lighting | 96.58 Cr | 97.97 Cr | 104.66 Cr | 112.95 Cr |
| Depreciation on Banks property | 134.28 Cr | 144.09 Cr | 132.47 Cr | 207.92 Cr |
| Depreciation on leased assets | 0 | 0 | 25.19 Cr | 9.7 Cr |
| Auditor's fees and expenses | 18.08 Cr | 22.15 Cr | 13.14 Cr | 17.13 Cr |
| Law charges | 11.35 Cr | 12.82 Cr | 18.72 Cr | 17.42 Cr |
| Communication Expenses | 4.82 Cr | 4.08 Cr | 4.96 Cr | 5.36 Cr |
| Repairs and Maintenance | 20.01 Cr | 34.01 Cr | 30.83 Cr | 39.32 Cr |
| Insurance | 118.82 Cr | 129.38 Cr | 144.14 Cr | 163.6 Cr |
| Provision for investments | 58.24 Cr | 36.92 Cr | 0 | 75.88 Cr |
| Provision for advances | -13.4 Cr | -21.79 Cr | -28.24 Cr | 0 |
| Others Provisions | 1033.87 Cr | 342.69 Cr | 102.84 Cr | -183.57 Cr |
| Taxes | 101.95 Cr | 241.14 Cr | 586.98 Cr | 618.17 Cr |
| Current Income Tax | 36.65 Cr | 215.34 Cr | 530.55 Cr | 589.75 Cr |
| Deferred Tax | 65.3 Cr | 25.8 Cr | 56.43 Cr | 28.42 Cr |
| Profit After Tax | 428.45 Cr | 504.44 Cr | 1198.59 Cr | 1769.91 Cr |
| Share of Associate | 0 | -9.59 Cr | -18.07 Cr | 1.32 Cr |
| Consolidated Net Profit | 428.45 Cr | 494.85 Cr | 1180.52 Cr | 1771.22 Cr |
| IV. APPROPRIATIONS | 428.45 Cr | 494.85 Cr | 1180.52 Cr | 1771.22 Cr |
| Transfer to Statutory Reserve | 107.11 Cr | 125.39 Cr | 299.34 Cr | 441.82 Cr |
| Appropriation to Revenue Reserve | 187.46 Cr | 335.95 Cr | 829.6 Cr | 1068.15 Cr |
| Equity Dividend | 0 | 0 | 51.57 Cr | 236.75 Cr |
| Equity Dividend % | 0 | 0 | 50 | 215 |
| Earnings Per Share | 6.01 | 5.3 | 11.44 | 16.08 |
| Adjusted EPS | 6.01 | 5.3 | 11.44 | 16.08 |
STANDALONE PROFIT / LOSS FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 8111.09 Cr | 8013.48 Cr | 9355.11 Cr | 11212.4 Cr |
| Interest / Discount on advances / Bills | 6063.01 Cr | 6015.38 Cr | 6997.55 Cr | 8608.67 Cr |
| Interest on balances with RBI and other Inter-bank funds | 317.22 Cr | 320.68 Cr | 94.68 Cr | 36.91 Cr |
| Income on investments | 1730.79 Cr | 1676.85 Cr | 2070.92 Cr | 2265.43 Cr |
| Others | 5.51 Lk | 56.43 Lk | 191.95 Cr | 301.36 Cr |
| Other Income | 718.99 Cr | 780.93 Cr | 756.81 Cr | 825.48 Cr |
| Commission,exchange and brokerage | 207.55 Cr | 194.53 Cr | 158.65 Cr | 238.03 Cr |
| Profit / (loss)on sale of investments(net) | 252.16 Cr | 123.1 Cr | 51.67 Cr | 57.52 Cr |
| Profit on sale of Fixed Assets | 24.15 Lk | 27.68 Lk | 1.19 Cr | 1.07 Cr |
| Foreign Exchange Gains | 10.48 Cr | 16.37 Cr | 14.2 Cr | 12.23 Cr |
| Total Income | 8830.08 Cr | 8794.41 Cr | 10111.9 Cr | 12037.8 Cr |
| Interest Expended | 4340.31 Cr | 4102.25 Cr | 4609.83 Cr | 6008.68 Cr |
| Intereston Deposits | 4140.29 Cr | 3901.87 Cr | 4351.63 Cr | 5686.11 Cr |
| Interest on RBI / inter-bank borrowings | 1.27 Cr | 1.44 Cr | 36.48 Cr | 37.57 Cr |
| Other Interest | 198.75 Cr | 198.94 Cr | 221.72 Cr | 285 Cr |
| Operating Expenses | 2878.54 Cr | 3592.78 Cr | 3643.6 Cr | 3752.29 Cr |
| Payments to and provisions for employees | 2059.38 Cr | 2671.93 Cr | 2703.66 Cr | 2571.56 Cr |
| Rent,Taxes and lighting | 96.22 Cr | 97.6 Cr | 104.76 Cr | 112.92 Cr |
| Depreciation on Banks property | 133.93 Cr | 143.88 Cr | 157.56 Cr | 217.55 Cr |
| Auditor's fees and expenses | 18.01 Cr | 22.1 Cr | 13.08 Cr | 17.07 Cr |
| Law charges | 11.32 Cr | 12.72 Cr | 18.61 Cr | 17.37 Cr |
| Communication Expenses | 4.79 Cr | 4.06 Cr | 4.94 Cr | 5.35 Cr |
| Repairs and Maintenance | 19.95 Cr | 33.97 Cr | 30.82 Cr | 39.25 Cr |
