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ISIN : INE084A01016
NSE : BANKINDIA
BSE : 532149
Face Value : 10
Industry : Bank - Public
EPS : 15.48
EPS (TTM) : 15.85
Price to Earning (P/E) : 6.92
Book Value : 139.93
Price to Bookvalue (P/B) : 0.77
Dividend Yield : 3 %
Return on Equity (ROE) : 10.90 %
Return on Capital Employed (ROCE) : 11.98 %
Bank of India
ISIN : INE084A01016
NSE : BANKINDIA
BSE : 532149
Face Value : 10
Industry : Bank - Public
EPS : 15.48
EPS (TTM) : 15.85
Price to Earning (P/E) : 6.92
Book Value : 139.93
Price to Bookvalue (P/B) : 0.77
Dividend Yield : 3 %
Return on Equity (ROE) : 10.90 %
Return on Capital Employed (ROCE) : 11.98 %
Bank of share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 139.15 - 139.25 0.1 % |
| Low / High | 134.5 - 139.7 3.9 % |
| Trade Volume | 3.63 Lk |
| 52 Week Low / High | 104.05 - 178.45 71.5 % |
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CONSOLIDATED QUARTERLY RESULT FOR BANK OF INDIA
| Date End | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 99031.4 | 100429 | 115454 | 127955 | 135479 | 144421 | 150620 | 153188 | 162505 | 170456 |
| Income On Investments | 27284.3 | 28156.6 | 28782.6 | 30090.5 | 33311.4 | 35081 | 35113.2 | 35406.3 | 36863.4 | 40776.6 |
| Interest On Balances With Rbi Other Inter Bank Funds | 1428.6 | 1828.3 | 3228 | 5575.4 | 6114 | 6922.5 | 7769.3 | 6859.1 | 7311.8 | 7417.3 |
| Interest / Discount On Advances / Bills | 69144.2 | 70028.8 | 81677.9 | 88749.7 | 95032.5 | 97269.3 | 106555 | 110502 | 116932 | 120641 |
| Others | 1174.3 | 415.1 | 1765.1 | 3539.8 | 1021.2 | 5148.6 | 1182.6 | 420.6 | 1397.3 | 1621 |
| Other Income | 16501.7 | 11646.9 | 14559.6 | 14224.9 | 31680.3 | 14839 | 17174.1 | 12020.8 | 18297.4 | 13380.2 |
| Total Income | 115533 | 112076 | 130013 | 142180 | 167159 | 159260 | 167794 | 165208 | 180802 | 183836 |
| Interest Expended | 58878.7 | 59151.7 | 64334.5 | 71444.5 | 79475.6 | 84669.6 | 92557.1 | 97922.2 | 102419 | 106930 |
| Operating Expenses | 31469.5 | 30828.5 | 33855.9 | 33969.7 | 45081.3 | 37365.7 | 37049 | 36714 | 41933.3 | 39636.8 |
| Total Expenditure | 31469.5 | 30828.5 | 33855.9 | 33969.7 | 45081.3 | 37365.7 | 37049 | 36714 | 41933.3 | 39636.8 |
| Operating Profit Before Provisions and Contingencies | 25184.9 | 22095.5 | 31822.8 | 36766.1 | 42602.5 | 37225.1 | 38188 | 30572.1 | 36449.7 | 37270.1 |
| Provisions and contingencies | 15537.6 | 13259.9 | 19275 | 18944.2 | 20820.7 | 8426.9 | 8413.6 | 5183.9 | 18479.2 | 13049.7 |
| Profit Before Tax | 9647.3 | 8835.6 | 12547.8 | 17821.9 | 21781.8 | 28798.2 | 29774.4 | 25388.2 | 17970.5 | 24220.4 |
| Tax | 3206.2 | 3006.8 | 5026 | 6233.5 | 7899.9 | 13786 | 14886.2 | 6433.4 | 2980.4 | 6877.6 |
| Profit After Tax | 6441.1 | 5828.8 | 7521.8 | 11588.4 | 13881.9 | 15012.2 | 14888.2 | 18954.8 | 14990.1 | 17342.8 |
| Net Profit | 6441.1 | 5828.8 | 7521.8 | 11588.4 | 13881.9 | 15012.2 | 14888.2 | 18954.8 | 14990.1 | 17342.8 |
| Equity Capital | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 45534.1 | 45534.1 | 45534.1 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| % of Shares held by Govt | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 73.38 | 73.38 | 73.38 |
| Diluted Eps After Extraordinary Items | 1.68 | 1.6 | 2.08 | 2.23 | 3.44 | 3.81 | 3.65 | 4.59 | 3.46 | 4.15 |
| Diluted Eps Before Extraordinary Items | 1.68 | 1.6 | 2.08 | 2.23 | 3.44 | 3.81 | 3.65 | 4.59 | 3.46 | 4.15 |
STANDALONE QUARTERLY RESULT FOR BANK OF INDIA
| Date End | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 98562.8 | 99726.4 | 114974 | 127278 | 134499 | 143586 | 149712 | 152180 | 161617 | 169380 |
| Income On Investments | 27229.8 | 27853.5 | 28762.7 | 29850.8 | 32965 | 34759.2 | 34829.4 | 35024.7 | 36613.5 | 40401.7 |
| Interest On Balances With Rbi Other Inter Bank Funds | 1346.8 | 1773.5 | 3148.2 | 5600.7 | 6141.5 | 6873.8 | 7823.6 | 6877.7 | 7333.8 | 7414.7 |
| Interest / Discount On Advances / Bills | 68816 | 69691.8 | 81303 | 88277.2 | 94404.1 | 96811.7 | 105880 | 109862 | 116256 | 119943 |
| Others | 1170.2 | 407.6 | 1760.1 | 3548.8 | 988.7 | 5141.6 | 1178.6 | 414.9 | 1414 | 1621.1 |
| Other Income | 15871.8 | 11517.2 | 14173.2 | 14318.5 | 30990 | 14624.5 | 16879.5 | 11931.2 | 17513.3 | 13020 |
| Total Income | 114435 | 111244 | 129147 | 141596 | 165489 | 158211 | 166591 | 164111 | 179130 | 182400 |
| Interest Expended | 58701.8 | 59002.1 | 64138 | 71327.2 | 79260.9 | 84446 | 92316.7 | 97545.1 | 102258 | 106622 |
| Operating Expenses | 31076.2 | 30413.4 | 31267.4 | 33749.5 | 44391.4 | 36245.3 | 36719 | 36526.5 | 41300.7 | 39005 |
| Total Expenditure | 31076.2 | 30413.4 | 31267.4 | 33749.5 | 44391.4 | 36245.3 | 36719 | 36526.5 | 41300.7 | 39005 |
