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ISIN : INE691A01018
NSE : UCOBANK
BSE : 532505
Face Value : 10
Industry : Bank - Public
EPS : 1.40
EPS (TTM) : 1.83
Price to Earning (P/E) : 25.50
Book Value : 20.25
Price to Bookvalue (P/B) : 1.76
Dividend Yield : 1 %
Return on Equity (ROE) : 7.03 %
Return on Capital Employed (ROCE) : 9.10 %
UCO Bank
ISIN : INE691A01018
NSE : UCOBANK
BSE : 532505
Face Value : 10
Industry : Bank - Public
EPS : 1.40
EPS (TTM) : 1.83
Price to Earning (P/E) : 25.50
Book Value : 20.25
Price to Bookvalue (P/B) : 1.76
Dividend Yield : 1 %
Return on Equity (ROE) : 7.03 %
Return on Capital Employed (ROCE) : 9.10 %
UCO Bank share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 23.17 - 23.9 3.2 % |
| Low / High | 22.84 - 24 5.1 % |
| Trade Volume | 7.37 Lk |
| 52 Week Low / High | 22.3 - 35.05 57.2 % |
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CONSOLIDATED QUARTERLY RESULT FOR UCO BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 38510.7 | 41848.9 | 46271.4 | 49874.1 | 52239.3 | 52188.2 | 55518.9 | 58597 | 60239.9 | 60783.6 |
| Income On Investments | 15348.1 | 15475.8 | 15773.8 | 15634.6 | 15099.2 | 15275.3 | 15497 | 15366.5 | 15853 | 15923.8 |
| Interest On Balances With Rbi Other Inter Bank Funds | 1168.6 | 2128.7 | 2327.8 | 3394.9 | 3556 | 2721.8 | 3941.6 | 3889.6 | 4228 | 3480.2 |
| Interest / Discount On Advances / Bills | 21413.7 | 23895.5 | 27732.5 | 30393.3 | 33140.1 | 33773.8 | 35700.2 | 39007.9 | 39585.5 | 41379.6 |
| Others | 580.3 | 348.9 | 437.3 | 451.3 | 444 | 417.3 | 380.1 | 333 | 573.4 | |
| Other Income | -544.8 | 7799.5 | 8234.6 | 9595.3 | 6330.2 | 6467.9 | 8608.2 | 11249.1 | 8354.3 | 9930.7 |
| Total Income | 37965.9 | 49648.4 | 54506 | 59469.4 | 58569.5 | 58656.1 | 64127.1 | 69846.1 | 68594.2 | 70714.3 |
| Interest Expended | 22015.3 | 24152.9 | 26752.8 | 30153 | 32151.3 | 33022.7 | 35638.2 | 36723.4 | 37704.3 | 37780.2 |
| Operating Expenses | 11551.2 | 13597.7 | 14214.3 | 15745.9 | 14394.7 | 15814.6 | 17297.5 | 20393.9 | 17677.6 | 18618.1 |
| Total Expenditure | 11551.2 | 13597.7 | 14214.1 | 15745.9 | 14394.7 | 15814.6 | 17297.5 | 20393.9 | 17677.6 | 18618.1 |
| Operating Profit Before Provisions and Contingencies | 4399.4 | 11897.8 | 13539.1 | 13570.5 | 12023.5 | 9818.8 | 11191.4 | 12728.8 | 13212.3 | 14316 |
| Provisions and contingencies | 2468.4 | 4057.7 | 3324.3 | 4505.4 | 8556.9 | 3420.9 | 3422.5 | 4673.7 | 4587.6 | 4928.4 |
| Profit Before Tax | 1931 | 7840.1 | 10214.8 | 9065.1 | 3466.6 | 6397.9 | 7768.9 | 8055.1 | 8624.7 | 9387.6 |
| Tax | 694.9 | 2794.9 | 3685.1 | 3252.7 | 1231.8 | 2381.2 | 2740.6 | 2797.4 | 3115.1 | 3360.2 |
| Profit After Tax | 1236.1 | 5045.2 | 6529.7 | 5812.4 | 2234.8 | 4016.7 | 5028.3 | 5257.7 | 5509.6 | 6027.4 |
| Net Profit | 1236.1 | 5045.2 | 6529.7 | 5812.4 | 2234.8 | 4016.7 | 5028.3 | 5257.7 | 5509.6 | 6027.4 |
| Equity Capital | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 87805.9 | 87805.9 | 87805.9 | 108444 | 108444 | 108444 | 108444 | 122603 | 122603 | 122603 |
| % of Shares held by Govt | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 |
| Amount of Gross NPAs | 97396.5 | 93589.2 | 85060.8 | 77264.6 | 73547.7 | 69393.5 | 69047.7 | 64633 | 64201.2 | 62938.6 |
| Amount of Net NPAs | 31038.2 | 27002.9 | 24069 | 20180.2 | 18771.1 | 18016.7 | 16998.5 | 16216.4 | 14734.2 | 14064.4 |
| % of Net NPAs | 2.49 | 1.99 | 1.66 | 1.29 | 1.18 | 1.11 | 0.98 | 0.89 | 0.78 | 0.73 |
| % of Gross NPAs | 7.42 | 6.58 | 5.63 | 4.78 | 4.48 | 4.14 | 3.85 | 3.46 | 3.32 | 3.18 |
| Return on Assets | 0.17 | 0.7 | 0.88 | 0.74 | 0.28 | 0.54 | 0.68 | 3.03 | 0.73 | 0.76 |
| Diluted Eps After Extraordinary Items | 0.1 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.51 |
| Diluted Eps Before Extraordinary Items | 0.1 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.51 |
STANDALONE QUARTERLY RESULT FOR UCO BANK
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Interest Earned | 38510.7 | 41848.9 | 46271.4 | 49874.1 | 52239.3 | 52188.2 | 55518.9 | 58597 | 60239.9 | 60783.6 |
| Income On Investments | 15348.1 | 15475.8 | 15773.8 | 15634.6 | 15099.2 | 15275.3 | 15497 | 15366.5 | 15853 | 15923.8 |
| Interest On Balances With Rbi Other Inter Bank Funds | 1168.6 | 2128.7 | 2327.8 | 3394.9 | 3556 | 2721.8 | 3941.6 | 3889.6 | 4228 | 3480.2 |
| Interest / Discount On Advances / Bills | 21413.7 | 23895.5 | 27732.5 | 30393.3 | 33140.1 | 33773.8 | 35700.2 | 39007.9 | 39585.5 | 41379.6 |
| Others | 580.3 | 348.9 | 437.3 | 451.3 | 444 | 417.3 | 380.1 | 333 | 573.4 | |
| Other Income | -544.8 | 7799.5 | 8234.6 | 9595.3 | 6330.2 | 6467.9 | 8608.2 | 11249.1 | 8354.3 | 9930.7 |
| Total Income | 37965.9 | 49648.4 | 54506 | 59469.4 | 58569.5 | 58656.1 | 64127.1 | 69846.1 | 68594.2 | 70714.3 |
