♥
ISIN : INE692A01016
NSE : UNIONBANK
BSE : 532477
Face Value : 10
Industry : Bank - Public
EPS : 19.15
EPS (TTM) : 20.32
Price to Earning (P/E) : 6.59
Book Value : 120.32
Price to Bookvalue (P/B) : 1.05
Dividend Yield : 3 %
Return on Equity (ROE) : 16.68 %
Return on Capital Employed (ROCE) : 21.33 %
Union Bank of India
ISIN : INE692A01016
NSE : UNIONBANK
BSE : 532477
Face Value : 10
Industry : Bank - Public
EPS : 19.15
EPS (TTM) : 20.32
Price to Earning (P/E) : 6.59
Book Value : 120.32
Price to Bookvalue (P/B) : 1.05
Dividend Yield : 3 %
Return on Equity (ROE) : 16.68 %
Return on Capital Employed (ROCE) : 21.33 %
Union Bank share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 168 - 172.2 2.5 % |
| Low / High | 164.2 - 172.8 5.2 % |
| Trade Volume | 5.15 Lk |
| 52 Week Low / High | 112.7 - 205.45 82.3 % |
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CONSOLIDATED QUARTERLY RESULT FOR UNION BANK OF INDIA
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 182560 | 197782 | 209660 | 221630 | 236132 | 247316 | 255209 | 265099 | 265269 | 268866 |
| Income On Investments | 53072.9 | 53757.1 | 53933.7 | 55592.7 | 56674.5 | 57059.9 | 57512.5 | 57043.5 | 58007.9 | 60213.8 |
| Interest On Balances With Rbi Other Inter Bank Funds | 5555 | 4408.7 | 3779.4 | 7575 | 11189.1 | 13433.8 | 12192.5 | 12093.5 | 12249.4 | 13311.8 |
| Interest / Discount On Advances / Bills | 122764 | 138355 | 150616 | 157011 | 166798 | 175490 | 184284 | 194992 | 194080 | 194312 |
| Others | 1167.5 | 1261.4 | 1331.8 | 1450.9 | 1470.7 | 1332.1 | 1220.4 | 970.2 | 932.2 | 1028.5 |
| Other Income | 29485 | 36969.5 | 36693.9 | 56005.1 | 42091.1 | 42209.1 | 42810.6 | 51017.1 | 47985.5 | 59255.4 |
| Total Income | 212044 | 234751 | 246354 | 277635 | 278223 | 289525 | 298020 | 316116 | 313255 | 328121 |
| Interest Expended | 105976 | 113835 | 122417 | 138100 | 146642 | 154982 | 162355 | 169658 | 170040 | 177199 |
| Operating Expenses | 51591.8 | 54971.1 | 57463.3 | 70846.8 | 59730.6 | 61892.8 | 62315.8 | 81119.1 | 65102.5 | 69472.6 |
| Total Expenditure | 51591.8 | 54971.1 | 57463.3 | 70846.8 | 59730.6 | 61892.8 | 62315.8 | 81119.1 | 65102.5 | 69472.6 |
| Operating Profit Before Provisions and Contingencies | 54476.7 | 65945 | 66474.3 | 68687.8 | 71850.4 | 72650.4 | 73348.9 | 65338.5 | 78112.5 | 81449.2 |
| Provisions and contingencies | 32831.1 | 41012.7 | 30710.4 | 29565 | 20046.2 | 17727.7 | 17805.6 | 12526.5 | 28567.6 | 17390.3 |
| Profit Before Tax | 21645.6 | 24932.3 | 35763.9 | 39122.8 | 51804.2 | 54922.7 | 55543.3 | 52812 | 49544.9 | 64058.9 |
| Tax | 6081.3 | 6541.3 | 13401.7 | 11136.9 | 19399.8 | 19440.2 | 19439.3 | 19713.5 | 13535.4 | 16840.6 |
| Profit After Tax | 15564.3 | 18391 | 22362.2 | 27985.9 | 32404.4 | 35482.5 | 36104 | 33098.5 | 36009.5 | 47218.3 |
| Net Profit | 15564.3 | 18391 | 22362.2 | 27985.9 | 32404.4 | 35482.5 | 36104 | 33098.5 | 36009.5 | 47218.3 |
| Equity Capital | 68347.5 | 68347.5 | 68347.5 | 68347.5 | 68347.5 | 74124.5 | 74124.5 | 76336.1 | 76336.1 | 76336.1 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| % of Shares held by Govt | 83.49 | 83.49 | 83.49 | 83.49 | 83.49 | 76.99 | 76.99 | 74.76 | 74.76 | 74.76 |
| Diluted Eps After Extraordinary Items | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 |
| Diluted Eps Before Extraordinary Items | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 |
STANDALONE QUARTERLY RESULT FOR UNION BANK OF INDIA
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 181742 | 196817 | 208829 | 220045 | 234779 | 245870 | 253630 | 263501 | 263644 | 267084 |
| Income On Investments | 52456.3 | 53076.4 | 53481.3 | 54536.4 | 55847.1 | 56162.6 | 56581.9 | 56082.7 | 56981.8 | 59092.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 5546.2 | 4393.2 | 3728.8 | 7500.2 | 11101.8 | 13367.4 | 12090.5 | 11988.9 | 12153.3 | 13188.4 |
| Interest / Discount On Advances / Bills | 122592 | 138108 | 150313 | 156588 | 166389 | 175041 | 183766 | 194514 | 193616 | 193809 |
| Others | 1148.4 | 1239 | 1305.1 | 1420.7 | 1441.2 | 1298.4 | 1190.9 | 915.9 | 892.4 | 994.5 |
| Other Income | 28168.5 | 32762.5 | 32708.2 | 52692.3 | 39033.2 | 36951.5 | 37743 | 47074.2 | 45092.3 | 53280.3 |
| Total Income | 209911 | 229580 | 241537 | 272738 | 273812 | 282821 | 291373 | 310575 | 308736 | 320365 |
| Interest Expended | 105925 | 113767 | 122548 | 137540 | 146382 | 154609 | 161950 | 169135 | 169523 | 176612 |
| Operating Expenses | 49509.9 | 50041.7 | 52797.5 | 66964.2 | 55637 | 56003.8 | 56647.6 | 76111.2 | 61360.1 | 62625.3 |
| Total Expenditure | 49509.9 | 50041.7 | 52797.5 | 66964.2 | 55637 | 56003.8 | 56647.6 | 76111.2 | 61360.1 | 62625.3 |
| Operating Profit Before Provisions and Contingencies | 54475.6 | 65770.9 | 66191.5 | 68233.6 | 71793.2 | 72208.4 | 72775.5 | 65329.3 | 77853.1 | 81127.6 |
| Provisions and contingencies | 32811.4 | 40768.1 | 30359.1 | 29355.8 | 20050.3 | 17678.7 | 17477.9 | 12595.5 | 27558.1 | 17122 |
| Profit Before Tax | 21664.2 | 25002.8 | 35832.4 | 38877.8 | 51742.9 | 54529.7 | 55297.6 | 52733.8 | 50295 | 64005.6 |
| Tax | 6079.6 | 6525.8 | 13384.4 | 11054.7 | 19378.5 | 19415.5 | 19398.5 | 19628.3 | 13506.5 | 16808.2 |
