♥
ISIN : INE160A01022
NSE : PNB
BSE : 532461
Face Value : 2
Industry : Bank - Public
EPS : 8.27
EPS (TTM) : 13.13
Price to Earning (P/E) : 11.62
Book Value : 92.71
Price to Bookvalue (P/B) : 1.04
Dividend Yield : 2 %
Return on Equity (ROE) : 8.48 %
Return on Capital Employed (ROCE) : 10.82 %
Punjab National Bank
ISIN : INE160A01022
NSE : PNB
BSE : 532461
Face Value : 2
Industry : Bank - Public
EPS : 8.27
EPS (TTM) : 13.13
Price to Earning (P/E) : 11.62
Book Value : 92.71
Price to Bookvalue (P/B) : 1.04
Dividend Yield : 2 %
Return on Equity (ROE) : 8.48 %
Return on Capital Employed (ROCE) : 10.82 %
Punjab National share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 102.45 - 104.5 2 % |
| Low / High | 99.8 - 105 5.2 % |
| Trade Volume | 13.14 Lk |
| 52 Week Low / High | 89.45 - 135.15 51.1 % |
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CONSOLIDATED QUARTERLY RESULT FOR PUNJAB NATIONAL BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 191438 | 205879 | 228083 | 243053 | 256728 | 268577 | 278517 | 286823 | 291445 | 304474 |
| Income On Investments | 62144.4 | 64480.6 | 68522 | 68870.9 | 69637.5 | 74310.9 | 74143.6 | 73779.4 | 76541.6 | 81047.7 |
| Interest On Balances With Rbi Other Inter Bank Funds | 4700.3 | 3921.1 | 5196.5 | 5281.9 | 7265.1 | 7116 | 5958.1 | 7889.3 | 7052.3 | 8171.2 |
| Interest / Discount On Advances / Bills | 123477 | 136433 | 149773 | 167734 | 178881 | 186218 | 197490 | 202569 | 206052 | 213575 |
| Others | 1115.5 | 1044.7 | 4591.3 | 1167 | 945.1 | 931.8 | 925.3 | 2585.8 | 1799.4 | 1680.4 |
| Other Income | 23836.6 | 27037.9 | 33252.5 | 38268.9 | 33602.6 | 29993.5 | 26756.7 | 42941.5 | 36153.5 | 46640.5 |
| Total Income | 215274 | 232917 | 261335 | 281322 | 290331 | 298570 | 305274 | 329765 | 327599 | 351115 |
| Interest Expended | 114428 | 121720 | 135126 | 146896 | 160644 | 168198 | 174440 | 182059 | 185363 | 197904 |
| Operating Expenses | 47618.9 | 56099.2 | 68590.6 | 71048.1 | 70345.2 | 67981.5 | 67053.7 | 82709.4 | 75699.5 | 83123.2 |
| Total Expenditure | 47618.9 | 56099.2 | 68590.6 | 71048.1 | 70345.2 | 67981.5 | 67053.7 | 82709.4 | 75699.5 | 83123.2 |
| Operating Profit Before Provisions and Contingencies | 53227.1 | 55097.3 | 57619 | 63378.7 | 59342.1 | 62390.6 | 63779.9 | 64996.1 | 66536.3 | 70088 |
| Provisions and contingencies | 47606.5 | 48832.9 | 47186.7 | 37081.8 | 39550.2 | 34607.7 | 27436.3 | 15597.4 | 9025.6 | 2801.6 |
| Profit Before Tax | 5620.6 | 6264.4 | 10432.3 | 26296.9 | 19791.9 | 27782.9 | 36343.6 | 49398.7 | 57510.7 | 67286.4 |
| Tax | 2576.1 | 2627.2 | 3831.7 | 8885.8 | 7683.7 | 10137.5 | 13816.9 | 18389.9 | 20349 | 22966.5 |
| Profit After Tax | 3044.5 | 3637.2 | 6600.6 | 17411.1 | 12108.2 | 17645.4 | 22526.7 | 31008.8 | 37161.7 | 44319.9 |
| Net Profit | 3044.5 | 3637.2 | 6600.6 | 17411.1 | 12108.2 | 17645.4 | 22526.7 | 31008.8 | 37161.7 | 44319.9 |
| Equity Capital | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22985.9 |
| Face Value (IN RS) | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| % of Shares held by Govt | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 70.08 |
| Diluted Eps After Extraordinary Items | 0.26 | 0.44 | 0.64 | 1.69 | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.27 |
| Diluted Eps Before Extraordinary Items | 0.26 | 0.44 | 0.64 | 1.69 | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.27 |
STANDALONE QUARTERLY RESULT FOR PUNJAB NATIONAL BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 187570 | 201540 | 223844 | 238486 | 251455 | 263549 | 272878 | 281134 | 285564 | 298750 |
| Income On Investments | 59196.1 | 61106.3 | 65422.8 | 65703.4 | 65752.4 | 70951.2 | 70111.1 | 69633.3 | 72317.5 | 77164.3 |
| Interest On Balances With Rbi Other Inter Bank Funds | 4675.2 | 3891.8 | 5154.8 | 5182.1 | 7193.5 | 7023 | 5793.5 | 7778.9 | 6932.1 | 8060.4 |
| Interest / Discount On Advances / Bills | 122584 | 135498 | 148676 | 166435 | 177564 | 184643 | 196049 | 201137 | 204518 | 211843 |
| Others | 1115.4 | 1044.2 | 4591.1 | 1165.6 | 944.3 | 932.1 | 924.7 | 2585.1 | 1796.9 | 1682.8 |
| Other Income | 25369.9 | 28472.4 | 33379.6 | 34203.4 | 34338.1 | 30282.8 | 26738.4 | 42476.1 | 36095.2 | 45720.9 |
| Total Income | 212940 | 230013 | 257224 | 272690 | 285793 | 293832 | 299616 | 323610 | 321660 | 344471 |
| Interest Expended | 112142 | 118833 | 132051 | 143499 | 156412 | 164320 | 169950 | 177503 | 180802 | 193583 |
| Operating Expenses | 47006.2 | 55507.1 | 68014.2 | 70526.6 | 69700.7 | 67347.7 | 66359.2 | 81950.4 | 75046.1 | 82354.7 |
| Total Expenditure | 47006.2 | 55507.1 | 68014.2 | 70526.6 | 69700.7 | 67347.7 | 66359.2 | 81950.4 | 75046.1 | 82354.7 |
| Operating Profit Before Provisions and Contingencies | 53792.1 | 55672.1 | 57159 | 58664.3 | 59679.9 | 62164.3 | 63307.1 | 64156.8 | 65811.6 | 68533.1 |
| Provisions and contingencies | 47901.9 | 49063.8 | 47133.4 | 38305.8 | 39652.6 | 34441.8 | 27391.1 | 15880.5 | 13123.2 | 2880.1 |
| Profit Before Tax | 5890.2 | 6608.3 | 10025.6 | 20358.5 | 20027.3 | 27722.5 | 35916 | 48276.3 | 52688.4 | 65653 |