| Interest Expended | 22015.3 | 24152.9 | 26752.8 | 30153 | 32151.3 | 33022.7 | 35638.2 | 36723.4 | 37704.3 | 37780.2 |
| Operating Expenses | 11551.2 | 13597.7 | 14214.3 | 15745.9 | 14394.7 | 15814.6 | 17297.5 | 20393.9 | 17677.6 | 18618.1 |
| Total Expenditure | 11551.2 | 13597.7 | 14214.1 | 15745.9 | 14394.7 | 15814.6 | 17297.5 | 20393.9 | 17677.6 | 18618.1 |
| Operating Profit Before Provisions and Contingencies | 4399.4 | 11897.8 | 13539.1 | 13570.5 | 12023.5 | 9818.8 | 11191.4 | 12728.8 | 13212.3 | 14316 |
| Provisions and contingencies | 2468.4 | 4057.7 | 3324.3 | 4505.4 | 8556.9 | 3420.9 | 3422.5 | 4673.7 | 4587.6 | 4928.4 |
| Profit Before Tax | 1931 | 7840.1 | 10214.8 | 9065.1 | 3466.6 | 6397.9 | 7768.9 | 8055.1 | 8624.7 | 9387.6 |
| Tax | 694.9 | 2794.9 | 3685.1 | 3252.7 | 1231.8 | 2381.2 | 2740.6 | 2797.4 | 3115.1 | 3360.2 |
| Profit After Tax | 1236.1 | 5045.2 | 6529.7 | 5812.4 | 2234.8 | 4016.7 | 5028.3 | 5257.7 | 5509.6 | 6027.4 |
| Net Profit | 1236.1 | 5045.2 | 6529.7 | 5812.4 | 2234.8 | 4016.7 | 5028.3 | 5257.7 | 5509.6 | 6027.4 |
| Equity Capital | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 | 119560 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 89053.5 | 89053.5 | 89053.5 | 110052 | 110052 | 110052 | 110052 | 124033 | 124033 | 124033 |
| % of Shares held by Govt | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 |
| Amount of Gross NPAs | 97396.5 | 93589.2 | 85060.8 | 77264.6 | 73547.7 | 69393.5 | 69047.7 | 64633 | 64201.2 | 62938.6 |
| Amount of Net NPAs | 31038.2 | 27002.9 | 24069 | 20180.2 | 18771.1 | 18016.7 | 16998.5 | 16216.4 | 14734.2 | 14064.4 |
| % of Net NPAs | 2.49 | 1.99 | 1.66 | 1.29 | 1.18 | 1.11 | 0.98 | 0.89 | 0.78 | 0.73 |
| % of Gross NPAs | 7.42 | 6.58 | 5.63 | 4.78 | 4.48 | 4.14 | 3.85 | 3.46 | 3.32 | 3.18 |
| Return on Assets | 0.17 | 0.68 | 0.85 | 0.73 | 0.28 | 0.54 | 0.67 | 0.69 | 0.7 | 0.75 |
| Diluted Eps After Extraordinary Items | 0.1 | 0.42 | 0.55 | 0.49 | 0.19 | 0.34 | 0.42 | 0.44 | 0.46 | 0.5 |
| Diluted Eps Before Extraordinary Items | 0.1 | 0.42 | 0.55 | 0.49 | 0.19 | 0.34 | 0.42 | 0.44 | 0.46 | 0.5 |
CONSOLIDATED ANNUAL RESULT FOR UCO BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 149813 | 176505 | 218543 |
| Income On Investments | 60204.3 | 62232.2 | 61238.1 |
| Interest On Balances With Rbi Other Inter Bank Funds | 4057.6 | 9020 | 14109 |
| Interest / Discount On Advances / Bills | 83217 | 103435 | 141622 |
| Others | 2334.5 | 1818 | 1574.3 |
| Other Income | 31008.1 | 25084.6 | 32655.3 |
| Total Income | 180822 | 201590 | 251199 |
| Interest Expended | 85083.9 | 103074 | 137536 |
| Operating Expenses | 47763.2 | 55109.2 | 67900.7 |
| Total Expenditure | 47763.2 | 55109.2 | 67900.7 |
| Operating Profit Before Provisions and Contingencies | 47974.4 | 43406.7 | 45762.4 |
| Provisions and contingencies | 30470.7 | 14355.6 | 20073.9 |
| Profit Before Tax | 17503.7 | 29051.1 | 25688.5 |
| Tax | 8206.1 | 10427.7 | 9151.1 |
| Profit After Tax | 9297.6 | 18623.4 | 16537.4 |
| Net Profit | 9297.6 | 18623.4 | 16537.4 |
| Equity Capital | 119560 | 119560 | 119560 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 87805.9 | 108444 | 122603 |
| % of Shares held by Govt | 95.39 | 95.39 | 95.39 |
| Amount of Gross NPAs | 102374 | 77264.6 | 64633 |
| Amount of Net NPAs | 33157.8 | 20180.2 | 16216.4 |
| % of Net NPAs | 2.7 | 1.29 | 0.89 |
| % of Gross NPAs | 7.89 | 4.78 | 3.46 |
| Return on Assets | 0.33 | 0.61 | 1.16 |
| Diluted Eps After Extraordinary Items | 0.77 | 1.53 | 1.4 |
| Diluted Eps Before Extraordinary Items | 0.77 | 1.53 | 1.4 |
STANDALONE ANNUAL RESULT FOR UCO BANK
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Interest Earned | 149813 | 176505 | 218543 |
| Income On Investments | 60204.3 | 62232.2 | 61238.1 |
| Interest On Balances With Rbi Other Inter Bank Funds | 4057.6 | 9020 | 14109 |
| Interest / Discount On Advances / Bills | 83217 | 103435 | 141622 |
| Others | 2334.5 | 1818 | 1574.3 |
| Other Income | 31008.1 | 25084.6 | 32655.3 |
| Total Income | 180822 | 201590 | 251199 |
| Interest Expended | 85083.9 | 103074 | 137536 |
| Operating Expenses | 47763.2 | 55109.2 | 67900.7 |
| Total Expenditure | 47763.2 | 55109.2 | 67900.7 |
| Operating Profit Before Provisions and Contingencies | 47974.4 | 43406.7 | 45762.4 |
| Provisions and contingencies | 30470.7 | 14355.6 | 20073.9 |
| Profit Before Tax | 17503.7 | 29051.1 | 25688.5 |
| Tax | 8206.1 | 10427.7 | 9151.1 |
| Profit After Tax | 9297.6 | 18623.4 | 16537.4 |
| Net Profit | 9297.6 | 18623.4 | 16537.4 |
| Equity Capital | 119560 | 119560 | 119560 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Reserves | 89053.5 | 110052 | 124033 |
| % of Shares held by Govt | 95.39 | 95.39 | 95.39 |
| Amount of Gross NPAs | 102374 | 77264.6 | 64633 |