| Insurance | 118.78 Cr | 129.37 Cr | 144.14 Cr | 163.6 Cr |
| Provision for investments | 58.24 Cr | 36.92 Cr | 0 | 75.88 Cr |
| Provision for advances | -13.4 Cr | -21.79 Cr | -28.24 Cr | 0 |
| Others Provisions | 1032.32 Cr | 341.55 Cr | 102.37 Cr | -183.57 Cr |
| Taxes | 101.95 Cr | 241.14 Cr | 586.98 Cr | 617.3 Cr |
| Current Income Tax | 36.65 Cr | 215.34 Cr | 530.55 Cr | 588.79 Cr |
| Deferred Tax | 65.3 Cr | 25.8 Cr | 56.43 Cr | 28.51 Cr |
| Profit After Tax | 432.12 Cr | 501.56 Cr | 1197.38 Cr | 1767.27 Cr |
| Consolidated Net Profit | 432.12 Cr | 501.56 Cr | 1197.38 Cr | 1767.27 Cr |
| IV. APPROPRIATIONS | 432.12 Cr | 501.56 Cr | 1197.38 Cr | 1767.27 Cr |
| Transfer to Statutory Reserve | 108.03 Cr | 125.39 Cr | 299.34 Cr | 441.82 Cr |
| Appropriation to Revenue Reserve | 190.22 Cr | 342.66 Cr | 846.46 Cr | 1064.2 Cr |
| Equity Dividend | 0 | 0 | 51.57 Cr | 236.75 Cr |
| Equity Dividend % | 0 | 0 | 50 | 215 |
| Earnings Per Share | 6.06 | 5.38 | 11.61 | 16.05 |
| Adjusted EPS | 6.06 | 5.38 | 11.61 | 16.05 |
CONSOLIDATED CASH FLOW FOR THE JAMMU & KASHMIR BANK LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 531.94 Cr | 737.13 Cr | 1767.96 Cr | 2389.4 Cr |
| Adjustments for Expenses & Provisions : | 1396.39 Cr | 699.33 Cr | 440.97 Cr | 440.79 Cr |
| Adjustments for Liabilities & Assets: | -1854.77 Cr | -2760.97 Cr | -2160.97 Cr | -3216.36 Cr |
| Refund/(payment) of direct taxes | -87.73 Cr | -243.53 Cr | -455.1 Cr | -466.38 Cr |
| Cash Flow from operating activities | -14.17 Cr | -1568.05 Cr | -407.13 Cr | -852.55 Cr |
| Cash Flow from investing activities | -75.98 Cr | -85.18 Cr | -123.51 Cr | -257.26 Cr |
| Cash Flow from financing activities | -198.75 Cr | 941.43 Cr | 637.59 Cr | 407.43 Cr |
| Net increase/(decrease) in cash and cash equivalents | -288.9 Cr | -711.8 Cr | 106.95 Cr | -702.38 Cr |
| Opening Cash & Cash Equivalents | 9792.6 Cr | 9503.7 Cr | 8791.91 Cr | 8898.86 Cr |
| Closing Cash & Cash Equivalent | 9503.7 Cr | 8791.91 Cr | 8898.86 Cr | 8196.48 Cr |
STANDALONE CASH FLOW FOR THE JAMMU & KASHMIR BANK LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 534.07 Cr | 742.7 Cr | 1784.36 Cr | 2384.57 Cr |
| Adjustments for Expenses & Provisions : | 1409.84 Cr | 699.49 Cr | 440.88 Cr | 440.71 Cr |
| Adjustments for Liabilities & Assets: | -1867.16 Cr | -2767.71 Cr | -2190.73 Cr | -3211.62 Cr |
| Refund/(payment) of direct taxes | -87.41 Cr | -242.95 Cr | -455.03 Cr | -465.14 Cr |
| Cash Flow from operating activities | -10.66 Cr | -1568.46 Cr | -420.51 Cr | -851.49 Cr |
| Cash Flow from investing activities | -75.82 Cr | -85.14 Cr | -123.47 Cr | -257.13 Cr |
| Cash Flow from financing activities | -198.75 Cr | 941.06 Cr | 637.59 Cr | 407.43 Cr |
| Net increase/(decrease) in cash and cash equivalents | -285.24 Cr | -712.55 Cr | 93.61 Cr | -701.18 Cr |
| Opening Cash & Cash Equivalents | 9782.83 Cr | 9497.59 Cr | 8785.05 Cr | 8878.66 Cr |
| Closing Cash & Cash Equivalent | 9497.59 Cr | 8785.05 Cr | 8878.66 Cr | 8177.48 Cr |
CONSOLIDATED BALANCE SHEET FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 71.36 Cr | 93.3 Cr | 103.16 Cr | 110.13 Cr |
| Equity - Authorised | 250 Cr | 185 Cr | 185 Cr | 185 Cr |
| Equity - Issued | 71.37 Cr | 93.31 Cr | 103.17 Cr | 110.14 Cr |
| Equity Paid Up | 71.34 Cr | 93.29 Cr | 103.15 Cr | 110.12 Cr |
| Equity Shares Forfeited | 1.44 Lk | 1.44 Lk | 1.44 Lk | 1.44 Lk |