| Operating Profit Before Provisions and Contingencies | 24656.6 | 21828.1 | 33741.8 | 36519.3 | 41837 | 37519.5 | 37555.6 | 30039.4 | 35571.6 | 36773.1 |
| Provisions and contingencies | 15406.1 | 13217.4 | 19120.6 | 18789.8 | 20505.3 | 8241.6 | 8183.1 | 5011.1 | 18259.6 | 12932.6 |
| Profit Before Tax | 9250.5 | 8610.7 | 14621.2 | 17729.5 | 21331.7 | 29277.9 | 29372.5 | 25028.3 | 17312 | 23840.5 |
| Tax | 3187.8 | 2995.8 | 5021.2 | 6219.4 | 7827.3 | 13767.2 | 14788.2 | 6333.2 | 2922.9 | 6813.2 |
| Profit After Tax | 6062.7 | 5614.9 | 9600 | 11510.1 | 13504.4 | 15510.7 | 14584.3 | 18695.1 | 14389.1 | 17027.3 |
| Net Profit | 6062.7 | 5614.9 | 9600 | 11510.1 | 13504.4 | 15510.7 | 14584.3 | 18695.1 | 14389.1 | 17027.3 |
| Equity Capital | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 41043.1 | 45534.1 | 45534.1 | 45534.1 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| % of Shares held by Govt | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 73.38 | 73.38 | 73.38 |
| Amount of Gross NPAs | 456054 | 444147 | 420144 | 388846 | 376856 | 345820 | 317188 | 302372 | 291828 | 277158 |
| Amount of Net NPAs | 98519.3 | 97752.3 | 88361.8 | 76461.9 | 80536.1 | 81186.8 | 79782.6 | 76271.6 | 68452.5 | 57018.3 |
| % of Net NPAs | 2.34 | 2.21 | 1.92 | 1.61 | 1.66 | 1.65 | 1.54 | 1.41 | 1.22 | 0.99 |
| % of Gross NPAs | 9.98 | 9.3 | 8.51 | 7.66 | 7.31 | 6.67 | 5.84 | 5.35 | 4.98 | 4.62 |
| Return on Assets | 0.3 | 0.29 | 0.47 | 0.55 | 0.63 | 0.71 | 0.67 | 0.82 | 0.61 | 0.7 |
| Diluted Eps After Extraordinary Items | 1.48 | 1.37 | 2.34 | 2.8 | 3.29 | 3.78 | 3.55 | 4.44 | 3.16 | 3.74 |
| Diluted Eps Before Extraordinary Items | 1.48 | 1.37 | 2.34 | 2.8 | 3.29 | 3.78 | 3.55 | 4.44 | 3.16 | 3.74 |
CONSOLIDATED ANNUAL RESULT FOR BANK OF INDIA
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 382809 | 479317 | 610733 |
| Income On Investments | 111551 | 120341 | 142464 |
| Interest On Balances With Rbi Other Inter Bank Funds | 6377.5 | 16745.6 | 28862.7 |
| Interest / Discount On Advances / Bills | 259874 | 335489 | 431258 |
| Others | 5005.9 | 6741.3 | 8149.1 |
| Other Income | 80105.4 | 72111.7 | 62331.3 |
| Total Income | 462915 | 551429 | 673065 |
| Interest Expended | 240834 | 274406 | 377568 |
| Operating Expenses | 121701 | 143735 | 153062 |
| Total Expenditure | 121701 | 143735 | 153062 |
| Operating Profit Before Provisions and Contingencies | 100379 | 133287 | 142435 |
| Provisions and contingencies | 44642.8 | 72299.8 | 40503.6 |
| Profit Before Tax | 55736.5 | 60987 | 101931 |
| Tax | 21675.3 | 22166.2 | 38086 |
| Profit After Tax | 34061.2 | 38820.8 | 63845.3 |
| Net Profit | 34061.2 | 38820.8 | 63845.3 |
| Equity Capital | 41043.1 | 41043.1 | 45534.1 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 454358 | 493737 | 591526 |
| % of Shares held by Govt | 81.41 | 81.41 | 73.38 |
| Diluted Eps After Extraordinary Items | 9.07 | 9.35 | 15.48 |
| Diluted Eps Before Extraordinary Items | 9.07 | 9.35 | 15.48 |
STANDALONE ANNUAL RESULT FOR BANK OF INDIA
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 380758 | 476477 | 607095 |
| Income On Investments | 111163 | 119432 | 141227 |
| Interest On Balances With Rbi Other Inter Bank Funds | 6233.9 | 16663.8 | 28908.9 |
| Interest / Discount On Advances / Bills | 258415 | 333676 | 428810 |
| Others | 4946.7 | 6705.3 | 8149.1 |
| Other Income | 78787.3 | 70998.9 | 60948.5 |
| Total Income | 459546 | 547476 | 668043 |
| Interest Expended | 240137 | 273728 | 376566 |
| Operating Expenses | 119524 | 139822 | 150792 |
| Total Expenditure | 119524 | 139822 | 150792 |
| Operating Profit Before Provisions and Contingencies | 99884.5 | 133926 | 140686 |
| Provisions and contingencies | 44217 | 71633.1 | 39695.4 |
| Profit Before Tax | 55667.5 | 62293.1 | 100991 |
| Tax | 21620.5 | 22063.7 | 37811.5 |
| Profit After Tax | 34047 | 40229.4 | 63179.2 |
| Net Profit | 34047 | 40229.4 | 63179.2 |
| Equity Capital | 41043.1 | 41043.1 | 45534.1 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 441003 | 479703 | 575086 |
| % of Shares held by Govt | 81.41 | 81.41 | 73.38 |
| Amount of Gross NPAs | 456054 | 376856 | 291828 |
| Amount of Net NPAs | 98519.3 | 80536.1 | 68452.5 |
| % of Net NPAs | 2.34 | 1.66 | 1.22 |
| % of Gross NPAs | 9.98 | 7.31 | 4.98 |
| Return on Assets | 0.43 | 0.49 | 0.7 |
| Diluted Eps After Extraordinary Items | 8.84 | 9.8 | 14.9 |
| Diluted Eps Before Extraordinary Items | 8.84 | 9.8 | 14.9 |
CONSOLIDATED PROFIT / LOSS FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 40853.8 Cr | 38280.9 Cr | 47931.7 Cr | 61073.3 Cr |
| Interest / Discount on advances / Bills | 27547.5 Cr | 25987.4 Cr | 33548.9 Cr | 43125.8 Cr |
| Interest on balances with RBI and other Inter-bank funds | 1155.1 Cr | 637.75 Cr | 1674.56 Cr | 2886.27 Cr |
