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ISIN : INE562A01011
NSE : INDIANB
BSE : 532814
Face Value : 10
Industry : Bank - Public
EPS : 66.03
EPS (TTM) : 74.37
Price to Earning (P/E) : 8.20
Book Value : 402.93
Price to Bookvalue (P/B) : 1.34
Dividend Yield : 2 %
Return on Equity (ROE) : 16.65 %
Return on Capital Employed (ROCE) : 16.60 %
Indian Bank
ISIN : INE562A01011
NSE : INDIANB
BSE : 532814
Face Value : 10
Industry : Bank - Public
EPS : 66.03
EPS (TTM) : 74.37
Price to Earning (P/E) : 8.20
Book Value : 402.93
Price to Bookvalue (P/B) : 1.34
Dividend Yield : 2 %
Return on Equity (ROE) : 16.65 %
Return on Capital Employed (ROCE) : 16.60 %
Indian Bank share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 865.95 - 870.55 0.5 % |
| Low / High | 844.4 - 874.85 3.6 % |
| Trade Volume | 84,366 |
| 52 Week Low / High | 539.7 - 1000 85.3 % |
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CONSOLIDATED QUARTERLY RESULT FOR INDIAN BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 101659 | 107277 | 118364 | 122552 | 130499 | 137638 | 142026 | 146334 | 150406 | 153690 |
| Income On Investments | 27793.1 | 29136.9 | 29200.4 | 30770.4 | 30864.2 | 33675 | 34248.2 | 35560.8 | 37348.6 | 38132.6 |
| Interest On Balances With Rbi Other Inter Bank Funds | 2292.9 | 2481.7 | 1785.2 | 2217.6 | 2682.1 | 3253.8 | 3761.3 | 4184.3 | 4022 | 3895.3 |
| Interest / Discount On Advances / Bills | 71050.2 | 74337 | 85522 | 88502.3 | 96034.1 | 100298 | 103492 | 106365 | 108485 | 111248 |
| Others | 522.4 | 1321.1 | 1856.2 | 1062.2 | 919 | 411.4 | 524.7 | 224 | 550.5 | 414.3 |
| Other Income | 17316.7 | 19865.3 | 19255.7 | 21607.3 | 18714.9 | 21656.1 | 21127.7 | 24320.8 | 20771.3 | 26022.1 |
| Total Income | 118975 | 127142 | 137620 | 144160 | 149214 | 159294 | 163154 | 170655 | 171178 | 179712 |
| Interest Expended | 56198.6 | 60260.8 | 63348.9 | 67364.6 | 73456.4 | 80026.2 | 83833.7 | 86091.3 | 88605.1 | 91535 |
| Operating Expenses | 27023.6 | 30377.7 | 33447 | 36399.3 | 34177 | 35990.8 | 38086.4 | 41273.8 | 37332.1 | 40446.6 |
| Total Expenditure | 27023.6 | 30377.7 | 33447 | 36399.3 | 34177 | 35990.8 | 38086.4 | 41273.8 | 37332.1 | 40446.6 |
| Operating Profit Before Provisions and Contingencies | 35753.1 | 36503.5 | 40823.6 | 40395.9 | 41580.9 | 43277.1 | 41233.4 | 43289.8 | 45240.4 | 47730.6 |
| Provisions and contingencies | 22197.2 | 20601.2 | 25156.2 | 25622 | 17435.8 | 15509.7 | 13491.3 | 12507.8 | 12611.1 | 10990.7 |
| Profit Before Tax | 13555.9 | 15902.3 | 15667.4 | 14773.9 | 24145.1 | 27767.4 | 27742.1 | 30782 | 32629.3 | 36739.9 |
| Tax | 1393.8 | 3455.2 | 1592 | 153.7 | 6901.2 | 7686.2 | 6378.8 | 8178.9 | 8456.3 | 9339.6 |
| Profit After Tax | 12162.1 | 12447.1 | 14075.4 | 14620.2 | 17243.9 | 20081.2 | 21363.3 | 22603.1 | 24173 | 27400.3 |
| Net Profit | 12162.1 | 12447.1 | 14075.4 | 14620.2 | 17243.9 | 20081.2 | 21363.3 | 22603.1 | 24173 | 27400.3 |
| Equity Capital | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 13469.6 | 13469.6 | 13469.6 | 13469.6 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 374955 | 374955 | 374955 | 421545 | 421545 | 421545 | 421545 | 529260 | 529260 | 529260 |
| % of Shares held by Govt | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 73.84 | 73.84 | 73.84 | 73.84 |
| Amount of Gross NPAs | 345733 | 319588 | 294839 | 281795 | 262269 | 244875 | 227865 | 211063 | 203022 | 191480 |
| Amount of Net NPAs | 84707.2 | 61741.3 | 42704.8 | 40430.7 | 31975.5 | 28258.5 | 25787.2 | 22225.8 | 20265.9 | 14452.9 |
| % of Net NPAs | 2.12 | 1.5 | 1 | 0.9 | 0.7 | 0.6 | 0.53 | 0.43 | 0.39 | 0.27 |
| % of Gross NPAs | 8.13 | 7.3 | 6.53 | 5.95 | 5.47 | 4.97 | 4.47 | 3.95 | 3.77 | 3.48 |
| Return on Assets | 0.78 | 0.77 | 0.86 | 0.89 | 1.04 | 1.14 | 1.17 | 1.18 | 1.29 | 1.39 |
| Diluted Eps After Extraordinary Items | 10.53 | 10.34 | 11.68 | 12.2 | 14.85 | 16.61 | 17.46 | 17.04 | 19.08 | 20.79 |
| Diluted Eps Before Extraordinary Items | 10.53 | 10.34 | 11.68 | 12.2 | 14.85 | 16.61 | 17.46 | 17.04 | 19.08 | 20.79 |
STANDALONE QUARTERLY RESULT FOR INDIAN BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 101537 | 107099 | 118342 | 122444 | 130494 | 137433 | 141976 | 146245 | 150392 | 153476 |
| Income On Investments | 27671.4 | 28959.5 | 29178.5 | 30662.3 | 30858.7 | 33469.4 | 34199.3 | 35491.1 | 37343.2 | 37930.6 |
| Interest On Balances With Rbi Other Inter Bank Funds | 2292.9 | 2480.7 | 1785 | 2216.7 | 2682.1 | 3253.7 | 3761.3 | 4165 | 4015.5 | 3885.4 |
| Interest / Discount On Advances / Bills | 71050.5 | 74336.7 | 85521.9 | 88502.4 | 96034.1 | 100298 | 103492 | 106365 | 108485 | 111248 |
| Others | 521.8 | 1322.1 | 1856.9 | 1062.8 | 919.2 | 411.7 | 524 | 223.9 | 548.4 | 411.9 |
| Other Income | 16046.3 | 18281.1 | 17164.5 | 19938.7 | 17095.8 | 19929.7 | 19016.4 | 22625.3 | 19055.4 | 24221 |
| Total Income | 117583 | 125380 | 135507 | 142383 | 147590 | 157362 | 160993 | 168870 | 169448 | 177697 |
| Interest Expended | 56196.8 | 60259.3 | 63350.4 | 67361 | 73459 | 80030.7 | 83834.3 | 86090.9 | 88611.4 | 91533.6 |
| Operating Expenses | 25742.3 | 28828.3 | 31542.2 | 34866.2 | 32784.4 | 34304.3 | 36186.4 | 39729.5 | 35820.4 | 38878 |
| Total Expenditure | 25742.3 | 28828.3 | 31542.2 | 34866.2 | 32784.4 | 34304.3 | 36186.4 | 39729.5 | 35820.4 | 38878 |
| Operating Profit Before Provisions and Contingencies | 35643.8 | 36292.5 | 40614.2 | 40155.7 | 41346.5 | 43027.3 | 40971.9 | 43049.8 | 45015.9 | 47285.2 |
