♥
ISIN : INE774D01024
NSE : M&MFIN
BSE : 532720
Face Value : 2
Industry : Finance - NBFC
EPS : 15.65
EPS (TTM) : 17.62
Price to Earning (P/E) : 18.08
Book Value : 161.24
Price to Bookvalue (P/B) : 1.76
Dividend Yield : 2 %
Return on Equity (ROE) : 10.11 %
Return on Capital Employed (ROCE) : 8.75 %
Mahindra & Mahindra Financial Services Limited
ISIN : INE774D01024
NSE : M&MFIN
BSE : 532720
Face Value : 2
Industry : Finance - NBFC
EPS : 15.65
EPS (TTM) : 17.62
Price to Earning (P/E) : 18.08
Book Value : 161.24
Price to Bookvalue (P/B) : 1.76
Dividend Yield : 2 %
Return on Equity (ROE) : 10.11 %
Return on Capital Employed (ROCE) : 8.75 %
Mahindra & share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 285 - 285.2 0.1 % |
| Low / High | 276.2 - 286.75 3.8 % |
| Trade Volume | 1.21 Lk |
| 52 Week Low / High | 242.8 - 412.3 69.8 % |
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CONSOLIDATED QUARTERLY RESULT FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Net Sales | 29021.2 | 30109.5 | 33237.7 | 34626.9 | 35832 | 38332.5 | 41000.8 | 42803.2 | 43155.2 | 44651.5 |
| Total Income | 29139.5 | 30292.8 | 33528.2 | 35363.5 | 36369.1 | 38634.7 | 41370 | 43329.4 | 43549.3 | 44792.4 |
| Total Expenditure | 15117.2 | 10708 | 10406.2 | 10725 | 15043.3 | 17239 | 14563.8 | 15195.9 | 16763.8 | 18295.8 |
| Other Income | 118.3 | 183.3 | 290.5 | 736.6 | 537.1 | 302.2 | 369.2 | 526.2 | 394.1 | 140.9 |
| Operating Profit | 14022.3 | 19584.8 | 23122 | 24638.5 | 21325.8 | 21395.7 | 26806.2 | 28133.5 | 26785.5 | 26496.6 |
| Interest | 10521.2 | 11918.1 | 13729.7 | 14774 | 15971.9 | 17033.7 | 17977.6 | 18608.8 | 19603.3 | 20624.2 |
| Exceptional Items | -560.6 | |||||||||
| PBDT | 3501.1 | 7106.1 | 9392.3 | 9864.5 | 5353.9 | 4362 | 8828.6 | 9524.7 | 7182.2 | 5872.4 |
| Depreciation | 433.7 | 545.7 | 630.4 | 649.8 | 663.6 | 670.8 | 692.3 | 721.8 | 758.2 | 786.7 |
| Profit Before Tax | 3067.4 | 6560.4 | 8761.9 | 9214.7 | 4690.3 | 3691.2 | 8136.3 | 8802.9 | 6424 | 5085.7 |
| Tax | 785.8 | 1758.5 | 2191.6 | 2589.7 | 1205.8 | 960.3 | 2034.3 | 2250.9 | 1644.6 | 1329.3 |
| Profit After Tax | 2281.6 | 4801.9 | 6570.3 | 6625 | 3484.5 | 2730.9 | 6102 | 6552 | 4779.4 | 3756.4 |
| Net Profit | 2281.6 | 4801.9 | 6570.3 | 6625 | 3484.5 | 2730.9 | 6102 | 6552 | 4779.4 | 3756.4 |
| Equity Capital | 2471.06 | 2466.2 | 2466.7 | 2467.2 | 2471.05 | 2467.7 | 2471.06 | 2468.8 | 2471.05 | 2469.3 |
| Face Value (IN RS) | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Calculated EPS | 1.94 | 3.98 | 5.36 | 5.52 | 2.9 | 2.28 | 5.04 | 5.43 | 4.03 | 3.15 |
| Diluted Eps After Extraordinary Items | 1.94 | 3.97 | 5.35 | 5.51 | 2.9 | 2.27 | 5.04 | 5.42 | 4.02 | 3.14 |
| Diluted Eps Before Extraordinary Items | 1.94 | 3.97 | 5.35 | 5.51 | 2.9 | 2.27 | 5.04 | 5.42 | 4.02 | 3.14 |
STANDALONE QUARTERLY RESULT FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Net Sales | 24863.1 | 25858.4 | 28625 | 29941.5 | 30845.6 | 32119.4 | 34536.3 | 36540.1 | 37222.1 | 38974.8 |
| Total Income | 24985.5 | 26093.2 | 28915.5 | 30566.7 | 31254.1 | 32404.9 | 34904.2 | 37061 | 37601.5 | 39250.6 |
| Total Expenditure | 12302.2 | 8293.9 | 7542.7 | 7256.8 | 11471.1 | 13017.4 | 10233.9 | 10790.6 | 11814.4 | 14314.3 |