| Amount of Net NPAs | 33157.8 | 20180.2 | 16216.4 |
| % of Net NPAs | 2.7 | 1.29 | 0.89 |
| % of Gross NPAs | 7.89 | 4.78 | 3.46 |
| Return on Assets | 0.34 | 0.62 | 0.56 |
| Diluted Eps After Extraordinary Items | 0.8 | 1.56 | 1.38 |
| Diluted Eps Before Extraordinary Items | 0.8 | 1.56 | 1.38 |
CONSOLIDATED PROFIT / LOSS FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 14446.2 Cr | 14981.3 Cr | 17650.5 Cr | 21854.3 Cr |
| Interest / Discount on advances / Bills | 7764.69 Cr | 8321.7 Cr | 10343.5 Cr | 14162.2 Cr |
| Interest on balances with RBI and other Inter-bank funds | 252.23 Cr | 405.76 Cr | 902 Cr | 1410.9 Cr |
| Income on investments | 6064.65 Cr | 6020.43 Cr | 6223.22 Cr | 6123.81 Cr |
| Others | 364.59 Cr | 233.45 Cr | 181.79 Cr | 157.43 Cr |
| Other Income | 3424.17 Cr | 3100.81 Cr | 2508.46 Cr | 3265.53 Cr |
| Commission,exchange and brokerage | 152.91 Cr | 189.72 Cr | 228.57 Cr | 262.52 Cr |
| Profit / (loss)on sale of investments(net) | 1796.06 Cr | 559.31 Cr | -506.08 Cr | 241.01 Cr |
| Profit on sale of Fixed Assets | -20.96 Cr | 51.73 Lk | 16.56 Lk | 57.79 Lk |
| Foreign Exchange Gains | 211.45 Cr | 315.69 Cr | 183.41 Cr | 29.89 Cr |
| Income earned from subsidiaries/joint venture | 9.29 Cr | 9.43 Cr | 14.29 Cr | 4.05 Cr |
| Total Income | 17870.3 Cr | 18082.1 Cr | 20159 Cr | 25119.9 Cr |
| Interest Expended | 8966.45 Cr | 8508.39 Cr | 10307.4 Cr | 13753.6 Cr |
| Intereston Deposits | 8468.33 Cr | 8098.23 Cr | 9416.65 Cr | 11833.2 Cr |
| Interest on RBI / inter-bank borrowings | 112.36 Cr | 11.6 Cr | 543.92 Cr | 1493.81 Cr |
| Other Interest | 385.76 Cr | 398.56 Cr | 346.82 Cr | 426.59 Cr |
| Operating Expenses | 4754.81 Cr | 4776.32 Cr | 5510.92 Cr | 6790.06 Cr |
| Payments to and provisions for employees | 3442.65 Cr | 3314.31 Cr | 3872.74 Cr | 4886.67 Cr |
| Rent,Taxes and lighting | 256.77 Cr | 267.53 Cr | 293.92 Cr | 332.18 Cr |
| Depreciation on Banks property | 134.42 Cr | 164.96 Cr | 217.52 Cr | 280.92 Cr |
| Auditor's fees and expenses | 46.74 Cr | 37.75 Cr | 41.83 Cr | 46.44 Cr |
| Law charges | 4.75 Cr | 3.18 Cr | 3.2 Cr | 3.47 Cr |
| Communication Expenses | 17.03 Cr | 14.63 Cr | 13.81 Cr | 16.5 Cr |
| Repairs and Maintenance | 9.8 Cr | 14.41 Cr | 19.42 Cr | 19.57 Cr |
| Insurance | 236.19 Cr | 238.98 Cr | 266.46 Cr | 288.66 Cr |
| Provision for investments | 439.78 Cr | 524.07 Cr | 324.43 Cr | 588.61 Cr |
| Others Provisions | 3784.77 Cr | 2523 Cr | 1111.13 Cr | 1418.78 Cr |
| Taxes | -242.52 Cr | 820.6 Cr | 1042.77 Cr | 915.11 Cr |
| Current Income Tax | 433.29 Cr | 2.89 Cr | 31.7 Cr | 19.37 Cr |
| Deferred Tax | -675.81 Cr | 817.71 Cr | 1011.07 Cr | 895.74 Cr |
| Profit After Tax | 167.03 Cr | 929.76 Cr | 1862.34 Cr | 1653.74 Cr |
| Share of Associate | -21.35 Cr | -34.84 Cr | -36.05 Cr | 17.81 Cr |
| Consolidated Net Profit | 145.68 Cr | 894.92 Cr | 1826.28 Cr | 1671.56 Cr |
| IV. APPROPRIATIONS | -12460.3 Cr | 805.01 Cr | 1798.24 Cr | 3129.32 Cr |
| Transfer to Statutory Reserve | 41.76 Cr | 232.44 Cr | 465.58 Cr | 413.44 Cr |
| Equity Dividend | 0 | 0 | 0 | 334.77 Cr |
| Equity Dividend % | 0 | 0 | 0 | 2.8 |
| Earnings Per Share | 0.15 | 0.75 | 1.53 | 1.4 |
| Adjusted EPS | 0.15 | 0.75 | 1.53 | 1.4 |
STANDALONE PROFIT / LOSS FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Interest Earned | 14446.2 Cr | 14981.3 Cr | 17650.5 Cr | 21854.3 Cr |
| Interest / Discount on advances / Bills | 7764.69 Cr | 8321.7 Cr | 10343.5 Cr | 14162.2 Cr |
| Interest on balances with RBI and other Inter-bank funds | 252.23 Cr | 405.76 Cr | 902 Cr | 1410.9 Cr |
| Income on investments | 6064.65 Cr | 6020.43 Cr | 6223.22 Cr | 6123.81 Cr |
| Others | 364.59 Cr | 233.45 Cr | 181.79 Cr | 157.43 Cr |
| Other Income | 3720.27 Cr | 3100.81 Cr | 2508.46 Cr | 3265.53 Cr |
| Commission,exchange and brokerage | 152.91 Cr | 189.72 Cr | 228.57 Cr | 262.52 Cr |
| Profit / (loss)on sale of investments(net) | 1796.06 Cr | 559.31 Cr | -506.08 Cr | 241.01 Cr |
| Profit on sale of Fixed Assets | -20.96 Cr | 51.73 Lk | 16.56 Lk | 57.79 Lk |
| Foreign Exchange Gains | 211.45 Cr | 315.69 Cr | 183.41 Cr | 29.89 Cr |
| Income earned from subsidiaries/joint venture | 9.29 Cr | 9.43 Cr | 14.29 Cr | 4.05 Cr |
| Total Income | 18166.4 Cr | 18082.1 Cr | 20159 Cr | 25119.9 Cr |
| Interest Expended | 8966.45 Cr | 8508.39 Cr | 10307.4 Cr | 13753.6 Cr |
| Intereston Deposits | 8468.33 Cr | 8098.23 Cr | 9416.65 Cr | 11833.2 Cr |
| Interest on RBI / inter-bank borrowings | 112.36 Cr | 11.6 Cr | 543.92 Cr | 1493.81 Cr |
| Other Interest | 385.76 Cr | 398.56 Cr | 346.82 Cr | 426.59 Cr |
| Operating Expenses | 3779.35 Cr | 4776.32 Cr | 5510.92 Cr | 6790.06 Cr |
| Payments to and provisions for employees | 2467.19 Cr | 3314.31 Cr | 3872.74 Cr | 4886.67 Cr |