| Provisions and contingencies | 22189.3 | 20585.5 | 25157.3 | 25630 | 17406.4 | 15506.5 | 13493.7 | 12477.5 | 12583.8 | 10991.6 |
| Profit Before Tax | 13454.5 | 15707 | 15456.9 | 14525.7 | 23940.1 | 27520.8 | 27478.2 | 30572.3 | 32432.1 | 36293.6 |
| Tax | 1320.1 | 3454.8 | 1499.3 | 52.9 | 6851.8 | 7643.2 | 6284.7 | 8102.3 | 8397.9 | 9229.2 |
| Profit After Tax | 12134.4 | 12252.2 | 13957.6 | 14472.8 | 17088.3 | 19877.6 | 21193.5 | 22470 | 24034.2 | 27064.4 |
| Net Profit | 12134.4 | 12252.2 | 13957.6 | 14472.8 | 17088.3 | 19877.6 | 21193.5 | 22470 | 24034.2 | 27064.4 |
| Equity Capital | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 12454.4 | 13469.6 | 13469.6 | 13469.6 | 13469.6 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 362523 | 362523 | 362523 | 406204 | 406204 | 406204 | 406204 | 510660 | 510660 | 510660 |
| % of Shares held by Govt | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 73.84 | 73.84 | 73.84 | 73.84 |
| Amount of Gross NPAs | 345733 | 319588 | 294839 | 281795 | 262269 | 244875 | 227865 | 211063 | 203022 | 191480 |
| Amount of Net NPAs | 84707.2 | 61741.3 | 42704.8 | 40430.7 | 31975.5 | 28258.5 | 25787.2 | 22225.8 | 20265.9 | 14452.9 |
| % of Net NPAs | 2.12 | 1.5 | 1 | 0.9 | 0.7 | 0.6 | 0.53 | 0.43 | 0.39 | 0.27 |
| % of Gross NPAs | 8.13 | 7.3 | 6.53 | 5.95 | 5.47 | 4.97 | 4.47 | 3.95 | 3.77 | 3.48 |
| Return on Assets | 0.73 | 0.71 | 0.8 | 0.82 | 0.95 | 1.06 | 1.11 | 1.15 | 1.2 | 1.33 |
| Diluted Eps After Extraordinary Items | 9.74 | 9.84 | 11.21 | 11.62 | 13.72 | 15.96 | 16.78 | 16.68 | 17.84 | 20.09 |
| Diluted Eps Before Extraordinary Items | 9.74 | 9.84 | 11.21 | 11.62 | 13.72 | 15.96 | 16.78 | 16.68 | 17.84 | 20.09 |
CONSOLIDATED ANNUAL RESULT FOR INDIAN BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 388616 | 449852 | 556497 |
| Income On Investments | 109708 | 116901 | 134348 |
| Interest On Balances With Rbi Other Inter Bank Funds | 8515.2 | 8777.4 | 13881.5 |
| Interest / Discount On Advances / Bills | 269276 | 319412 | 406188 |
| Others | 1117.5 | 4761.9 | 2079.1 |
| Other Income | 74065 | 78045 | 85819.5 |
| Total Income | 462682 | 527897 | 642317 |
| Interest Expended | 221292 | 247173 | 323408 |
| Operating Expenses | 113535 | 127248 | 149528 |
| Total Expenditure | 113535 | 127248 | 149528 |
| Operating Profit Before Provisions and Contingencies | 127854 | 153476 | 169381 |
| Provisions and contingencies | 95224.9 | 93576.6 | 58944.6 |
| Profit Before Tax | 32628.7 | 59899.5 | 110437 |
| Tax | -7310.2 | 6594.7 | 29145.1 |
| Profit After Tax | 39938.9 | 53304.8 | 81291.5 |
| Net Profit | 39938.9 | 53304.8 | 81291.5 |
| Equity Capital | 12454.4 | 12454.4 | 13469.6 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 374955 | 421545 | 529260 |
| % of Shares held by Govt | 79.86 | 79.86 | 73.84 |
| Amount of Gross NPAs | 352142 | 281795 | 211063 |
| Amount of Net NPAs | 88486.5 | 40430.7 | 22225.8 |
| % of Net NPAs | 2.27 | 0.9 | 0.43 |
| % of Gross NPAs | 8.47 | 5.95 | 3.95 |
| Return on Assets | 0.64 | 0.8 | 1.12 |
| Diluted Eps After Extraordinary Items | 33.99 | 44.74 | 66.03 |
| Diluted Eps Before Extraordinary Items | 33.99 | 44.74 | 66.03 |
STANDALONE ANNUAL RESULT FOR INDIAN BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 388562 | 449422 | 556148 |
| Income On Investments | 109648 | 116472 | 134018 |
| Interest On Balances With Rbi Other Inter Bank Funds | 8513.4 | 8775.3 | 13862 |
| Interest / Discount On Advances / Bills | 269276 | 319412 | 406188 |
| Others | 1125 | 4763.6 | 2078.8 |
| Other Income | 69154.5 | 71430.6 | 78667.2 |
| Total Income | 457717 | 520853 | 634815 |
| Interest Expended | 221283 | 247168 | 323415 |
| Operating Expenses | 109265 | 120979 | 143005 |
| Total Expenditure | 109265 | 120979 | 143005 |
| Operating Profit Before Provisions and Contingencies | 127169 | 152706 | 168396 |
| Provisions and contingencies | 95126.7 | 93562.1 | 58884.1 |
| Profit Before Tax | 32042.3 | 59144.1 | 109511 |
| Tax | -7405.9 | 6327.1 | 28882 |
| Profit After Tax | 39448.2 | 52817 | 80629.4 |
| Net Profit | 39448.2 | 52817 | 80629.4 |
| Equity Capital | 12454.4 | 12454.4 | 13469.6 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 362523 | 406204 | 510660 |
| % of Shares held by Govt | 79.86 | 79.86 | 73.84 |
| Amount of Gross NPAs | 352142 | 281795 | 211063 |
| Amount of Net NPAs | 88486.5 | 40430.7 | 22225.8 |
| % of Net NPAs | 2.27 | 0.9 | 0.43 |
| % of Gross NPAs | 8.47 | 5.95 | 3.95 |
| Return on Assets | 0.63 | 0.77 | 1.07 |
| Diluted Eps After Extraordinary Items | 32.38 | 42.41 | 63.23 |
| Diluted Eps Before Extraordinary Items | 32.38 | 42.41 | 63.23 |
CONSOLIDATED PROFIT / LOSS FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 39108.1 Cr | 38861.6 Cr | 44985.2 Cr | 55649.7 Cr |
| Interest / Discount on advances / Bills | 27454.7 Cr | 26927.6 Cr | 31941.2 Cr | 40618.9 Cr |
| Interest on balances with RBI and other Inter-bank funds | 425.71 Cr | 851.52 Cr | 877.74 Cr | 1388.15 Cr |
| Income on investments | 11170.3 Cr | 10970.8 Cr | 11690.1 Cr | 13434.8 Cr |
| Others | 57.35 Cr | 111.75 Cr | 476.19 Cr | 207.91 Cr |
| Other Income | 6540.47 Cr | 7406.5 Cr | 7804.5 Cr | 8581.95 Cr |
| Commission,exchange and brokerage | 1117.9 Cr | 1181.89 Cr | 1564.27 Cr | 1638.08 Cr |
| Profit / (loss)on sale of investments(net) | 2125.53 Cr | 1637.85 Cr | 383.08 Cr | 870.61 Cr |
| Profit on sale of Fixed Assets | -42 Lk | 0 | 17 Lk | -1.91 Cr |