| Other Income | 122.4 | 234.8 | 290.5 | 625.2 | 408.5 | 285.5 | 367.9 | 520.9 | 379.4 | 275.8 |
| Operating Profit | 12683.3 | 17799.3 | 21372.8 | 23309.9 | 19783 | 19387.5 | 24670.3 | 26270.4 | 25787.1 | 24936.3 |
| Interest | 9319.6 | 10688.3 | 12419.4 | 13339.9 | 14504.5 | 15664.7 | 16749.6 | 17350.6 | 18285.8 | 19342.5 |
| Exceptional Items | -545.1 | |||||||||
| PBDT | 3363.7 | 6565.9 | 8953.4 | 9970 | 5278.5 | 3722.8 | 7920.7 | 8919.8 | 7501.3 | 5593.8 |
| Depreciation | 358.8 | 458.8 | 522 | 532.7 | 543.1 | 560 | 579.6 | 604.4 | 637.5 | 667.3 |
| Profit Before Tax | 3004.9 | 6107.1 | 8431.4 | 9437.3 | 4735.4 | 3162.8 | 7341.1 | 8315.4 | 6863.8 | 4926.5 |
| Tax | 775.7 | 1623.8 | 2141.9 | 2596.1 | 1208.8 | 811 | 1813.2 | 2125.5 | 1734.2 | 1231.8 |
| Profit After Tax | 2229.2 | 4483.3 | 6289.5 | 6841.2 | 3526.6 | 2351.8 | 5527.9 | 6189.9 | 5129.6 | 3694.7 |
| Net Profit | 2229.2 | 4483.3 | 6289.5 | 6841.2 | 3526.6 | 2351.8 | 5527.9 | 6189.9 | 5129.6 | 3694.7 |
| Equity Capital | 2471.06 | 2466.2 | 2466.7 | 2467.2 | 2471.05 | 2467.7 | 2471.06 | 2468.8 | 2471.05 | 2469.3 |
| Face Value (IN RS) | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Calculated EPS | 1.8 | 3.64 | 5.1 | 5.55 | 2.85 | 1.91 | 4.47 | 5.01 | 4.15 | 2.99 |
| Diluted Eps After Extraordinary Items | 1.81 | 3.63 | 5.09 | 5.54 | 2.86 | 1.9 | 4.47 | 5 | 4.15 | 2.98 |
| Diluted Eps Before Extraordinary Items | 1.81 | 3.63 | 5.09 | 5.54 | 2.86 | 1.9 | 4.47 | 5 | 4.15 | 2.98 |
CONSOLIDATED ANNUAL RESULT FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Net Sales | 113176 | 126995 | 157968 |
| Total Income | 114005 | 128324 | 159703 |
| Total Expenditure | 53473.2 | 46956.4 | 62042 |
| Other Income | 829.4 | 1328.7 | 1734.7 |
| Operating Profit | 60531.9 | 81367.6 | 97661.2 |
| Interest | 44173.7 | 50943 | 69592 |
| Exceptional Items | 205.7 | -560.6 | |
| PBDT | 16563.9 | 29864 | 28069.2 |
| Depreciation | 1519.9 | 2259.6 | 2748.5 |
| Profit Before Tax | 15044 | 27604.4 | 25320.7 |
| Tax | 3990.8 | 7325.6 | 6451.3 |
| Profit After Tax | 11053.2 | 20278.8 | 18869.4 |
| Net Profit | 11053.2 | 20278.8 | 18869.4 |
| Equity Capital | 2466 | 2467.2 | 2468.8 |
| Face Value (IN RS) | 2 | 2 | 2 |
| Calculated EPS | 9.22 | 16.8 | 15.66 |
| Diluted Eps After Extraordinary Items | 9.21 | 16.79 | 15.65 |
| Diluted Eps Before Extraordinary Items | 9.21 | 16.79 | 15.65 |
STANDALONE ANNUAL RESULT FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Net Sales | 96579.7 | 109288 | 134041 |
| Total Income | 97188 | 110561 | 135624 |
| Total Expenditure | 43148.8 | 35395.6 | 45513 |
| Other Income | 608.3 | 1272.9 | 1582.8 |
| Operating Profit | 54039.2 | 75165.3 | 90111.2 |
| Interest | 39201.8 | 45767.2 | 64269.4 |
| Exceptional Items | -545.1 | ||
| PBDT | 14837.4 | 28853 | 25841.8 |
| Depreciation | 1268.3 | 1872.3 | 2287.1 |
| Profit Before Tax | 13569.1 | 26980.7 | 23554.7 |
| Tax | 3681.6 | 7137.5 | 5958.5 |
| Profit After Tax | 9887.5 | 19843.2 | 17596.2 |
| Net Profit | 9887.5 | 19843.2 | 17596.2 |
| Equity Capital | 2466 | 2467.2 | 2468.8 |
| Face Value (IN RS) | 2 | 2 | 2 |
| Calculated EPS | 8.02 | 16.09 | 14.25 |
| Diluted Eps After Extraordinary Items | 8.01 | 16.08 | 14.25 |