| Income on investments | 11648.4 Cr | 11155.1 Cr | 12034.1 Cr | 14246.4 Cr |
| Others | 502.83 Cr | 500.59 Cr | 674.12 Cr | 814.91 Cr |
| Other Income | 7496.17 Cr | 8010.54 Cr | 7211.17 Cr | 6233.13 Cr |
| Commission,exchange and brokerage | 1118.57 Cr | 1210.66 Cr | 1382.32 Cr | 1764.54 Cr |
| Profit / (loss)on sale of investments(net) | 2552.98 Cr | 1762.45 Cr | 1839.71 Cr | 717.4 Cr |
| Profit on sale of Fixed Assets | 60.21 Cr | -74.95 Cr | 134.05 Cr | 28.46 Cr |
| Foreign Exchange Gains | 1891.64 Cr | 2564.74 Cr | 1008.21 Cr | 528.17 Cr |
| Income earned from subsidiaries/joint venture | 22.2 Cr | 15.6 Cr | 21.25 Cr | 13.66 Cr |
| Total Income | 48350 Cr | 46291.5 Cr | 55142.9 Cr | 67306.5 Cr |
| Interest Expended | 26421 Cr | 24083.4 Cr | 27440.6 Cr | 37756.8 Cr |
| Intereston Deposits | 24573.3 Cr | 22697.8 Cr | 23700.1 Cr | 31354.8 Cr |
| Interest on RBI / inter-bank borrowings | 1156.28 Cr | 622.9 Cr | 3019.86 Cr | 5612.47 Cr |
| Other Interest | 691.42 Cr | 762.77 Cr | 720.72 Cr | 789.54 Cr |
| Operating Expenses | 11006.4 Cr | 12170.1 Cr | 14373.5 Cr | 15306.2 Cr |
| Payments to and provisions for employees | 6528.86 Cr | 7112.08 Cr | 8452.9 Cr | 9262.68 Cr |
| Rent,Taxes and lighting | 766.61 Cr | 802.65 Cr | 866.42 Cr | 931.17 Cr |
| Depreciation on Banks property | 380.09 Cr | 371.68 Cr | 426.51 Cr | 508.7 Cr |
| Auditor's fees and expenses | 82.13 Cr | 95.04 Cr | 121.41 Cr | 101.98 Cr |
| Law charges | 28.79 Cr | 45.46 Cr | 41.99 Cr | 51.05 Cr |
| Communication Expenses | 183.5 Cr | 168.91 Cr | 292.97 Cr | 292.22 Cr |
| Repairs and Maintenance | 61.73 Cr | 68.82 Cr | 79.61 Cr | 92.75 Cr |
| Insurance | 702.73 Cr | 752.28 Cr | 797.65 Cr | 834.86 Cr |
| Provision for investments | 868.65 Cr | 397.36 Cr | 1207.76 Cr | 72.13 Cr |
| Provision for advances | 0 | 0 | 0 | 3784.29 Cr |
| Others Provisions | 6776.23 Cr | 4066.91 Cr | 6022.21 Cr | 193.94 Cr |
| Taxes | 1079.03 Cr | 2167.53 Cr | 2216.62 Cr | 3808.6 Cr |
| Current Income Tax | 1079.03 Cr | 2167.53 Cr | 2216.62 Cr | 3808.6 Cr |
| Profit After Tax | 2198.78 Cr | 3406.12 Cr | 3882.09 Cr | 6384.53 Cr |
| Minority Interest | 2.19 Cr | 5.27 Cr | -1.38 Cr | -2.11 Cr |
| Share of Associate | -118.22 Cr | 81.19 Cr | -42.75 Cr | 182.04 Cr |
| Consolidated Net Profit | 2082.75 Cr | 3492.57 Cr | 3837.96 Cr | 6564.46 Cr |
| IV. APPROPRIATIONS | -21705.2 Cr | 3403.78 Cr | 5835.7 Cr | 10041.2 Cr |
| Transfer to Statutory Reserve | 541 Cr | 852 Cr | 1006 Cr | 1580 Cr |
| Appropriation to Revenue Reserve | 5.7 Cr | 0 | 0 | 0 |
| Appropriation to Other Reserves | 0 | 0 | 1201.49 Cr | 820.71 Cr |
| Equity Dividend % | 0 | 20 | 20 | 28 |
| Earnings Per Share | 6.36 | 8.51 | 9.35 | 14.42 |
| Adjusted EPS | 6.36 | 8.51 | 9.35 | 14.42 |
STANDALONE PROFIT / LOSS FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 40599.4 Cr | 38075.8 Cr | 47647.7 Cr | 60709.5 Cr |
| Interest / Discount on advances / Bills | 27406.7 Cr | 25841.5 Cr | 33367.6 Cr | 42881 Cr |
| Interest on balances with RBI and other Inter-bank funds | 1142.09 Cr | 623.39 Cr | 1666.38 Cr | 2890.89 Cr |
| Income on investments | 11547.8 Cr | 11116.3 Cr | 11943.2 Cr | 14122.7 Cr |
| Others | 502.82 Cr | 494.67 Cr | 670.54 Cr | 814.91 Cr |
| Other Income | 7441.49 Cr | 7878.73 Cr | 7099.89 Cr | 6094.85 Cr |
| Commission,exchange and brokerage | 1106.43 Cr | 1197.55 Cr | 1368.2 Cr | 1749.61 Cr |
| Profit / (loss)on sale of investments(net) | 2547.12 Cr | 1759.44 Cr | 1835.86 Cr | 713.15 Cr |
| Profit on sale of Fixed Assets | 60.05 Cr | -74.95 Cr | 134.05 Cr | 28.46 Cr |
| Foreign Exchange Gains | 1886.44 Cr | 2560.43 Cr | 1003.76 Cr | 512.56 Cr |
| Income earned from subsidiaries/joint venture | 25.2 Cr | 18.45 Cr | 21.25 Cr | 15.43 Cr |
| Total Income | 48040.9 Cr | 45954.6 Cr | 54747.6 Cr | 66804.3 Cr |
| Interest Expended | 26329.6 Cr | 24013.7 Cr | 27372.8 Cr | 37656.6 Cr |
| Intereston Deposits | 24482.3 Cr | 22629.5 Cr | 23627 Cr | 31242 Cr |
| Interest on RBI / inter-bank borrowings | 1155.89 Cr | 622.49 Cr | 3016.69 Cr | 5625.04 Cr |
| Other Interest | 691.42 Cr | 761.75 Cr | 729.1 Cr | 789.54 Cr |
| Operating Expenses | 10839.1 Cr | 11952.4 Cr | 13982.2 Cr | 15079.2 Cr |
| Payments to and provisions for employees | 6472.99 Cr | 7055.53 Cr | 8391.84 Cr | 9188.47 Cr |
| Rent,Taxes and lighting | 751.82 Cr | 786.88 Cr | 853.58 Cr | 924.26 Cr |
| Depreciation on Banks property | 372.2 Cr | 363.51 Cr | 420.92 Cr | 498.59 Cr |
| Auditor's fees and expenses | 80.29 Cr | 93.28 Cr | 119.5 Cr | 99.39 Cr |
| Law charges | 27.46 Cr | 43.51 Cr | 38.14 Cr | 42.65 Cr |
| Communication Expenses | 177.62 Cr | 160.76 Cr | 281.77 Cr | 286.41 Cr |
| Repairs and Maintenance | 60.04 Cr | 67.55 Cr | 78.24 Cr | 91.6 Cr |