| Rent,Taxes and lighting | 256.77 Cr | 267.53 Cr | 293.92 Cr | 332.18 Cr |
| Depreciation on Banks property | 134.42 Cr | 164.96 Cr | 217.52 Cr | 280.92 Cr |
| Auditor's fees and expenses | 46.74 Cr | 37.75 Cr | 41.83 Cr | 46.44 Cr |
| Law charges | 4.75 Cr | 3.18 Cr | 3.2 Cr | 3.47 Cr |
| Communication Expenses | 17.03 Cr | 14.63 Cr | 13.81 Cr | 16.5 Cr |
| Repairs and Maintenance | 9.8 Cr | 14.41 Cr | 19.42 Cr | 19.57 Cr |
| Insurance | 236.19 Cr | 238.98 Cr | 266.46 Cr | 288.66 Cr |
| Provision for investments | 123 Cr | 524.07 Cr | 324.43 Cr | 588.61 Cr |
| Others Provisions | 5373.1 Cr | 2523 Cr | 1111.13 Cr | 1418.79 Cr |
| Taxes | -242.52 Cr | 820.6 Cr | 1042.77 Cr | 915.1 Cr |
| Current Income Tax | 433.29 Cr | 2.89 Cr | 31.7 Cr | 19.37 Cr |
| Deferred Tax | -675.81 Cr | 817.71 Cr | 1011.07 Cr | 895.73 Cr |
| Profit After Tax | 167.03 Cr | 929.76 Cr | 1862.34 Cr | 1653.74 Cr |
| Consolidated Net Profit | 167.03 Cr | 929.76 Cr | 1862.34 Cr | 1653.74 Cr |
| IV. APPROPRIATIONS | -12370.4 Cr | 929.76 Cr | 1959.05 Cr | 3272.32 Cr |
| Transfer to Statutory Reserve | 41.76 Cr | 232.44 Cr | 465.58 Cr | 413.44 Cr |
| Equity Dividend | 0 | 0 | 0 | 334.77 Cr |
| Equity Dividend % | 0 | 0 | 0 | 2.8 |
| Earnings Per Share | 0.17 | 0.78 | 1.56 | 1.38 |
| Adjusted EPS | 0.17 | 0.78 | 1.56 | 1.38 |
CONSOLIDATED CASH FLOW FOR UCO BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | -106.29 Cr | 1715.52 Cr | 2869.06 Cr | 2586.66 Cr |
| Adjustments for Expenses & Provisions : | 5398.71 Cr | 4610.45 Cr | 3362.07 Cr | 3125.5 Cr |
| Adjustments for Liabilities & Assets: | -2870.32 Cr | -1927.31 Cr | -3248.22 Cr | -4710.42 Cr |
| Cash Flow from operating activities | 2422.1 Cr | 4398.66 Cr | 2982.91 Cr | 1001.75 Cr |
| Cash Flow from investing activities | -154.52 Cr | -199.81 Cr | -267.32 Cr | -294.92 Cr |
| Cash Flow from financing activities | 3265.73 Cr | -1636.54 Cr | -335.77 Cr | -429.53 Cr |
| Effect of exchange fluctuation on translation reserve | 260.78 Cr | -14.56 Cr | 200.29 Cr | 19.96 Cr |
| Net increase/(decrease) in cash and cash equivalents | 5533.3 Cr | 2562.31 Cr | 2379.82 Cr | 277.3 Cr |
| Opening Cash & Cash Equivalents | 17806.2 Cr | 23600.2 Cr | 26148 Cr | 28728.1 Cr |
| Closing Cash & Cash Equivalent | 23600.2 Cr | 26148 Cr | 28728.1 Cr | 29025.4 Cr |
STANDALONE CASH FLOW FOR UCO BANK
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Net Profit Before Taxes | -84.94 Cr | 1750.37 Cr | 2905.11 Cr | 2568.85 Cr |
| Adjustments for Expenses & Provisions : | 5398.71 Cr | 4610.45 Cr | 3362.07 Cr | 3125.5 Cr |
| Adjustments for Liabilities & Assets: | -2891.68 Cr | -1962.15 Cr | -3284.27 Cr | -4692.61 Cr |
| Cash Flow from operating activities | 2422.1 Cr | 4398.66 Cr | 2982.91 Cr | 1001.75 Cr |
| Cash Flow from investing activities | -154.52 Cr | -199.81 Cr | -267.32 Cr | -294.92 Cr |
| Cash Flow from financing activities | 3265.73 Cr | -1636.54 Cr | -335.77 Cr | -429.53 Cr |
| Effect of exchange fluctuation on translation reserve | 260.78 Cr | -14.56 Cr | 200.29 Cr | 19.96 Cr |
| Net increase/(decrease) in cash and cash equivalents | 5533.3 Cr | 2562.31 Cr | 2379.82 Cr | 277.3 Cr |
| Opening Cash & Cash Equivalents | 17806.2 Cr | 23600.2 Cr | 26148 Cr | 28728.1 Cr |
| Closing Cash & Cash Equivalent | 23600.2 Cr | 26148 Cr | 28728.1 Cr | 29025.4 Cr |
CONSOLIDATED BALANCE SHEET FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Equity - Authorised | 15000 Cr | 15000 Cr | 15000 Cr | 15000 Cr |
| Equity - Issued | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Equity Paid Up | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 9998.16 Cr | 11512.8 Cr | 13647.7 Cr | 15257.8 Cr |
| Securities Premium | 15720.4 Cr | 3625.71 Cr | 3625.71 Cr | 3625.71 Cr |
| Capital Reserves | 1.17 Cr | 1.17 Cr | 1.17 Cr | 1.17 Cr |
| Profit & Loss Account Balances | -12746.9 Cr | -28.04 Cr | 1457.76 Cr | 2370.74 Cr |
| General Reserves | 601.83 Cr | 545.72 Cr | 661.97 Cr | 686.05 Cr |
| Reserve excluding Revaluation Reserve | 7306.72 Cr | 8780.59 Cr | 10844.4 Cr | 12260.3 Cr |
| Revaluation Reserves | 2691.44 Cr | 2732.19 Cr | 2803.3 Cr | 2997.55 Cr |
| Deposits | 205919 Cr | 224073 Cr | 249338 Cr | 263130 Cr |
| Demand Deposits | 9821.01 Cr | 11169.1 Cr | 10628.2 Cr | 12467.6 Cr |
| Savings Deposit | 70808.7 Cr | 77161.8 Cr | 81095.9 Cr | 86084.1 Cr |
| Term Deposits / Fixed Deposits | 125290 Cr | 135742 Cr | 157614 Cr | 164578 Cr |
| Borrowings | 15382.6 Cr | 13508.1 Cr | 20501.1 Cr | 25331.4 Cr |
| Borrowings From Reserve Bank of India | 0 | 0 | 0 | 4152 Cr |
| Borrowings From Other Banks | 6375.32 Cr | 6912.4 Cr | 14231.8 Cr | 16847.8 Cr |
| Borrowings From Other Financial Institutions | 2170.22 Cr | 1310.66 Cr | 1683.13 Cr | 1440.69 Cr |
| Borrowings in the form of Bonds / Debentures | 6368.45 Cr | 4592.6 Cr | 4299.89 Cr | 2493.54 Cr |