| Diluted Eps Before Extraordinary Items | 8.01 | 16.08 | 14.25 |
CONSOLIDATED PROFIT / LOSS FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Operating Income | 12050.3 Cr | 11317.6 Cr | 12699.5 Cr | 15796.8 Cr |
| Interest income | 11703.8 Cr | 10858.1 Cr | 12029.5 Cr | 14412.3 Cr |
| Dividend income | 12 Lk | 2 Lk | 1 Lk | 0 |
| Processing fees and other charges | 203.61 Cr | 271.94 Cr | 391.38 Cr | 1057.66 Cr |
| Operating Income (Net) | 12050.3 Cr | 11317.6 Cr | 12699.5 Cr | 15796.8 Cr |
| Employee Cost | 1384.01 Cr | 1613.12 Cr | 2115.33 Cr | 2261.44 Cr |
| Salaries, Wages & Bonus | 1246.17 Cr | 1453.14 Cr | 1927.75 Cr | 2085.69 Cr |
| Contributions to EPF & Pension Funds | 102.08 Cr | 116.25 Cr | 134.4 Cr | 126.98 Cr |
| Workmen and Staff Welfare Expenses | 7.21 Cr | 30.76 Cr | 38.65 Cr | 42.21 Cr |
| Operating & Establishment Expenses | 268.32 Cr | 462.52 Cr | 640.05 Cr | 1160.55 Cr |
| Commission, Brokerage & Discounts | 104.8 Cr | 156.11 Cr | 285.26 Cr | 867.84 Cr |
| Rent , Rates & Taxes | 25.01 Cr | 26.47 Cr | 27.41 Cr | 32.06 Cr |
| Repairs and Maintenance | 7.22 Cr | 7.13 Cr | 18.06 Cr | 14.96 Cr |
| Insurance | 53.05 Cr | 53.29 Cr | 70.66 Cr | 75.77 Cr |
| Electricity & Power | 11.87 Cr | 15.81 Cr | 19.45 Cr | 21.99 Cr |
| Administrations & Other Expenses | 356.61 Cr | 535.2 Cr | 706.64 Cr | 794.74 Cr |
| Printing and stationery | 7.62 Cr | 12.89 Cr | 18.68 Cr | 16.28 Cr |
| Professional and legal fees | 91.53 Cr | 105.95 Cr | 154.97 Cr | 190.95 Cr |
| Advertisement & Sales Promotion | 8.19 Cr | 15.61 Cr | 28.86 Cr | 41.41 Cr |
| Provisions and Contingencies | 4038.38 Cr | 2824.61 Cr | 2657.77 Cr | 1995.73 Cr |
| Bad debts /advances written off | 2486.85 Cr | 2777.3 Cr | 2606.74 Cr | 1931.3 Cr |
| Provision for doubtful debts | 2.52 Cr | 0 | 0 | 0 |
| Total Expenditure | 6047.32 Cr | 5435.45 Cr | 6119.79 Cr | 6212.46 Cr |
| Other Income | 121.2 Cr | 171.07 Cr | 1557.02 Cr | 181.73 Cr |
| Profit on sale of Fixed Assets | 41 Lk | 1.6 Cr | 3.3 Cr | 6.97 Cr |
| Income from investments | 66.5 Cr | 28.83 Cr | 4 Lk | 1.09 Cr |
| Provision Written Back | 0 | 88.13 Cr | 1423.51 Cr | 7.28 Cr |
| Operating Profit | 6124.14 Cr | 6053.19 Cr | 8136.76 Cr | 9766.12 Cr |
| Interest | 5307.57 Cr | 4417.37 Cr | 5094.3 Cr | 6959.2 Cr |
| Loans | 1631.55 Cr | 1629.86 Cr | 2354.89 Cr | 3629.54 Cr |
| Deposits | 813.45 Cr | 763.29 Cr | 535.02 Cr | 490.27 Cr |
| Bonds / Debentures | 2602.38 Cr | 1961.16 Cr | 2166.1 Cr | 2775.77 Cr |
| Depreciation | 150.51 Cr | 151.99 Cr | 225.96 Cr | 274.85 Cr |
| Profit Before Taxation & Exceptional Items | 666.06 Cr | 1483.83 Cr | 2816.5 Cr | 2532.07 Cr |
| Exceptional Income / Expenses | 228.54 Cr | 20.57 Cr | -56.06 Cr | 0 |
| Profit Before Tax | 894.6 Cr | 1504.4 Cr | 2803.76 Cr | 2588.18 Cr |
| Provision for Tax | 153.86 Cr | 399.08 Cr | 732.56 Cr | 645.13 Cr |
| Current Income Tax | 512.28 Cr | 388.23 Cr | 495.68 Cr | 879.1 Cr |
| Deferred Tax | -340.86 Cr | -12.3 Cr | 234.41 Cr | -70.97 Cr |
| Profit After Tax | 740.74 Cr | 1105.32 Cr | 2071.2 Cr | 1943.05 Cr |
| Minority Interest | -7.07 Cr | -13.47 Cr | 1.2 Cr | -10.36 Cr |
| Share of Associate | 39.54 Cr | 45.02 Cr | 0 | 0 |