| Insurance | 699.42 Cr | 749.04 Cr | 793.83 Cr | 830.53 Cr |
| Provision for investments | 868.65 Cr | 397.36 Cr | 1207.76 Cr | 72.13 Cr |
| Provision for advances | 0 | 0 | 0 | 3703.46 Cr |
| Others Provisions | 6766.86 Cr | 4024.35 Cr | 5955.55 Cr | 193.95 Cr |
| Taxes | 1076.41 Cr | 2162.05 Cr | 2206.37 Cr | 3781.15 Cr |
| Current Income Tax | 138.31 Cr | -1901.17 Cr | 136.86 Cr | 23.09 Cr |
| Deferred Tax | 938.1 Cr | 4063.22 Cr | 2069.51 Cr | 3758.06 Cr |
| Profit After Tax | 2160.3 Cr | 3404.7 Cr | 4022.94 Cr | 6317.92 Cr |
| Consolidated Net Profit | 2160.3 Cr | 3404.7 Cr | 4022.94 Cr | 6317.92 Cr |
| IV. APPROPRIATIONS | -21622.1 Cr | 3404.7 Cr | 6021.59 Cr | 9980.58 Cr |
| Transfer to Statutory Reserve | 541 Cr | 852 Cr | 1006 Cr | 1580 Cr |
| Appropriation to Other Reserves | -23782.4 Cr | 0 | 1201.49 Cr | 820.71 Cr |
| Equity Dividend % | 0 | 20 | 20 | 28 |
| Earnings Per Share | 6.59 | 8.3 | 9.8 | 13.88 |
| Adjusted EPS | 6.59 | 8.3 | 9.8 | 13.88 |
CONSOLIDATED CASH FLOW FOR BANK OF INDIA
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 3161.78 Cr | 5660.1 Cr | 6054.58 Cr | 10373.1 Cr |
| Adjustments for Expenses & Provisions : | 8890.41 Cr | 6094.96 Cr | 6772.81 Cr | 5550.01 Cr |
| Adjustments for Liabilities & Assets: | 25059.5 Cr | -46686.1 Cr | -20228.5 Cr | -21599.9 Cr |
| Refund/(payment) of direct taxes | 756.27 Cr | -555.85 Cr | 356.04 Cr | 1239.92 Cr |
| Cash Flow from operating activities | 37868 Cr | -35486.9 Cr | -7045.04 Cr | -4436.94 Cr |
| Cash Flow from investing activities | -181.6 Cr | -643.95 Cr | -521.34 Cr | -991.05 Cr |
| Cash Flow from financing activities | 2398.16 Cr | 1146.13 Cr | 540.77 Cr | 3867.67 Cr |
| Net increase/(decrease) in cash and cash equivalents | 40084.6 Cr | -34984.7 Cr | -7025.61 Cr | -1560.32 Cr |
| Opening Cash & Cash Equivalents | 86609.1 Cr | 126694 Cr | 91708.9 Cr | 84683.3 Cr |
| Closing Cash & Cash Equivalent | 126694 Cr | 91708.9 Cr | 84683.3 Cr | 83123 Cr |
STANDALONE CASH FLOW FOR BANK OF INDIA
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 3236.72 Cr | 5566.75 Cr | 6229.31 Cr | 10099.1 Cr |
| Adjustments for Expenses & Provisions : | 8870.3 Cr | 6041.37 Cr | 6700.55 Cr | 5457.31 Cr |
| Adjustments for Liabilities & Assets: | 25247 Cr | -46363.4 Cr | -19144.2 Cr | -19756.1 Cr |
| Refund/(payment) of direct taxes | 709 Cr | -560.97 Cr | 414.88 Cr | 1266.41 Cr |
| Cash Flow from operating activities | 38063.1 Cr | -35316.3 Cr | -5799.42 Cr | -2933.3 Cr |
| Cash Flow from investing activities | -336.86 Cr | -834.66 Cr | -1345.02 Cr | -1890.22 Cr |
| Cash Flow from financing activities | 2398.16 Cr | 1127.9 Cr | -17.88 Cr | 3365.34 Cr |
| Net increase/(decrease) in cash and cash equivalents | 40124.4 Cr | -35023 Cr | -7162.32 Cr | -1458.19 Cr |
| Opening Cash & Cash Equivalents | 86456.3 Cr | 126581 Cr | 91557.6 Cr | 84395.3 Cr |
| Closing Cash & Cash Equivalent | 126581 Cr | 91557.6 Cr | 84395.3 Cr | 82937.1 Cr |
CONSOLIDATED BALANCE SHEET FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 3277.66 Cr | 4104.31 Cr | 4104.31 Cr | 4553.41 Cr |
| Equity - Authorised | 6000 Cr | 6000 Cr | 6000 Cr | 6000 Cr |
| Equity - Issued | 3278.1 Cr | 4104.74 Cr | 4104.74 Cr | 4553.84 Cr |
| Equity Paid Up | 3276.92 Cr | 4103.57 Cr | 4103.57 Cr | 4552.67 Cr |
| Equity Shares Forfeited | 73.91 Lk | 73.91 Lk | 73.91 Lk | 73.91 Lk |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 43702.6 Cr | 52417.5 Cr | 56328.6 Cr | 66027.8 Cr |
| Securities Premium | 12120.9 Cr | 16826 Cr | 17384.7 Cr | 21918.1 Cr |
| Capital Reserves | 69.01 Cr | 88.67 Cr | 3352.07 Cr | 3422.16 Cr |
| Profit & Loss Account Balances | -88.79 Cr | 1997.74 Cr | 3476.78 Cr | 7338.8 Cr |
| Reserve excluding Revaluation Reserve | 37397.9 Cr | 45435.8 Cr | 49373.7 Cr | 59152.6 Cr |
| Revaluation Reserves | 6304.62 Cr | 6981.73 Cr | 6954.96 Cr | 6875.21 Cr |
| Deposits | 629098 Cr | 629981 Cr | 672194 Cr | 740611 Cr |
| Demand Deposits | 32794.4 Cr | 35097.6 Cr | 35157.5 Cr | 37283.1 Cr |
| Savings Deposit | 197658 Cr | 216849 Cr | 222469 Cr | 237568 Cr |
| Term Deposits / Fixed Deposits | 398646 Cr | 378034 Cr | 414568 Cr | 465761 Cr |
| Borrowings | 32464.1 Cr | 26821.1 Cr | 65015.2 Cr | 80960.3 Cr |
| Borrowings From Reserve Bank of India | 3519 Cr | 3519 Cr | 2692 Cr | 14500 Cr |
| Borrowings From Other Banks | 13.93 Cr | 52.14 Cr | 45.16 Cr | 36.2 Cr |
| Borrowings From Other Financial Institutions | 20302.3 Cr | 15281.2 Cr | 50377.4 Cr | 48723.2 Cr |
| Borrowings in the form of Bonds / Debentures | 8352 Cr | 7652 Cr | 9152 Cr | 9652 Cr |
| Borrowings From Out of India | 276.91 Cr | 316.76 Cr | 2748.68 Cr | 8048.85 Cr |
| Other Liabilities & Provisions | 21088.1 Cr | 29678.1 Cr | 28236.9 Cr | 31966.6 Cr |