| Profit After Tax | 15584.6 | 18477 | 22448 | 27823.1 | 32364.4 | 35114.2 | 35899.1 | 33105.5 | 36788.5 | 47197.4 |
| Net Profit | 15584.6 | 18477 | 22448 | 27823.1 | 32364.4 | 35114.2 | 35899.1 | 33105.5 | 36788.5 | 47197.4 |
| Equity Capital | 68347.5 | 68347.5 | 68347.5 | 68347.5 | 68347.5 | 74124.5 | 74124.5 | 76336.1 | 76336.1 | 76336.1 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| % of Shares held by Govt | 83.49 | 83.49 | 83.49 | 83.49 | 83.49 | 76.99 | 76.99 | 74.76 | 74.76 | 74.76 |
| Amount of Gross NPAs | 745000 | 653908 | 637702 | 609873 | 601037 | 540123 | 432619 | 430977 | 414229 | 404989 |
| Amount of Net NPAs | 223920 | 191926 | 161951 | 129274 | 121379 | 104210 | 93512.3 | 89899.2 | 79020.4 | 87585.9 |
| % of Net NPAs | 3.31 | 2.64 | 2.14 | 1.7 | 1.58 | 1.3 | 1.08 | 1.03 | 0.9 | 0.98 |
| % of Gross NPAs | 10.22 | 8.45 | 7.93 | 7.53 | 7.34 | 6.38 | 4.83 | 4.76 | 4.54 | 4.36 |
| Return on Assets | 0.53 | 0.61 | 0.73 | 0.88 | 1 | 1.07 | 1.07 | 0.97 | 1.06 | 1.35 |
| Diluted Eps After Extraordinary Items | 2.28 | 2.7 | 3.28 | 4.07 | 4.74 | 5.06 | 4.84 | 4.42 | 4.82 | 6.18 |
| Diluted Eps Before Extraordinary Items | 2.28 | 2.7 | 3.28 | 4.07 | 4.74 | 5.06 | 4.84 | 4.42 | 4.82 | 6.18 |
CONSOLIDATED ANNUAL RESULT FOR UNION BANK OF INDIA
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 682297 | 811632 | 1003760 |
| Income On Investments | 201595 | 216356 | 228290 |
| Interest On Balances With Rbi Other Inter Bank Funds | 21439.5 | 21317.9 | 48908.9 |
| Interest / Discount On Advances / Bills | 452933 | 568746 | 721563 |
| Others | 6329.1 | 5211.7 | 4993.4 |
| Other Income | 135244 | 159154 | 178128 |
| Total Income | 817541 | 970785 | 1181880 |
| Interest Expended | 401785 | 480328 | 633637 |
| Operating Expenses | 197085 | 234873 | 265058 |
| Total Expenditure | 197026 | 234873 | 265058 |
| Operating Profit Before Provisions and Contingencies | 218730 | 255584 | 283188 |
| Provisions and contingencies | 133066 | 134119 | 68106 |
| Profit Before Tax | 85663.4 | 121465 | 215082 |
| Tax | 33578.4 | 37161.2 | 77992.8 |
| Profit After Tax | 52085 | 84303.5 | 137089 |
| Net Profit | 52085 | 84303.5 | 137089 |
| Equity Capital | 68347.5 | 68347.5 | 76336.1 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 591653 | 842156 | |
| % of Shares held by Govt | 83.49 | 83.49 | 74.76 |
| Diluted Eps After Extraordinary Items | 7.77 | 12.45 | 19.15 |
| Diluted Eps Before Extraordinary Items | 7.77 | 12.45 | 19.15 |
STANDALONE ANNUAL RESULT FOR UNION BANK OF INDIA
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 679440 | 807433 | 997780 |
| Income On Investments | 199428 | 213550 | 224674 |
| Interest On Balances With Rbi Other Inter Bank Funds | 21408.2 | 21168.4 | 48548.6 |
| Interest / Discount On Advances / Bills | 452355 | 567601 | 719710 |
| Others | 6247.9 | 5113.2 | 4846.4 |
| Other Income | 125248 | 146332 | 160802 |
| Total Income | 804688 | 953765 | 1158580 |
| Interest Expended | 401575 | 479780 | 632076 |
| Operating Expenses | 184381 | 219313 | 244400 |
| Total Expenditure | 184381 | 219313 | 244400 |
| Operating Profit Before Provisions and Contingencies | 218732 | 254672 | 282106 |
| Provisions and contingencies | 132938 | 133294 | 67802.4 |
| Profit Before Tax | 85794.1 | 121377 | 214304 |
| Tax | 33473.1 | 37044.5 | 77820.8 |
| Profit After Tax | 52321 | 84332.7 | 136483 |
| Net Profit | 52321 | 84332.7 | 136483 |
| Equity Capital | 68347.5 | 68347.5 | 76336.1 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 589843 | 653670 | 836909 |
| % of Shares held by Govt | 83.49 | 83.49 | 74.76 |
| Amount of Gross NPAs | 795871 | 609873 | 430977 |
| Amount of Net NPAs | 243033 | 129274 | 89899.2 |
| % of Net NPAs | 3.68 | 1.7 | 1.03 |
| % of Gross NPAs | 11.11 | 7.53 | 4.76 |
| Return on Assets | 0.47 | 0.69 | 1.03 |
| Diluted Eps After Extraordinary Items | 7.73 | 12.34 | 18.95 |
| Diluted Eps Before Extraordinary Items | 7.73 | 12.34 | 18.95 |
CONSOLIDATED PROFIT / LOSS FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 69311.5 Cr | 68229.7 Cr | 81163.2 Cr | 100376 Cr |
| Interest / Discount on advances / Bills | 45834.5 Cr | 45293.3 Cr | 56874.6 Cr | 72156.3 Cr |
| Interest on balances with RBI and other Inter-bank funds | 2118.98 Cr | 2143.95 Cr | 2131.79 Cr | 4890.89 Cr |
| Income on investments | 21035.4 Cr | 20159.5 Cr | 21635.6 Cr | 22829 Cr |
| Others | 322.6 Cr | 632.91 Cr | 521.17 Cr | 499.34 Cr |
| Other Income | 13899.1 Cr | 13524.4 Cr | 15915.4 Cr | 17812.8 Cr |
| Commission,exchange and brokerage | 713.78 Cr | 1719.05 Cr | 2187.1 Cr | 2341.37 Cr |
| Profit / (loss)on sale of investments(net) | 4329.64 Cr | 3524.45 Cr | 862.42 Cr | 1791.56 Cr |
| Profit on sale of Fixed Assets | 20.59 Cr | -34.89 Lk | -1.49 Cr | 2.17 Cr |
| Foreign Exchange Gains | 658.65 Cr | 608.37 Cr | 813.36 Cr | 919 Cr |
| Total Income | 83210.5 Cr | 81754.1 Cr | 97078.5 Cr | 118188 Cr |
| Interest Expended | 44112.4 Cr | 40178.5 Cr | 48032.8 Cr | 63363.7 Cr |
| Intereston Deposits | 40835.9 Cr | 37471.9 Cr | 44383.2 Cr | 58629.9 Cr |