| Consolidated Net Profit | 773.21 Cr | 1136.87 Cr | 2072.4 Cr | 1932.69 Cr |
| Profit Balance B/F | 4577.98 Cr | 5285.06 Cr | 6146.97 Cr | 7417.35 Cr |
| Appropriations | 5351.19 Cr | 6421.93 Cr | 8219.37 Cr | 9350.04 Cr |
| Equity Dividend % | 40 | 180 | 300 | 315 |
| Earnings Per Share | 6.28 | 9.22 | 16.8 | 15.66 |
| Adjusted EPS | 6.28 | 9.22 | 16.8 | 15.66 |
STANDALONE PROFIT / LOSS FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Operating Income | 10395.2 Cr | 9657.97 Cr | 10928.8 Cr | 13404.1 Cr |
| Interest income | 10267 Cr | 9475.61 Cr | 10682.6 Cr | 13108.8 Cr |
| Dividend income | 2 Lk | 0 | 0 | 0 |
| Operating Income (Net) | 10395.2 Cr | 9657.97 Cr | 10928.8 Cr | 13404.1 Cr |
| Employee Cost | 1015.23 Cr | 1171.4 Cr | 1584.27 Cr | 1712.63 Cr |
| Salaries, Wages & Bonus | 917.15 Cr | 1057.11 Cr | 1457.6 Cr | 1588.35 Cr |
| Contributions to EPF & Pension Funds | 76.7 Cr | 83.26 Cr | 94.43 Cr | 87.51 Cr |
| Workmen and Staff Welfare Expenses | 5.39 Cr | 21.83 Cr | 27.69 Cr | 32.28 Cr |
| Operating & Establishment Expenses | 147.33 Cr | 282.97 Cr | 360.3 Cr | 337 Cr |
| Commission, Brokerage & Discounts | 31.14 Cr | 44.91 Cr | 80.24 Cr | 109.9 Cr |
| Rent , Rates & Taxes | 23.91 Cr | 21.95 Cr | 20.99 Cr | 22.54 Cr |
| Repairs and Maintenance | 5.23 Cr | 5.05 Cr | 9.83 Cr | 12.06 Cr |
| Insurance | 40.14 Cr | 37.79 Cr | 51.03 Cr | 52.3 Cr |
| Electricity & Power | 10.05 Cr | 13.46 Cr | 16.14 Cr | 18.17 Cr |
| Administrations & Other Expenses | 316.81 Cr | 462.73 Cr | 550.87 Cr | 648.72 Cr |
| Printing and stationery | 5.55 Cr | 9.25 Cr | 12.58 Cr | 12.99 Cr |
| Professional and legal fees | 105.62 Cr | 119.78 Cr | 112.18 Cr | 149.21 Cr |
| Advertisement & Sales Promotion | 7.61 Cr | 15.36 Cr | 26.78 Cr | 40.22 Cr |
| Provisions and Contingencies | 3763 Cr | 2543.76 Cr | 2258.51 Cr | 1859.53 Cr |
| Bad debts /advances written off | 2170.7 Cr | 2513.07 Cr | 2213.36 Cr | 1714.89 Cr |
| Provision for doubtful debts | 1565.04 Cr | 0 | 0 | 0 |
| Total Expenditure | 5242.37 Cr | 4460.86 Cr | 4753.95 Cr | 4557.88 Cr |
| Other Income | 122.57 Cr | 206.81 Cr | 1341.68 Cr | 164.86 Cr |
| Profit on sale of Fixed Assets | 41 Lk | 1.27 Cr | 2.89 Cr | 6.65 Cr |
| Income from investments | 61.02 Cr | 2.47 Cr | 4.85 Cr | 4.84 Cr |
| Provision Written Back | 0 | 145.98 Cr | 1213.75 Cr | 5.6 Cr |
| Operating Profit | 5275.4 Cr | 5403.92 Cr | 7516.53 Cr | 9011.12 Cr |
| Interest | 4733.19 Cr | 3920.18 Cr | 4576.72 Cr | 6426.94 Cr |
| Loans | 1312.91 Cr | 1421.33 Cr | 2135.6 Cr | 3399.09 Cr |
| Deposits | 817.51 Cr | 766.91 Cr | 524.74 Cr | 473.41 Cr |
| Bonds / Debentures | 2350.9 Cr | 1678.26 Cr | 1875.51 Cr | 2487.24 Cr |
| Depreciation | 125.88 Cr | 126.83 Cr | 187.23 Cr | 228.71 Cr |
| Profit Before Taxation & Exceptional Items | 416.33 Cr | 1356.91 Cr | 2752.58 Cr | 2355.47 Cr |
| Exceptional Income / Expenses | 6.1 Cr | 0 | -54.51 Cr | 0 |
| Profit Before Tax | 422.43 Cr | 1356.91 Cr | 2698.07 Cr | 2355.47 Cr |
| Provision for Tax | 87.28 Cr | 368.16 Cr | 713.75 Cr | 595.85 Cr |
| Current Income Tax | 450.3 Cr | 321.9 Cr | 480 Cr | 827.93 Cr |
| Deferred Tax | -347.52 Cr | 20 Cr | 227.47 Cr | -69.08 Cr |
| Profit After Tax | 335.15 Cr | 988.75 Cr | 1984.32 Cr | 1759.62 Cr |