| Tax | 2805.8 | 2495.6 | 3736.8 | 8772.4 | 7473.2 | 10161.2 | 13687.9 | 18173.6 | 20173.1 | 22618.4 |
| Profit After Tax | 3084.4 | 4112.7 | 6288.8 | 11586.1 | 12554.1 | 17561.3 | 22228.1 | 30102.7 | 32515.3 | 43034.6 |
| Net Profit | 3084.4 | 4112.7 | 6288.8 | 11586.1 | 12554.1 | 17561.3 | 22228.1 | 30102.7 | 32515.3 | 43034.6 |
| Equity Capital | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22022 | 22985.9 |
| Face Value (IN RS) | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| % of Shares held by Govt | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 70.08 |
| Amount of Gross NPAs | 901671 | 870348 | 835839 | 773277 | 708993 | 655631 | 603714 | 563430 | 512628 | 475822 |
| Amount of Net NPAs | 317443 | 293482 | 263631 | 225850 | 171295 | 131141 | 88158.8 | 67987.7 | 59300.6 | 46742.4 |
| % of Net NPAs | 4.28 | 3.8 | 3.3 | 2.72 | 1.98 | 1.47 | 0.96 | 0.73 | 0.6 | 0.46 |
| % of Gross NPAs | 11.27 | 10.48 | 9.76 | 8.74 | 7.73 | 6.96 | 6.24 | 5.73 | 4.98 | 4.48 |
| Return on Assets | 0.09 | 0.12 | 0.17 | 0.32 | 0.34 | 0.46 | 0.58 | 0.77 | 0.82 | 1.02 |
| Diluted Eps After Extraordinary Items | 0.28 | 0.37 | 0.57 | 1.05 | 1.14 | 1.59 | 2.02 | 2.73 | 2.95 | 3.9 |
| Diluted Eps Before Extraordinary Items | 0.28 | 0.37 | 0.57 | 1.05 | 1.14 | 1.59 | 2.02 | 2.73 | 2.95 | 3.9 |
CONSOLIDATED ANNUAL RESULT FOR PUNJAB NATIONAL BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 762418 | 868453 | 1090650 |
| Income On Investments | 244710 | 264018 | 291871 |
| Interest On Balances With Rbi Other Inter Bank Funds | 22878.8 | 19099.8 | 28228.5 |
| Interest / Discount On Advances / Bills | 488741 | 577417 | 765158 |
| Others | 6088.2 | 7918.5 | 5388 |
| Other Income | 120977 | 122396 | 133294 |
| Total Income | 883395 | 990849 | 1223940 |
| Interest Expended | 468231 | 518170 | 685342 |
| Operating Expenses | 204908 | 243357 | 288090 |
| Total Expenditure | 204908 | 243357 | 288090 |
| Operating Profit Before Provisions and Contingencies | 210256 | 229322 | 250509 |
| Provisions and contingencies | 164311 | 180708 | 117192 |
| Profit Before Tax | 45945.2 | 48614.2 | 133317 |
| Tax | 9185.6 | 17920.8 | 50028 |
| Profit After Tax | 36759.6 | 30693.4 | 83289.1 |
| Net Profit | 36759.6 | 30693.4 | 83289.1 |
| Equity Capital | 22022 | 22022 | 22022 |
| Face Value (IN RS) | 2 | 2 | 2 |
| Reserves | 883311 | 922232 | 998789 |
| % of Shares held by Govt | 73.15 | 73.15 | 73.15 |
| Diluted Eps After Extraordinary Items | 3.53 | 3.04 | 8.27 |
| Diluted Eps Before Extraordinary Items | 3.53 | 3.04 | 8.27 |
STANDALONE ANNUAL RESULT FOR PUNJAB NATIONAL BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 748795 | 851441 | 1069020 |
| Income On Investments | 234872 | 251429 | 276448 |
| Interest On Balances With Rbi Other Inter Bank Funds | 22855.3 | 18903.9 | 27788.9 |
| Interest / Discount On Advances / Bills | 484983 | 573192 | 759393 |
| Others | 6085.2 | 7916.3 | 5386.2 |
| Other Income | 123200 | 121425 | 133835 |
| Total Income | 871995 | 972866 | 1202850 |
| Interest Expended | 461851 | 506525 | 668186 |
| Operating Expenses | 202526 | 241054 | 285358 |
| Total Expenditure | 202526 | 241054 | 285358 |
| Operating Profit Before Provisions and Contingencies | 207618 | 225288 | 249308 |
| Provisions and contingencies | 164454 | 182405 | 117366 |
| Profit Before Tax | 43164 | 42882.6 | 131942 |
| Tax | 8594.4 | 17810.6 | 49495.9 |
| Profit After Tax | 34569.6 | 25072 | 82446.2 |
| Net Profit | 34569.6 | 25072 | 82446.2 |
| Equity Capital | 22022 | 22022 | 22022 |
| Face Value (IN RS) | 2 | 2 | 2 |
| Reserves | 862361 | 891983 | 959687 |
| % of Shares held by Govt | 73.15 | 73.15 | 73.15 |
| Amount of Gross NPAs | 924480 | 773277 | 563430 |
| Amount of Net NPAs | 349087 | 225850 | 67987.7 |
| % of Net NPAs | 4.8 | 2.72 | 0.73 |
| % of Gross NPAs | 11.78 | 8.74 | 5.73 |
| Return on Assets | 0.26 | 0.18 | 0.54 |
| Diluted Eps After Extraordinary Items | 3.16 | 2.28 | 7.49 |
| Diluted Eps Before Extraordinary Items | 3.16 | 2.28 | 7.49 |
CONSOLIDATED PROFIT / LOSS FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 81866.4 Cr | 76241.8 Cr | 86845.3 Cr | 109065 Cr |
| Interest / Discount on advances / Bills | 53682.8 Cr | 48874.1 Cr | 57741.7 Cr | 76515.8 Cr |
| Interest on balances with RBI and other Inter-bank funds | 1902.42 Cr | 2287.88 Cr | 1909.98 Cr | 2822.85 Cr |
| Income on investments | 25347 Cr | 24471 Cr | 26401.8 Cr | 29187.1 Cr |
| Others | 934.14 Cr | 608.82 Cr | 791.85 Cr | 538.8 Cr |
| Other Income | 13124.4 Cr | 12097.7 Cr | 12239.6 Cr | 13329.4 Cr |
| Commission,exchange and brokerage | 3879.19 Cr | 3592.5 Cr | 3952.93 Cr | 4250.84 Cr |
| Profit / (loss)on sale of investments(net) | 4614.14 Cr | 2903.32 Cr | 781.09 Cr | 1277.47 Cr |
| Profit on sale of Fixed Assets | -12.74 Cr | 14.4 Cr | 2.58 Cr | 6.66 Cr |
| Foreign Exchange Gains | 482.14 Cr | 701.46 Cr | 815.36 Cr | 472.77 Cr |
| Total Income | 94990.8 Cr | 88339.5 Cr | 99084.9 Cr | 122394 Cr |
| Interest Expended | 50804.6 Cr | 46823.1 Cr | 51817 Cr | 68534.2 Cr |
| Intereston Deposits | 47282.6 Cr | 43360.9 Cr | 47018 Cr | 62607.5 Cr |
| Interest on RBI / inter-bank borrowings | 889.15 Cr | 516.31 Cr | 1149.32 Cr | 1289.86 Cr |