| Foreign Exchange Gains | 406.22 Cr | 689.99 Cr | 1008.61 Cr | 451.51 Cr |
| Income earned from subsidiaries/joint venture | 12.45 Cr | 26.79 Cr | 0 | 0 |
| Rent / Lease Income | 4 Lk | 2 Lk | 2 Lk | 0 |
| Total Income | 45648.5 Cr | 46268.1 Cr | 52789.7 Cr | 64231.7 Cr |
| Interest Expended | 23438.8 Cr | 22129.2 Cr | 24717.3 Cr | 32340.8 Cr |
| Intereston Deposits | 22218.4 Cr | 20933.4 Cr | 23182.3 Cr | 30491.1 Cr |
| Interest on RBI / inter-bank borrowings | 1048.65 Cr | 248.46 Cr | 616.17 Cr | 330.78 Cr |
| Other Interest | 171.76 Cr | 947.36 Cr | 918.85 Cr | 1518.86 Cr |
| Operating Expenses | 10789.3 Cr | 11353.5 Cr | 12724.8 Cr | 14952.8 Cr |
| Payments to and provisions for employees | 6411.62 Cr | 6738.44 Cr | 7578.88 Cr | 9319.9 Cr |
| Rent,Taxes and lighting | 611.77 Cr | 615.43 Cr | 625.93 Cr | 640.02 Cr |
| Depreciation on Banks property | 633.17 Cr | 600.68 Cr | 532.37 Cr | 531.14 Cr |
| Depreciation on leased assets | 3.73 Cr | 18 Lk | 2 Lk | 0 |
| Auditor's fees and expenses | 63.29 Cr | 47.64 Cr | 52.58 Cr | 49.06 Cr |
| Law charges | 23.66 Cr | 20.26 Cr | 22.78 Cr | 21.68 Cr |
| Communication Expenses | 118.93 Cr | 111.29 Cr | 97.72 Cr | 110.6 Cr |
| Repairs and Maintenance | 201.76 Cr | 246.33 Cr | 195.34 Cr | 252.83 Cr |
| Insurance | 682.42 Cr | 742.31 Cr | 813.56 Cr | 874.01 Cr |
| Provision for investments | 429.06 Cr | 110.51 Cr | 405.16 Cr | 62.89 Cr |
| Provision for advances | 467.72 Cr | 965.35 Cr | 8901.75 Cr | 5762.35 Cr |
| Others Provisions | 7607.06 Cr | 8456.2 Cr | 77.51 Cr | 95.53 Cr |
| Taxes | -99.1 Cr | -740.59 Cr | 632.71 Cr | 2888.2 Cr |
| Current Income Tax | -99.1 Cr | -740.59 Cr | 632.71 Cr | 2888.2 Cr |
| Profit After Tax | 3015.72 Cr | 3993.89 Cr | 5330.48 Cr | 8129.15 Cr |
| Minority Interest | -1.43 Cr | -2.38 Cr | -1.21 Cr | -3.11 Cr |
| Share of Associate | 134.86 Cr | 150.3 Cr | 243.04 Cr | 293.37 Cr |
| Consolidated Net Profit | 3149.15 Cr | 4141.81 Cr | 5572.31 Cr | 8419.41 Cr |
| Adjustments to PAT | 41.3 Cr | -23.19 Cr | 0 | 0 |
| IV. APPROPRIATIONS | 3747.16 Cr | 4963.77 Cr | 6644.08 Cr | 9785.25 Cr |
| Transfer to Statutory Reserve | 751.17 Cr | 986.21 Cr | 1320.43 Cr | 2015.74 Cr |
| Appropriation to Revenue Reserve | 1387.35 Cr | 1800 Cr | 2655 Cr | 3250 Cr |
| Equity Dividend | 225.87 Cr | 809.54 Cr | 1071.08 Cr | 1616.36 Cr |
| Equity Dividend % | 20 | 65 | 86 | 120 |
| Earnings Per Share | 27.88 | 33.26 | 44.74 | 62.51 |
| Adjusted EPS | 27.88 | 33.26 | 44.74 | 62.51 |
STANDALONE PROFIT / LOSS FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 39105.8 Cr | 38856.2 Cr | 44942.2 Cr | 55614.8 Cr |
| Interest / Discount on advances / Bills | 27454.6 Cr | 26927.6 Cr | 31941.2 Cr | 40618.8 Cr |
| Interest on balances with RBI and other Inter-bank funds | 425.46 Cr | 851.34 Cr | 877.54 Cr | 1386.2 Cr |
| Income on investments | 11166.9 Cr | 10964.8 Cr | 11647.2 Cr | 13401.9 Cr |
| Others | 58.8 Cr | 112.5 Cr | 476.36 Cr | 207.88 Cr |
| Other Income | 6079.25 Cr | 6915.45 Cr | 7143.06 Cr | 7866.72 Cr |
| Commission,exchange and brokerage | 753.09 Cr | 806.11 Cr | 958.46 Cr | 1018.3 Cr |
| Profit / (loss)on sale of investments(net) | 2124.24 Cr | 1625.75 Cr | 380.92 Cr | 862.85 Cr |
| Profit on sale of Fixed Assets | -39.19 Lk | 5.22 Cr | 13.45 Lk | -1.9 Cr |
| Foreign Exchange Gains | 405.92 Cr | 689.99 Cr | 1008.6 Cr | 451.51 Cr |
| Income earned from subsidiaries/joint venture | 12.45 Cr | 28.15 Cr | 44.8 Cr | 29.27 Cr |
| Total Income | 45185 Cr | 45771.7 Cr | 52085.3 Cr | 63481.5 Cr |
| Interest Expended | 23439.8 Cr | 22128.3 Cr | 24716.8 Cr | 32341.5 Cr |
| Intereston Deposits | 22220.8 Cr | 20935.6 Cr | 23184.3 Cr | 30493.7 Cr |
| Interest on RBI / inter-bank borrowings | 1048.65 Cr | 248.46 Cr | 616.17 Cr | 330.78 Cr |
| Other Interest | 170.4 Cr | 944.25 Cr | 916.32 Cr | 1517.05 Cr |
| Operating Expenses | 10349.6 Cr | 10926.5 Cr | 12097.9 Cr | 14300.5 Cr |
| Payments to and provisions for employees | 6378.24 Cr | 6695.71 Cr | 7527.23 Cr | 9264.59 Cr |
| Rent,Taxes and lighting | 602.84 Cr | 613.74 Cr | 620.98 Cr | 635.64 Cr |
| Depreciation on Banks property | 632.87 Cr | 597.5 Cr | 528.81 Cr | 524.29 Cr |
| Auditor's fees and expenses | 63.02 Cr | 47.38 Cr | 52.16 Cr | 48.71 Cr |
| Law charges | 20.19 Cr | 17.39 Cr | 19.29 Cr | 17.31 Cr |
| Communication Expenses | 117.19 Cr | 109.86 Cr | 95.83 Cr | 109.36 Cr |
| Repairs and Maintenance | 197.1 Cr | 243.87 Cr | 192.5 Cr | 250.43 Cr |
| Insurance | 682.46 Cr | 742.35 Cr | 813.51 Cr | 873.98 Cr |
| Provision for investments | 429.06 Cr | 0 | 405.16 Cr | 62.89 Cr |
| Provision for advances | 467.72 Cr | 965.35 Cr | 8901.75 Cr | 5762.35 Cr |
| Others Provisions | 7593.29 Cr | 8547.32 Cr | 49.3 Cr | 63.17 Cr |
| Taxes | -99.1 Cr | -740.59 Cr | 632.71 Cr | 2888.2 Cr |
| Current Income Tax | -99.1 Cr | -740.59 Cr | 632.71 Cr | 2888.2 Cr |
| Profit After Tax | 3004.68 Cr | 3944.82 Cr | 5281.7 Cr | 8062.94 Cr |
| Consolidated Net Profit | 3004.68 Cr | 3944.82 Cr | 5281.7 Cr | 8062.94 Cr |
| Adjustments to PAT | -101.67 Cr | -23.21 Cr | 0 | 0 |
| IV. APPROPRIATIONS | 3002.17 Cr | 4021.77 Cr | 5411.47 Cr | 8196.17 Cr |
| Transfer to Statutory Reserve | 751.17 Cr | 986.21 Cr | 1320.43 Cr | 2015.74 Cr |
| Appropriation to Revenue Reserve | 1387.34 Cr | 108.35 Cr | 2655 Cr | 3250 Cr |
| Equity Dividend | 225.87 Cr | 809.54 Cr | 1071.08 Cr | 1616.36 Cr |
| Equity Dividend % | 20 | 65 | 86 | 120 |
| Earnings Per Share | 26.61 | 31.67 | 42.41 | 59.86 |
| Adjusted EPS | 26.61 | 31.67 | 42.41 | 59.86 |