| Borrowings From Out of India | 468.64 Cr | 692.49 Cr | 286.22 Cr | 397.41 Cr |
| Other Liabilities & Provisions | 9427.67 Cr | 6609.48 Cr | 5259.66 Cr | 7873.45 Cr |
| Bills Payable | 508.26 Cr | 607.72 Cr | 539.31 Cr | 670.89 Cr |
| Inter-office adjustment Liabilities | 378.55 Cr | 379.18 Cr | 154.69 Cr | 0 |
| Interest Accrued | 606.34 Cr | 627.96 Cr | 893.06 Cr | 553.01 Cr |
| Total Liabilities | 253246 Cr | 267659 Cr | 300702 Cr | 323548 Cr |
| Cash and balance with Reserve Bank of India | 9445.41 Cr | 10287.5 Cr | 10300 Cr | 10197.2 Cr |
| Cash with RBI | 8635.79 Cr | 9370.84 Cr | 9385.78 Cr | 9480.35 Cr |
| Cash in hand & others | 809.63 Cr | 916.71 Cr | 914.23 Cr | 716.82 Cr |
| Balances with banks and money at call | 14154.8 Cr | 15860.4 Cr | 18428.1 Cr | 18828.2 Cr |
| Investments | 93693 Cr | 96749 Cr | 95008.5 Cr | 92761.4 Cr |
| Investments in India | 91500.1 Cr | 94523.3 Cr | 92034.7 Cr | 90469.1 Cr |
| GOI/State Govt. Securities | 64157.3 Cr | 68979.7 Cr | 67080.5 Cr | 66167.5 Cr |
| Equity Shares - Corporate | 339.06 Cr | 413.12 Cr | 337.36 Cr | 349.65 Cr |
| Debentures & Bonds | 26049.1 Cr | 24457.9 Cr | 23622.8 Cr | 23657.2 Cr |
| Subsidiaries and/or joint ventures/Associates | 18.24 Cr | 73.8 Cr | 37.75 Cr | 96 Cr |
| Investments outside India | 2192.89 Cr | 2225.8 Cr | 2973.87 Cr | 2292.32 Cr |
| Government securities | 2192.89 Cr | 2225.8 Cr | 2973.87 Cr | 2292.32 Cr |
| Advances | 111355 Cr | 122784 Cr | 155870 Cr | 182022 Cr |
| Bills Purchased & Discounted | 4086.27 Cr | 4209.83 Cr | 8995.29 Cr | 6920.31 Cr |
| Cash Credit, Over Draft & Loans repayable | 54104.7 Cr | 55713.4 Cr | 62667.1 Cr | 67346.7 Cr |
| Term Loans | 53163.6 Cr | 62861.2 Cr | 84207.8 Cr | 107755 Cr |
| Gross block | 5212.35 Cr | 5516.92 Cr | 5809.11 Cr | 6327.58 Cr |
| Premises | 3262.04 Cr | 3344.96 Cr | 3370.41 Cr | 3610.03 Cr |
| Other Fixed Assets | 1950.31 Cr | 2171.95 Cr | 2438.7 Cr | 2717.55 Cr |
| Less: Accumulated Depreciation | 2061.15 Cr | 2229.83 Cr | 2364.62 Cr | 2610.95 Cr |
| Net Block | 3151.2 Cr | 3287.09 Cr | 3444.5 Cr | 3716.63 Cr |
| Capital Work in Progress | 67.03 Cr | 47.83 Cr | 65.01 Cr | 64.84 Cr |
| Other Assets | 21380.1 Cr | 18642.9 Cr | 17585.9 Cr | 15958.4 Cr |
| Inter-office adjustment Assets | 0 | 0 | 0 | 220.82 Cr |
| Interest Accrued Assets | 1524.76 Cr | 1605.23 Cr | 1981.21 Cr | 2050.84 Cr |
| Tax paid in advance/TDS | 47 Cr | 50.49 Cr | 93.41 Cr | 160.98 Cr |
| Stationery and stamps | 4.86 Cr | 5.84 Cr | 5.75 Cr | 4.87 Cr |
| Deferred tax asset | 10037.9 Cr | 9220.18 Cr | 8209.11 Cr | 7313.37 Cr |
| Total Assets | 253246 Cr | 267659 Cr | 300702 Cr | 323548 Cr |
| Contingent Liabilities | 73353.5 Cr | 142557 Cr | 55597.6 Cr | 60951 Cr |
| Claims not acknowledged as debts | 196.13 Cr | 202.85 Cr | 199.33 Cr | 199.86 Cr |
| Outstanding forward exchange contracts | 61483.2 Cr | 128136 Cr | 36191.8 Cr | 40827.9 Cr |
| Guarantees given in India | 1111.45 Cr | 4266.6 Cr | 5067.35 Cr | 6487.53 Cr |
| Guarantees given Outside India | 64.6 Cr | 57.1 Cr | 13.46 Cr | 23.75 Cr |
| Acceptances, endorsements & other obligations | 3243.73 Cr | 4091.05 Cr | 4929.64 Cr | 4874.82 Cr |
| Bills for collection | 7109.67 Cr | 8039.45 Cr | 8184.43 Cr | 8001.36 Cr |
| Book Value | 17.37 | 17.34 | 19.07 | 0 |
| Adjusted Book Value | 17.37 | 17.34 | 19.07 | 20.25 |
STANDALONE BALANCE SHEET FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Equity - Authorised | 15000 Cr | 15000 Cr | 15000 Cr | 15000 Cr |
| Equity - Issued | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Equity Paid Up | 9918.34 Cr | 11956 Cr | 11956 Cr | 11956 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 10088.1 Cr | 11637.5 Cr | 13808.5 Cr | 15400.8 Cr |
| Securities Premium | 15720.4 Cr | 3625.71 Cr | 3625.71 Cr | 3625.71 Cr |
| Capital Reserves | 1.17 Cr | 1.17 Cr | 1.17 Cr | 1.17 Cr |
| Profit & Loss Account Balances | -12657 Cr | 96.72 Cr | 1618.57 Cr | 2513.74 Cr |
| General Reserves | 601.83 Cr | 545.72 Cr | 661.97 Cr | 686.05 Cr |
| Reserve excluding Revaluation Reserve | 7396.63 Cr | 8905.35 Cr | 11005.2 Cr | 12403.3 Cr |
| Revaluation Reserves | 2691.44 Cr | 2732.19 Cr | 2803.3 Cr | 2997.55 Cr |
| Deposits | 205919 Cr | 224073 Cr | 249338 Cr | 263130 Cr |
| Demand Deposits | 9821.01 Cr | 11169.1 Cr | 10628.2 Cr | 12467.6 Cr |
| Savings Deposit | 70808.7 Cr | 77161.8 Cr | 81095.9 Cr | 86084.1 Cr |
| Term Deposits / Fixed Deposits | 125290 Cr | 135742 Cr | 157614 Cr | 164578 Cr |
| Borrowings | 15382.6 Cr | 13508.1 Cr | 20501.1 Cr | 25331.4 Cr |
| Borrowings From Reserve Bank of India | 0 | 0 | 0 | 4152 Cr |
| Borrowings From Other Banks | 6375.32 Cr | 6912.4 Cr | 14231.8 Cr | 16847.8 Cr |
| Borrowings From Other Financial Institutions | 1792.75 Cr | 1310.66 Cr | 1683.13 Cr | 1440.69 Cr |