| Other Interest | 2632.84 Cr | 2945.86 Cr | 3649.63 Cr | 4636.81 Cr |
| Operating Expenses | 20515.8 Cr | 20490.8 Cr | 24335.7 Cr | 28809 Cr |
| Payments to and provisions for employees | 12296.7 Cr | 11971.9 Cr | 14942.6 Cr | 18643.2 Cr |
| Rent,Taxes and lighting | 1309.21 Cr | 1301.52 Cr | 1334.41 Cr | 1342.05 Cr |
| Depreciation on Banks property | 982.23 Cr | 896.17 Cr | 904.87 Cr | 905.6 Cr |
| Auditor's fees and expenses | 86.42 Cr | 66.37 Cr | 47.62 Cr | 51.2 Cr |
| Law charges | 95.4 Cr | 95.99 Cr | 137.59 Cr | 162.69 Cr |
| Communication Expenses | 294.37 Cr | 334.58 Cr | 335.33 Cr | 336.19 Cr |
| Repairs and Maintenance | 489.95 Cr | 563.54 Cr | 786.72 Cr | 808.02 Cr |
| Insurance | 1471.91 Cr | 1523.59 Cr | 1552.84 Cr | 1700.17 Cr |
| Provision for investments | 599.2 Cr | 0 | 173.22 Cr | -1407.33 Cr |
| Provision for advances | 0 | 0 | 17615 Cr | 12328.3 Cr |
| Others Provisions | 19288.9 Cr | 16431.2 Cr | 282.57 Cr | 798.19 Cr |
| Taxes | 1629.93 Cr | 918.5 Cr | 1792.08 Cr | 5002.8 Cr |
| Current Income Tax | 1629.93 Cr | 918.5 Cr | 1792.08 Cr | 3984.74 Cr |
| Deferred Tax | 0 | 0 | 0 | 1018.06 Cr |
| Profit After Tax | 2152.43 Cr | 3675.96 Cr | 3069.34 Cr | 8328.91 Cr |
| Minority Interest | -132.62 Cr | -46.85 Cr | -10.33 Cr | -49.95 Cr |
| Share of Associate | 542.16 Cr | 231.63 Cr | 289.44 Cr | 828.24 Cr |
| Consolidated Net Profit | 2561.97 Cr | 3860.74 Cr | 3348.45 Cr | 9107.2 Cr |
| Adjustments to PAT | -211.17 Cr | 40.39 Cr | 0 | 0 |
| IV. APPROPRIATIONS | 4052.82 Cr | 5639.24 Cr | 5886.99 Cr | 12387.2 Cr |
| Transfer to Statutory Reserve | 617.3 Cr | 899.84 Cr | 626.8 Cr | 2091.66 Cr |
| Appropriation to Revenue Reserve | 0 | -175.46 Cr | 767.55 Cr | 3935.56 Cr |
| Equity Dividend | 180.51 Cr | 704.71 Cr | 715.72 Cr | 1651.65 Cr |
| Equity Dividend % | 8.61 | 32 | 32.5 | 75 |
| Earnings Per Share | 2.45 | 3.51 | 3.04 | 8.27 |
| Adjusted EPS | 2.45 | 3.51 | 3.04 | 8.27 |
STANDALONE PROFIT / LOSS FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 80749.8 Cr | 74879.5 Cr | 85144.1 Cr | 106902 Cr |
| Interest / Discount on advances / Bills | 53351.2 Cr | 48498.3 Cr | 57319.2 Cr | 75939.3 Cr |
| Interest on balances with RBI and other Inter-bank funds | 1898.62 Cr | 2285.54 Cr | 1890.39 Cr | 2778.89 Cr |
| Income on investments | 24565.8 Cr | 23487.2 Cr | 25142.9 Cr | 27644.8 Cr |
| Others | 934.12 Cr | 608.52 Cr | 791.63 Cr | 538.62 Cr |
| Other Income | 12811.9 Cr | 12320 Cr | 12142.5 Cr | 13383.5 Cr |
| Commission,exchange and brokerage | 3840.54 Cr | 3559.59 Cr | 3927.69 Cr | 4226.21 Cr |
| Profit / (loss)on sale of investments(net) | 4349.91 Cr | 3169.07 Cr | 1046.71 Cr | 1353.66 Cr |
| Profit on sale of Fixed Assets | -12.75 Cr | 14.35 Cr | 2.56 Cr | 6.67 Cr |
| Foreign Exchange Gains | 485.53 Cr | 695.33 Cr | 803.64 Cr | 466.14 Cr |
| Income earned from subsidiaries/joint venture | 208.36 Cr | 46.14 Cr | 84.37 Cr | 33.45 Cr |
| Total Income | 93561.6 Cr | 87199.5 Cr | 97286.6 Cr | 120285 Cr |
| Interest Expended | 50272.8 Cr | 46185.1 Cr | 50652.5 Cr | 66818.6 Cr |
| Intereston Deposits | 47150 Cr | 43237.5 Cr | 46846 Cr | 62310.8 Cr |
| Interest on RBI / inter-bank borrowings | 881.75 Cr | 516.31 Cr | 1149.09 Cr | 1289.86 Cr |
| Other Interest | 2241 Cr | 2431.27 Cr | 2657.4 Cr | 3217.89 Cr |
| Operating Expenses | 20308.7 Cr | 20252.6 Cr | 24105.4 Cr | 28535.8 Cr |
| Payments to and provisions for employees | 12175.7 Cr | 11841 Cr | 14810 Cr | 18486.3 Cr |
| Rent,Taxes and lighting | 1294.89 Cr | 1286.25 Cr | 1317.89 Cr | 1325.77 Cr |
| Depreciation on Banks property | 974.92 Cr | 888.6 Cr | 896.56 Cr | 895.25 Cr |
| Auditor's fees and expenses | 83.54 Cr | 63.05 Cr | 43.49 Cr | 43.9 Cr |
| Law charges | 74.55 Cr | 75.07 Cr | 120.75 Cr | 141.09 Cr |
| Communication Expenses | 289.83 Cr | 330.72 Cr | 330.51 Cr | 331.98 Cr |
| Repairs and Maintenance | 483.26 Cr | 558.16 Cr | 778.79 Cr | 795.86 Cr |
| Insurance | 1470.87 Cr | 1521.55 Cr | 1550.86 Cr | 1697.99 Cr |
| Provision for investments | 599.2 Cr | 0 | 173.22 Cr | -1407.33 Cr |
| Provision for advances | 1207.58 Cr | 1255.26 Cr | 17681.9 Cr | 12346.7 Cr |
| Others Provisions | 17693.9 Cr | 15190.2 Cr | 385.39 Cr | 797.24 Cr |
| Taxes | 1457.78 Cr | 859.43 Cr | 1781.06 Cr | 4949.59 Cr |
| Current Income Tax | 1457.78 Cr | 859.43 Cr | 1781.06 Cr | 3929.96 Cr |
| Deferred Tax | 0 | 0 | 0 | 1019.63 Cr |
| Profit After Tax | 2021.62 Cr | 3456.96 Cr | 2507.2 Cr | 8244.62 Cr |
| Consolidated Net Profit | 2021.62 Cr | 3456.96 Cr | 2507.2 Cr | 8244.62 Cr |
| Adjustments to PAT | -18780.6 Cr | 3456.96 Cr | 2506.41 Cr | 0 |
| IV. APPROPRIATIONS | -26686.3 Cr | 6913.93 Cr | 5013.62 Cr | 8245.41 Cr |
| Transfer to Statutory Reserve | 505.4 Cr | 864.24 Cr | 626.8 Cr | 2061.15 Cr |
| Equity Dividend | 0 | 704.7 Cr | 715.72 Cr | 1651.65 Cr |
| Equity Dividend % | 0 | 32 | 32.5 | 75 |
| Earnings Per Share | 1.93 | 3.14 | 2.28 | 7.49 |
| Adjusted EPS | 1.93 | 3.14 | 2.28 | 7.49 |
CONSOLIDATED CASH FLOW FOR PUNJAB NATIONAL BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 4194 Cr | 4779.3 Cr | 5140.53 Cr | 14110 Cr |