CONSOLIDATED CASH FLOW FOR INDIAN BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 3150.58 Cr | 4144.19 Cr | 5573.52 Cr | 8422.52 Cr |
| Adjustments for Expenses & Provisions : | 9686.04 Cr | 10482.1 Cr | 11370.2 Cr | 9606.29 Cr |
| Adjustments for Liabilities & Assets: | 4247.65 Cr | 14136.2 Cr | -44824.1 Cr | -25756.6 Cr |
| Refund/(payment) of direct taxes | -19.72 Cr | -12.18 Cr | -13.6 Cr | -889.5 Cr |
| Cash Flow from operating activities | 17064.6 Cr | 28750.3 Cr | -27894 Cr | -8617.26 Cr |
| Cash Flow from investing activities | -544.88 Cr | -304.69 Cr | -313.98 Cr | -617.71 Cr |
| Cash Flow from financing activities | 1865.55 Cr | 18.43 Cr | -1543.42 Cr | 1195.05 Cr |
| Net increase/(decrease) in cash and cash equivalents | 18385.2 Cr | 28464.1 Cr | -29751.4 Cr | -8039.92 Cr |
| Opening Cash & Cash Equivalents | 13936.5 Cr | 51504.1 Cr | 79968.2 Cr | 50216.8 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 21777.9 Cr | 0 | 0 | 0 |
| Closing Cash & Cash Equivalent | 54099.6 Cr | 79968.2 Cr | 50216.8 Cr | 42176.9 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 21777.9 Cr | 0 | 0 | 0 |
STANDALONE CASH FLOW FOR INDIAN BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 3004.68 Cr | 3944.82 Cr | 5282 Cr | 8062.94 Cr |
| Adjustments for Expenses & Provisions : | 9668.21 Cr | 10456 Cr | 11332 Cr | 9566.07 Cr |
| Adjustments for Liabilities & Assets: | 4389.52 Cr | 14331.3 Cr | -44556 Cr | -25372.1 Cr |
| Refund/(payment) of direct taxes | 0 | 0 | 0 | -870 Cr |
| Cash Flow from operating activities | 17062.4 Cr | 28732.1 Cr | -27942 Cr | -8613.09 Cr |
| Cash Flow from investing activities | -543.15 Cr | -298.97 Cr | -297 Cr | -605.4 Cr |
| Cash Flow from financing activities | 1865.55 Cr | 18.44 Cr | -1544 Cr | 1195.04 Cr |
| Net increase/(decrease) in cash and cash equivalents | 18384.8 Cr | 28451.6 Cr | -29783 Cr | -8023.45 Cr |
| Opening Cash & Cash Equivalents | 13924.7 Cr | 51464.5 Cr | 79915 Cr | 50132.6 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 21750.4 Cr | 0 | 0 | 0 |
| Closing Cash & Cash Equivalent | 54059.9 Cr | 79916.1 Cr | 50132 Cr | 42109.1 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 21750.4 Cr | 0 | 0 | 0 |
CONSOLIDATED BALANCE SHEET FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Equity - Authorised | 3000 Cr | 3000 Cr | 3000 Cr | 3000 Cr |
| Equity - Issued | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Equity Paid Up | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 38328.7 Cr | 43706.5 Cr | 48261.4 Cr | 58901.2 Cr |
| Securities Premium | 857.62 Cr | 2391.55 Cr | 2391.55 Cr | 6290.02 Cr |
| Capital Reserves | 6717.76 Cr | 7321.71 Cr | 1111.02 Cr | 1111.16 Cr |
| Profit & Loss Account Balances | 845.15 Cr | 1071.77 Cr | 1365.84 Cr | 1918.42 Cr |
| Reserve excluding Revaluation Reserve | 38328.7 Cr | 43706.5 Cr | 42154.5 Cr | 52926.1 Cr |
| Revaluation Reserves | 0 | 0 | 6106.9 Cr | 5975.19 Cr |
| Deposits | 538030 Cr | 593571 Cr | 621123 Cr | 687953 Cr |
| Demand Deposits | 32342.4 Cr | 36714.5 Cr | 35852.1 Cr | 38991.6 Cr |
| Savings Deposit | 195250 Cr | 211206 Cr | 224952 Cr | 241494 Cr |
| Term Deposits / Fixed Deposits | 310437 Cr | 345650 Cr | 360319 Cr | 407467 Cr |
| Borrowings | 26203 Cr | 17152.8 Cr | 22092.4 Cr | 23142.9 Cr |
| Borrowings From Reserve Bank of India | 5032.04 Cr | 0 | 0 | 0 |
| Borrowings From Other Banks | 4.95 Cr | 7.07 Cr | 3.83 Cr | 61 Lk |
| Borrowings From Other Financial Institutions | 14948.8 Cr | 15286.5 Cr | 20155.8 Cr | 12447.9 Cr |
| Borrowings in the form of Bonds / Debentures | 0 | 0 | 0 | 8000 Cr |
| Borrowings From Out of India | 6217.23 Cr | 1859.25 Cr | 1932.78 Cr | 2694.4 Cr |
| Other Liabilities & Provisions | 24400 Cr | 18395.8 Cr | 20585.3 Cr | 24335.4 Cr |
| Bills Payable | 2822.91 Cr | 1585.17 Cr | 1841.95 Cr | 1663.84 Cr |
| Inter-office adjustment Liabilities | 6228.15 Cr | 0 | 0 | 0 |
| Interest Accrued | 1041.93 Cr | 994.22 Cr | 1479.71 Cr | 1845.99 Cr |
| Proposed Dividend | 225.87 Cr | 809.54 Cr | 1071.08 Cr | 0 |
| Total Liabilities | 628114 Cr | 674096 Cr | 713334 Cr | 795709 Cr |
| Cash and balance with Reserve Bank of India | 27545.2 Cr | 24054.5 Cr | 32692.7 Cr | 32702.8 Cr |
| Cash with RBI | 25886.8 Cr | 22092 Cr | 31450.2 Cr | 31398.6 Cr |
| Cash in hand & others | 1658.38 Cr | 1962.45 Cr | 1242.58 Cr | 1304.15 Cr |
| Balances with banks and money at call | 26554.4 Cr | 55913.8 Cr | 17524.1 Cr | 9474.15 Cr |
| Investments | 178292 Cr | 176502 Cr | 188366 Cr | 215242 Cr |
| Investments in India | 175966 Cr | 174799 Cr | 186455 Cr | 213173 Cr |
| GOI/State Govt. Securities | 157952 Cr | 140855 Cr | 166948 Cr | 180910 Cr |
| Equity Shares - Corporate | 996.38 Cr | 1214.57 Cr | 896.72 Cr | 836.6 Cr |
| Debentures & Bonds | 13653.9 Cr | 30739.7 Cr | 14839.8 Cr | 16252.7 Cr |
| Subsidiaries and/or joint ventures/Associates | 861.55 Cr | 1011.85 Cr | 1259.73 Cr | 1548.27 Cr |
| Investments outside India | 2326.42 Cr | 1702.57 Cr | 1911.28 Cr | 2069.09 Cr |
| Government securities | 2304.1 Cr | 1702.01 Cr | 1911.06 Cr | 2068.87 Cr |
| Other investments outside India | 22.32 Cr | 56 Lk | 22 Lk | 22 Lk |
| Advances | 364010 Cr | 389186 Cr | 449294 Cr | 514889 Cr |
| Bills Purchased & Discounted | 2131.69 Cr | 3430.06 Cr | 2434.93 Cr | 5886.14 Cr |
| Cash Credit, Over Draft & Loans repayable | 221263 Cr | 245298 Cr | 210189 Cr | 252022 Cr |
| Term Loans | 140615 Cr | 140458 Cr | 236670 Cr | 256981 Cr |