| Interest on RBI / inter-bank borrowings | 1492.35 Cr | 1056.1 Cr | 1850.4 Cr | 2989.7 Cr |
| Other Interest | 1784.14 Cr | 1650.49 Cr | 1799.25 Cr | 1744.07 Cr |
| Operating Expenses | 19751.5 Cr | 19702.6 Cr | 23487.3 Cr | 26505.8 Cr |
| Payments to and provisions for employees | 9230.79 Cr | 10263.7 Cr | 12524 Cr | 14593.2 Cr |
| Rent,Taxes and lighting | 1377.9 Cr | 1082.93 Cr | 1082.33 Cr | 1104.28 Cr |
| Depreciation on Banks property | 908.15 Cr | 744.82 Cr | 744.57 Cr | 895.93 Cr |
| Auditor's fees and expenses | 109.49 Cr | 0 | 74.49 Cr | 69.5 Cr |
| Law charges | 136.61 Cr | 152.59 Cr | 173.71 Cr | 185.71 Cr |
| Communication Expenses | 233.63 Cr | 312.55 Cr | 322.35 Cr | 398.83 Cr |
| Repairs and Maintenance | 366.26 Cr | 337.57 Cr | 373.33 Cr | 354.68 Cr |
| Insurance | 1209.87 Cr | 1165.88 Cr | 1375.04 Cr | 1263.51 Cr |
| Provision for investments | 432.09 Cr | 200.48 Cr | 1915.53 Cr | -355.2 Cr |
| Provision for advances | 0 | 0 | 11518.4 Cr | 7110.8 Cr |
| Others Provisions | 16587.4 Cr | 13106.2 Cr | -22.09 Cr | 55 Cr |
| Taxes | -500.84 Cr | 3357.84 Cr | 3716.2 Cr | 7799.28 Cr |
| Current Income Tax | -500.84 Cr | 3357.84 Cr | 3716.2 Cr | 7799.28 Cr |
| Profit After Tax | 2828.02 Cr | 5208.5 Cr | 8430.34 Cr | 13708.9 Cr |
| Share of Associate | 35.38 Cr | 56.82 Cr | 81.32 Cr | 88.17 Cr |
| Consolidated Net Profit | 2863.4 Cr | 5265.32 Cr | 8511.66 Cr | 13797.1 Cr |
| IV. APPROPRIATIONS | 2863.4 Cr | 5265.32 Cr | 8511.66 Cr | 14380.3 Cr |
| Transfer to Statutory Reserve | 733.57 Cr | 1319.4 Cr | 2108.32 Cr | 3428.53 Cr |
| Appropriation to Revenue Reserve | -49.64 Cr | 247.18 Cr | 3481.46 Cr | 6608.1 Cr |
| Equity Dividend | 0 | 0 | 2050.43 Cr | 2748.1 Cr |
| Corporate dividend tax | 0 | 1298.6 Cr | 0 | 0 |
| Equity Dividend % | 0 | 19 | 30 | 36 |
| Earnings Per Share | 4.47 | 7.7 | 12.45 | 18.07 |
| Adjusted EPS | 4.47 | 7.7 | 12.45 | 18.07 |
STANDALONE PROFIT / LOSS FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 68767.3 Cr | 67943.9 Cr | 80743.3 Cr | 99778 Cr |
| Interest / Discount on advances / Bills | 45765.8 Cr | 45235.5 Cr | 56760.1 Cr | 71971 Cr |
| Interest on balances with RBI and other Inter-bank funds | 2113.22 Cr | 2140.83 Cr | 2116.84 Cr | 4854.86 Cr |
| Income on investments | 20573.7 Cr | 19942.8 Cr | 21355 Cr | 22467.4 Cr |
| Others | 314.58 Cr | 624.78 Cr | 511.32 Cr | 484.64 Cr |
| Other Income | 11336.9 Cr | 12524.8 Cr | 14633.2 Cr | 16080.2 Cr |
| Commission,exchange and brokerage | 739.67 Cr | 1739.82 Cr | 2151.41 Cr | 2380.31 Cr |
| Profit / (loss)on sale of investments(net) | 3651.31 Cr | 3411.19 Cr | 798.05 Cr | 1637.92 Cr |
| Profit on sale of Fixed Assets | 7.61 Cr | -34.89 Lk | -1.49 Cr | 2.17 Cr |
| Foreign Exchange Gains | 658.18 Cr | 608.06 Cr | 813.08 Cr | 918.81 Cr |
| Total Income | 80104.2 Cr | 80468.8 Cr | 95376.5 Cr | 115858 Cr |
| Interest Expended | 44078.9 Cr | 40157.5 Cr | 47978 Cr | 63207.6 Cr |
| Intereston Deposits | 40806.8 Cr | 37454.2 Cr | 44340 Cr | 58504.4 Cr |
| Interest on RBI / inter-bank borrowings | 1490.25 Cr | 1056 Cr | 1842.89 Cr | 2980.93 Cr |
| Other Interest | 1781.81 Cr | 1647.28 Cr | 1795.07 Cr | 1722.23 Cr |
| Operating Expenses | 16766 Cr | 18438.1 Cr | 21931.3 Cr | 24440 Cr |
| Payments to and provisions for employees | 9024.9 Cr | 10114.6 Cr | 12389.7 Cr | 14377.2 Cr |
| Rent,Taxes and lighting | 1361.07 Cr | 1070.67 Cr | 1067.74 Cr | 1090.25 Cr |
| Depreciation on Banks property | 895.23 Cr | 738.1 Cr | 737.15 Cr | 890.98 Cr |
| Auditor's fees and expenses | 105.56 Cr | 63.03 Cr | 68.91 Cr | 63 Cr |
| Law charges | 124.77 Cr | 140.86 Cr | 162.93 Cr | 173.54 Cr |
| Communication Expenses | 233.11 Cr | 311.06 Cr | 320.5 Cr | 397.9 Cr |
| Repairs and Maintenance | 356.03 Cr | 327.18 Cr | 360.97 Cr | 344.98 Cr |
| Insurance | 1266.59 Cr | 1287.7 Cr | 1536.11 Cr | 1419.61 Cr |
| Provision for investments | 435.08 Cr | 214.61 Cr | 1915.18 Cr | -354.75 Cr |
| Provision for advances | 81.87 Cr | -32.94 Cr | 11389.3 Cr | 7084.08 Cr |
| Others Provisions | 16342.9 Cr | 13112.1 Cr | 24.99 Cr | 50.91 Cr |
| Taxes | -506.55 Cr | 3347.31 Cr | 3704.45 Cr | 7782.08 Cr |
| Current Income Tax | -506.55 Cr | 3347.31 Cr | 3704.45 Cr | 7782.08 Cr |
| Profit After Tax | 2905.97 Cr | 5232.1 Cr | 8433.28 Cr | 13648.3 Cr |
| Consolidated Net Profit | 2905.97 Cr | 5232.1 Cr | 8433.28 Cr | 13648.3 Cr |
| IV. APPROPRIATIONS | 2905.97 Cr | 5232.1 Cr | 8433.28 Cr | 14231.5 Cr |
| Transfer to Statutory Reserve | 726.49 Cr | 1308.02 Cr | 2108.32 Cr | 3412.08 Cr |
| Appropriation to Revenue Reserve | 1279.29 Cr | 656.87 Cr | 3403.08 Cr | 6475.74 Cr |
| Appropriation to Other Reserves | 0 | 225.33 Cr | 0 | 0 |
| Equity Dividend | 0 | 1298.6 Cr | 2050.43 Cr | 2748.1 Cr |
| Equity Dividend % | 0 | 19 | 30 | 36 |
| Earnings Per Share | 4.54 | 7.66 | 12.34 | 17.88 |
| Adjusted EPS | 4.54 | 7.66 | 12.34 | 17.88 |
CONSOLIDATED CASH FLOW FOR UNION BANK OF INDIA
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 2326.77 Cr | 8566.34 Cr | 12146.5 Cr | 21508.2 Cr |
| Adjustments for Expenses & Provisions : | 19539 Cr | 15653.2 Cr | 15012.2 Cr | 7700.93 Cr |