| Face Value | 1 | 1 | 1 | 1 |
| Total Reserves | 6730.91 Cr | 7890.31 Cr | 9793.16 Cr | 12082.6 Cr |
| Securities Premium | 1095.91 Cr | 1760.47 Cr | 2182.42 Cr | 2919.45 Cr |
| Capital Reserves | 255.33 Cr | 288.85 Cr | 288.85 Cr | 288.85 Cr |
| Reserve excluding Revaluation Reserve | 5758.29 Cr | 6940.47 Cr | 8511.9 Cr | 10813.7 Cr |
| Revaluation Reserves | 972.62 Cr | 949.84 Cr | 1281.26 Cr | 1268.91 Cr |
| Deposits | 108047 Cr | 114703 Cr | 122027 Cr | 134763 Cr |
| Demand Deposits | 13860 Cr | 14393.6 Cr | 13992.7 Cr | 14823.1 Cr |
| Savings Deposit | 47554.1 Cr | 50476.9 Cr | 52024.7 Cr | 53248.9 Cr |
| Term Deposits / Fixed Deposits | 46633.2 Cr | 49832.3 Cr | 56009.8 Cr | 66691.3 Cr |
| Borrowings | 2015.2 Cr | 2370.82 Cr | 2892.31 Cr | 2885 Cr |
| Borrowings From Other Financial Institutions | 15.2 Cr | 10.82 Cr | 11.31 Cr | 4 Cr |
| Borrowings in the form of Bonds / Debentures | 2000 Cr | 2360 Cr | 2881 Cr | 2881 Cr |
| Other Liabilities & Provisions | 3408.11 Cr | 5425.33 Cr | 11096.8 Cr | 4663.62 Cr |
| Bills Payable | 277.34 Cr | 271.06 Cr | 298.53 Cr | 382.65 Cr |
| Interest Accrued | 19.82 Cr | 18.04 Cr | 28.95 Cr | 23.72 Cr |
| Total Liabilities | 120273 Cr | 130576 Cr | 145913 Cr | 154505 Cr |
| Cash and balance with Reserve Bank of India | 3685.33 Cr | 1395.2 Cr | 7794.06 Cr | 7250.08 Cr |
| Cash with RBI | 3167.4 Cr | 779.17 Cr | 7156.75 Cr | 6634.48 Cr |
| Cash in hand & others | 517.94 Cr | 616.03 Cr | 637.31 Cr | 615.6 Cr |
| Balances with banks and money at call | 5818.37 Cr | 7396.7 Cr | 1104.8 Cr | 946.4 Cr |
| Investments | 30774.1 Cr | 33785.3 Cr | 34780.4 Cr | 34900.2 Cr |
| Investments in India | 30774.1 Cr | 33785.3 Cr | 34780.4 Cr | 34900.2 Cr |
| GOI/State Govt. Securities | 30281 Cr | 30412.6 Cr | 29155.8 Cr | 29920.6 Cr |
| Equity Shares - Corporate | 102.34 Cr | 109.42 Cr | 101.86 Cr | 100.53 Cr |
| Debentures & Bonds | 357.3 Cr | 207.75 Cr | 714.54 Cr | 756.67 Cr |
| Subsidiaries and/or joint ventures/Associates | -4 Cr | 0 | 0 | 0 |
| Units - MF/ Insurance/CP/PTC | 2.39 Lk | 0 | 2.39 Lk | 2.39 Lk |
| Advances | 66841.7 Cr | 70393.1 Cr | 82277.6 Cr | 93756.6 Cr |
| Bills Purchased & Discounted | 322.58 Cr | 241.9 Cr | 212.32 Cr | 186.17 Cr |
| Cash Credit, Over Draft & Loans repayable | 21520.7 Cr | 23852.1 Cr | 25222 Cr | 26719.5 Cr |
| Term Loans | 44998.4 Cr | 46299 Cr | 56843.3 Cr | 66851 Cr |
| Gross block | 3226.74 Cr | 3302.41 Cr | 3775.81 Cr | 3976.16 Cr |
| Premises | 1779.36 Cr | 1780.7 Cr | 2144.94 Cr | 2168.82 Cr |
| Other Fixed Assets | 1447.39 Cr | 1521.71 Cr | 1630.86 Cr | 1807.33 Cr |
| Less: Accumulated Depreciation | 1255.33 Cr | 1394.9 Cr | 1551.38 Cr | 1767.91 Cr |
| Net Block | 1971.42 Cr | 1907.51 Cr | 2224.43 Cr | 2208.25 Cr |
| Capital Work in Progress | 41.42 Cr | 46.43 Cr | 47.32 Cr | 49.5 Cr |
| Other Assets | 11140.5 Cr | 15651.9 Cr | 17684 Cr | 15393.5 Cr |
| Inter-office adjustment Assets | 70.46 Cr | 70.31 Cr | 70.25 Cr | 70.06 Cr |
| Interest Accrued Assets | 580.52 Cr | 590.42 Cr | 699.29 Cr | 794.82 Cr |
| Tax paid in advance/TDS | 234.78 Cr | 262.97 Cr | 187.05 Cr | 63.67 Cr |
| Stationery and stamps | 5.8 Cr | 4.53 Cr | 4.28 Cr | 5.17 Cr |
| Non-banking assets acquired | 0 | 9.28 Cr | 0 | 0 |
| Deferred tax asset | 266.27 Cr | 239.33 Cr | 182.9 Cr | 155.26 Cr |
| Total Assets | 120273 Cr | 130576 Cr | 145913 Cr | 154505 Cr |