| Adjustments for Expenses & Provisions : | 22357.2 Cr | 19752.9 Cr | 22945.1 Cr | 15450.2 Cr |
| Adjustments for Liabilities & Assets: | -24997.3 Cr | -2970.71 Cr | -4289.41 Cr | -55624.9 Cr |
| Refund/(payment) of direct taxes | -314.32 Cr | -1629.12 Cr | -1204.15 Cr | -1874.71 Cr |
| Cash Flow from operating activities | 1239.53 Cr | 19932.3 Cr | 22592.1 Cr | -27939.4 Cr |
| Cash Flow from investing activities | -786.84 Cr | -1104.38 Cr | -732.47 Cr | -1506.42 Cr |
| Cash Flow from financing activities | 5415.16 Cr | 2031.5 Cr | 1274.98 Cr | 3517.57 Cr |
| Net increase/(decrease) in cash and cash equivalents | 5867.86 Cr | 20859.4 Cr | 23134.6 Cr | -25928.3 Cr |
| Opening Cash & Cash Equivalents | 77755.8 Cr | 113334 Cr | 134194 Cr | 157328 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 29710.8 Cr | 0 | 0 | 0 |
| Closing Cash & Cash Equivalent | 113334 Cr | 134194 Cr | 157328 Cr | 131400 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 29710.8 Cr | 0 | 0 | 0 |
STANDALONE CASH FLOW FOR PUNJAB NATIONAL BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | 3479.4 Cr | 4316.4 Cr | 4288.26 Cr | 13194.2 Cr |
| Adjustments for Expenses & Provisions : | 22342.1 Cr | 19711.2 Cr | 23648.6 Cr | 16076.1 Cr |
| Adjustments for Liabilities & Assets: | -24473.1 Cr | -2113.52 Cr | -4984.68 Cr | -55340.3 Cr |
| Refund/(payment) of direct taxes | -156.31 Cr | -1550.41 Cr | -1172.2 Cr | -1824.61 Cr |
| Cash Flow from operating activities | 1192.13 Cr | 20363.6 Cr | 21780 Cr | -27894.6 Cr |
| Cash Flow from investing activities | -839.17 Cr | -1107.35 Cr | -682.24 Cr | -1539.34 Cr |
| Cash Flow from financing activities | 5292.89 Cr | 2040.8 Cr | 1364.3 Cr | 3429.71 Cr |
| Net increase/(decrease) in cash and cash equivalents | 5645.85 Cr | 21297.1 Cr | 22462 Cr | -26004.2 Cr |
| Opening Cash & Cash Equivalents | 105704 Cr | 111350 Cr | 132647 Cr | 155109 Cr |
| Closing Cash & Cash Equivalent | 111350 Cr | 132647 Cr | 155109 Cr | 129105 Cr |
CONSOLIDATED BALANCE SHEET FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Equity - Authorised | 3000 Cr | 3000 Cr | 3000 Cr | 3000 Cr |
| Equity - Issued | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Equity Paid Up | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Face Value | 2 | 2 | 2 | 2 |
| Total Reserves | 90438.8 Cr | 95379.7 Cr | 100678 Cr | 108185 Cr |
| Securities Premium | 44352.1 Cr | 46038.5 Cr | 46038.5 Cr | 46038.5 Cr |
| Capital Reserves | 15952 Cr | 16703.6 Cr | 16755.7 Cr | 16802 Cr |
| Profit & Loss Account Balances | 1738.11 Cr | 2538.54 Cr | 3280.03 Cr | 3971.57 Cr |
| Reserve excluding Revaluation Reserve | 83238.4 Cr | 88331.1 Cr | 92223.2 Cr | 99878.9 Cr |
| Revaluation Reserves | 7200.41 Cr | 7048.62 Cr | 8455.12 Cr | 8305.63 Cr |
| Deposits | 1113720 Cr | 1154230 Cr | 1290350 Cr | 1379230 Cr |
| Demand Deposits | 76499.5 Cr | 83114.8 Cr | 75788.3 Cr | 73586.6 Cr |
| Savings Deposit | 418494 Cr | 453037 Cr | 465154 Cr | 481272 Cr |
| Term Deposits / Fixed Deposits | 618724 Cr | 618083 Cr | 749405 Cr | 824366 Cr |
| Borrowings | 52298.1 Cr | 59371.7 Cr | 70148.6 Cr | 72585.6 Cr |
| Borrowings From Other Banks | 5902.2 Cr | 2704.49 Cr | 1869.36 Cr | 2713.7 Cr |
| Borrowings From Other Financial Institutions | 15040.1 Cr | 22090.5 Cr | 23803.2 Cr | 22794 Cr |
| Borrowings in the form of Bonds / Debentures | 25083.7 Cr | 27537.7 Cr | 31999.4 Cr | 39101.4 Cr |
| Borrowings From Out of India | 6272.14 Cr | 7038.96 Cr | 12476.7 Cr | 7976.55 Cr |
| Other Liabilities & Provisions | 20688.9 Cr | 27639.6 Cr | 29813.4 Cr | 35877.6 Cr |
| Bills Payable | 3220.19 Cr | 3081.71 Cr | 3718.85 Cr | 3361.27 Cr |
| Inter-office adjustment Liabilities | 436.06 Cr | 584.48 Cr | 5 Lk | 4 Lk |
| Interest Accrued | 2733.9 Cr | 2782.66 Cr | 3451.14 Cr | 4281.31 Cr |
| Total Liabilities | 1279730 Cr | 1339300 Cr | 1493650 Cr | 1598640 Cr |
| Cash and balance with Reserve Bank of India | 44267.3 Cr | 57027.8 Cr | 78213.5 Cr | 65325.1 Cr |
| Cash with RBI | 40769.4 Cr | 53514.2 Cr | 74478.3 Cr | 61771.8 Cr |
| Cash in hand & others | 3497.86 Cr | 3513.68 Cr | 3735.22 Cr | 3553.35 Cr |
| Balances with banks and money at call | 69067.2 Cr | 77166 Cr | 79115 Cr | 66075.1 Cr |
| Investments | 404369 Cr | 388586 Cr | 416914 Cr | 446421 Cr |
| Investments in India | 400731 Cr | 384861 Cr | 411279 Cr | 440199 Cr |
| GOI/State Govt. Securities | 353057 Cr | 337053 Cr | 369307 Cr | 392758 Cr |
| Equity Shares - Corporate | 4109.74 Cr | 3264.81 Cr | 3061.59 Cr | 2843.68 Cr |
| Debentures & Bonds | 36505.6 Cr | 35705.7 Cr | 33153.8 Cr | 34660.7 Cr |
| Subsidiaries and/or joint ventures/Associates | 2990.77 Cr | 3267.95 Cr | 4304.7 Cr | 5502.46 Cr |
| Units - MF/ Insurance/CP/PTC | 4067.59 Cr | 5568.98 Cr | 1452.39 Cr | 4434.32 Cr |
| Investments outside India | 3638.29 Cr | 3724.97 Cr | 5634.62 Cr | 6221.87 Cr |
| Government securities | 1366.5 Cr | 2020.78 Cr | 4324.37 Cr | 4518.88 Cr |
| Subsidiaries and/or joint ventures abroad | 285.53 Cr | 301.82 Cr | 337.22 Cr | 368.72 Cr |
| Other investments outside India | 1986.26 Cr | 1402.37 Cr | 973.03 Cr | 1334.27 Cr |