| Consolidated Net Profit | 335.15 Cr | 988.75 Cr | 1984.32 Cr | 1759.62 Cr |
| Profit Balance B/F | 4293.64 Cr | 4558.4 Cr | 5247.99 Cr | 6376.6 Cr |
| Appropriations | 4628.79 Cr | 5547.15 Cr | 7232.31 Cr | 8136.22 Cr |
| Equity Dividend % | 40 | 180 | 300 | 315 |
| Earnings Per Share | 2.72 | 8.02 | 16.09 | 14.25 |
| Adjusted EPS | 2.72 | 8.02 | 16.09 | 14.25 |
CONSOLIDATED CASH FLOW FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Profit Before Tax | 666.06 Cr | 1483.83 Cr | 2816.5 Cr | 2532.07 Cr |
| Adjustment | 3826.27 Cr | -3647.58 Cr | -5609.13 Cr | -5230.49 Cr |
| Changes In working Capital | 2122.84 Cr | -4402.34 Cr | -21151 Cr | -22050.8 Cr |
| Cash Flow after changes in Working Capital | 6615.17 Cr | -6566.09 Cr | -23943.6 Cr | -24749.2 Cr |
| Cash Flow from Operating Activities | 5956.62 Cr | 18.06 Cr | -17395.3 Cr | -18448.6 Cr |
| Cash Flow from Investing Activities | -8479.18 Cr | 3110.59 Cr | -1635.37 Cr | 2670.28 Cr |
| Cash Flow from Financing Activitie | 2548.49 Cr | -3172.88 Cr | 18852 Cr | 16094.9 Cr |
| Net Cash Inflow / Outflow | 25.93 Cr | -44.23 Cr | -178.72 Cr | 316.63 Cr |
| Opening Cash & Cash Equivalents | 782.6 Cr | 808.53 Cr | 765.18 Cr | 586.53 Cr |
| Cash & Cash Equivalent on Amalgamation / Take over / Merger | 0 | 1.73 Cr | 7 Lk | 0 |
| Effect of Foreign Exchange Fluctuations | 0 | -71 Lk | 0 | 38 Lk |
| Closing Cash & Cash Equivalent | 808.53 Cr | 765.32 Cr | 586.53 Cr | 903.54 Cr |
STANDALONE CASH FLOW FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Profit Before Tax | 416.33 Cr | 1356.91 Cr | 2752.58 Cr | 2355.47 Cr |
| Adjustment | 3586.99 Cr | -3137.81 Cr | -5049.19 Cr | -4754.57 Cr |
| Changes In working Capital | 1609.81 Cr | -4130.66 Cr | -21106.9 Cr | -21775 Cr |
| Cash Flow after changes in Working Capital | 5613.13 Cr | -5911.56 Cr | -23403.6 Cr | -24174.1 Cr |
| Cash Flow from Operating Activities | 5016.64 Cr | -32 Lk | -17485 Cr | -18403.7 Cr |
| Cash Flow from Investing Activities | -7382.59 Cr | 2612.88 Cr | -1320.68 Cr | 1961.55 Cr |
| Cash Flow from Financing Activitie | 2259.74 Cr | -2855.27 Cr | 18727.6 Cr | 16503.4 Cr |
| Net Cash Inflow / Outflow | -106.21 Cr | -242.71 Cr | -78.12 Cr | 61.32 Cr |
| Opening Cash & Cash Equivalents | 676.79 Cr | 570.58 Cr | 327.87 Cr | 249.75 Cr |
| Closing Cash & Cash Equivalent | 570.58 Cr | 327.87 Cr | 249.75 Cr | 311.07 Cr |
CONSOLIDATED BALANCE SHEET FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Equity - Authorised | 500 Cr | 500 Cr | 500 Cr | 500 Cr |
| Equity - Issued | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Equity Paid Up | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Face Value | 2 | 2 | 2 | 2 |
| Total Reserves | 15479.8 Cr | 16606.7 Cr | 18273.2 Cr | 19655.9 Cr |
| Securities Premium | 7137.14 Cr | 7157.29 Cr | 7170.35 Cr | 7186.06 Cr |
| Profit & Loss Account Balance | 5285.05 Cr | 6146.97 Cr | 7417.35 Cr | 8364.29 Cr |
| General Reserves | 813.17 Cr | 813.29 Cr | 813.83 Cr | 814.08 Cr |
| Reserve excluding Revaluation Reserve | 15479.8 Cr | 16606.7 Cr | 18273.2 Cr | 19655.9 Cr |
| Shareholder's Funds | 15776.4 Cr | 16896.3 Cr | 18560.1 Cr | 19933.2 Cr |
| Minority Interest | 99.15 Cr | 141.46 Cr | 141.35 Cr | 41.61 Cr |