| Gross block | 12085.6 Cr | 12910 Cr | 13140.6 Cr | 13657.3 Cr |
| Premises | 6866.57 Cr | 7463.14 Cr | 7470.69 Cr | 7462.98 Cr |
| Assets Given on Lease | 552.1 Cr | 549.57 Cr | 549.38 Cr | 523.44 Cr |
| Other Fixed Assets | 4666.96 Cr | 4897.32 Cr | 5120.5 Cr | 5670.93 Cr |
| Less: Accumulated Depreciation | 4694.57 Cr | 5214.49 Cr | 5670.18 Cr | 6134.71 Cr |
| Net Block | 7391.06 Cr | 7695.54 Cr | 7470.39 Cr | 7522.64 Cr |
| Capital Work in Progress | 1.5 Cr | 3.37 Cr | 10.28 Cr | 17.26 Cr |
| Other Assets | 24318.7 Cr | 20741.6 Cr | 17976.3 Cr | 15861.1 Cr |
| Inter-office adjustment Assets | 0 | 270.53 Cr | 112.2 Cr | 239.94 Cr |
| Interest Accrued Assets | 2801.64 Cr | 2999.69 Cr | 3443.72 Cr | 4286.15 Cr |
| Tax paid in advance/TDS | 6655.17 Cr | 6440.81 Cr | 5280.66 Cr | 2937.49 Cr |
| Stationery and stamps | 46.44 Cr | 27.14 Cr | 10.93 Cr | 12.68 Cr |
| Non-banking assets acquired | 51.38 Cr | 51.38 Cr | 51.38 Cr | 51.38 Cr |
| Deferred tax asset | 2851.41 Cr | 3885.69 Cr | 4445.41 Cr | 4933.62 Cr |
| Total Assets | 628114 Cr | 674096 Cr | 713334 Cr | 795709 Cr |
| Contingent Liabilities | 293607 Cr | 353587 Cr | 381370 Cr | 334331 Cr |
| Claims not acknowledged as debts | 953.37 Cr | 2159.16 Cr | 2091.81 Cr | 2177.15 Cr |
| Outstanding forward exchange contracts | 254857 Cr | 306198 Cr | 328153 Cr | 279769 Cr |
| Guarantees given in India | 17792.8 Cr | 21969.8 Cr | 28971.5 Cr | 29491.6 Cr |
| Guarantees given Outside India | 379.99 Cr | 300.68 Cr | 193.49 Cr | 198.57 Cr |
| Acceptances, endorsements & other obligations | 9394.29 Cr | 10837.9 Cr | 9758.18 Cr | 9081.76 Cr |
| Bills for collection | 12620.7 Cr | 14144.9 Cr | 16082.2 Cr | 15934.6 Cr |
| Book Value | 349.38 | 0 | 348.47 | 0 |
| Adjusted Book Value | 349.38 | 360.93 | 348.47 | 402.93 |
STANDALONE BALANCE SHEET FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Equity - Authorised | 3000 Cr | 3000 Cr | 3000 Cr | 3000 Cr |
| Equity - Issued | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Equity Paid Up | 1129.37 Cr | 1245.44 Cr | 1245.44 Cr | 1346.96 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 37282.6 Cr | 42463.4 Cr | 46727.3 Cr | 57041.2 Cr |
| Securities Premium | 857.62 Cr | 2391.54 Cr | 2391.54 Cr | 6290.02 Cr |
| Capital Reserves | 913.01 Cr | 1060.91 Cr | 1060.91 Cr | 1060.91 Cr |
| Profit & Loss Account Balances | 100.16 Cr | 129.77 Cr | 133.23 Cr | 329.34 Cr |
| Reserve excluding Revaluation Reserve | 31527.6 Cr | 36252.3 Cr | 40620.4 Cr | 51066 Cr |
| Revaluation Reserves | 5754.97 Cr | 6211.02 Cr | 6106.9 Cr | 5975.19 Cr |
| Deposits | 538071 Cr | 593618 Cr | 621166 Cr | 688000 Cr |
| Demand Deposits | 32344.6 Cr | 36720.3 Cr | 35857 Cr | 38993 Cr |
| Savings Deposit | 195250 Cr | 211206 Cr | 224952 Cr | 241494 Cr |
| Term Deposits / Fixed Deposits | 310476 Cr | 345692 Cr | 360356 Cr | 407513 Cr |
| Borrowings | 26174.6 Cr | 17144.3 Cr | 22073 Cr | 23131.5 Cr |
| Borrowings From Reserve Bank of India | 5032.04 Cr | 0 | 0 | 0 |
| Borrowings From Other Banks | 13.72 Lk | 5.12 Lk | 2.04 Lk | 1.94 Lk |
| Borrowings From Other Financial Institutions | 5335.74 Cr | 6285.01 Cr | 11147.6 Cr | 12441.4 Cr |
| Borrowings in the form of Bonds / Debentures | 9600 Cr | 9000 Cr | 9000 Cr | 8000 Cr |
| Borrowings From Out of India | 6206.68 Cr | 1859.25 Cr | 1925.43 Cr | 2690.07 Cr |
| Other Liabilities & Provisions | 23347.4 Cr | 17197.1 Cr | 19289.2 Cr | 23099.5 Cr |
| Bills Payable | 2822.91 Cr | 1585.17 Cr | 1841.95 Cr | 1663.84 Cr |
| Inter-office adjustment Liabilities | 6228.15 Cr | 0 | 0 | 0 |
| Interest Accrued | 1041.86 Cr | 994.13 Cr | 1479.66 Cr | 1846 Cr |
| Proposed Dividend | 225.87 Cr | 809.54 Cr | 1071.08 Cr | 0 |
| Total Liabilities | 626005 Cr | 671668 Cr | 710501 Cr | 792619 Cr |
| Cash and balance with Reserve Bank of India | 27545.1 Cr | 24054.4 Cr | 32692.6 Cr | 32702.8 Cr |
| Cash with RBI | 25886.8 Cr | 22092 Cr | 31450.2 Cr | 31398.6 Cr |
| Cash in hand & others | 1658.28 Cr | 1962.4 Cr | 1242.48 Cr | 1304.15 Cr |
| Balances with banks and money at call | 26514.8 Cr | 55861.6 Cr | 17439.9 Cr | 9406.37 Cr |
| Investments | 176537 Cr | 174559 Cr | 185988 Cr | 212554 Cr |
| Investments in India | 174211 Cr | 172856 Cr | 184077 Cr | 210485 Cr |
| GOI/State Govt. Securities | 157550 Cr | 140387 Cr | 166465 Cr | 180454 Cr |
| Equity Shares - Corporate | 986.58 Cr | 1198.42 Cr | 874.57 Cr | 775.27 Cr |
| Debentures & Bonds | 13359.2 Cr | 30442.4 Cr | 14451.1 Cr | 15772.5 Cr |
| Subsidiaries and/or joint ventures/Associates | 216.17 Cr | 216.17 Cr | 221 Cr | 256.75 Cr |
| Investments outside India | 2326.42 Cr | 1702.57 Cr | 1911.28 Cr | 2069.09 Cr |
| Government securities | 2304.1 Cr | 1702.01 Cr | 1911.05 Cr | 2068.87 Cr |
| Other investments outside India | 22.31 Cr | 55.89 Lk | 22.23 Lk | 21.96 Lk |
| Advances | 364010 Cr | 389186 Cr | 449297 Cr | 514889 Cr |
| Bills Purchased & Discounted | 2131.69 Cr | 3430.06 Cr | 2434.93 Cr | 5886.14 Cr |
| Cash Credit, Over Draft & Loans repayable | 221263 Cr | 245298 Cr | 210192 Cr | 252022 Cr |
| Term Loans | 140615 Cr | 140458 Cr | 236670 Cr | 256981 Cr |
| Gross block | 12016 Cr | 12852.7 Cr | 13079.1 Cr | 13585.7 Cr |
| Premises | 6857.36 Cr | 7453.88 Cr | 7460.62 Cr | 7452.85 Cr |
| Assets Given on Lease | 0 | 0 | 530.53 Cr | 505.11 Cr |
| Other Fixed Assets | 5158.69 Cr | 5398.79 Cr | 5087.94 Cr | 5627.71 Cr |
| Less: Accumulated Depreciation | 4640.79 Cr | 5169.93 Cr | 5623.85 Cr | 6086.49 Cr |