| Contingent Liabilities | 4866.94 Cr | 5524.94 Cr | 5233.77 Cr | 4844.87 Cr |
| Claims not acknowledged as debts | 622.42 Cr | 708.28 Cr | 244.67 Cr | 359.27 Cr |
| Outstanding forward exchange contracts | 1118.19 Cr | 1704.46 Cr | 1901.33 Cr | 1398.04 Cr |
| Guarantees given in India | 2230.75 Cr | 2216.28 Cr | 2196.44 Cr | 2275.45 Cr |
| Guarantees given Outside India | 22.52 Cr | 22.53 Cr | 24.74 Cr | 26.35 Cr |
| Acceptances, endorsements & other obligations | 672.56 Cr | 628.92 Cr | 592.66 Cr | 505.62 Cr |
| Bills for collection | 1439.6 Cr | 1538.06 Cr | 1705.41 Cr | 1513.27 Cr |
| Book Value | 81.71 | 75.4 | 83.52 | 99.2 |
| Adjusted Book Value | 81.71 | 75.4 | 83.52 | 99.2 |
STANDALONE BALANCE SHEET FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 71.36 Cr | 93.3 Cr | 103.16 Cr | 110.13 Cr |
| Equity - Authorised | 250 Cr | 185 Cr | 185 Cr | 185 Cr |
| Equity - Issued | 71.37 Cr | 93.31 Cr | 103.17 Cr | 110.14 Cr |
| Equity Paid Up | 71.34 Cr | 93.29 Cr | 103.15 Cr | 110.12 Cr |
| Equity Shares Forfeited | 1.44 Lk | 1.44 Lk | 1.44 Lk | 1.44 Lk |
| Face Value | 1 | 1 | 1 | 1 |
| Total Reserves | 6754.25 Cr | 7920.36 Cr | 9840.08 Cr | 12125.5 Cr |
| Securities Premium | 1095.91 Cr | 1760.47 Cr | 2182.42 Cr | 2919.45 Cr |
| Capital Reserves | 255.33 Cr | 288.85 Cr | 288.85 Cr | 288.85 Cr |
| Reserve excluding Revaluation Reserve | 5781.63 Cr | 6970.52 Cr | 8558.81 Cr | 10856.6 Cr |
| Revaluation Reserves | 972.62 Cr | 949.84 Cr | 1281.26 Cr | 1268.91 Cr |
| Deposits | 108061 Cr | 114710 Cr | 122038 Cr | 134775 Cr |
| Demand Deposits | 13870.9 Cr | 14397.7 Cr | 13993.2 Cr | 14823.8 Cr |
| Savings Deposit | 47554.1 Cr | 50476.9 Cr | 52024.7 Cr | 53248.9 Cr |
| Term Deposits / Fixed Deposits | 46636.2 Cr | 49835.8 Cr | 56019.8 Cr | 66702.3 Cr |
| Borrowings | 2015.2 Cr | 2370.82 Cr | 2892.31 Cr | 2885 Cr |
| Borrowings From Other Financial Institutions | 15.2 Cr | 10.82 Cr | 11.31 Cr | 4 Cr |
| Borrowings in the form of Bonds / Debentures | 2000 Cr | 2360 Cr | 2881 Cr | 2881 Cr |
| Other Liabilities & Provisions | 3389.99 Cr | 5414.05 Cr | 11089 Cr | 4631.01 Cr |
| Bills Payable | 277.34 Cr | 271.06 Cr | 298.53 Cr | 382.65 Cr |
| Interest Accrued | 19.82 Cr | 18.04 Cr | 28.95 Cr | 23.72 Cr |
| Total Liabilities | 120292 Cr | 130602 Cr | 145962 Cr | 154527 Cr |
| Cash and balance with Reserve Bank of India | 3685.33 Cr | 1395.2 Cr | 7794.06 Cr | 7250.08 Cr |
| Cash with RBI | 3167.4 Cr | 779.17 Cr | 7156.75 Cr | 6634.48 Cr |
| Cash in hand & others | 517.94 Cr | 616.03 Cr | 637.31 Cr | 615.6 Cr |
| Balances with banks and money at call | 5812.26 Cr | 7389.84 Cr | 1084.6 Cr | 927.4 Cr |
| Investments | 30814.2 Cr | 33835 Cr | 34829.2 Cr | 34986.7 Cr |
| Investments in India | 30814.2 Cr | 33835 Cr | 34829.2 Cr | 34986.7 Cr |
| GOI/State Govt. Securities | 30281 Cr | 30412.6 Cr | 29155.8 Cr | 29920.6 Cr |
| Equity Shares - Corporate | 102.34 Cr | 109.42 Cr | 101.86 Cr | 100.53 Cr |
| Debentures & Bonds | 357.3 Cr | 207.75 Cr | 714.54 Cr | 756.67 Cr |
| Subsidiaries and/or joint ventures/Associates | 16 Cr | 20 Cr | 40 Cr | 40 Cr |
| Units - MF/ Insurance/CP/PTC | 2.39 Lk | 0 | 2.39 Lk | 2.39 Lk |
| Advances | 66841.7 Cr | 70400.7 Cr | 82285.5 Cr | 93762.5 Cr |
| Bills Purchased & Discounted | 322.58 Cr | 241.9 Cr | 212.32 Cr | 186.17 Cr |
| Cash Credit, Over Draft & Loans repayable | 21520.7 Cr | 23859.7 Cr | 25229.8 Cr | 26725.4 Cr |