| Secured Loans | 52789.2 Cr | 49992.6 Cr | 68055.1 Cr | 83154.3 Cr |
| Non Convertible Debentures | 21406.8 Cr | 21868 Cr | 25238.1 Cr | 26817.2 Cr |
| Term Loans - Banks | 17071.8 Cr | 17660 Cr | 33421.8 Cr | 48626.1 Cr |
| Term Loans - Institutions | 0 | 175.25 Cr | 111.25 Cr | 0 |
| Unsecured Loans | 10835.4 Cr | 11194 Cr | 8335.11 Cr | 9796.67 Cr |
| Fixed Deposits - Public | 9366.16 Cr | 8286.26 Cr | 5458.74 Cr | 7174.73 Cr |
| Loans - Banks | 90 Cr | 85 Cr | 85 Cr | 2.47 Cr |
| Loans - Others | 0 | 0 | 150.01 Cr | 150 Cr |
| Deferred Tax Assets / Liabilities | -944.88 Cr | -951.27 Cr | -745.8 Cr | -801.8 Cr |
| Deferred Tax Assets | 1164.16 Cr | 1171.37 Cr | 950.23 Cr | 978.71 Cr |
| Deferred Tax Liability | 219.28 Cr | 220.1 Cr | 204.43 Cr | 176.91 Cr |
| Other Long Term Liabilities | 82.84 Cr | 89.54 Cr | 88.79 Cr | 35.51 Cr |
| Long Term Provisions | 134.81 Cr | 144.97 Cr | 135.01 Cr | 122.01 Cr |
| Total Non-Current Liabilities | 62897.3 Cr | 60469.8 Cr | 75868.2 Cr | 92306.6 Cr |
| Trade Payables | 778.94 Cr | 1163.83 Cr | 1286.01 Cr | 1743.53 Cr |
| Sundry Creditors | 778.94 Cr | 1163.83 Cr | 1286.01 Cr | 1743.53 Cr |
| Other Current Liabilities | 3477.58 Cr | 3088.32 Cr | 3196.48 Cr | 3259.43 Cr |
| Interest Accrued But Not Due | 2481.76 Cr | 2035.92 Cr | 1902.39 Cr | 1896.3 Cr |
| Short Term Borrowings | 1476.38 Cr | 939.08 Cr | 5038.37 Cr | 5368.2 Cr |
| Secured ST Loans repayable on Demands | 0 | 0 | 169.97 Cr | 0 |
| Working Capital Loans- Sec | 0 | 0 | 169.97 Cr | 0 |
| Short Term Provisions | 150.35 Cr | 158.59 Cr | 248.48 Cr | 261.32 Cr |
| Provision for Tax | 13.92 Cr | 27.6 Cr | 74.15 Cr | 128.6 Cr |
| Provision for post retirement benefits | 136.43 Cr | 130.99 Cr | 0 | 0 |
| Total Current Liabilities | 5883.25 Cr | 5349.82 Cr | 9769.34 Cr | 10632.5 Cr |
| Total Liabilities | 84656.1 Cr | 82857.4 Cr | 104339 Cr | 122914 Cr |
| Loans (Non - Current Assets) | 1014.73 Cr | 1196.15 Cr | 3481.07 Cr | 3757.67 Cr |
| Gross Block | 967.34 Cr | 1131.69 Cr | 1608.52 Cr | 1867.48 Cr |
| Less: Accumulated Depreciation | 568.3 Cr | 616.41 Cr | 737.92 Cr | 859.52 Cr |
| Net Block | 399.04 Cr | 515.28 Cr | 870.6 Cr | 1007.96 Cr |
| Capital Work in Progress | 10.34 Cr | 0 | 0 | 0 |
| Non Current Investments | 9304.16 Cr | 8628.03 Cr | 10037.2 Cr | 9447.64 Cr |
| Long Term Investment | 9304.16 Cr | 8628.03 Cr | 10037.2 Cr | 9447.64 Cr |
| Quoted | 0 | 7531.5 Cr | 6829.78 Cr | 6639.17 Cr |
| Unquoted | 9304.57 Cr | 1098.14 Cr | 3208.36 Cr | 2808.47 Cr |
| Long Term Loans & Advances | 51.07 Cr | 153.85 Cr | 235.71 Cr | 106.42 Cr |
| Other Non Current Assets | 312.61 Cr | 176.52 Cr | 1398.6 Cr | 586.66 Cr |
| Total Non-Current Assets | 11093.3 Cr | 10671.9 Cr | 16025.8 Cr | 15011.8 Cr |
| Currents Investments | 2724.07 Cr | 26.1 Cr | 25.97 Cr | 150.82 Cr |
| Unquoted | 9304.57 Cr | 1098.14 Cr | 3208.36 Cr | 2808.47 Cr |
| Sundry Debtors | 54.64 Cr | 64.83 Cr | 98.35 Cr | 173.35 Cr |
| Debtors more than Six months | 0 | 0 | 11.19 Cr | 0 |
| Debtors Others | 60.22 Cr | 71.07 Cr | 97.15 Cr | 178.81 Cr |
| Cash and Bank | 3982.52 Cr | 4827.61 Cr | 4066.91 Cr | 3455.01 Cr |
| Cash in hand | 54.42 Cr | 54.86 Cr | 45.51 Cr | 65.35 Cr |