| Adjustments for Liabilities & Assets: | -2720.27 Cr | 12028.5 Cr | -17769.8 Cr | -6259.46 Cr |
| Refund/(payment) of direct taxes | -228.64 Cr | -543.88 Cr | -3277.52 Cr | -3020 Cr |
| Other Direct payments | 1610.5 Cr | 634.65 Cr | 0 | 0 |
| Cash Flow from operating activities | 20527.3 Cr | 36338.9 Cr | 6111.42 Cr | 19929.7 Cr |
| Cash Flow from investing activities | -601.09 Cr | -557.71 Cr | -2561.05 Cr | -1393.77 Cr |
| Cash Flow from financing activities | -18860.7 Cr | -786.28 Cr | -10654.1 Cr | -11488.9 Cr |
| Net increase/(decrease) in cash and cash equivalents | 1065.59 Cr | 34994.9 Cr | -7103.77 Cr | 7046.98 Cr |
| Opening Cash & Cash Equivalents | 55577.5 Cr | 84763.3 Cr | 119758 Cr | 112599 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 28120.2 Cr | 0 | 0 | 0 |
| Closing Cash & Cash Equivalent | 84763.3 Cr | 119758 Cr | 112654 Cr | 119646 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 28120.2 Cr | 0 | 0 | 0 |
STANDALONE CASH FLOW FOR UNION BANK OF INDIA
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 2399.41 Cr | 8579.41 Cr | 12137.7 Cr | 21430.4 Cr |
| Adjustments for Expenses & Provisions : | 19323.9 Cr | 15553.4 Cr | 14668.8 Cr | 7539.91 Cr |
| Adjustments for Liabilities & Assets: | -2247.66 Cr | 13817.2 Cr | -17544.7 Cr | -5621.6 Cr |
| Refund/(payment) of direct taxes | 967.3 Cr | -1736.12 Cr | -3277.52 Cr | -3020 Cr |
| Cash Flow from operating activities | 20443 Cr | 36213.9 Cr | 5984.33 Cr | 20328.7 Cr |
| Cash Flow from investing activities | -582.68 Cr | -356.62 Cr | -2407.99 Cr | -1260.57 Cr |
| Cash Flow from financing activities | -18676.4 Cr | -767.25 Cr | -10926.2 Cr | -11915.7 Cr |
| Net increase/(decrease) in cash and cash equivalents | 1183.91 Cr | 35090 Cr | -7349.9 Cr | 7152.42 Cr |
| Opening Cash & Cash Equivalents | 55106.2 Cr | 84410.4 Cr | 119500 Cr | 112150 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 28120.2 Cr | 0 | 0 | 0 |
| Closing Cash & Cash Equivalent | 84410.4 Cr | 119500 Cr | 112150 Cr | 119303 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 28120.2 Cr | 0 | 0 | 0 |
CONSOLIDATED BALANCE SHEET FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 6510.85 Cr | 6938.75 Cr | 6938.75 Cr | 7737.61 Cr |
| Equity - Authorised | 10000 Cr | 10000 Cr | 10000 Cr | 10000 Cr |
| Equity - Issued | 6406.84 Cr | 6834.75 Cr | 6834.75 Cr | 7633.61 Cr |
| Equity Paid Up | 6406.84 Cr | 6834.75 Cr | 6834.75 Cr | 7633.61 Cr |
| Preference Capital Paid Up | 104 Cr | 104 Cr | 104 Cr | 104 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 58226.9 Cr | 63922.4 Cr | 71864.8 Cr | 89860 Cr |
| Securities Premium | 17378.5 Cr | 18392.7 Cr | 18422.8 Cr | 25594.8 Cr |
| Capital Reserves | 4738.41 Cr | 5935.46 Cr | 5999.89 Cr | 6163.15 Cr |
| Profit & Loss Account Balances | 35,000 | 35,000 | 583.2 Cr | 583.2 Cr |
| Reserve excluding Revaluation Reserve | 53328.5 Cr | 59165.3 Cr | 65732.3 Cr | 84215.6 Cr |
| Revaluation Reserves | 4898.48 Cr | 4757.07 Cr | 6132.42 Cr | 5644.42 Cr |
| Deposits | 925654 Cr | 1034370 Cr | 1120320 Cr | 1224590 Cr |
| Demand Deposits | 63708.4 Cr | 72716.5 Cr | 73998.9 Cr | 73772.9 Cr |
| Savings Deposit | 271996 Cr | 304577 Cr | 320105 Cr | 336370 Cr |
| Term Deposits / Fixed Deposits | 589949 Cr | 657074 Cr | 726218 Cr | 814450 Cr |
| Borrowings | 51922.2 Cr | 51245.2 Cr | 42736.6 Cr | 26974.3 Cr |
| Borrowings From Reserve Bank of India | 14209 Cr | 14209 Cr | 13382 Cr | 0 |
| Borrowings From Other Banks | 1403.33 Cr | 1982.82 Cr | 7.58 Cr | 17.23 Cr |
| Borrowings From Other Financial Institutions | 2782 Cr | 3022.02 Cr | 2346.4 Cr | 4840.2 Cr |
| Borrowings in the form of Bonds / Debentures | 17655.1 Cr | 18755 Cr | 19638 Cr | 17638 Cr |
| Borrowings From Out of India | 15872.8 Cr | 13276.4 Cr | 7362.61 Cr | 4478.84 Cr |
| Other Liabilities & Provisions | 40063.5 Cr | 37291.5 Cr | 46495.1 Cr | 52830.6 Cr |
| Bills Payable | 2303.03 Cr | 2689.02 Cr | 2649.75 Cr | 2641.41 Cr |
| Interest Accrued | 3180.75 Cr | 4549.41 Cr | 6034.33 Cr | 5247.64 Cr |
| Proposed Dividend | 0 | 1298.6 Cr | 2050.43 Cr | 2748.1 Cr |
| Total Liabilities | 1082380 Cr | 1193770 Cr | 1288360 Cr | 1402000 Cr |
| Cash and balance with Reserve Bank of India | 37885.7 Cr | 46115.9 Cr | 50258.1 Cr | 52901.5 Cr |
| Cash with RBI | 34099.2 Cr | 42331 Cr | 47416.5 Cr | 50626.3 Cr |
| Cash in hand & others | 3786.5 Cr | 3784.87 Cr | 2841.63 Cr | 2275.26 Cr |
| Balances with banks and money at call | 46877.6 Cr | 73642.3 Cr | 62340.8 Cr | 66744.3 Cr |
| Investments | 339059 Cr | 351839 Cr | 343727 Cr | 343953 Cr |
| Investments in India | 336931 Cr | 349712 Cr | 341422 Cr | 341412 Cr |
| GOI/State Govt. Securities | 242561 Cr | 265829 Cr | 262259 Cr | 275559 Cr |
| Equity Shares - Corporate | 3279.44 Cr | 2624.25 Cr | 2453.37 Cr | 2827.73 Cr |
| Debentures & Bonds | 75858.4 Cr | 70349.1 Cr | 64339.3 Cr | 57909.1 Cr |
| Subsidiaries and/or joint ventures/Associates | 212.08 Cr | 268.9 Cr | 350.22 Cr | 438.38 Cr |
| Investments outside India | 2127.99 Cr | 2126.98 Cr | 2305.27 Cr | 2541.21 Cr |
| Government securities | 1878.31 Cr | 1855.75 Cr | 1869.04 Cr | 2200.11 Cr |
| Other investments outside India | 249.68 Cr | 271.22 Cr | 436.24 Cr | 341.1 Cr |