| Term Loans | 44998.4 Cr | 46299 Cr | 56843.3 Cr | 66851 Cr |
| Gross block | 3224.46 Cr | 3300.09 Cr | 3773.43 Cr | 3973.65 Cr |
| Premises | 1779.36 Cr | 1780.7 Cr | 2144.94 Cr | 2168.82 Cr |
| Other Fixed Assets | 1445.1 Cr | 1519.39 Cr | 1628.49 Cr | 1804.82 Cr |
| Less: Accumulated Depreciation | 1253.47 Cr | 1392.84 Cr | 1549.21 Cr | 1765.67 Cr |
| Net Block | 1970.99 Cr | 1907.25 Cr | 2224.22 Cr | 2207.98 Cr |
| Capital Work in Progress | 41.42 Cr | 46.43 Cr | 47.32 Cr | 49.5 Cr |
| Other Assets | 11126 Cr | 15628 Cr | 17697.5 Cr | 15342.4 Cr |
| Inter-office adjustment Assets | 70.46 Cr | 70.31 Cr | 70.25 Cr | 70.06 Cr |
| Interest Accrued Assets | 580.52 Cr | 590.42 Cr | 699.29 Cr | 794.82 Cr |
| Tax paid in advance/TDS | 234.42 Cr | 262.02 Cr | 186.5 Cr | 62.85 Cr |
| Stationery and stamps | 5.8 Cr | 4.53 Cr | 4.28 Cr | 5.17 Cr |
| Non-banking assets acquired | 0 | 9.28 Cr | 0 | 0 |
| Deferred tax asset | 265.08 Cr | 239.28 Cr | 182.85 Cr | 155.12 Cr |
| Total Assets | 120292 Cr | 130602 Cr | 145962 Cr | 154527 Cr |
| Contingent Liabilities | 4866.94 Cr | 5524.94 Cr | 5233.77 Cr | 4844.87 Cr |
| Claims not acknowledged as debts | 622.42 Cr | 708.28 Cr | 244.67 Cr | 359.27 Cr |
| Outstanding forward exchange contracts | 1118.19 Cr | 1704.46 Cr | 1901.33 Cr | 1398.04 Cr |
| Guarantees given in India | 2230.75 Cr | 2216.28 Cr | 2196.44 Cr | 2275.45 Cr |
| Guarantees given Outside India | 22.52 Cr | 22.53 Cr | 24.74 Cr | 26.35 Cr |
| Acceptances, endorsements & other obligations | 672.56 Cr | 628.92 Cr | 592.66 Cr | 505.62 Cr |
| Bills for collection | 1439.6 Cr | 1538.06 Cr | 1705.41 Cr | 1513.27 Cr |
| Book Value | 82.04 | 75.72 | 83.98 | 99.59 |
| Adjusted Book Value | 82.04 | 75.72 | 83.98 | 99.59 |
FINANCIAL RATIOS (CONSOLIDATED) FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 6.01 | 5.3 | 11.44 | 16.08 |
| DPS(Rs) | 0 | 0 | 0.5 | 2.15 |
| Book NAV/Share(Rs) | 81.71 | 75.4 | 83.52 | 99.2 |
| Margin Ratios | ||||
| Yield on Advances | 12.13 | 11.38 | 11.37 | 11.96 |
| Yield on Investments | ||||
| Cost of Liabilities | 3.94 | 3.5 | 3.69 | 4.36 |
| NIM | 3.52 | 3.46 | 3.77 | 3.8 |
| Interest Spread | 8.19 | 7.88 | 7.68 | 7.6 |
| Performance Ratios | ||||
| ROA(%) | 0.37 | 0.4 | 0.87 | 1.18 |
| ROE(%) | ||||
| ROCE(%) | 8.5 | 9.82 | 17.59 | 19.45 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 64.19 | 76.53 | 66.25 | 62.26 |
| Core Cost Income Ratio | 68.01 | 78.62 | 66.72 | 63.35 |
| Operating Costs to Assets | 2.4 | 2.76 | 2.5 | 2.44 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 4.28 | 6.09 | 4.3 | 8.33 |
| PCE(x) | 3.26 | 4.65 | 3.81 | 7.46 |
| Price/Book(x) | 0.31 | 0.43 | 0.59 | 1.35 |
| Yield(%) | 0 | 0 | 1.02 | 1.6 |
| EV/Net Sales(x) | 0.47 | 0.67 | 0.85 | 1.57 |
| EV/Core EBITDA(x) | 2.39 | 4.88 | 4.28 | 7.74 |
| EV/EBIT(x) | 0.79 | 1.11 | 1.25 | 2.1 |
| EV/CE(x) | 0.03 | 0.04 | 0.05 | 1.28 |
| M Cap / Sales | 0.23 | 0.38 | 0.54 | 1.32 |
| Growth Ratio | ||||
| Core Operating Income Growth | 1.73 | 3.72 | 21.32 | 9.68 |
| Operating Profit Growth | ||||
| Net Profit Growth | 136.21 | 16.02 | 137.61 | 47.67 |
| BVPS Growth | 8.97 | -7.73 | 10.77 | 18.77 |
| Advances Growth | 3.79 | 5.31 | 16.88 | 13.95 |
| EPS Growth(%) | 136.21 | -11.67 | 115.76 | 40.54 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.03 | 0.01 | 0.06 | 0.05 |
| Current Ratio(x) | 0.28 | 0.29 | 0.29 | 0.26 |