| Net Block | 7375.25 Cr | 7682.74 Cr | 7455.24 Cr | 7499.18 Cr |
| Capital Work in Progress | 1.07 Cr | 96.8 Lk | 3.8 Cr | 16.29 Cr |
| Other Assets | 24021.6 Cr | 20323.6 Cr | 17624.1 Cr | 15551 Cr |
| Inter-office adjustment Assets | 0 | 270.53 Cr | 112.2 Cr | 239.94 Cr |
| Interest Accrued Assets | 2766.82 Cr | 2968.69 Cr | 3414.29 Cr | 4251.78 Cr |
| Tax paid in advance/TDS | 6625.27 Cr | 6407.57 Cr | 5254.4 Cr | 2913.46 Cr |
| Stationery and stamps | 46.38 Cr | 27.07 Cr | 10.88 Cr | 12.63 Cr |
| Non-banking assets acquired | 51.38 Cr | 51.38 Cr | 51.38 Cr | 51.38 Cr |
| Total Assets | 626005 Cr | 671668 Cr | 710501 Cr | 792619 Cr |
| Contingent Liabilities | 293533 Cr | 353514 Cr | 381303 Cr | 334247 Cr |
| Claims not acknowledged as debts | 953.37 Cr | 2159.16 Cr | 2091.81 Cr | 2177.15 Cr |
| Outstanding forward exchange contracts | 254857 Cr | 306198 Cr | 328153 Cr | 279769 Cr |
| Guarantees given in India | 17792.8 Cr | 21969.8 Cr | 28971.5 Cr | 29491.6 Cr |
| Guarantees given Outside India | 380 Cr | 300.68 Cr | 193.49 Cr | 198.57 Cr |
| Acceptances, endorsements & other obligations | 9394.28 Cr | 10837.9 Cr | 9758.18 Cr | 9081.76 Cr |
| Bills for collection | 12620.7 Cr | 14144.9 Cr | 16082.2 Cr | 15934.6 Cr |
| Book Value | 289.16 | 0 | 336.15 | 0 |
| Adjusted Book Value | 289.16 | 301.08 | 336.15 | 389.12 |
FINANCIAL RATIOS (CONSOLIDATED) FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 27.88 | 33.26 | 44.74 | 62.51 |
| DPS(Rs) | 2 | 6.5 | 8.6 | 12 |
| Book NAV/Share(Rs) | 349.38 | 360.93 | 348.47 | 402.93 |
| Margin Ratios | ||||
| Yield on Advances | 10.74 | 9.99 | 10.01 | 10.81 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.15 | 3.62 | 3.84 | 4.55 |
| NIM | 2.63 | 2.59 | 2.95 | 3.02 |
| Interest Spread | 6.59 | 6.36 | 6.17 | 6.26 |
| Performance Ratios | ||||
| ROA(%) | 0.64 | 0.61 | 0.77 | 1.08 |
| ROE(%) | ||||
| ROCE(%) | 7.57 | 7.04 | 11.21 | 16.6 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 48.58 | 47.03 | 45.33 | 46.89 |
| Core Cost Income Ratio | 53.72 | 49.7 | 45.81 | 48.91 |
| Operating Costs to Assets | 1.72 | 1.68 | 1.78 | 1.88 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 4.17 | 4.62 | 6.44 | 8.33 |
| PCE(x) | 3.6 | 4.17 | 6.12 | 8.1 |
| Price/Book(x) | 0.33 | 0.43 | 0.83 | 1.29 |
| Yield(%) | 1.72 | 4.23 | 2.99 | 2.3 |
| EV/Net Sales(x) | 1.01 | 0.93 | 1.29 | 1.68 |
| EV/Core EBITDA(x) | 3.44 | 2.84 | 3.78 | 5.51 |
| EV/EBIT(x) | 1.49 | 1.43 | 1.89 | 2.15 |
| EV/CE(x) | 0.06 | 0.05 | 0.08 | 1.2 |
| M Cap / Sales | 0.34 | 0.49 | 0.8 | 1.26 |
| Growth Ratio | ||||
| Core Operating Income Growth | 106.07 | 6.78 | 20.94 | 15 |
| Operating Profit Growth | ||||
| Net Profit Growth | 297.81 | 32.44 | 33.47 | 52.5 |
| BVPS Growth | -6.58 | 3.31 | 12.03 | 15.63 |
| Advances Growth | 83.95 | 7.31 | 15.44 | 14.6 |
| EPS Growth(%) | 97.09 | 19.26 | 34.54 | 39.71 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.05 | 0.04 | 0.05 | 0.05 |
| Current Ratio(x) | 0.33 | 0.3 | 0.3 | 0.31 |
| Quick Ratio(x) | 4.87 | 2.89 | 3.56 | 3.36 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR INDIAN BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 26.61 | 31.67 | 42.41 | 59.86 |
| DPS(Rs) | 2 | 6.5 | 8.6 | 12 |
| Book NAV/Share(Rs) | 289.16 | 301.08 | 336.15 | 389.12 |
| Margin Ratios | ||||
| Yield on Advances | 10.74 | 9.98 | 10 | 10.8 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.15 | 3.62 | 3.84 | 4.55 |
| NIM | 2.63 | 2.6 | 2.95 | 3.02 |
| Interest Spread | 6.59 | 6.36 | 6.16 | 6.25 |
| Performance Ratios | ||||
| ROA(%) | 0.64 | 0.61 | 0.76 | 1.07 |
| ROE(%) | ||||
| ROCE(%) | 7.67 | 7.09 | 11.37 | 16.89 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 47.59 | 46.21 | 44.2 | 45.92 |
| Core Cost Income Ratio | 52.75 | 48.86 | 44.68 | 47.94 |
| Operating Costs to Assets | 1.65 | 1.63 | 1.7 | 1.8 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 15.71 | 0 | 16.49 | 16.44 |
| Tier - 1 (Basel III) | 11.93 | 0 | 13.48 | 14.03 |
| Tier - 2 (Basel III) | 3.78 | 0 | 3.01 | 2.41 |
| Valuation Parameters | ||||
| PER(x) | 4.37 | 4.86 | 6.79 | 8.7 |
| PCE(x) | 3.61 | 4.22 | 6.18 | 8.17 |
| Price/Book(x) | 0.4 | 0.51 | 0.86 | 1.34 |
| Yield(%) | 1.72 | 4.23 | 2.99 | 2.3 |
| EV/Net Sales(x) | 1.01 | 0.93 | 1.29 | 1.68 |
| EV/Core EBITDA(x) | 3.45 | 2.85 | 3.8 | 5.54 |
| EV/EBIT(x) | 1.49 | 1.43 | 1.89 | 2.15 |
| EV/CE(x) | 0.06 | 0.05 | 0.08 | 1.23 |
| M Cap / Sales | 0.34 | 0.49 | 0.8 | 1.26 |
| Growth Ratio | ||||
| Core Operating Income Growth | 105.96 | 6.78 | 20.91 | 15.07 |
| Operating Profit Growth | ||||
| Net Profit Growth | 298.84 | 31.29 | 33.89 | 52.66 |
| BVPS Growth | -7.84 | 4.12 | 11.65 | 15.76 |
| Advances Growth | 83.95 | 7.31 | 15.45 | 14.6 |
| EPS Growth(%) | 115 | 19.05 | 33.89 | 41.15 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.05 | 0.04 | 0.05 | 0.05 |
| Current Ratio(x) | 0.33 | 0.29 | 0.3 | 0.31 |
| Quick Ratio(x) | 4.86 | 2.89 | 3.55 | 3.36 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 9.85 | 0 | 5.95 | 3.95 |
| Net NPA in Rs. Million | 3.37 | 0 | 2.27 | 0.43 |
SHARE HOLDING PATTERN FOR INDIAN BANK
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 79.86 | 73.84 | 73.84 | 73.84 | 73.84 |
| FII % | 2.03 | 2.56 | 3.56 | 4.13 | 3.96 | 4.30 | 5.89 | 5.29 | 5.38 | 4.99 |
| DII % | 0.41 | 0.01 | 0.11 | 0.25 | 0.32 | 0.39 | 0.50 | 0.53 | 0.46 | 0.48 |
| Public % | 6.42 | 5.45 | 4.62 | 4.43 | 4.58 | 4.05 | 4.44 | 3.92 | 3.90 | 3.82 |
PEER COMPARISON FOR INDIAN BANK