| Advances | 593320 Cr | 663356 Cr | 764277 Cr | 874080 Cr |
| Bills Purchased & Discounted | 4115.39 Cr | 3873.17 Cr | 3297.47 Cr | 3594.46 Cr |
| Cash Credit, Over Draft & Loans repayable | 266271 Cr | 287958 Cr | 348617 Cr | 434167 Cr |
| Term Loans | 322934 Cr | 371524 Cr | 412362 Cr | 436318 Cr |
| Gross block | 16001.9 Cr | 16558.6 Cr | 18681.3 Cr | 19621.6 Cr |
| Premises | 8170.81 Cr | 8104.11 Cr | 9589.22 Cr | 9431.84 Cr |
| Assets Given on Lease | 26.85 Cr | 26.85 Cr | 31.44 Cr | 31.26 Lk |
| Other Fixed Assets | 7804.21 Cr | 8427.63 Cr | 9060.67 Cr | 10189.5 Cr |
| Less: Accumulated Depreciation | 8698.78 Cr | 9387.29 Cr | 9855.52 Cr | 10397.7 Cr |
| Net Block | 7303.09 Cr | 7171.3 Cr | 8825.81 Cr | 9223.91 Cr |
| Capital Work in Progress | 63.33 Cr | 37.01 Cr | 22.16 Cr | 35.89 Cr |
| Other Assets | 57869 Cr | 51604.4 Cr | 58906.6 Cr | 55057.7 Cr |
| Inter-office adjustment Assets | 7340.18 Cr | 1799.7 Cr | 2202.07 Cr | 1702.82 Cr |
| Interest Accrued Assets | 6167.97 Cr | 7776.82 Cr | 9191.67 Cr | 10873.8 Cr |
| Tax paid in advance/TDS | 7836.92 Cr | 5411.38 Cr | 6756.62 Cr | 7129.87 Cr |
| Stationery and stamps | 6.82 Cr | 6.33 Cr | 6.28 Cr | 6.19 Cr |
| Non-banking assets acquired | 12.38 Lk | 13.34 Lk | 13.34 Lk | 13.34 Lk |
| Deferred tax asset | 15675 Cr | 12295.3 Cr | 27574.6 Cr | 3713.94 Cr |
| Total Assets | 1082380 Cr | 1193770 Cr | 1288360 Cr | 1402000 Cr |
| Contingent Liabilities | 371781 Cr | 651147 Cr | 608099 Cr | 583383 Cr |
| Claims not acknowledged as debts | 19444.6 Cr | 17143.5 Cr | 24052.2 Cr | 30845.8 Cr |
| Outstanding forward exchange contracts | 230092 Cr | 437121 Cr | 413376 Cr | 372061 Cr |
| Guarantees given in India | 66327.6 Cr | 65350.9 Cr | 66406.4 Cr | 69620.6 Cr |
| Guarantees given Outside India | 1350.44 Cr | 1658.71 Cr | 1423.37 Cr | 675.46 Cr |
| Acceptances, endorsements & other obligations | 52147.8 Cr | 126996 Cr | 99642.1 Cr | 106716 Cr |
| Bills for collection | 34694.8 Cr | 66089.4 Cr | 43566.7 Cr | 50252.9 Cr |
| Book Value | 93.24 | 0 | 0 | 120.32 |
| Adjusted Book Value | 93.24 | 96.57 | 106.17 | 120.32 |
STANDALONE BALANCE SHEET FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 6406.84 Cr | 6834.75 Cr | 6834.75 Cr | 7633.61 Cr |
| Equity - Authorised | 10000 Cr | 10000 Cr | 10000 Cr | 10000 Cr |
| Equity - Issued | 6406.84 Cr | 6834.75 Cr | 6834.75 Cr | 7633.61 Cr |
| Equity Paid Up | 6406.84 Cr | 6834.75 Cr | 6834.75 Cr | 7633.61 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 58069.9 Cr | 63741.4 Cr | 71499.5 Cr | 89335.4 Cr |
| Securities Premium | 17327 Cr | 18341.2 Cr | 18341.2 Cr | 25513.2 Cr |
| Capital Reserves | 4671.22 Cr | 10649.6 Cr | 5987.03 Cr | 6150.29 Cr |
| Profit & Loss Account Balances | 0 | 0 | 583.2 Cr | 583.2 Cr |
| Reserve excluding Revaluation Reserve | 53171.4 Cr | 63741.4 Cr | 65367 Cr | 83690.9 Cr |
| Revaluation Reserves | 4898.48 Cr | 0 | 6132.42 Cr | 5644.42 Cr |
| Deposits | 923805 Cr | 1032390 Cr | 1117720 Cr | 1221530 Cr |
| Demand Deposits | 63623.8 Cr | 72652.5 Cr | 73980.2 Cr | 73784.8 Cr |
| Savings Deposit | 271968 Cr | 304541 Cr | 320075 Cr | 336349 Cr |
| Term Deposits / Fixed Deposits | 588214 Cr | 655199 Cr | 723661 Cr | 811395 Cr |
| Borrowings | 51837.1 Cr | 51179.1 Cr | 43137.5 Cr | 26948.4 Cr |
| Borrowings From Reserve Bank of India | 14209 Cr | 14209 Cr | 13382 Cr | 0 |
| Borrowings From Other Banks | 1400.06 Cr | 1992.98 Cr | 0 | 14.55 Cr |
| Borrowings From Other Financial Institutions | 2745.49 Cr | 2989.61 Cr | 2309.43 Cr | 4816.98 Cr |
| Borrowings in the form of Bonds / Debentures | 17655.1 Cr | 18755 Cr | 19638 Cr | 17638 Cr |
| Borrowings From Out of India | 15827.5 Cr | 13232.5 Cr | 7808.04 Cr | 4478.84 Cr |
| Other Liabilities & Provisions | 31586.7 Cr | 33443.2 Cr | 41564.4 Cr | 46511.9 Cr |
| Bills Payable | 2303.03 Cr | 2689.02 Cr | 2649.75 Cr | 2605.25 Cr |
| Interest Accrued | 3139.86 Cr | 4523.4 Cr | 5979.27 Cr | 5251.56 Cr |
| Proposed Dividend | 0 | 1298.6 Cr | 2050.43 Cr | 2748.1 Cr |
| Total Liabilities | 1071710 Cr | 0 | 1280750 Cr | 1391960 Cr |
| Cash and balance with Reserve Bank of India | 37880.5 Cr | 46112.6 Cr | 50254.3 Cr | 52897.5 Cr |
| Cash with RBI | 34098.7 Cr | 42330.7 Cr | 47415.5 Cr | 50625.8 Cr |
| Cash in hand & others | 3781.79 Cr | 3781.94 Cr | 2838.82 Cr | 2271.69 Cr |
| Balances with banks and money at call | 46529.9 Cr | 73387.8 Cr | 61896.2 Cr | 66405.4 Cr |
| Investments | 331512 Cr | 0 | 339299 Cr | 337904 Cr |
| Investments in India | 328808 Cr | 345704 Cr | 336391 Cr | 334844 Cr |
| GOI/State Govt. Securities | 240254 Cr | 264164 Cr | 260252 Cr | 273250 Cr |
| Equity Shares - Corporate | 2016.22 Cr | 2305.3 Cr | 2041.32 Cr | 2222.61 Cr |
| Debentures & Bonds | 74405.6 Cr | 69383.1 Cr | 63153.4 Cr | 56248.4 Cr |
| Subsidiaries and/or joint ventures/Associates | 537.65 Cr | 338.61 Cr | 388.81 Cr | 388.81 Cr |
| Investments outside India | 2703.83 Cr | 2803.5 Cr | 2908.23 Cr | 3059.56 Cr |
| Government securities | 1482.58 Cr | 1610.19 Cr | 1729.08 Cr | 1914.67 Cr |
| Subsidiaries and/or joint ventures abroad | 1147.32 Cr | 1147.28 Cr | 1145.6 Cr | 1144.22 Cr |