| Advances | 679346 Cr | 733766 Cr | 837459 Cr | 941762 Cr |
| Bills Purchased & Discounted | 708.11 Cr | 1309.05 Cr | 3599.56 Cr | 5598.88 Cr |
| Cash Credit, Over Draft & Loans repayable | 410656 Cr | 442544 Cr | 480422 Cr | 403530 Cr |
| Term Loans | 267981 Cr | 289912 Cr | 353438 Cr | 532633 Cr |
| Gross block | 23148.1 Cr | 20981.8 Cr | 23273.3 Cr | 24443.9 Cr |
| Premises | 10668.7 Cr | 10504.9 Cr | 12093 Cr | 12220.6 Cr |
| Assets Given on Lease | 25.33 Cr | 25.33 Cr | 25.33 Cr | 25.33 Cr |
| Other Fixed Assets | 12454.1 Cr | 10451.6 Cr | 11155 Cr | 12197.9 Cr |
| Less: Accumulated Depreciation | 12099.4 Cr | 10285.6 Cr | 11189.4 Cr | 12096 Cr |
| Net Block | 11048.7 Cr | 10696.2 Cr | 12084 Cr | 12347.8 Cr |
| Other Assets | 71627.2 Cr | 72059.4 Cr | 69863.7 Cr | 66704.2 Cr |
| Interest Accrued Assets | 8162.38 Cr | 8229.85 Cr | 9107.22 Cr | 12061.7 Cr |
| Tax paid in advance/TDS | 10001.3 Cr | 12030 Cr | 13171.9 Cr | 11061.9 Cr |
| Stationery and stamps | 10.4 Cr | 5 Cr | 6.43 Cr | 8.11 Cr |
| Non-banking assets acquired | 50.21 Cr | 50.19 Cr | 26.45 Cr | 26.45 Cr |
| Deferred tax asset | 27021.5 Cr | 25703.3 Cr | 23973.5 Cr | 22955.4 Cr |
| Total Assets | 1279730 Cr | 1339300 Cr | 1493650 Cr | 1598640 Cr |
| Contingent Liabilities | 385388 Cr | 606685 Cr | 645263 Cr | 224540 Cr |
| Claims not acknowledged as debts | 10429.6 Cr | 12047.9 Cr | 9505.69 Cr | 8145.32 Cr |
| Outstanding forward exchange contracts | 303232 Cr | 517967 Cr | 558917 Cr | 133554 Cr |
| Guarantees given in India | 51260.2 Cr | 48429.2 Cr | 49507.2 Cr | 54647.4 Cr |
| Guarantees given Outside India | 2235.61 Cr | 2799.62 Cr | 4644.2 Cr | 4308.96 Cr |
| Acceptances, endorsements & other obligations | 13332.6 Cr | 19640.6 Cr | 16846.8 Cr | 18175.5 Cr |
| Bills for collection | 40493.8 Cr | 37786.1 Cr | 34377.6 Cr | 36019.1 Cr |
| Book Value | 81.44 | 0 | 0 | 92.71 |
| Adjusted Book Value | 81.44 | 82.22 | 85.76 | 92.71 |
STANDALONE BALANCE SHEET FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Equity - Authorised | 3000 Cr | 3000 Cr | 3000 Cr | 3000 Cr |
| Equity - Issued | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Equity Paid Up | 2095.54 Cr | 2202.2 Cr | 2202.2 Cr | 2202.2 Cr |
| Face Value | 2 | 2 | 2 | 2 |
| Total Reserves | 88841.8 Cr | 93284.7 Cr | 97653.5 Cr | 104274 Cr |
| Securities Premium | 44325.8 Cr | 46012.2 Cr | 46012.2 Cr | 46012.2 Cr |
| Capital Reserves | 15874.5 Cr | 16575.4 Cr | 16627.6 Cr | 16673.8 Cr |
| Profit & Loss Account Balances | 0 | 0 | 79.25 Lk | 80.81 Lk |
| Reserve excluding Revaluation Reserve | 81641.4 Cr | 86236.1 Cr | 89198.3 Cr | 95968.7 Cr |
| Revaluation Reserves | 7200.41 Cr | 7048.62 Cr | 8455.13 Cr | 8305.63 Cr |
| Deposits | 1106330 Cr | 1146220 Cr | 1281160 Cr | 1369710 Cr |
| Demand Deposits | 75546.2 Cr | 81974.6 Cr | 74028.1 Cr | 72201 Cr |
| Savings Deposit | 417237 Cr | 451680 Cr | 463987 Cr | 480298 Cr |
| Term Deposits / Fixed Deposits | 613549 Cr | 612564 Cr | 743148 Cr | 817213 Cr |
| Borrowings | 42840.3 Cr | 45681.4 Cr | 51291.7 Cr | 50429.9 Cr |
| Borrowings From Other Banks | 4158.83 Cr | 49.46 Cr | 55.8 Lk | 15.43 Lk |
| Borrowings From Other Financial Institutions | 7450.35 Cr | 11184 Cr | 6921.49 Cr | 3458.15 Cr |
| Borrowings in the form of Bonds / Debentures | 24959 Cr | 27409 Cr | 31893 Cr | 38995 Cr |
| Borrowings From Out of India | 6272.14 Cr | 7038.97 Cr | 12476.7 Cr | 7976.55 Cr |
| Other Liabilities & Provisions | 20522.5 Cr | 27418.3 Cr | 29520.9 Cr | 35215.8 Cr |
| Bills Payable | 3208.41 Cr | 3055.42 Cr | 3673.82 Cr | 3313.47 Cr |
| Inter-office adjustment Liabilities | 430.38 Cr | 568.41 Cr | 1,000 | 0 |
| Interest Accrued | 2642.53 Cr | 2705.59 Cr | 3322.99 Cr | 4060.33 Cr |
| Total Liabilities | 1260630 Cr | 1314810 Cr | 1461830 Cr | 1561840 Cr |
| Cash and balance with Reserve Bank of India | 43958.8 Cr | 56636.1 Cr | 78176.6 Cr | 65032.9 Cr |
| Cash with RBI | 40480.8 Cr | 53144.6 Cr | 74463.6 Cr | 61498.7 Cr |
| Cash in hand & others | 3478.02 Cr | 3491.55 Cr | 3713 Cr | 3534.17 Cr |
| Balances with banks and money at call | 67390.9 Cr | 76010.7 Cr | 76932.2 Cr | 64071.7 Cr |
| Investments | 392983 Cr | 372168 Cr | 395997 Cr | 420318 Cr |
| Investments in India | 387891 Cr | 367171 Cr | 389443 Cr | 413353 Cr |
| GOI/State Govt. Securities | 343772 Cr | 323155 Cr | 352415 Cr | 372074 Cr |
| Equity Shares - Corporate | 4132.33 Cr | 3264.81 Cr | 3061.59 Cr | 2841.3 Cr |
| Debentures & Bonds | 34318.5 Cr | 33566.8 Cr | 30622.3 Cr | 32202.4 Cr |
| Subsidiaries and/or joint ventures/Associates | 1600.28 Cr | 1615.28 Cr | 1891.27 Cr | 2483.16 Cr |
| Units - MF/ Insurance/CP/PTC | 4067.59 Cr | 5568.98 Cr | 1452.38 Cr | 3752.19 Cr |
| Investments outside India | 5092.46 Cr | 4996.32 Cr | 6553.83 Cr | 6965.32 Cr |
| Government securities | 1241.86 Cr | 1792.6 Cr | 3850.27 Cr | 4109.94 Cr |
| Subsidiaries and/or joint ventures abroad | 2077.28 Cr | 2108.86 Cr | 2145.87 Cr | 2218.7 Cr |
| Other investments outside India | 1773.32 Cr | 1094.87 Cr | 557.69 Cr | 636.69 Cr |
| Advances | 674230 Cr | 728186 Cr | 830834 Cr | 934431 Cr |