| Bills Payable | 1417.76 Cr | 1714.48 Cr | 1622.88 Cr | 1657.69 Cr |
| Interest Accrued | 1647.69 Cr | 1751.32 Cr | 2579.58 Cr | 3200.9 Cr |
| Total Liabilities | 732790 Cr | 743131 Cr | 826036 Cr | 924280 Cr |
| Cash and balance with Reserve Bank of India | 60930.4 Cr | 40530.3 Cr | 44381.5 Cr | 38893.9 Cr |
| Cash with RBI | 57610.3 Cr | 38083.4 Cr | 42214.3 Cr | 36741 Cr |
| Cash in hand & others | 3320.04 Cr | 2446.89 Cr | 2167.26 Cr | 2152.98 Cr |
| Balances with banks and money at call | 65763.3 Cr | 51178.6 Cr | 40301.7 Cr | 44229 Cr |
| Investments | 191693 Cr | 180274 Cr | 211324 Cr | 234592 Cr |
| Investments in India | 184766 Cr | 170497 Cr | 200154 Cr | 223782 Cr |
| GOI/State Govt. Securities | 166910 Cr | 154654 Cr | 182040 Cr | 202658 Cr |
| Equity Shares - Corporate | 1114.7 Cr | 1176.26 Cr | 1373.29 Cr | 1238.39 Cr |
| Debentures & Bonds | 12930.6 Cr | 10518.6 Cr | 10504.8 Cr | 11717.7 Cr |
| Subsidiaries and/or joint ventures/Associates | 1416.26 Cr | 1776.51 Cr | 1965.45 Cr | 2357.63 Cr |
| Units - MF/ Insurance/CP/PTC | 1876 Cr | 1694.71 Cr | 3219.19 Cr | 4065.76 Cr |
| Investments outside India | 6927.25 Cr | 9777.09 Cr | 11169.3 Cr | 10809.9 Cr |
| Government securities | 5012.67 Cr | 7490.36 Cr | 9384.46 Cr | 9150.88 Cr |
| Subsidiaries and/or joint ventures abroad | 0 | 0 | 0 | 256.02 Cr |
| Other investments outside India | 1914.58 Cr | 2286.73 Cr | 1784.88 Cr | 1402.98 Cr |
| Advances | 367667 Cr | 423001 Cr | 488688 Cr | 566644 Cr |
| Bills Purchased & Discounted | 9246.2 Cr | 17463.4 Cr | 36198.3 Cr | 42903.3 Cr |
| Cash Credit, Over Draft & Loans repayable | 152304 Cr | 166078 Cr | 187618 Cr | 214631 Cr |
| Term Loans | 206117 Cr | 239460 Cr | 264872 Cr | 309109 Cr |
| Gross block | 12214.2 Cr | 13302.7 Cr | 14086.6 Cr | 14806.5 Cr |
| Premises | 8187.48 Cr | 8923.61 Cr | 9206.19 Cr | 9233.93 Cr |
| Other Fixed Assets | 4026.7 Cr | 4379.06 Cr | 4880.37 Cr | 5572.57 Cr |
| Less: Accumulated Depreciation | 3577.1 Cr | 3732.56 Cr | 4136.44 Cr | 4628.98 Cr |
| Net Block | 8637.09 Cr | 9570.11 Cr | 9950.13 Cr | 10177.5 Cr |
| Capital Work in Progress | 364.31 Cr | 286 Cr | 110.43 Cr | 150.02 Cr |
| Other Assets | 37734.7 Cr | 38291.2 Cr | 31280.7 Cr | 29594.1 Cr |
| Inter-office adjustment Assets | 5589.01 Cr | 7191.95 Cr | 2071.52 Cr | 3771.88 Cr |
| Interest Accrued Assets | 2981.2 Cr | 2860.21 Cr | 3783.36 Cr | 5730.17 Cr |
| Tax paid in advance/TDS | 4882.84 Cr | 7372.4 Cr | 6862 Cr | 5534.52 Cr |
| Stationery and stamps | 7.8 Cr | 9.83 Cr | 11.32 Cr | 13.23 Cr |
| Deferred tax asset | 12826.1 Cr | 8721.44 Cr | 6658.71 Cr | 2900.37 Cr |
| Total Assets | 732790 Cr | 743131 Cr | 826036 Cr | 924280 Cr |
| Contingent Liabilities | 453794 Cr | 423319 Cr | 379118 Cr | 447718 Cr |
| Claims not acknowledged as debts | 2620.26 Cr | 1810.05 Cr | 1703.92 Cr | 4124.29 Cr |
| Outstanding forward exchange contracts | 404690 Cr | 369188 Cr | 326363 Cr | 391514 Cr |
| Guarantees given in India | 21812.3 Cr | 20785.8 Cr | 21686.2 Cr | 24697.8 Cr |
| Guarantees given Outside India | 3142.28 Cr | 3979.37 Cr | 2791.84 Cr | 3584.94 Cr |
| Acceptances, endorsements & other obligations | 18348 Cr | 24052.6 Cr | 22482.4 Cr | 19727.4 Cr |
| Bills for collection | 24914 Cr | 27611.4 Cr | 29189.5 Cr | 28554.4 Cr |
| Book Value | 124.13 | 0 | 0 | 139.93 |
| Adjusted Book Value | 124.13 | 120.72 | 130.32 | 139.93 |
STANDALONE BALANCE SHEET FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 3277.66 Cr | 4104.31 Cr | 4104.31 Cr | 4553.41 Cr |
| Equity - Authorised | 6000 Cr | 6000 Cr | 6000 Cr | 6000 Cr |
| Equity - Issued | 3278.1 Cr | 4104.74 Cr | 4104.74 Cr | 4553.84 Cr |
| Equity Paid Up | 3276.92 Cr | 4103.57 Cr | 4103.57 Cr | 4552.67 Cr |
| Equity Shares Forfeited | 73.91 Lk | 73.91 Lk | 73.91 Lk | 73.91 Lk |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 42407.9 Cr | 51026.9 Cr | 54866.3 Cr | 64327.3 Cr |
| Securities Premium | 11549.4 Cr | 16254.5 Cr | 16254.5 Cr | 20285.6 Cr |
| Capital Reserves | 0 | 0 | 3352.07 Cr | 3421.66 Cr |
| Profit & Loss Account Balances | 0 | 1998.65 Cr | 3662.67 Cr | 7278.14 Cr |
| Reserve excluding Revaluation Reserve | 36156.1 Cr | 44100.3 Cr | 47970.3 Cr | 57508.6 Cr |
| Revaluation Reserves | 6251.79 Cr | 6926.62 Cr | 6896.03 Cr | 6818.7 Cr |
| Deposits | 627114 Cr | 627896 Cr | 669586 Cr | 737920 Cr |
| Demand Deposits | 32583.5 Cr | 34982.6 Cr | 34941.5 Cr | 36932.7 Cr |
| Savings Deposit | 197502 Cr | 216681 Cr | 222278 Cr | 237404 Cr |
| Term Deposits / Fixed Deposits | 397028 Cr | 376232 Cr | 412366 Cr | 463583 Cr |
| Borrowings | 32464.1 Cr | 26760.4 Cr | 64979 Cr | 80924.1 Cr |
| Borrowings From Reserve Bank of India | 3519 Cr | 3519 Cr | 2692 Cr | 14500 Cr |
| Borrowings From Other Banks | 13.93 Cr | 52.14 Cr | 8.96 Cr | 0 |