| Other investments outside India | 73.93 Cr | 46.03 Cr | 33.55 Cr | 68.1 Lk |
| Advances | 590983 Cr | 661005 Cr | 761845 Cr | 870776 Cr |
| Bills Purchased & Discounted | 4111.69 Cr | 3870.99 Cr | 3295.3 Cr | 3590.44 Cr |
| Cash Credit, Over Draft & Loans repayable | 266121 Cr | 287890 Cr | 348545 Cr | 433959 Cr |
| Term Loans | 320750 Cr | 369244 Cr | 410005 Cr | 433227 Cr |
| Gross block | 15887.3 Cr | 16439.3 Cr | 18589.7 Cr | 19542.1 Cr |
| Premises | 8153.67 Cr | 8087.11 Cr | 9581.1 Cr | 9410.77 Cr |
| Assets Given on Lease | 26.54 Cr | 26.54 Cr | 26.54 Cr | 26.54 Cr |
| Other Fixed Assets | 7707.13 Cr | 8325.69 Cr | 8982.09 Cr | 10104.8 Cr |
| Less: Accumulated Depreciation | 8605.75 Cr | 9284.14 Cr | 9784.67 Cr | 10354.1 Cr |
| Net Block | 7281.58 Cr | 7155.2 Cr | 8805.06 Cr | 9188.08 Cr |
| Capital Work in Progress | 62.29 Cr | 0 | 20.54 Cr | 34.7 Cr |
| Other Assets | 57457 Cr | 51387.3 Cr | 58631.9 Cr | 54752.3 Cr |
| Inter-office adjustment Assets | 7340.18 Cr | 1799.7 Cr | 2202.07 Cr | 1702.82 Cr |
| Interest Accrued Assets | 6003.77 Cr | 7689.6 Cr | 9084.89 Cr | 10734.6 Cr |
| Tax paid in advance/TDS | 7820.13 Cr | 15260.1 Cr | 13170.5 Cr | 7102.11 Cr |
| Stationery and stamps | 6.82 Cr | 6.33 Cr | 6.28 Cr | 6.19 Cr |
| Non-banking assets acquired | 12.38 Lk | 13.34 Lk | 13.34 Lk | 13.34 Lk |
| Deferred tax asset | 15672.5 Cr | 5391.26 Cr | 6734.12 Cr | 3710.49 Cr |
| Total Assets | 1071710 Cr | 0 | 1280750 Cr | 1391960 Cr |
| Contingent Liabilities | 370528 Cr | 650248 Cr | 607809 Cr | 582681 Cr |
| Claims not acknowledged as debts | 19410.8 Cr | 17090.9 Cr | 24009.1 Cr | 30808.2 Cr |
| Outstanding forward exchange contracts | 228991 Cr | 436350 Cr | 413133 Cr | 371463 Cr |
| Guarantees given in India | 66327.6 Cr | 65350.9 Cr | 66406.4 Cr | 69616.3 Cr |
| Guarantees given Outside India | 1349.2 Cr | 1657.57 Cr | 1422.2 Cr | 673.98 Cr |
| Acceptances, endorsements & other obligations | 52073.7 Cr | 126922 Cr | 99640 Cr | 106660 Cr |
| Bills for collection | 34694.8 Cr | 66089.4 Cr | 43566.7 Cr | 50252.9 Cr |
| Book Value | 92.99 | 103.26 | 105.64 | 119.64 |
| Adjusted Book Value | 92.99 | 103.26 | 105.64 | 119.64 |
FINANCIAL RATIOS (CONSOLIDATED) FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 4.47 | 7.7 | 12.45 | 18.07 |
| DPS(Rs) | 0 | 1.9 | 3 | 3.6 |
| Book NAV/Share(Rs) | 93.24 | 96.57 | 106.17 | 120.32 |
| Margin Ratios | ||||
| Yield on Advances | 11.68 | 10.29 | 10.62 | 11.48 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.51 | 3.7 | 4.13 | 5.06 |
| NIM | 2.48 | 2.47 | 2.71 | 2.77 |
| Interest Spread | 7.17 | 6.58 | 6.49 | 6.42 |
| Performance Ratios | ||||
| ROA(%) | 0.35 | 0.46 | 0.68 | 1.02 |
| ROE(%) | ||||
| ROCE(%) | 5.51 | 9.44 | 12.97 | 21.33 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 50.52 | 47.39 | 47.89 | 48.35 |
| Core Cost Income Ratio | 56.81 | 51.6 | 49.01 | 50.29 |
| Operating Costs to Assets | 1.82 | 1.65 | 1.82 | 1.89 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 7.62 | 5.03 | 5.34 | 8.49 |
| PCE(x) | 5.84 | 4.45 | 4.95 | 8.02 |
| Price/Book(x) | 0.37 | 0.4 | 0.63 | 1.28 |
| Yield(%) | 0 | 4.9 | 4.51 | 2.35 |
| EV/Net Sales(x) | 1.07 | 1.14 | 1.09 | 1.44 |
| EV/Core EBITDA(x) | 3.82 | 3.56 | 3.45 | 5.09 |
| EV/EBIT(x) | 1.59 | 1.6 | 1.47 | 1.7 |
| EV/CE(x) | 0.07 | 0.07 | 0.07 | 1.21 |
| M Cap / Sales | 0.31 | 0.39 | 0.56 | 1.17 |
| Growth Ratio | ||||
| Core Operating Income Growth | 116.44 | 11.32 | 18.11 | 11.72 |
| Operating Profit Growth | ||||
| Net Profit Growth | 193 | 84.17 | 61.86 | 62.61 |
| BVPS Growth | 3.91 | 3.57 | 9.95 | 13.33 |
| Advances Growth | 86.77 | 11.8 | 15.21 | 14.37 |
| EPS Growth(%) | 149.02 | 72.37 | 61.66 | 45.13 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.04 | 0.04 | 0.04 |
| Current Ratio(x) | 0.37 | 0.34 | 0.31 | 0.28 |
| Quick Ratio(x) | 5.61 | 4.95 | 3.81 | 2.2 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR UNION BANK OF INDIA
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 4.54 | 7.66 | 12.34 | 17.88 |
| DPS(Rs) | 0 | 1.9 | 3 | 3.6 |
| Book NAV/Share(Rs) | 92.99 | 103.26 | 105.64 | 119.64 |
| Margin Ratios | ||||
| Yield on Advances | 11.64 | 10.28 | 10.6 | 11.46 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.52 | 3.71 | 4.13 | 5.06 |
| NIM | 2.45 | 3.56 | 2.7 | 2.75 |
| Interest Spread | 7.12 | 6.57 | 6.47 | 6.4 |
| Performance Ratios | ||||
| ROA(%) | 0.36 | 0.98 | 0.68 | 1.02 |
| ROE(%) | ||||
| ROCE(%) | 5.6 | 9.48 | 12.97 | 21.3 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 46.54 | 45.74 | 46.27 | 46.42 |
| Core Cost Income Ratio | 51.79 | 49.82 | 47.35 | 48.19 |
| Operating Costs to Assets | 1.56 | 0 | 1.71 | 1.76 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 12.56 | 14.52 | 16.04 | 16.97 |
| Tier - 1 (Basel III) | 10.35 | 12.2 | 13.91 | 15 |
| Tier - 2 (Basel III) | 2.21 | 2.32 | 2.13 | 1.97 |
| Valuation Parameters | ||||
| PER(x) | 7.51 | 5.06 | 5.39 | 8.58 |
| PCE(x) | 5.74 | 4.44 | 4.96 | 8.06 |
| Price/Book(x) | 0.37 | 0.38 | 0.63 | 1.28 |
| Yield(%) | 0 | 4.9 | 4.51 | 2.35 |
| EV/Net Sales(x) | 1.07 | 1.14 | 1.1 | 1.44 |