| Bills Purchased & Discounted | 600.95 Cr | 1309.05 Cr | 3599.56 Cr | 5598.88 Cr |
| Cash Credit, Over Draft & Loans repayable | 410281 Cr | 442585 Cr | 479966 Cr | 402745 Cr |
| Term Loans | 263349 Cr | 284291 Cr | 347268 Cr | 526087 Cr |
| Gross block | 23042.7 Cr | 20877 Cr | 23151 Cr | 24313.2 Cr |
| Premises | 10662.8 Cr | 10500 Cr | 12087.1 Cr | 12214.7 Cr |
| Assets Given on Lease | 25.24 Cr | 25.24 Cr | 25.24 Cr | 25.24 Cr |
| Other Fixed Assets | 12354.7 Cr | 10351.7 Cr | 11038.6 Cr | 12073.2 Cr |
| Less: Accumulated Depreciation | 11996.6 Cr | 10203.4 Cr | 11099.9 Cr | 11994.4 Cr |
| Net Block | 11046.1 Cr | 10673.6 Cr | 12051.1 Cr | 12318.8 Cr |
| Lease Adjustment | -25.24 Cr | 0 | 0 | 0 |
| Other Assets | 71048.7 Cr | 71131.2 Cr | 67840.8 Cr | 65662.9 Cr |
| Interest Accrued Assets | 7944.78 Cr | 7937.73 Cr | 8757.9 Cr | 11678 Cr |
| Tax paid in advance/TDS | 9791.78 Cr | 12024.1 Cr | 13166.9 Cr | 11061.6 Cr |
| Stationery and stamps | 10.19 Cr | 4.82 Cr | 6.15 Cr | 7.79 Cr |
| Non-banking assets acquired | 50.21 Cr | 50.21 Cr | 26.45 Cr | 26.45 Cr |
| Deferred tax asset | 27054.2 Cr | 25512.8 Cr | 23761.2 Cr | 22741.5 Cr |
| Total Assets | 1260630 Cr | 1314810 Cr | 1461830 Cr | 1561840 Cr |
| Contingent Liabilities | 383280 Cr | 605180 Cr | 644472 Cr | 223524 Cr |
| Claims not acknowledged as debts | 10424.4 Cr | 12044.7 Cr | 9502.32 Cr | 8134.23 Cr |
| Outstanding forward exchange contracts | 301400 Cr | 516739 Cr | 558442 Cr | 132783 Cr |
| Guarantees given in India | 51183.8 Cr | 48174 Cr | 49201.2 Cr | 54421 Cr |
| Guarantees given Outside India | 2085.76 Cr | 2789.09 Cr | 4633.64 Cr | 4298.43 Cr |
| Acceptances, endorsements & other obligations | 13288 Cr | 19631.6 Cr | 16850 Cr | 18178.6 Cr |
| Bills for collection | 40491.2 Cr | 37786 Cr | 34377.6 Cr | 36019.1 Cr |
| Book Value | 79.92 | 0 | 83.01 | 89.16 |
| Adjusted Book Value | 79.92 | 80.32 | 83.01 | 89.16 |
FINANCIAL RATIOS (CONSOLIDATED) FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 2.45 | 3.51 | 3.04 | 8.27 |
| DPS(Rs) | 0.17 | 0.64 | 0.65 | 1.5 |
| Book NAV/Share(Rs) | 81.44 | 82.22 | 85.76 | 92.71 |
| Margin Ratios | ||||
| Yield on Advances | 12.05 | 10.39 | 10.37 | 11.58 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.36 | 3.86 | 3.81 | 4.72 |
| NIM | 2.59 | 2.34 | 2.48 | 2.67 |
| Interest Spread | 7.69 | 6.53 | 6.56 | 6.86 |
| Performance Ratios | ||||
| ROA(%) | 0.2 | 0.28 | 0.22 | 0.54 |
| ROE(%) | ||||
| ROCE(%) | 5.39 | 5.34 | 5.86 | 10.82 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 46.43 | 49.36 | 51.48 | 53.49 |
| Core Cost Income Ratio | 51.84 | 52.75 | 50.4 | 54.11 |
| Operating Costs to Assets | 1.6 | 1.53 | 1.63 | 1.8 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 14.99 | 10 | 15.36 | 15.03 |
| PCE(x) | 12.25 | 8.44 | 12.94 | 14.83 |
| Price/Book(x) | 0.45 | 0.43 | 0.54 | 1.34 |
| Yield(%) | 0.47 | 1.83 | 1.39 | 1.21 |
| EV/Net Sales(x) | 1.11 | 1.28 | 1.4 | 1.92 |
| EV/Core EBITDA(x) | 3.83 | 4.66 | 5.3 | 8.36 |
| EV/EBIT(x) | 1.66 | 1.91 | 2.15 | 2.56 |
| EV/CE(x) | 0.07 | 0.07 | 0.08 | 1.2 |
| M Cap / Sales | 0.47 | 0.51 | 0.59 | 1.26 |
| Growth Ratio | ||||
| Core Operating Income Growth | 73.33 | -5.5 | 19.07 | 15.71 |
| Operating Profit Growth | ||||
| Net Profit Growth | 492.41 | 70.78 | -16.5 | 171.36 |
| BVPS Growth | -7.18 | 0.95 | 4.3 | 8.11 |
| Advances Growth | 42.46 | 8.01 | 14.13 | 12.45 |
| EPS Growth(%) | 275.75 | 43.4 | -13.27 | 171.98 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.05 | 0.06 | 0.05 |
| Current Ratio(x) | 0.36 | 0.34 | 0.32 | 0.32 |
| Quick Ratio(x) | 4.7 | 5.14 | 5.44 | 5.26 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR PUNJAB NATIONAL BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 1.93 | 3.14 | 2.28 | 7.49 |
| DPS(Rs) | 0 | 0.64 | 0.65 | 1.5 |
| Book NAV/Share(Rs) | 79.92 | 80.32 | 83.01 | 89.16 |
| Margin Ratios | ||||
| Yield on Advances | 11.98 | 10.28 | 10.25 | 11.44 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.37 | 3.87 | 3.8 | 4.71 |
| NIM | 2.59 | 2.33 | 2.5 | 2.7 |
| Interest Spread | 7.6 | 6.41 | 6.45 | 6.74 |
| Performance Ratios | ||||
| ROA(%) | 0.19 | 0.27 | 0.18 | 0.55 |
| ROE(%) | ||||
| ROCE(%) | 5.36 | 5.28 | 5.54 | 11.49 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 46.91 | 49.38 | 51.69 | 53.37 |
| Core Cost Income Ratio | 52.16 | 53.19 | 50.46 | 54.07 |
| Operating Costs to Assets | 1.61 | 1.54 | 1.65 | 1.83 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 14.32 | 14.5 | 15.5 | 0 |
| Tier - 1 (Basel III) | 11.49 | 11.73 | 12.69 | 0 |
| Tier - 2 (Basel III) | 2.83 | 2.77 | 2.81 | 0 |
| Valuation Parameters | ||||
| PER(x) | 19 | 11.16 | 20.51 | 16.61 |
| PCE(x) | 12.82 | 8.88 | 15.11 | 14.98 |
| Price/Book(x) | 0.46 | 0.44 | 0.56 | 1.39 |
| Yield(%) | 0 | 1.83 | 1.39 | 1.21 |
| EV/Net Sales(x) | 1.01 | 1.13 | 1.21 | 1.75 |
| EV/Core EBITDA(x) | 3.54 | 4.06 | 4.56 | 7.51 |
| EV/EBIT(x) | 1.51 | 1.67 | 1.87 | 2.34 |
| EV/CE(x) | 0.06 | 0.06 | 0.07 | 1.26 |
| M Cap / Sales | 0.48 | 0.52 | 0.6 | 1.28 |
| Growth Ratio | ||||
| Core Operating Income Growth | 74.78 | -6.06 | 20.2 | 16.21 |
| Operating Profit Growth | ||||