| Balances at Bank | 3894.98 Cr | 4736.45 Cr | 4003.75 Cr | 3361.74 Cr |
| Other Current Assets | 998.5 Cr | 1219.1 Cr | 1462.77 Cr | 2051.8 Cr |
| Interest accrued on Investments | 177.59 Cr | 25.01 Cr | 9.81 Cr | 31.82 Cr |
| Prepaid Expenses | 41.14 Cr | 68 Cr | 73.92 Cr | 87.4 Cr |
| Short Term Loans and Advances | 65803 Cr | 66047.8 Cr | 82659.2 Cr | 102071 Cr |
| Advances recoverable in cash or in kind | 1200.62 Cr | 1813.87 Cr | 2551.61 Cr | 2896.52 Cr |
| Advance income tax and TDS | 414.18 Cr | 586.74 Cr | 568.5 Cr | 733.47 Cr |
| Inter corporate deposits | 1 Cr | 0 | 0 | 0 |
| Total Current Assets | 73562.8 Cr | 72185.5 Cr | 88313.2 Cr | 107902 Cr |
| Net Current Assets (Including Current Investments) | 67679.5 Cr | 66835.6 Cr | 78543.9 Cr | 97269.7 Cr |
| Total Assets | 84656.1 Cr | 82857.4 Cr | 104339 Cr | 122914 Cr |
| Contingent Liabilities | 1739.18 Cr | 1894.24 Cr | 2166.6 Cr | 1638.69 Cr |
| Total Debt | 65100.9 Cr | 62125.6 Cr | 81428.6 Cr | 98319.1 Cr |
| Book Value | 127.65 | 0 | 150.13 | 161.24 |
| Adjusted Book Value | 127.65 | 0 | 150.13 | 161.24 |
STANDALONE BALANCE SHEET FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Equity - Authorised | 500 Cr | 500 Cr | 500 Cr | 500 Cr |
| Equity - Issued | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Equity Paid Up | 246.4 Cr | 246.6 Cr | 246.72 Cr | 246.88 Cr |
| Face Value | 2 | 2 | 2 | 2 |
| Total Reserves | 14422.3 Cr | 15350.2 Cr | 16818.9 Cr | 17898.4 Cr |
| Securities Premium | 7137.14 Cr | 7157.29 Cr | 7170.04 Cr | 7185.65 Cr |
| Profit & Loss Account Balance | 4558.4 Cr | 5247.99 Cr | 6376.6 Cr | 7037.93 Cr |
| General Reserves | 797.29 Cr | 797.41 Cr | 797.94 Cr | 798.19 Cr |
| Reserve excluding Revaluation Reserve | 14422.3 Cr | 15350.2 Cr | 16818.9 Cr | 17898.4 Cr |
| Shareholder's Funds | 14711.5 Cr | 15628.1 Cr | 17088.9 Cr | 18157.5 Cr |
| Secured Loans | 47257 Cr | 45662.1 Cr | 63147.7 Cr | 78790.9 Cr |
| Non Convertible Debentures | 18892.8 Cr | 20090.2 Cr | 23256.2 Cr | 24854.1 Cr |
| Term Loans - Banks | 14292.9 Cr | 15305.2 Cr | 30622.2 Cr | 46242.4 Cr |
| Unsecured Loans | 10137.3 Cr | 9307.01 Cr | 6754.56 Cr | 8322.62 Cr |
| Fixed Deposits - Public | 9450.66 Cr | 8426.19 Cr | 5524.6 Cr | 7174.74 Cr |
| Loans - Banks | 90 Cr | 85 Cr | 85 Cr | 2.47 Cr |
| Loans - Others | 0 | 0 | 150.01 Cr | 150 Cr |
| Deferred Tax Assets / Liabilities | -862.36 Cr | -836.42 Cr | -637.24 Cr | -691.08 Cr |
| Deferred Tax Assets | 1080.67 Cr | 1079.47 Cr | 862.05 Cr | 888.88 Cr |
| Deferred Tax Liability | 218.31 Cr | 243.05 Cr | 224.81 Cr | 197.8 Cr |
| Other Long Term Liabilities | 82.84 Cr | 89.54 Cr | 88.79 Cr | 35.51 Cr |
| Long Term Provisions | 106.37 Cr | 114.7 Cr | 106.58 Cr | 93.1 Cr |
| Total Non-Current Liabilities | 56721.1 Cr | 54336.9 Cr | 69460.4 Cr | 86551.1 Cr |
| Trade Payables | 643.09 Cr | 1005.28 Cr | 1166.31 Cr | 1524.89 Cr |
| Sundry Creditors | 643.09 Cr | 1005.28 Cr | 1166.31 Cr | 1524.89 Cr |
| Other Current Liabilities | 2793.5 Cr | 2516.63 Cr | 2600.27 Cr | 2891.76 Cr |
| Interest Accrued But Not Due | 2230.8 Cr | 1863.05 Cr | 1730.03 Cr | 1753.42 Cr |
| Short Term Borrowings | 1182.38 Cr | 844.82 Cr | 5043.59 Cr | 5111.62 Cr |