| Borrowings From Other Financial Institutions | 20302.3 Cr | 15281.2 Cr | 50377.4 Cr | 48723.2 Cr |
| Borrowings in the form of Bonds / Debentures | 8352 Cr | 7652 Cr | 9152 Cr | 9652 Cr |
| Borrowings From Out of India | 276.91 Cr | 256.02 Cr | 2748.68 Cr | 8048.85 Cr |
| Other Liabilities & Provisions | 17593.2 Cr | 24826.4 Cr | 22020.2 Cr | 24873 Cr |
| Bills Payable | 1415.84 Cr | 1711.02 Cr | 1622.56 Cr | 1657.61 Cr |
| Interest Accrued | 1636.69 Cr | 1739.53 Cr | 2565.16 Cr | 3180.68 Cr |
| Total Liabilities | 725856 Cr | 734614 Cr | 815556 Cr | 912598 Cr |
| Cash and balance with Reserve Bank of India | 60697.6 Cr | 40280.6 Cr | 44034.5 Cr | 38556.3 Cr |
| Cash with RBI | 57402.1 Cr | 37856.1 Cr | 41900.2 Cr | 36429.2 Cr |
| Cash in hand & others | 3295.51 Cr | 2424.49 Cr | 2134.33 Cr | 2127.02 Cr |
| Balances with banks and money at call | 65883.1 Cr | 51277.1 Cr | 40360.8 Cr | 44380.9 Cr |
| Investments | 187253 Cr | 174448 Cr | 204398 Cr | 227144 Cr |
| Investments in India | 180476 Cr | 165353 Cr | 193937 Cr | 215887 Cr |
| GOI/State Govt. Securities | 165637 Cr | 152748 Cr | 179726 Cr | 199999 Cr |
| Equity Shares - Corporate | 757.99 Cr | 848.68 Cr | 1033.4 Cr | 715.8 Cr |
| Debentures & Bonds | 12646.3 Cr | 10191 Cr | 9978.7 Cr | 11072.7 Cr |
| Subsidiaries and/or joint ventures/Associates | 549.74 Cr | 871.54 Cr | 1205.86 Cr | 1453.69 Cr |
| Units - MF/ Insurance/CP/PTC | 885.1 Cr | 694.19 Cr | 1993.54 Cr | 2646.18 Cr |
| Investments outside India | 6776.38 Cr | 9095.5 Cr | 10460.6 Cr | 11257 Cr |
| Government securities | 4108.07 Cr | 6584.04 Cr | 7440.7 Cr | 7576.89 Cr |
| Subsidiaries and/or joint ventures abroad | 942.26 Cr | 942.26 Cr | 1472.24 Cr | 2296.59 Cr |
| Other investments outside India | 1726.05 Cr | 1569.2 Cr | 1547.64 Cr | 1383.56 Cr |
| Advances | 365687 Cr | 420842 Cr | 485900 Cr | 563145 Cr |
| Bills Purchased & Discounted | 9246.2 Cr | 17463.4 Cr | 36198.3 Cr | 42903.3 Cr |
| Cash Credit, Over Draft & Loans repayable | 151257 Cr | 164928 Cr | 185986 Cr | 212319 Cr |
| Term Loans | 205184 Cr | 238450 Cr | 263716 Cr | 307922 Cr |
| Gross block | 12046.6 Cr | 13139.5 Cr | 13905.8 Cr | 14619.1 Cr |
| Premises | 8114.09 Cr | 8845.02 Cr | 9127.14 Cr | 9156.98 Cr |
| Other Fixed Assets | 3932.54 Cr | 4294.49 Cr | 4778.66 Cr | 5462.11 Cr |
| Less: Accumulated Depreciation | 3496.36 Cr | 3649.95 Cr | 4053.37 Cr | 4540.28 Cr |
| Net Block | 8550.27 Cr | 9489.56 Cr | 9852.43 Cr | 10078.8 Cr |
| Capital Work in Progress | 363.86 Cr | 285.4 Cr | 108.57 Cr | 147.65 Cr |
| Other Assets | 37422.3 Cr | 37991.2 Cr | 30901.8 Cr | 29145.2 Cr |
| Inter-office adjustment Assets | 5589.01 Cr | 7191.95 Cr | 2071.52 Cr | 3771.88 Cr |
| Interest Accrued Assets | 2890.48 Cr | 2750.57 Cr | 3645.27 Cr | 5550.01 Cr |
| Tax paid in advance/TDS | 4879.55 Cr | 7370.03 Cr | 6861.06 Cr | 5534.26 Cr |
| Stationery and stamps | 7.76 Cr | 9.74 Cr | 11.24 Cr | 13.19 Cr |
| Deferred tax asset | 12774.5 Cr | 8707.86 Cr | 6637.88 Cr | 2879.82 Cr |
| Total Assets | 725856 Cr | 734614 Cr | 815556 Cr | 912598 Cr |
| Contingent Liabilities | 453635 Cr | 423198 Cr | 378970 Cr | 447592 Cr |
| Claims not acknowledged as debts | 2620.26 Cr | 1810.05 Cr | 1703.92 Cr | 4123.18 Cr |
| Outstanding forward exchange contracts | 404662 Cr | 369180 Cr | 326333 Cr | 391507 Cr |
| Guarantees given in India | 21803 Cr | 20775 Cr | 21684.3 Cr | 24695.4 Cr |
| Guarantees given Outside India | 3085.24 Cr | 3914.05 Cr | 2748.54 Cr | 3552.4 Cr |
| Acceptances, endorsements & other obligations | 18304.7 Cr | 24047.8 Cr | 22443.5 Cr | 19683.3 Cr |
| Bills for collection | 24906.9 Cr | 27600.9 Cr | 29174.7 Cr | 28552.7 Cr |
| Book Value | 120.34 | 0 | 0 | 136.32 |
| Adjusted Book Value | 120.34 | 117.47 | 126.9 | 136.32 |
FINANCIAL RATIOS (CONSOLIDATED) FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 6.36 | 8.51 | 9.35 | 14.42 |
| DPS(Rs) | 0 | 2 | 2 | 2.8 |
| Book NAV/Share(Rs) | 124.13 | 120.72 | 130.32 | 139.93 |
| Margin Ratios | ||||
| Yield on Advances | 11.11 | 9.05 | 9.81 | 10.78 |
| Yield on Investments | ||||
| Cost of Liabilities | 3.99 | 3.67 | 3.72 | 4.6 |
| NIM | 2.1 | 2.04 | 2.61 | 2.64 |
| Interest Spread | 7.12 | 5.38 | 6.09 | 6.18 |
| Performance Ratios | ||||
| ROA(%) | 0.32 | 0.46 | 0.49 | 0.73 |
| ROE(%) | ||||
| ROCE(%) | 6.13 | 8.4 | 9.43 | 11.98 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 50.19 | 54.8 | 51.89 | 51.8 |
| Core Cost Income Ratio | 56.8 | 59.52 | 55.58 | 52.93 |
| Operating Costs to Assets | 1.5 | 1.64 | 1.74 | 1.66 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 10.68 | 5.39 | 8 | 9.5 |
| PCE(x) | 8.62 | 4.98 | 7.13 | 9.05 |
| Price/Book(x) | 0.55 | 0.38 | 0.57 | 0.98 |
| Yield(%) | 0 | 4.36 | 2.67 | 2.04 |