| EV/Core EBITDA(x) | 3.82 | 3.55 | 3.48 | 5.11 |
| EV/EBIT(x) | 1.58 | 1.59 | 1.47 | 1.7 |
| EV/CE(x) | 0.07 | 0 | 0.07 | 1.22 |
| M Cap / Sales | 0.32 | 0.39 | 0.56 | 1.17 |
| Growth Ratio | ||||
| Core Operating Income Growth | 115.87 | 12.55 | 17.92 | 11.61 |
| Operating Profit Growth | ||||
| Net Profit Growth | 200.28 | 80.05 | 61.18 | 61.84 |
| BVPS Growth | 3.98 | 2.61 | 9.7 | 13.25 |
| Advances Growth | 87.58 | 11.85 | 15.26 | 14.3 |
| EPS Growth(%) | 153.58 | 68.77 | 61.18 | 44.9 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.04 | 0.04 | 0.04 |
| Current Ratio(x) | 0.36 | 0 | 0.3 | 0.28 |
| Quick Ratio(x) | 5.61 | 4.96 | 3.86 | 2.21 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 13.74 | 11.11 | 7.53 | 4.76 |
| Net NPA in Rs. Million | 4.62 | 3.68 | 1.7 | 1.03 |
SHARE HOLDING PATTERN FOR UNION BANK OF INDIA
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 83.50 | 83.49 | 83.49 | 83.49 | 83.49 | 76.99 | 76.99 | 74.76 | 74.76 | 74.76 |
| FII % | 1.13 | 1.43 | 1.62 | 1.66 | 1.46 | 2.89 | 3.97 | 6.75 | 7.37 | 6.89 |
| DII % | 0.00 | 0.00 | 0.17 | 0.03 | 0.04 | 0.10 | 0.07 | 0.08 | 0.04 | 0.03 |
| Public % | 8.47 | 8.02 | 6.49 | 6.56 | 7.16 | 7.43 | 6.75 | 6.24 | 6.50 | 7.12 |
PEER COMPARISON FOR UNION BANK OF INDIA
CORPORATE ACTIONS FOR UNION BANK
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 16-Oct-2024 | Board Meeting - Quarterly Results | 21-Oct-2024 |
| BSE 11-Jul-2024 | Board Meeting - Quarterly Results | 19-Jul-2024 |
| BSE 11-Jun-2024 | Book Closure - A.G.M. | 20-Jul-2024 26-Jul-2024 |
| BSE 11-Jun-2024 | AGM - A.G.M. | 26-Jul-2024 26-Jul-2024 |
| BSE 06-Jun-2024 | Board Meeting - Inter-alia: 1. To discuss and approve the capital plan of the Bank by way of various modes such as raising of Equity Capital through Public Issue - (i.e. Further Public Offer) and/or Rights Issue, and/or Private Placements including Qualified Institutions Placement and/or Preferential Allotment or a combination(s) thereof to any eligible institutions and/or through any other mode(s) and issue of B... | 11-Jun-2024 |
| BSE 10-May-2024 | Dividend - Rs.3.6000 per share(36%)Final Dividend | |
| BSE 02-May-2024 | Board Meeting - Final Dividend & Audited Results | 10-May-2024 |
| BSE 10-Jan-2024 | Board Meeting - Quarterly Results | 20-Jan-2024 |
| BSE 18-Oct-2023 | Board Meeting - Quarterly Results | 27-Oct-2023 |
| BSE 12-Jul-2023 | Board Meeting - Quarterly Results | 20-Jul-2023 |
| BSE 21-Jun-2023 | Book Closure - Rs.3.0000 per share(30%)Final Dividend & A.G.M. | 29-Jul-2023 04-Aug-2023 |
| BSE 21-Jun-2023 | AGM - Rs.3.0000 per share(30%)Final Dividend & A.G.M. | 04-Aug-2023 04-Aug-2023 |
| BSE 08-May-2023 | Dividend - Rs.3.0000 per share(30%)Final Dividend | |
| BSE 28-Apr-2023 | Board Meeting - Final Dividend & Audited Results | 06-May-2023 |
| BSE 21-Apr-2023 | Board Meeting - Inter-alia : 1. To discuss and approve the capital plan of the Bank by way of various modes such as raising of Equity Capital through Public Issue - (i.e. Further Public Offer) and/or Rights Issue, and/or Private Placements including Qualified Institutions Placement and/or Preferential Allotment or a combination(s) thereof to any eligible institutions and/or through any other mode(s) and issue of ... | 26-Apr-2023 |
| BSE 10-Jan-2023 | Board Meeting - Quarterly Results | 20-Jan-2023 |
| BSE 13-Oct-2022 | Board Meeting - Quarterly Results | 20-Oct-2022 |
| BSE 18-Jul-2022 | Board Meeting - Audited Results | 26-Jul-2022 |
| BSE 26-May-2022 | Book Closure - Rs.1.9000 per share(19%)Final Dividend & A.G.M. | 24-Jun-2022 30-Jun-2022 |
| BSE 26-May-2022 | AGM - Inter alia, approved holding of Annual General Meeting on Bank on 30th June, 2022 | 30-Jun-2022 |
| BSE 23-May-2022 | Board Meeting - inter-alia: 1. To discuss and approve the capital plan of the Bank by way of various modes such as raising of Equity Capital through Public Issue (i.e. Follow-on Public Offer) and/or Rights Issue and/or Private Placements, including Qualified Institutions Placements and/or Preferential Allotment to the Government of India and/or other institutions and/or through any other mode(s) and issue of Base... | 26-May-2022 |
| BSE 13-May-2022 | Dividend - Rs.1.9000 per share(19%)Final Dividend | |
| BSE 06-May-2022 | Board Meeting - Final Dividend & Audited Results | 13-May-2022 |
| BSE 18-Feb-2022 | SAST - Subscription to the Equity of India Debt Resolution Company Limited. | |
| BSE 31-Jan-2022 | Board Meeting - Quarterly Results | 07-Feb-2022 |
| BSE 25-Oct-2021 | Board Meeting - Quarterly Results | 02-Nov-2021 |
CORPORATE ANNOUNCEMENTS FOR UNION BANK
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 30-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 29-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share certificate |
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Analyst Meet on 5th November 2024 |
| BSE 28-Oct-2024 | General Announcements FILE | Transcript Of Post Earnings Call September 30 2024. Transcript of Post Earnings Call September 30 2024. |