| Borrowings in the form of Bonds / Debentures | 6745.92 Cr | 4592.6 Cr | 4299.89 Cr | 2493.54 Cr |
| Borrowings From Out of India | 468.64 Cr | 692.49 Cr | 286.22 Cr | 397.41 Cr |
| Other Liabilities & Provisions | 9427.67 Cr | 6609.48 Cr | 5259.66 Cr | 7873.45 Cr |
| Bills Payable | 508.26 Cr | 607.72 Cr | 539.31 Cr | 670.89 Cr |
| Inter-office adjustment Liabilities | 378.55 Cr | 379.18 Cr | 154.69 Cr | 0 |
| Interest Accrued | 606.34 Cr | 627.96 Cr | 893.06 Cr | 553.01 Cr |
| Total Liabilities | 253336 Cr | 267784 Cr | 300863 Cr | 323691 Cr |
| Cash and balance with Reserve Bank of India | 9445.41 Cr | 10287.5 Cr | 10300 Cr | 10197.2 Cr |
| Cash with RBI | 8635.79 Cr | 9370.84 Cr | 9385.78 Cr | 9480.35 Cr |
| Cash in hand & others | 809.63 Cr | 916.71 Cr | 914.23 Cr | 716.82 Cr |
| Balances with banks and money at call | 14154.8 Cr | 15860.4 Cr | 18428.1 Cr | 18828.2 Cr |
| Investments | 93783 Cr | 96873.8 Cr | 95169.3 Cr | 92904.4 Cr |
| Investments in India | 91590.1 Cr | 94648 Cr | 92195.5 Cr | 90612.1 Cr |
| GOI/State Govt. Securities | 64157.3 Cr | 68979.7 Cr | 67080.5 Cr | 66167.5 Cr |
| Equity Shares - Corporate | 339.06 Cr | 413.12 Cr | 337.36 Cr | 349.65 Cr |
| Debentures & Bonds | 26049.1 Cr | 24457.9 Cr | 23622.8 Cr | 23657.2 Cr |
| Subsidiaries and/or joint ventures/Associates | 108.16 Cr | 198.56 Cr | 198.56 Cr | 239 Cr |
| Investments outside India | 2192.89 Cr | 2225.8 Cr | 2973.87 Cr | 2292.32 Cr |
| Government securities | 2192.89 Cr | 2225.8 Cr | 2973.87 Cr | 2292.32 Cr |
| Advances | 111355 Cr | 122784 Cr | 155870 Cr | 182022 Cr |
| Bills Purchased & Discounted | 4086.27 Cr | 4209.83 Cr | 8995.29 Cr | 6920.31 Cr |
| Cash Credit, Over Draft & Loans repayable | 54104.7 Cr | 55713.4 Cr | 62667.1 Cr | 67346.7 Cr |
| Term Loans | 53163.6 Cr | 62861.2 Cr | 84207.8 Cr | 107755 Cr |
| Gross block | 5212.35 Cr | 5516.92 Cr | 5809.11 Cr | 6327.58 Cr |
| Premises | 3262.04 Cr | 3344.96 Cr | 3370.41 Cr | 3610.03 Cr |
| Other Fixed Assets | 1950.31 Cr | 2171.95 Cr | 2438.7 Cr | 2717.55 Cr |
| Less: Accumulated Depreciation | 2061.15 Cr | 2229.83 Cr | 2364.62 Cr | 2610.95 Cr |
| Net Block | 3151.2 Cr | 3287.09 Cr | 3444.5 Cr | 3716.63 Cr |
| Capital Work in Progress | 67.03 Cr | 47.83 Cr | 65.01 Cr | 64.84 Cr |
| Other Assets | 21380.1 Cr | 18642.9 Cr | 17585.9 Cr | 15958.4 Cr |
| Inter-office adjustment Assets | 0 | 0 | 0 | 220.82 Cr |
| Interest Accrued Assets | 1524.76 Cr | 1605.23 Cr | 1981.21 Cr | 2050.84 Cr |
| Tax paid in advance/TDS | 47 Cr | 50.49 Cr | 93.41 Cr | 160.98 Cr |
| Stationery and stamps | 4.86 Cr | 5.84 Cr | 5.75 Cr | 4.87 Cr |
| Deferred tax asset | 10037.9 Cr | 9220.18 Cr | 8209.11 Cr | 7313.37 Cr |
| Total Assets | 253336 Cr | 267784 Cr | 300863 Cr | 323691 Cr |
| Contingent Liabilities | 73353.5 Cr | 142557 Cr | 55597.6 Cr | 60951 Cr |
| Claims not acknowledged as debts | 196.13 Cr | 202.85 Cr | 199.33 Cr | 199.86 Cr |
| Outstanding forward exchange contracts | 61483.2 Cr | 128136 Cr | 36191.8 Cr | 40827.9 Cr |
| Guarantees given in India | 1111.45 Cr | 4266.6 Cr | 5067.35 Cr | 6487.53 Cr |
| Guarantees given Outside India | 64.6 Cr | 57.1 Cr | 13.46 Cr | 23.75 Cr |
| Acceptances, endorsements & other obligations | 3243.73 Cr | 4091.05 Cr | 4929.64 Cr | 4874.82 Cr |
| Bills for collection | 7109.67 Cr | 8039.45 Cr | 8184.43 Cr | 8001.36 Cr |
| Book Value | 17.46 | 0 | 19.2 | 0 |
| Adjusted Book Value | 17.46 | 17.45 | 19.2 | 20.37 |
FINANCIAL RATIOS (CONSOLIDATED) FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 0.15 | 0.75 | 1.53 | 1.4 |
| DPS(Rs) | 0 | 0 | 0 | 0.28 |
| Book NAV/Share(Rs) | 17.37 | 17.34 | 19.07 | 20.25 |
| Margin Ratios | ||||
| Yield on Advances | 12.97 | 12.2 | 11.32 | 12.01 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.05 | 3.58 | 3.82 | 4.77 |
| NIM | 2.4 | 2.63 | 2.63 | 2.67 |
| Interest Spread | 8.92 | 8.62 | 7.5 | 7.24 |
| Performance Ratios | ||||
| ROA(%) | 0.07 | 0.36 | 0.66 | 0.53 |
| ROE(%) | ||||
| ROCE(%) | 1.12 | 5.77 | 9.14 | 9.1 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 53.4 | 49.89 | 55.94 | 59.74 |
| Core Cost Income Ratio | 64.22 | 51.2 | 54.21 | 63.12 |
| Operating Costs to Assets | 1.88 | 1.78 | 1.83 | 2.1 |
| Capital Adequacy | ||||
| Valuation Parameters | ||||
| PER(x) | 74.82 | 15.86 | 15.96 | 37.35 |
| PCE(x) | 36.16 | 12.96 | 14.01 | 32.27 |
| Price/Book(x) | 0.63 | 0.68 | 1.28 | 2.58 |
| Yield(%) | 0 | 0 | 0 | 0.54 |
| EV/Net Sales(x) | 1.82 | 1.85 | 2.81 | 4.02 |
| EV/Core EBITDA(x) | 6.33 | 5.77 | 11.44 | 19.18 |
| EV/EBIT(x) | 2.96 | 2.7 | 3.76 | 5.38 |
| EV/CE(x) | 0.1 | 0.1 | 0.17 | 1.77 |
| M Cap / Sales | 0.75 | 0.95 | 1.65 | 2.86 |
| Growth Ratio | ||||
| Core Operating Income Growth | 0 | 18.13 | 13.44 | 10.32 |
| Operating Profit Growth | ||||