CORPORATE ACTIONS FOR INDIAN BANK
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 21-Oct-2024 | Board Meeting - Quarterly Results | 28-Oct-2024 |
| BSE 23-Sep-2024 | Board Meeting - Inter alia, to consider and approve Additional Fund Raising proposal of the Bank | 26-Sep-2024 |
| BSE 22-Jul-2024 | Board Meeting - Quarterly Results | 29-Jul-2024 |
| BSE 07-Jun-2024 | Dividend - Rs.12.0000 per share(120%)Final Dividend | |
| BSE 15-May-2024 | Board Meeting - Inter alia, to consider a proposal regarding Fund/Capital Raising Plan of the Bank | 22-May-2024 |
| BSE 06-May-2024 | Book Closure - Rs.12.0000 per share(120%)Final Dividend & A.G.M. | 08-Jun-2024 15-Jun-2024 |
| BSE 06-May-2024 | AGM - Rs.12.0000 per share(120%)Final Dividend & A.G.M. | 15-Jun-2024 15-Jun-2024 |
| BSE 29-Apr-2024 | Board Meeting - Audited Results & Final Dividend | 06-May-2024 |
| BSE 18-Jan-2024 | Board Meeting - Quarterly Results | 24-Jan-2024 |
| BSE 17-Oct-2023 | Board Meeting - Quarterly Results | 26-Oct-2023 |
| BSE 25-Aug-2023 | Board Meeting - Inter alia, to consider the modes/modalities of raising the equity capital of the Bank within the aforesaid overall limit of Rs.4000/- crore (including premium). | 30-Aug-2023 |
| BSE 20-Jul-2023 | Board Meeting - Quarterly Results | 27-Jul-2023 |
| BSE 12-Jun-2023 | Dividend - Rs.8.6000 per share(86%)Final Dividend | |
| BSE 08-May-2023 | Book Closure - Rs.8.6000 per share(86%)Final Dividend & A.G.M. | 13-Jun-2023 19-Jun-2023 |
| BSE 08-May-2023 | AGM - Rs.8.6000 per share(86%)Final Dividend & A.G.M. | 19-Jun-2023 19-Jun-2023 |
| BSE 02-May-2023 | Board Meeting - Final Dividend & Audited Results | 08-May-2023 |
| BSE 18-Jan-2023 | Board Meeting - Quarterly Results | 25-Jan-2023 |
| BSE 27-Oct-2022 | Board Meeting - Quarterly Results | 03-Nov-2022 |
| BSE 22-Jul-2022 | Board Meeting - Quarterly Results | 30-Jul-2022 |
| BSE 14-Jun-2022 | Dividend - Rs.6.5000 per share(65%)Final Dividend | |
| BSE 11-May-2022 | Book Closure - Rs.6.5000 per share(65%)Final Dividend & A.G.M. | 16-Jun-2022 22-Jun-2022 |
| BSE 11-May-2022 | AGM - Rs.6.5000 per share(65%)Final Dividend & A.G.M. | 22-Jun-2022 22-Jun-2022 |
| BSE 05-May-2022 | Board Meeting - Final Dividend & A.G.M. & Audited Results Inter alia, to consider: (ii) Recommendation of Dividend for FY 2021-22, if any; (iii) Proposal for raising of Fund / Equity Capital of the Bank through various modes viz. QIP / FPO / Rights Issue etc; (iv) Proposal for convening of Annual General Meeting of the Bank. | 11-May-2022 |
| BSE 31-Jan-2022 | Board Meeting - Quarterly Results | 07-Feb-2022 |
| BSE 21-Oct-2021 | Board Meeting - Quarterly Results | 28-Oct-2021 |
CORPORATE ANNOUNCEMENTS FOR INDIAN BANK
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 30-Oct-2024 | General Announcements FILE | Notice Regarding Redemption Of Bank'S Outstanding Tier 2 Bonds Series I (ISIN-INE428A08028) On Maturity And Intimation Of Record Date Record Date Updates |
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Cessation Cessation of Director |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Update on Post Earnings Concall / Meet with Investors / Analysts: Audio / Video Recording |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Presentation on unaudited (reviewed) financial result of the Bank for second quarter and HY ended September 30 2024 |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Press release on unaudited (reviewed) financial result of the Bank for the second quarter and HY ended September 30 2024 |
| BSE 28-Oct-2024 | General Announcements FILE | Extraordinary General Meeting Of Shareholders Of The Bank Scheduled To Be Held On Friday The 06Th December 2024 Through Video Conferencing (VC) / Other Audio-Visual Means (OAVM) Extraordinary General Meeting of Shareholders of the Bank scheduled to be held on Friday 06th December 2024 through VC/ OAVM |
| BSE 28-Oct-2024 | Outcome FILE | Unaudited (Reviewed) Standalone And Consolidated Financial Result Of The Bank For Second Quarter And Half Year Of FY 2024-25 Ended On September 30 2024 Unaudited (Reviewed) Standalone and Consolidated Financial Result of the Bank for Second Quarter and Half Year of FY 2024-25 ended on September 30 2024 |
| BSE 26-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Receipt of communication regarding loss of share certificate(s): Intimation |
| BSE 25-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment Allotment of Long Term Infrastructure Bonds aggregating upto Rs.5000 crore |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Post Earnings Call / Conference Call with Investors / Analysts: Unaudited (Reviewed) Financial Results (Standalone & Consolidated) of the Bank for the Second Quarter and Half Year of FY 2024-25 ended on September 30 2024 |
| BSE 23-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Receipt of communication regarding loss of share certificate(s): Intimation |
| BSE 19-Oct-2024 | Intimation FILE | Board Meeting Intimation for Considering And Approving The Financial Results Of The Bank For The Second Quarter (Q2) And Half Year Of FY 2024-25 Ended September 30 2024 INDIAN BANKhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/10/2024 inter alia to consider and approve the financial results of the Bank for the Second Quarter (Q2) and Half Year of FY 2024-25 ended on 30th September 2024 |
| BSE 17-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issue of Duplicate Share(s)/ Letter of Confirmation |