| Quick Ratio(x) | 1.87 | 2.07 | 2.37 | 2.14 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR THE JAMMU & KASHMIR BANK LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 6.06 | 5.38 | 11.61 | 16.05 |
| DPS(Rs) | 0 | 0 | 0.5 | 2.15 |
| Book NAV/Share(Rs) | 82.04 | 75.72 | 83.98 | 99.59 |
| Margin Ratios | ||||
| Yield on Advances | 12.13 | 11.38 | 11.37 | 11.96 |
| Yield on Investments | ||||
| Cost of Liabilities | 3.94 | 3.5 | 3.69 | 4.36 |
| NIM | 3.52 | 3.46 | 3.77 | 3.8 |
| Interest Spread | 8.19 | 7.88 | 7.68 | 7.59 |
| Performance Ratios | ||||
| ROA(%) | 0.38 | 0.4 | 0.87 | 1.18 |
| ROE(%) | ||||
| ROCE(%) | 8.51 | 9.76 | 17.52 | 19.37 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 64.11 | 76.57 | 66.22 | 62.24 |
| Core Cost Income Ratio | 67.93 | 78.66 | 66.7 | 63.32 |
| Operating Costs to Assets | 2.39 | 2.75 | 2.5 | 2.43 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 12.2 | 0 | 15.41 | 15.42 |
| Tier - 1 (Basel III) | 10.28 | 0 | 12.36 | 13.15 |
| Tier - 2 (Basel III) | 1.92 | 0 | 3.06 | 2.26 |
| Valuation Parameters | ||||
| PER(x) | 4.24 | 6.01 | 4.23 | 8.35 |
| PCE(x) | 3.24 | 4.67 | 3.74 | 7.43 |
| Price/Book(x) | 0.31 | 0.43 | 0.59 | 1.35 |
| Yield(%) | 0 | 0 | 1.02 | 1.6 |
| EV/Net Sales(x) | 0.47 | 0.67 | 0.85 | 1.57 |
| EV/Core EBITDA(x) | 2.39 | 4.9 | 4.28 | 7.75 |
| EV/EBIT(x) | 0.79 | 1.11 | 1.25 | 2.1 |
| EV/CE(x) | 0.03 | 0.04 | 0.05 | 1.27 |
| M Cap / Sales | 0.23 | 0.38 | 0.54 | 1.32 |
| Growth Ratio | ||||
| Core Operating Income Growth | 1.73 | 3.72 | 21.32 | 9.66 |
| Operating Profit Growth | ||||
| Net Profit Growth | 137.93 | 16.07 | 138.73 | 47.59 |
| BVPS Growth | 8.44 | -7.7 | 10.9 | 18.59 |
| Advances Growth | 3.79 | 5.32 | 16.88 | 13.95 |
| EPS Growth(%) | 137.93 | -11.23 | 115.91 | 38.25 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.03 | 0.01 | 0.06 | 0.05 |
| Current Ratio(x) | 0.29 | 0.29 | 0.29 | 0.26 |
| Quick Ratio(x) | 1.86 | 2.07 | 2.37 | 2.14 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 7.19 | 0 | 6.04 | 4.08 |
| Net NPA in Rs. Million | 2.95 | 0 | 1.62 | 0.79 |
SHARE HOLDING PATTERN FOR THE JAMMU & KASHMIR BANK LIMITED
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 68.03 | 68.03 | 68.03 | 63.41 | 63.41 | 63.41 | 59.40 | 59.40 | 59.40 | 59.40 |
| FII % | 0.76 | 0.82 | 1.96 | 2.24 | 2.19 | 2.61 | 5.80 | 6.99 | 7.16 | 6.47 |
| DII % | 0.00 | 0.00 | 0.11 | 0.10 | 0.00 | 0.34 | 0.44 | 0.34 | 0.33 | 0.09 |
| Public % | 30.27 | 29.03 | 27.23 | 31.68 | 31.97 | 29.06 | 26.98 | 25.72 | 26.70 | 27.74 |
PEER COMPARISON FOR THE JAMMU & KASHMIR BANK LIMITED
CORPORATE ACTIONS FOR THE JAMMU
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 11-Oct-2024 | Board Meeting - Quarterly Results | 25-Oct-2024 |
| BSE 15-Jul-2024 | Board Meeting - Quarterly Results | 27-Jul-2024 |
| BSE 09-Jul-2024 | Book Closure - Rs.2.1500 per share(215%)Final Dividend & A.G.M. | 11-Aug-2024 17-Aug-2024 |
| BSE 09-Jul-2024 | AGM - Rs.2.1500 per share(215%)Final Dividend & A.G.M. | 17-Aug-2024 17-Aug-2024 |
| BSE 06-May-2024 | Dividend - Rs.2.1500 per share(215%)Final Dividend | |
| BSE 26-Apr-2024 | Board Meeting - Final Dividend & Audited Results | 04-May-2024 |
| BSE 03-Jan-2024 | Board Meeting - Quarterly Results | 20-Jan-2024 |