| Net Profit Growth | 0 | 456.63 | 100.3 | -11.2 |
| BVPS Growth | 0 | -0.13 | 9.95 | 6.21 |
| Advances Growth | 0 | 10.26 | 26.95 | 16.78 |
| EPS Growth(%) | 0 | 409.6 | 104.07 | -8.47 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.05 | 0.05 | 0.04 | 0.04 |
| Current Ratio(x) | 0.45 | 0.43 | 0.38 | 0.35 |
| Quick Ratio(x) | 7.47 | 6.03 | 8.22 | 9.63 |
| Interest Cover(x) | ||||
FINANCIAL RATIOS (STANDALONE) FOR UCO BANK
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 0.17 | 0.78 | 1.56 | 1.38 |
| DPS(Rs) | 0 | 0 | 0 | 0.28 |
| Book NAV/Share(Rs) | 17.46 | 17.45 | 19.2 | 20.37 |
| Margin Ratios | ||||
| Yield on Advances | 12.97 | 12.2 | 11.32 | 12.01 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.05 | 3.58 | 3.82 | 4.77 |
| NIM | 2.4 | 2.63 | 2.62 | 2.67 |
| Interest Spread | 8.92 | 8.62 | 7.5 | 7.24 |
| Performance Ratios | ||||
| ROA(%) | 0.07 | 0.36 | 0.66 | 0.53 |
| ROE(%) | ||||
| ROCE(%) | 1.16 | 5.75 | 9.11 | 9.07 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 41.08 | 49.89 | 55.94 | 59.74 |
| Core Cost Income Ratio | 51.05 | 51.2 | 54.21 | 63.12 |
| Operating Costs to Assets | 1.49 | 1.78 | 1.83 | 2.1 |
| Capital Adequacy | ||||
| Total CAR (Basel III) | 13.74 | 0 | 16.51 | 16.98 |
| Tier - 1 (Basel III) | 11.14 | 0 | 13.96 | 14.54 |
| Tier - 2 (Basel III) | 2.6 | 0 | 2.55 | 2.44 |
| Valuation Parameters | ||||
| PER(x) | 65.26 | 15.26 | 15.65 | 37.75 |
| PCE(x) | 36.16 | 12.96 | 14.01 | 32.27 |
| Price/Book(x) | 0.63 | 0.68 | 1.27 | 2.56 |
| Yield(%) | 0 | 0 | 0 | 0.54 |
| EV/Net Sales(x) | 1.82 | 1.85 | 2.81 | 4.02 |
| EV/Core EBITDA(x) | 4.85 | 5.77 | 11.44 | 19.18 |
| EV/EBIT(x) | 2.96 | 2.7 | 3.76 | 5.38 |
| EV/CE(x) | 0.1 | 0.1 | 0.17 | 1.77 |
| M Cap / Sales | 0.75 | 0.95 | 1.65 | 2.86 |
| Growth Ratio | ||||
| Core Operating Income Growth | 7.61 | 18.13 | 13.44 | 10.32 |
| Operating Profit Growth | ||||
| Net Profit Growth | 106.86 | 456.63 | 100.3 | -11.2 |
| BVPS Growth | 2.69 | -0.05 | 10.07 | 6.09 |
| Advances Growth | 10.06 | 10.26 | 26.95 | 16.78 |
| EPS Growth(%) | 106.86 | 361.77 | 100.3 | -11.2 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Total Debt/Equity(x) | 0.05 | 0.05 | 0.04 | 0.04 |
| Current Ratio(x) | 0.46 | 0.43 | 0.38 | 0.35 |
| Quick Ratio(x) | 7.47 | 6.03 | 8.22 | 9.63 |
| Interest Cover(x) | ||||
| Total Debt/Mcap(x) | 9.59 | 0 | 4.78 | 3.46 |
| Net NPA in Rs. Million | 3.94 | 0 | 1.29 | 0.89 |
SHARE HOLDING PATTERN FOR UCO BANK
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 | 95.39 |
| FII % | 0.01 | 0.03 | 0.05 | 0.16 | 0.05 | 0.09 | 0.01 | 0.03 | 0.03 | 0.02 |
| DII % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public % | 3.28 | 3.24 | 3.17 | 3.08 | 3.21 | 3.14 | 3.28 | 3.25 | 3.25 | 3.26 |
PEER COMPARISON FOR UCO BANK
CORPORATE ACTIONS FOR UCO BANK
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 15-Oct-2024 | Board Meeting - Quarterly Results | 19-Oct-2024 |
| BSE 15-Jul-2024 | Board Meeting - Quarterly Results | 22-Jul-2024 |
| BSE 29-Apr-2024 | Dividend - Rs.0.2800 per share(2.8%)Final Dividend | |
| BSE 23-Apr-2024 | Board Meeting - Final Dividend & Audited Results | 29-Apr-2024 |
| BSE 17-Jan-2024 | Board Meeting - Quarterly Results | 24-Jan-2024 |
| BSE 27-Oct-2023 | Board Meeting - Quarterly Results | 03-Nov-2023 |
| BSE 21-Jul-2023 | Board Meeting - Quarterly Results | 28-Jul-2023 |
| BSE 25-May-2023 | Book Closure - A.G.M. | 09-Jun-2023 17-Jun-2023 |
| BSE 25-May-2023 | AGM - A.G.M. | 17-Jun-2023 17-Jun-2023 |
| BSE 02-May-2023 | Board Meeting - Audited Results & Final Dividend Inter alia, to consider and approve 1. Raising of equity capital during the financial year 2023-24 through various modes such as Follow on Public Offer (FPO), Qualified Insitutional Placement (QIP), Preferential issue etc. | 02-May-2023 |
| BSE 25-Apr-2023 | Board Meeting - Final Dividend & Audited Results Inter alia, approved:- Raising of equity capital during the financial year 2023-24 through various modes such as Follow on Public Offer (FPO), Qualified Insitutional Placement (QIP), Preferential issue etc. | 02-May-2023 |
| BSE 16-Jan-2023 | Board Meeting - Quarterly Results | 24-Jan-2023 |
| BSE 29-Dec-2022 | SAST - Acquisition of Shares in PSB Alliance Private Limited | |
| BSE 21-Oct-2022 | Board Meeting - Quarterly Results | 03-Nov-2022 |
| BSE 26-Jul-2022 | Board Meeting - Quarterly Results | 05-Aug-2022 |
| BSE 01-Jun-2022 | Book Closure - A.G.M. | 18-Jun-2022 24-Jun-2022 |
| BSE 01-Jun-2022 | AGM - A.G.M. | 24-Jun-2022 24-Jun-2022 |
| BSE 13-May-2022 | Board Meeting - Final Dividend | 19-May-2022 |
| BSE 05-May-2022 | Board Meeting - Audited Results | 13-May-2022 |
| BSE 24-Jan-2022 | Board Meeting - Quarterly Results | 31-Jan-2022 |
| BSE 19-Oct-2021 | Board Meeting - Quarterly Results | 28-Oct-2021 |