| EV/Net Sales(x) | 1.34 | 1.19 | 2 | 2.35 |
| EV/Core EBITDA(x) | 5.01 | 4.55 | 7.18 | 10.06 |
| EV/EBIT(x) | 1.84 | 1.54 | 2.85 | 2.99 |
| EV/CE(x) | 0.07 | 0.06 | 0.12 | 0.99 |
| M Cap / Sales | 0.54 | 0.49 | 0.64 | 1.02 |
| Growth Ratio | ||||
| Core Operating Income Growth | -6.28 | -1.63 | 44.33 | 13.79 |
| Operating Profit Growth | ||||
| Net Profit Growth | 175.06 | 54.91 | 13.97 | 64.46 |
| BVPS Growth | 5.1 | -2.74 | 7.95 | 7.37 |
| Advances Growth | -0.8 | 15.05 | 15.53 | 15.95 |
| EPS Growth(%) | 168.26 | 33.91 | 9.89 | 54.17 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.1 | 0.06 | 0.07 | 0.05 |
| Current Ratio(x) | 0.3 | 0.29 | 0.31 | 0.32 |
| Quick Ratio(x) | 5.16 | 4.26 | 9.67 | 10.93 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 6.59 | 8.3 | 9.8 | 13.88 |
| DPS(Rs) | 0 | 2 | 2 | 2.8 |
| Book NAV/Share(Rs) | 120.34 | 117.47 | 126.9 | 136.32 |
| Margin Ratios | ||||
| Yield on Advances | 11.1 | 9.05 | 9.81 | 10.78 |
| Yield on Investments | ||||
| Cost of Liabilities | 3.99 | 3.67 | 3.73 | 4.6 |
| NIM | 2.1 | 2.05 | 2.62 | 2.64 |
| Interest Spread | 7.11 | 5.38 | 6.08 | 6.18 |
| Performance Ratios | ||||
| ROA(%) | 0.31 | 0.47 | 0.52 | 0.73 |
| ROE(%) | ||||
| ROCE(%) | 6.17 | 8.53 | 9.69 | 12.06 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 49.92 | 54.48 | 51.08 | 51.73 |
| Core Cost Income Ratio | 56.56 | 59.22 | 54.75 | 52.87 |
| Operating Costs to Assets | 1.49 | 1.63 | 1.71 | 1.65 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 14.93 | 17.04 | 16.28 | 16.96 |
| Tier - 1 (Basel III) | 11.96 | 14.44 | 14.41 | 14.93 |
| Tier - 2 (Basel III) | 2.97 | 2.59 | 1.87 | 2.04 |
| Valuation Parameters | ||||
| PER(x) | 10.29 | 5.53 | 7.64 | 9.87 |
| PCE(x) | 8.78 | 4.99 | 6.91 | 9.15 |
| Price/Book(x) | 0.56 | 0.39 | 0.59 | 1.01 |
| Yield(%) | 0 | 4.36 | 2.67 | 2.04 |
| EV/Net Sales(x) | 1.35 | 1.2 | 2.01 | 2.36 |
| EV/Core EBITDA(x) | 5.03 | 4.56 | 7.15 | 10.19 |
| EV/EBIT(x) | 1.85 | 1.54 | 2.85 | 3 |
| EV/CE(x) | 0.08 | 0.06 | 0.12 | 1 |
| M Cap / Sales | 0.55 | 0.49 | 0.64 | 1.03 |
| Growth Ratio | ||||
| Core Operating Income Growth | -6.47 | -1.46 | 44.18 | 13.7 |
| Operating Profit Growth | ||||
| Net Profit Growth | 173.06 | 57.6 | 18.16 | 57.05 |
| BVPS Growth | 5.17 | -2.38 | 8.03 | 7.42 |
| Advances Growth | -0.87 | 15.08 | 15.46 | 15.9 |
| EPS Growth(%) | 173.06 | 25.85 | 18.16 | 41.56 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.1 | 0.06 | 0.07 | 0.05 |
| Current Ratio(x) | 0.3 | 0.28 | 0.31 | 0.31 |
| Quick Ratio(x) | 5.18 | 4.26 | 9.7 | 10.97 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 13.77 | 9.98 | 7.31 | 4.98 |
| Net NPA in Rs. Million | 3.35 | 2.34 | 1.66 | 1.22 |
SHARE HOLDING PATTERN FOR BANK OF INDIA
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 81.41 | 73.38 | 73.38 | 73.38 | 73.38 |
| FII % | 0.75 | 1.12 | 2.07 | 2.67 | 2.25 | 2.92 | 4.31 | 4.52 | 3.61 | 3.21 |
| DII % | 0.00 | 0.00 | 0.27 | 0.01 | 0.01 | 0.01 | 0.10 | 0.58 | 0.12 | 0.04 |
| Public % | 6.70 | 6.63 | 5.80 | 5.56 | 6.44 | 6.12 | 7.66 | 6.28 | 7.55 | 7.14 |
PEER COMPARISON FOR BANK OF INDIA
CORPORATE ACTIONS FOR BANK OF
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 22-Oct-2024 | Board Meeting - Quarterly Results | 11-Nov-2024 |
| BSE 18-Jul-2024 | Board Meeting - Quarterly Results | 03-Aug-2024 |
| BSE 04-Jun-2024 | Book Closure - A.G.M. | 19-Jun-2024 25-Jun-2024 |
| BSE 04-Jun-2024 | AGM - A.G.M. | 25-Jun-2024 25-Jun-2024 |
| BSE 10-May-2024 | Dividend - Rs.2.8000 per share(28%)Dividend | |
| BSE 29-Apr-2024 | Board Meeting - Audited Results & Dividend | 10-May-2024 |
| BSE 15-Jan-2024 | Board Meeting - Quarterly Results | 02-Feb-2024 |
| BSE 18-Oct-2023 | Board Meeting - Quarterly Results | 04-Nov-2023 |
| BSE 17-Jul-2023 | Board Meeting - Quarterly Results | 28-Jul-2023 |
| BSE 08-May-2023 | Dividend - Rs.2.0000 per share(20%)Dividend | |
| BSE 25-Apr-2023 | Board Meeting - Dividend & Audited Results | 06-May-2023 |
| BSE 12-Apr-2023 | Board Meeting - Inter alia, would be considering at their meeting proposed on 18th April, 2023, the proposal of raising capital for the FY 2023-24 aggregating upto Rs.6,500 crores in the following manner: a. By issue of fresh Equity Capital in the form of FPO / QIP / Rights Issue / Preferential Issue and / or Basel III compliant Additional Tier-1 (AT-1) bonds (domestic and foreign currency) upto an amount of Rs.4... | 18-Apr-2023 |
| BSE 06-Jan-2023 | Board Meeting - Quarterly Results | 17-Jan-2023 |
| BSE 19-Oct-2022 | Board Meeting - Quarterly Results | 03-Nov-2022 |
| BSE 21-Jul-2022 | Board Meeting - Quarterly Results | 02-Aug-2022 |
| BSE 20-Jun-2022 | Book Closure - A.G.M. | 09-Jul-2022 15-Jul-2022 |
| BSE 20-Jun-2022 | AGM - A.G.M. | 15-Jul-2022 15-Jul-2022 |