| BSE 11-Dec-2023 | Board Meeting - Inter alia, consider and approve the issue price, including a discount, if any thereto as permitted under the SEBI ICDR Regulations, for the Equity Shares to be allotted to Qualified Institutional Buyers, pursuantto the Issue. The Issue Price will be determined by the Bank in consultation with the Book Running Lead Managers appointed for the QIP Issue. | 14-Dec-2023 |
| BSE 06-Oct-2023 | Board Meeting - Quarterly Results | 20-Oct-2023 |
| BSE 31-Jul-2023 | Book Closure - Rs.0.5000 per share(50%)Final Dividend & A.G.M. | 18-Aug-2023 24-Aug-2023 |
| BSE 24-Jul-2023 | Book Closure - Rs.0.5000 per share(50%)Final Dividend & A.G.M. | 17-Aug-2023 23-Aug-2023 |
| BSE 24-Jul-2023 | AGM - Rs.0.5000 per share(50%)Final Dividend & A.G.M. | 23-Aug-2023 23-Aug-2023 |
| BSE 11-Jul-2023 | Board Meeting - Inter alia,to consider the raising of capital (Tier I/Tier II) during the financial year 2023-24. | 15-Jul-2023 |
| BSE 10-Jul-2023 | Board Meeting - Quarterly Results | 24-Jul-2023 |
| BSE 05-May-2023 | Dividend - Rs.0.5000 per share(50%)Final Dividend | |
| BSE 28-Apr-2023 | Board Meeting - Audited Results & Final Dividend | 04-May-2023 |
| BSE 27-Feb-2023 | Board Meeting - Inter alia, to consider and approve J&K Bank Employee Stock Purchase Scheme, 2023 (?JKBESPS 2023?) including determination of issue price . | 04-Mar-2023 |
| BSE 09-Jan-2023 | Board Meeting - Quarterly Results | 23-Jan-2023 |
| BSE 10-Oct-2022 | Board Meeting - Quarterly Results | 21-Oct-2022 |
| BSE 01-Aug-2022 | Board Meeting - Quarterly Results | 10-Aug-2022 |
| BSE 23-Jun-2022 | Board Meeting - Inter alia consider the raising of capital (Tier I/Tier II) during the financial year 2022-23. | 28-Jun-2022 |
| BSE 04-May-2022 | Board Meeting - Audited Results | 12-May-2022 |
| BSE 29-Mar-2022 | Board Meeting - A meeting of the Committee is scheduled to be held on March 31, 2022 to, inter alia, consider and determine the issue price for the Equity Shares to be allotted to qualified institutional buyers, pursuant to the Issue. | 31-Mar-2022 |
| BSE 15-Mar-2022 | Board Meeting - Inter alia consider the raising of Tier II capital of the Bank in the form of non convertible debentures | 17-Mar-2022 |
| BSE 01-Feb-2022 | Board Meeting - Quarterly Results | 08-Feb-2022 |
| BSE 08-Nov-2021 | Board Meeting - Quarterly Results | 12-Nov-2021 |
CORPORATE ANNOUNCEMENTS FOR THE JAMMU
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 31-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Transcript of Conference Call held on October 25 2024 |
| BSE 31-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 30-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issuance of Share Certificate |
| BSE 29-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issuance of Share Certificates |
| BSE 25-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Presentation and Audio of Concall held on October 25 2024 |
| BSE 25-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release PRESS RELEASE ON FINANCIALS SEPTEMBER 2024 |
| BSE 25-Oct-2024 | General Announcements FILE | Related Party Transactions On Consolidated Basis For The Period Ended 30Th September 2024 Under Regulation 23(9) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Related Party Transactions September 2024 |
| BSE 25-Oct-2024 | Compliance FILE | STATEMENT OF DEVIATION(S) OR VARIATION(S) UNDER REGULATION 32 OF SEBI (LODR) REGULATIONS 2015 STATEMENT OF DEVIATION(S) OR VARIATION(S) |