| Net Profit Growth | 501.32 | 71 | -27.47 | 228.84 |
| BVPS Growth | -6.52 | 0.5 | 3.35 | 7.41 |
| Advances Growth | 42.9 | 8 | 14.1 | 12.47 |
| EPS Growth(%) | 286.68 | 62.72 | -27.47 | 228.84 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.04 | 0.05 | 0.06 | 0.05 |
| Current Ratio(x) | 0.36 | 0.32 | 0.31 | 0.31 |
| Quick Ratio(x) | 3.87 | 3.99 | 4 | 3.68 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 14.12 | 11.78 | 8.74 | 0 |
| Net NPA in Rs. Million | 5.73 | 4.8 | 2.72 | 0 |
SHARE HOLDING PATTERN FOR PUNJAB NATIONAL BANK
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 73.15 | 70.08 |
| FII % | 0.99 | 1.22 | 1.71 | 1.71 | 1.82 | 2.65 | 3.10 | 4.82 | 5.51 | 8.42 |
| DII % | 0.00 | 0.01 | 0.03 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.05 |
| Public % | 14.41 | 13.34 | 12.16 | 11.62 | 11.58 | 10.40 | 10.00 | 9.67 | 10.57 | 9.89 |
PEER COMPARISON FOR PUNJAB NATIONAL BANK
CORPORATE ACTIONS FOR PUNJAB NATIONAL
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 23-Oct-2024 | Board Meeting - Quarterly Results | 28-Oct-2024 |
| BSE 23-Jul-2024 | Board Meeting - Quarterly Results | 27-Jul-2024 |
| BSE 10-May-2024 | Book Closure - A.G.M. & Rs.1.5000 per share(75%)Dividend | 23-Jun-2024 29-Jun-2024 |
| BSE 09-May-2024 | Dividend - Rs.1.5000 per share(75%)Dividend | |
| BSE 09-May-2024 | AGM - Inter alia, approved:- 1. Recommended Dividend of Rs. 1.50 per equity share (75%) of face value of Rs.2/- each for FY 2023-24, subject to approval of the shareholders at the ensuing Annual General Meeting of the Bank. 2. Approved convening of 23rd Annual General Meeting of the Bank on Saturday, 29 June, 2024 at 11.00 a.m. (1ST) through Video Conferencing (VC)/Other Audio Visual Means (OAVM) | 29-Jun-2024 |
| BSE 03-May-2024 | Board Meeting - Dividend & Audited Results | 09-May-2024 |
| BSE 22-Mar-2024 | Board Meeting - Inter alia, to consider and approve:- (1) Considering proposal for raising of capital through issuance of Basel III Compliant AT 1 Bonds and Tier II Bonds in one or more tranches during FY 2024-25. | 28-Mar-2024 |
| BSE 23-Jan-2024 | Board Meeting - Inter alia, to consider the proposal for convening an Extraordinary General Meeting of the shareholders of the Bank. | 29-Jan-2024 |
| BSE 19-Jan-2024 | Board Meeting - Quarterly Results | 25-Jan-2024 |
| BSE 22-Dec-2023 | Board Meeting - Inter alia, for considering the proposal for fund raising through any of the permitted mode (s) or a combination thereof during FY 2024-25. | 28-Dec-2023 |
| BSE 20-Oct-2023 | Board Meeting - Quarterly Results | 26-Oct-2023 |
| BSE 20-Jul-2023 | Board Meeting - Quarterly Results | 26-Jul-2023 |
| BSE 23-Jun-2023 | Dividend - Rs.0.6500 per share(32.5%)Dividend | |
| BSE 19-May-2023 | Book Closure - A.G.M. & Rs.0.6500 per share(32.5%)Dividend | 24-Jun-2023 30-Jun-2023 |
| BSE 19-May-2023 | AGM - A.G.M. & Rs.0.6500 per share(32.5%)Dividend | 30-Jun-2023 30-Jun-2023 |
| BSE 12-May-2023 | Board Meeting - Employees Stock Option Plan & Dividend & Audited Results | 19-May-2023 |
| BSE 23-Mar-2023 | Board Meeting - Inter alia, for considering the proposal for raising of capital for FY 2023-24 through issuance of Basel-Ill compliant Additional Tier-1 Bonds and Tier-II Bonds, in one or more tranches | 29-Mar-2023 |
| BSE 24-Jan-2023 | Board Meeting - Quarterly Results | 30-Jan-2023 |
| BSE 27-Oct-2022 | Board Meeting - Quarterly Results | 01-Nov-2022 |
| BSE 22-Jul-2022 | Board Meeting - Quarterly Results | 28-Jul-2022 |
| BSE 12-May-2022 | Book Closure - A.G.M. & Rs.0.6400 per share(32%)Dividend | 24-Jun-2022 30-Jun-2022 |
| BSE 12-May-2022 | AGM - A.G.M. & Rs.0.6400 per share(32%)Dividend | 30-Jun-2022 30-Jun-2022 |
| BSE 11-May-2022 | Dividend - Rs.0.6400 per share(32%)Dividend | |
| BSE 05-May-2022 | Board Meeting - Audited Results | 11-May-2022 |
| BSE 24-Mar-2022 | SAST - Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015 | |
| BSE 21-Mar-2022 | Board Meeting - Inter alia, for considering the proposal for raising of capital through issuance of Basel-III Compliant Additional Tier-1 Bonds and/or Tier-2 Bonds or combination thereof, in one or more tranches for FY 2022-23 | 29-Mar-2022 |
| BSE 21-Jan-2022 | Board Meeting - Quarterly Results | 27-Jan-2022 |
| BSE 21-Oct-2021 | Board Meeting - Quarterly Results | 27-Oct-2021 |
| BSE 03-Sep-2021 | Board Meeting - Inter alia, to consider and approve raising of capital through issuance of Basel-III Compliant Additional Tier-1 Bonds and/or Tier-II Bonds or combination thereof, in one or more tranches | 10-Sep-2021 |
CORPORATE ANNOUNCEMENTS FOR PUNJAB NATIONAL
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 30-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Publication-Loss of Share Certificate |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Earnings Call with Analysts/Investors on Financial Results for the quarter/half-year ended 30" September 2024 |
| BSE 28-Oct-2024 | General Announcements FILE | Related Party Transactions For The Half Year Ended On 30.09.2024 Related Party Transactions for the half year ended on 30.09.2024 |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Press Release on the Financial Results for Q2 FY 25 |