| BSE 16-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Assignment of fresh rating by CRISIL Ratings Ltd. to Banks proposed Infrastructure Bonds aggregating to Rs.5000 crore |
| BSE 15-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Assignment of fresh rating by CARE Ratings Ltd. to Banks proposed Infrastructure Bonds aggregating to Rs.5000 crore |
| BSE 09-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Receipt of communication regarding loss of Share Certificate(s): Intimation |
| BSE 07-Oct-2024 | General Announcements FILE | Record Date Updates Notice regarding Exercise of Call Option on Banks Outstanding Tier 2 Bonds Series IV (ISIN -INE428A08101) aggregating to Rs.1500 crore and intimation of Record Date |
| BSE 05-Oct-2024 | General Announcements FILE | Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 : Provisional Business Figures For The QE September 30 2024 Provisional business figures for the QE September 30 2024 |
| BSE 04-Oct-2024 | General Announcements FILE | Statement Of Debt Securities For The Half Year Period Of FY 2024-25 Ended On September 30 2024 Statement of Debt Securities for the Half Year period of FY 2024-25 ended on September 30 2024 |
| BSE 01-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Interest Rates Updates Revision in Benchmark Rates |
| BSE 01-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Confirmation certificate from RTA under Regulation 74(5) of SEBI (Depositories and Participants) Regulations 2018 |
| BSE 30-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment/ Re-appointment/ Change in team of Statutory Central Auditors (SCAs) of the Bank for FY 2024-25 |
| BSE 26-Sep-2024 | Outcome FILE | Board Meeting Outcome for Outcome Of Board Meeting - Approval For Fund Raising Proposal Of The Bank Outcome of Board Meeting - Approval for fund raising proposal of the Bank |
| BSE 23-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Rating Action on Banks outstanding Tier 2 Bonds by India Ratings & Research Pvt. Ltd. : Outlook revised to Positive from Stable |
| BSE 21-Sep-2024 | Intimation FILE | Board Meeting Intimation for Additional Fund Raising Proposal Of The Bank INDIAN BANKhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 26/09/2024 inter alia to consider and approve Additional Fund Raising proposal of the Bank |
| BSE 21-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Receipt of communication regarding loss of share certificate(s): Intimation |
| BSE 20-Sep-2024 | General Announcements FILE | Record Date Updates Record Date for payment of yearly interest on Basel III Compliant AT1 Bonds Series II (ISIN-INE562A08057) Series III (ISIN-INE562A08065) Series IV (ISIN-INE562A08073) and Tier 2 Bonds Series II (ISIN-INE428A08044) |
| BSE 20-Sep-2024 | Intimation FILE | Closure of Trading Window Closure of Trading Window |
| BSE 18-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015- Investors/ Analysts interaction/ meet-Outcome |
| BSE 13-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment Allotment of Long Term Infrastructure Bonds aggregating to Rs.5000 crore |
INSIDER TRADING FOR INDIAN BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Insider trading details found | |||
BULK BLOCK DEALS FOR INDIAN BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 25-Jan-2024 | Sell BLOCK | 320,388 @ 441.60 | BNP PARIBAS ARBITRAGE |
| BSE 25-Jan-2024 | Sell BLOCK | 566,519 @ 441.60 | BNP PARIBAS ARBITRAGE |
| BSE 25-Jan-2024 | Buy BLOCK | 557,081 @ 441.60 | MARSHALL WACE INVESTMENT STRATEGIES - EUREKA FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 16 @ 441.60 | MARSHALL WACE INVESTMENT STRATEGIES-GLOBAL FINANCIALS MARKET NEUTRAL FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 726 @ 441.60 | MARSHALL WACE INVESTMENT STRATEGIESGTOPS FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 8,696 @ 441.60 | MARSHALLWACEINVESTMENTSTRATEGIESMARKETNEUTRALTOPSFUND |
| BSE 25-Jan-2024 | Buy BLOCK | 320,388 @ 441.60 | SOCIETE GENERALE |
| BSE 24-Jan-2024 | Sell BLOCK | 532,983 @ 445.65 | JUPITER SOUTH ASIA INVESTMENT COMPANY LIMITED |
| BSE 24-Jan-2024 | Buy BLOCK | 532,983 @ 445.65 | THE JUPITER GLOBAL FUND-JUPITER INDIA SELECT |
| BSE 21-Dec-2023 | Buy BLOCK | 771,023 @ 429.75 | BNP PARIBAS ARBITRAGE |
| BSE 21-Dec-2023 | Sell BLOCK | 771,023 @ 429.75 | MARSHALL WACE INVESTMENT STRATEGIES - EUREKA FUND |
| BSE 11-Oct-2022 | Sell BLOCK | 548,951 @ 198.40 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 11-Oct-2022 | Buy BLOCK | 548,951 @ 198.40 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 11-Oct-2022 | Sell BLOCK | 109,596 @ 198.40 | ISHARES INDIA SC MAURITIUS COMPANY |
| BSE 11-Oct-2022 | Buy BLOCK | 109,596 @ 198.40 | ISHARES MSCI INDIA SMALL-CAP ETF |
| BSE 19-Sep-2022 | Sell BLOCK | 586,390 @ 195.90 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 19-Sep-2022 | Buy BLOCK | 586,390 @ 195.90 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 19-Sep-2022 | Sell BLOCK | 115,777 @ 195.90 | ISHARES INDIA SC MAURITIUS COMPANY |
| BSE 19-Sep-2022 | Buy BLOCK | 115,777 @ 195.90 | ISHARES MSCI INDIA SMALL-CAP ETF |
DIVIDEND BY INDIAN BANK
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 07-Jun-2024 | DIVIDEND | 12 |
| 12-Jun-2023 | DIVIDEND | 8.6 |
| 14-Jun-2022 | DIVIDEND | 6.5 |
| 08-Jul-2021 | DIVIDEND | 2 |
SPLIT / BONUS BY INDIAN BANK
No Split / Bonus details found
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