| BSE 25-Oct-2024 | Outcome FILE | REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2024 FINANCIAL RESULTS OF THE BANK (STANDALONE AND CONSOLIDATED) FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2024 |
| BSE 21-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Notices regarding Loss of Share Certificates |
| BSE 18-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Schedule of Conference Call |
| BSE 18-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificates |
| BSE 12-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Notices regarding Loss of Share Certificate |
| BSE 11-Oct-2024 | Intimation FILE | Board Meeting Intimation for CONSIDERATION OF UNAUDITED FINANCIAL RESULTS (CONSOLIDATED AND STANDALONE) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2024 JAMMU & KASHMIR BANK LTD.has informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/10/2024 inter alia to consider and approve UNAUDITED FINANCIAL RESULTS (CONSOLIDATED AND STANDALONE) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2024 |
| BSE 11-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Publication |
| BSE 11-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 10-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificates |
| BSE 05-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment of Statutory Auditors |
| BSE 05-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating CREDIT RATING REVIEW |
| BSE 05-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Regulation 74 (5) of SEBI (DP) Regulations 2018 |
| BSE 04-Oct-2024 | General Announcements FILE | Disclosure Of Provisional Business Figures Disclosure of Provisional Business Figures |
| BSE 27-Sep-2024 | Intimation FILE | Closure of Trading Window Closure of Trading Window |
| BSE 17-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Revision in Debt Ratings |
| BSE 30-Aug-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issuance of Share Certificates |
| BSE 22-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Issuer Rating Upgrade |
| BSE 22-Aug-2024 | Outcome FILE | Shareholder Meeting / Postal Ballot-Outcome of AGM Minutes of 86th AGM |
| BSE 21-Aug-2024 | General Announcements FILE | FINANCIAL RESULTS OF THE BANK AUDITED BY COMPTROLLER & AUDITOR GENERAL OF INDIA FOR THE FINANCIAL YEAR ENDED 31ST MARCH 2024 (STANDALONE & CONSOLIDATED) FINANCIAL RESULTS OF THE BANK AUDITED BY COMPTROLLER & AUDITOR GENERAL OF INDIA FOR THE FINANCIAL YEAR ENDED 31ST MARCH 2024 |
| BSE 17-Aug-2024 | Outcome FILE | Shareholder Meeting / Postal Ballot-Scrutinizer''s Report Scrutinizers Report |
| BSE 17-Aug-2024 | Outcome FILE | Shareholder Meeting / Postal Ballot-Outcome of AGM Voting Results of 86th AGM |
| BSE 17-Aug-2024 | Outcome FILE | Shareholder Meeting / Postal Ballot-Outcome of AGM PROCEEDINGS OF 86TH AGM |
INSIDER TRADING FOR THE JAMMU
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 16-Sep-2021 16-Sep-2021 | Buy Pref. Allotment | 167,673,000 @ 0.00 (6.06 %) | THE GOVT OF JAMMU AND KASHMIR |
BULK BLOCK DEALS FOR THE JAMMU & KASHMIR BANK LIMITED
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Bulk Block details found | |||
DIVIDEND BY THE JAMMU & KASHMIR BANK LIMITED
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 09-Aug-2024 | DIVIDEND | 2.15 |
| 17-Aug-2023 | DIVIDEND | 0.5 |
SPLIT / BONUS BY THE JAMMU & KASHMIR BANK LIMITED
No Split / Bonus details found
Data feed Source : www.accordfintech.com, NSE DATA Feed & BSE Data Feed