CORPORATE ANNOUNCEMENTS FOR UCO BANK
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 24-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Earnings Call Transcript Transcript of Earnings Call held on 21.10.2024 |
| BSE 21-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Audio/Video recording of proceedings of Post Earning Analysts/Investors Meet held on 21.10.2024 |
| BSE 21-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificate |
| BSE 19-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Presentation on Reviewed Financial Results for the quarter and half year ended 30.09.2024 |
| BSE 19-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Press Release on Reviewed Financial Results for the quarter ended 30.09.2024 |
| BSE 19-Oct-2024 | Outcome FILE | Board Meeting Outcome for Outcome Of Board Meeting Of The Bank Held On 19Th October 2024 Publication of Reviewed Financial Results for the Quarter and Half year ended 30.09.2024 |
| BSE 19-Oct-2024 | Outcome FILE | Outcome Of Board Meeting Of The Bank Held On 19-10-2024 Publication of financial results for the quarter and half year ended 30.09.2024 |
| BSE 18-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Upgrade in Credit Rating to AA/Stable |
| BSE 15-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Post Earnings Conference Call held on 21.10.2024 at 03:00 pm |
| BSE 15-Oct-2024 | Intimation FILE | Board Meeting Intimation for Unaudited (Reviewed) Standalone And Consolidated Financial Results Of The Bank For The Quarter/Half Year Ended 30Th September 2024. UCO BANKhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 19/10/2024 inter alia to consider and approve unaudited (reviewed) standalone and consolidated financial results of the Bank for the quarter/half year ended 30th September 2024. |
| BSE 09-Oct-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Issue of Letter of Confirmation |
| BSE 07-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Interest Rates Updates Update on Benchmark Rates of the Bank |
| BSE 04-Oct-2024 | General Announcements FILE | Provisional Business Figures As On 30.09.2024 Disclosure of Provisional Business Figures of the Bank as on 30.09.2024 |
| BSE 04-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Reg 74(5) of SEBI DP Regulations |
| BSE 26-Sep-2024 | Intimation FILE | Closure of Trading Window CLOSURE OF TRADING WINDOW FROM 01.10.2024 |
| BSE 24-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation regarding loss of share certificate |
| BSE 13-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation regarding issue of letter of confirmation |
| BSE 10-Sep-2024 | General Announcements FILE | Update On Benchmark Rates Of The Bank Update on Benchmark Rates of the Bank w.e.f. 11.09.2024 |
| BSE 06-Sep-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation regarding loss of share certificate |
| BSE 30-Aug-2024 | General Announcements FILE | Disclosure Under Regulation 30 Of SEBI LODR Regulations 2015 Imposition of Penalty by RBI |
| BSE 29-Aug-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation regarding issue of letter of confirmation |
| BSE 23-Aug-2024 | General Announcements FILE | Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate loss of share certificate |
| BSE 20-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating CD rating - Reaffirmed. |
| BSE 09-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Interest Rates Updates Update on Benchmark Rates of the Bank w.e.f. 10.08.2024 |
| BSE 09-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Credit Rating issued by Infomerics Rating |
| BSE 08-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Outcome of meeting with Anand Rathi Institutional Equities |
| BSE 07-Aug-2024 | General Announcements FILE | Brief Profile Of Newly Appointed Director - Dr. S P Mohanty Brief Profile of Newly Appointed Director |
| BSE 06-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Directorate Dr S P Mohanty appointed as Director on the board of UCO Bank in place Shri Rajesh Kumar |
| BSE 05-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Analyst/Investor meet with Anand Rathi Institutional Equities |
| BSE 26-Jul-2024 | General Announcements FILE | Transcript Of Post Earnings Conference Call Held On 22.07.2024 Transcript of Post Earnings Conference Call held on 22.07.2024 |
INSIDER TRADING FOR UCO BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 18-Nov-2022 25-Nov-2022 | Sell Market | 80,000 @ 0.00 (0.00 %) | PRAVIN KUMAR |
BULK BLOCK DEALS FOR UCO BANK
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| No Bulk Block details found | |||
SPLIT / BONUS BY UCO BANK
No Split / Bonus details found
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