| BSE 24-May-2022 | Dividend - Rs.2.0000 per share(20%)Final Dividend | |
| BSE 17-May-2022 | Board Meeting - Final Dividend & Audited Results | 24-May-2022 |
| BSE 20-Apr-2022 | Board Meeting - Inter alia, to consider and approve Capital Raising Plan for Financial Year 2022-23 | 25-Apr-2022 |
| BSE 28-Jan-2022 | Board Meeting - Quarterly Results | 04-Feb-2022 |
| BSE 22-Oct-2021 | Board Meeting - Quarterly Results | 02-Nov-2021 |
CORPORATE ANNOUNCEMENTS FOR BANK OF
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 31-Oct-2024 | General Announcements FILE | Marginal Cost Of Fund Based Lending Rate (MCLR) - Revision Marginal Cost of Fund based Lending Rate (MCLR) - Revision |
| BSE 31-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 25-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 24-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 23-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 22-Oct-2024 | Intimation FILE | Board Meeting Intimation for Prior Intimation Of Board Meeting For Approval Of Unaudited Financial Results For Quarter Ended 30 September 2024 BANK OF INDIAhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/11/2024 inter alia to consider and approve Prior intimation of Board Meeting for approval of unaudited financial results for quarter ended 30 September 2024 |
| BSE 22-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 21-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issue of Duplicate Share Certificate |
| BSE 17-Oct-2024 | General Announcements FILE | Publication Of Newspaper Notice Regarding EGM Publication of Newspaper Notice regarding EGM |
| BSE 16-Oct-2024 | General Announcements FILE | Reconciliation Of Share Capital Audit Report Reconciliation of Share Capital Audit Report |
| BSE 16-Oct-2024 | General Announcements FILE | Convening Of EGM On 03Rd December 2024 For Election Of One Shareholder Director Convening of EGM on 03rd December 2024 for election of one shareholder director |
| BSE 14-Oct-2024 | General Announcements FILE | Bank Of India Outstanding Bond As On 30.09.2024 Bank of India Outstanding Bond as on 30.09.2024 |
| BSE 14-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of Loss of Share Certificate |
| BSE 09-Oct-2024 | General Announcements FILE | Statement Showing Investor Complaints For Q2 FY25 Statement showing Investor Complaints for Q2 FY25 |
| BSE 07-Oct-2024 | General Announcements FILE | Certificate Under Reg.74(5) Of SEBI (DP) Regulations 2018. Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations 2018 |
| BSE 07-Oct-2024 | General Announcements FILE | Provisional Business Figures Of Q2 FY25 Provisional business figures of Q2 FY25 |
| BSE 04-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 30-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Change in Statutory Central Auditor of the Bank |
| BSE 27-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of analyst / investor meet |
| BSE 26-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment Intimation of allotment of Basel-III Tier-II Bonds |
| BSE 26-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of share certificate |
| BSE 25-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of One-to-One investor meet |
| BSE 25-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Issue of Securities Issue of Basel III compliant Tier-II Bonds |
| BSE 25-Sep-2024 | Intimation FILE | Closure of Trading Window Intimation of closure of trading window |
| BSE 25-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of issue of duplicate share certificate |
| BSE 24-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of loss of Share Certificate |
| BSE 19-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of Loss of Share Certificate |
| BSE 17-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of issuance of duplicate share certificate |
| BSE 17-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of Loss of Share Certificate |
| BSE 13-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of Loss of Share Certificate |
INSIDER TRADING FOR BANK OF
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Insider trading details found | |||
BULK BLOCK DEALS FOR BANK OF INDIA
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 10-Jan-2024 | Sell BLOCK | 1,619,859 @ 118.85 | JUPITER SOUTH ASIA INVESTMENT COMPANY LIMITED |
| BSE 10-Jan-2024 | Buy BLOCK | 1,619,859 @ 118.85 | THE JUPITER GLOBAL FUND-JUPITER INDIA SELECT |
DIVIDEND BY BANK OF INDIA
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 18-Jun-2024 | DIVIDEND | 2.8 |
| 20-Jun-2023 | DIVIDEND | 2 |
| 07-Jul-2022 | DIVIDEND | 2 |
SPLIT / BONUS BY BANK OF INDIA
No Split / Bonus details found
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