| BSE 24-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Submission of Newspaper Advertisement - Un - audited Reviewed Financial Results of the Bank for the Quarter / Half year ended on September 30 2024. |
| BSE 22-Oct-2024 | General Announcements FILE | Audio Recording Of Post Earnings Call Dt 22.10.2024 Audio Recording of Post Earnings Call dt 22.10.2024 |
| BSE 22-Oct-2024 | General Announcements FILE | Audio Recording Of Post Earnings Call Dt 22.10.2024 Audio Recording of Post Earnings Call dt 22.10.2024 |
| BSE 21-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Press Release on Financial Results of the Bank for the Quarter/Half Year ended on September 30 2024. |
| BSE 21-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Presentation on Financial Results for the Quarter/Half Year ended on September 30 2024. |
| BSE 21-Oct-2024 | Outcome FILE | Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter / Half Year Ended On September 30 2024. Unaudited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter / Half Year ended on September 30 2024. |
| BSE 21-Oct-2024 | Outcome FILE | Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter / Half Year Ended On September 30 2024. Unaudited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter /Half Year ended on September 30 2024. |
| BSE 21-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 17-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Schedule of Earnings Call for the Quarter ended on September 30 2024. |
| BSE 16-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificates |
| BSE 16-Oct-2024 | Intimation FILE | Board Meeting Intimation for Board Meeting Intimation To Consider And Approve Unaudited/ Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter Ended On September 30 2024. UNION BANK OF INDIAhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 21/10/2024 inter alia to consider and approve Unaudited/Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter Ended on September 30 2024. |
| BSE 15-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 15-Oct-2024 | General Announcements FILE | Statement Of Debt Securities For The Half Year Ended On September 30 2024. Statement of Debt Securities for the Half Year ended on September 30 2024 |
| BSE 14-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Regulation 74 (5) of the SEBI (D AND P) Regulations 2018 for Sept 2024 |
| BSE 11-Oct-2024 | General Announcements FILE | Disclosure Under Regulation 30 Of SEBI(LODR) Regulations 2015 Disclosure under Regulations 30 of SEBI (LODR) Regulations 2015 |
| BSE 11-Oct-2024 | General Announcements FILE | Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015 Disclosure under Regulation 30 of SEBI (LODR) Regulations 2015 |
| BSE 10-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of share |
| BSE 07-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 05-Oct-2024 | General Announcements FILE | Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015. Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
| BSE 03-Oct-2024 | General Announcements FILE | UNIONBANK : Union Bank Of India Has Informed The Exchange Regarding ''''. Disclosure Under Regulations 30 Of SEBI (LODR) Regulations 2015 As Amended Union Bank of India has informed the Exchange regarding Disclosure under Regulations 30 of SEBI (LODR) Regulations 2015 as amended |
| BSE 01-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment/Change of Statutory Central Auditors of the Bank for the FY2024-25. |
| BSE 27-Sep-2024 | Intimation FILE | Closure of Trading Window Notice of Closure of Trading Window w.e.f October 01 2024 |
| BSE 26-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances Disclosure under Regulation 30 of the SEBI (LODR) Regulation 2015. |
| BSE 25-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of share certificate |
| BSE 21-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Revisions in Ratings - Upgradation of Ratings by Brickwork Ratings India Pvt Ltd. |
INSIDER TRADING FOR UNION BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Insider trading details found | |||
BULK BLOCK DEALS FOR UNION BANK OF INDIA
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 25-Jan-2024 | Sell BLOCK | 5,070,597 @ 142.85 | BNP PARIBAS ARBITRAGE |
| BSE 25-Jan-2024 | Sell BLOCK | 8,364,931 @ 142.85 | BNP PARIBAS ARBITRAGE |
| BSE 25-Jan-2024 | Buy BLOCK | 7,729,341 @ 142.85 | MARSHALL WACE INVESTMENT STRATEGIES - EUREKA FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 133,083 @ 142.85 | MARSHALL WACE INVESTMENT STRATEGIES-GLOBAL FINANCIALS MARKET NEUTRAL FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 448,583 @ 142.85 | MARSHALL WACE INVESTMENT STRATEGIESGTOPS FUND |
| BSE 25-Jan-2024 | Buy BLOCK | 53,924 @ 142.85 | MARSHALLWACEINVESTMENTSTRATEGIESMARKETNEUTRALTOPSFUND |
| BSE 25-Jan-2024 | Buy BLOCK | 5,070,597 @ 142.85 | SOCIETE GENERALE |
DIVIDEND BY UNION BANK OF INDIA
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 19-Jul-2024 | DIVIDEND | 3.6 |
| 28-Jul-2023 | DIVIDEND | 3 |
| 22-Jun-2022 | DIVIDEND | 1.9 |
SPLIT / BONUS BY UNION BANK OF INDIA
No Split / Bonus details found
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