| BSE 28-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Analyst Presentation |
| BSE 28-Oct-2024 | General Announcements FILE | Compliances-Reg. 54 - Asset Cover details Security Cover Certificate for the quarter ended 30.09.2024 |
| BSE 28-Oct-2024 | Compliance FILE | Statement Of Deviation For The Quarter Ended 30.09.2024 Statement of Deviation for the quarter ended 30.09.2024 |
| BSE 28-Oct-2024 | Outcome FILE | Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI LODR Regulations 2015 Outcome of Board Meeting |
| BSE 28-Oct-2024 | Outcome FILE | Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI LODR Regulations 2015 Outcome of board Meeting under regulation 30 and 51 of SEBI LODR Regulations 2015 |
| BSE 25-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Earnings call with Analysts/ Investor on Financial results for the quarter/ half-year ended 30th September 2024 |
| BSE 23-Oct-2024 | General Announcements FILE | Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1) Intimation of Board Meeting under regulation 29 and 50 of SEBI LODR Regulations 2015 |
| BSE 23-Oct-2024 | Intimation FILE | Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 And 50 Of SEBI LODR Regulations 2015 PUNJAB NATIONAL BANKhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/10/2024 inter alia to consider and approve Intimation of Board Meeting under Regulation 29 and 50 of SEBI LODR Regulations 2015 |
| BSE 21-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issue of Duplicate Share Certificate |
| BSE 19-Oct-2024 | General Announcements FILE | Regulation 13 (13) Of SEBI LODR Regulations 2015- Statement Of Investor Complaints Statement of Investor Complaints |
| BSE 18-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Publication- Loss of Share Certificate |
| BSE 16-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 12-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Management Change In Senior Management |
| BSE 08-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Regulation 74(5) of SEBI (DP) Regulations |
| BSE 07-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Management Change In Management |
| BSE 04-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Rating Action by CRISIL Rating |
| BSE 03-Oct-2024 | General Announcements FILE | Provisional Business Figures As On 30.09.2024 Provisional Business Figures as on 30.09.2024 |
| BSE 01-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment/Re-appointment of Statutory Central Auditors of the Bank for the FY 2024-25 |
| BSE 01-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issue of Share Certificate |
| BSE 01-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Management Change in Senior Management of the Bank |
| BSE 01-Oct-2024 | Intimation FILE | Closure of Trading Window Closure of Trading Window |
| BSE 30-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Issue of Securities Listing of New Securities - 481927710 equity shares of FV of Rs. 2/- each allotted to eligible QIBs |
| BSE 27-Sep-2024 | Outcome FILE | Board Meeting Outcome for Qualified Institutions Placement Of Equity Shares Of Face Value Rs.2 Each By Punjab National Bank In Terms Of Chapter VI Of Securities And Exchange Board Of India (Issue Of Capital And Disclosure Requirements) Regulations 2018 As Amended. Qualified Institutions Placement of equity shares of face value Rs.2 each by Punjab National Bank in terms of Chapter VI of Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations 2018 as amended (the "SEBI ICDR Regulations"). |
| BSE 26-Sep-2024 | Outcome FILE | Board Meeting Outcome for Qualified Institutions Placement Of Equity Shares Of Face Value Rs.2 Each By Punjab National Bank In Terms Of Chapter VI Of Securities And Exchange Board Of India (Issue Of Capital And Disclosure Requirements) Regulations 2018 As Amended Qualified Institutions Placement of equity shares of face value Rs.2 each by Punjab National Bank in terms of Chapter VI of Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations 2018 as amended |
| BSE 24-Sep-2024 | General Announcements FILE | Assumption Of Office By Shri Ambarish Ojha As Shareholder Director On The Board Of The Bank Assumption of office by Shri Ambarish Ojha as Shareholder Director on the Board of the Bank |
INSIDER TRADING FOR PUNJAB NATIONAL
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Insider trading details found | |||
BULK BLOCK DEALS FOR PUNJAB NATIONAL BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 21-Feb-2024 | Sell BLOCK | 2,658,887 @ 129.50 | JUPITER SOUTH ASIA INVESTMENT COMPANY LIMITED |
| BSE 21-Feb-2024 | Buy BLOCK | 2,658,887 @ 129.50 | THE JUPITER GLOBAL FUND-JUPITER INDIA SELECT |
DIVIDEND BY PUNJAB NATIONAL BANK
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 21-Jun-2024 | DIVIDEND | 1.5 |
| 23-Jun-2023 | DIVIDEND | 0.65 |
| 22-Jun-2022 | DIVIDEND | 0.64 |
SPLIT / BONUS BY PUNJAB NATIONAL BANK
No Split / Bonus details found
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