| Secured ST Loans repayable on Demands | 0 | 0 | 169.97 Cr | 0 |
| Working Capital Loans- Sec | 0 | 0 | 169.97 Cr | 0 |
| Short Term Provisions | 122.46 Cr | 120.57 Cr | 219.83 Cr | 231.29 Cr |
| Provision for Tax | 13.92 Cr | 13.92 Cr | 65.67 Cr | 119.26 Cr |
| Provision for post retirement benefits | 108.54 Cr | 106.65 Cr | 0 | 0 |
| Total Current Liabilities | 4741.43 Cr | 4487.3 Cr | 9030 Cr | 9759.56 Cr |
| Total Liabilities | 76174.1 Cr | 74452.3 Cr | 95579.3 Cr | 114468 Cr |
| Loans (Non - Current Assets) | 1014.73 Cr | 1196.15 Cr | 3481.07 Cr | 3757.67 Cr |
| Gross Block | 815.53 Cr | 910.76 Cr | 1306.88 Cr | 1539.27 Cr |
| Less: Accumulated Depreciation | 485.41 Cr | 517.89 Cr | 611.33 Cr | 713.55 Cr |
| Net Block | 330.12 Cr | 392.87 Cr | 695.55 Cr | 825.72 Cr |
| Capital Work in Progress | 10.34 Cr | 0 | 0 | 0 |
| Non Current Investments | 7261.58 Cr | 6967.86 Cr | 7204.03 Cr | 7152.98 Cr |
| Long Term Investment | 7261.58 Cr | 6967.86 Cr | 7204.03 Cr | 7152.98 Cr |
| Quoted | 5994.88 Cr | 5627.73 Cr | 5927.59 Cr | 5673.03 Cr |
| Unquoted | 1266.7 Cr | 1340.13 Cr | 1330.95 Cr | 1534.46 Cr |
| Long Term Loans & Advances | 23.72 Cr | 147.64 Cr | 225.81 Cr | 102.6 Cr |
| Other Non Current Assets | 284.68 Cr | 143.55 Cr | 1362.22 Cr | 546.25 Cr |
| Total Non-Current Assets | 8925.17 Cr | 8848.07 Cr | 12968.7 Cr | 12490.3 Cr |
| Currents Investments | 4345.67 Cr | 1472.41 Cr | 2784.59 Cr | 2497.84 Cr |
| Quoted | 1697.18 Cr | 1308.48 Cr | 2664.64 Cr | 2372.86 Cr |
| Unquoted | 1266.7 Cr | 1340.13 Cr | 1330.95 Cr | 1534.46 Cr |
| Sundry Debtors | 8.4 Cr | 9.09 Cr | 21.84 Cr | 24.74 Cr |
| Debtors more than Six months | 0 | 0 | 2.59 Cr | 0 |
| Debtors Others | 11.44 Cr | 15.6 Cr | 24.72 Cr | 25.03 Cr |
| Cash and Bank | 3269.64 Cr | 4150.69 Cr | 2832.06 Cr | 2689.11 Cr |
| Cash in hand | 42.29 Cr | 40.58 Cr | 32.91 Cr | 52.92 Cr |
| Balances at Bank | 3194.23 Cr | 4073.81 Cr | 2781.5 Cr | 2608.27 Cr |
| Other Current Assets | 983.93 Cr | 1097.48 Cr | 1414.81 Cr | 2019.41 Cr |
| Interest accrued on Investments | 172.98 Cr | 17.58 Cr | 9.74 Cr | 31.7 Cr |
| Prepaid Expenses | 31.37 Cr | 51.45 Cr | 52.71 Cr | 67.13 Cr |
| Short Term Loans and Advances | 58641.3 Cr | 58874.6 Cr | 75557.3 Cr | 94746.7 Cr |
| Advances recoverable in cash or in kind | 1196.79 Cr | 1809.43 Cr | 2546.36 Cr | 2892.17 Cr |
| Advance income tax and TDS | 401.65 Cr | 562.89 Cr | 504.36 Cr | 609.78 Cr |
| Inter corporate deposits | 1 Cr | 0 | 0 | 0 |
| Total Current Assets | 67248.9 Cr | 65604.2 Cr | 82610.6 Cr | 101978 Cr |
| Net Current Assets (Including Current Investments) | 62507.5 Cr | 61116.9 Cr | 73580.6 Cr | 92218.2 Cr |
| Total Assets | 76174.1 Cr | 74452.3 Cr | 95579.3 Cr | 114468 Cr |
| Contingent Liabilities | 1736.64 Cr | 1891.33 Cr | 2163.03 Cr | 1635.3 Cr |
| Total Debt | 58576.7 Cr | 55813.9 Cr | 74945.9 Cr | 92225.2 Cr |
| Book Value | 119.06 | 0 | 138.34 | 147 |
| Adjusted Book Value | 119.06 | 0 | 138.34 | 147 |
FINANCIAL RATIOS (CONSOLIDATED) FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 6.28 | 9.22 | 16.8 | 15.66 |
| CEPS(Rs) | 7.23 | 10.2 | 18.62 | 17.97 |
| DPS(Rs) | 0.8 | 3.6 | 6 | 6.3 |
| Book NAV/Share(Rs) | 127.65 | 136.69 | 150.13 | 161.24 |
| Tax Rate(%) | 17.2 | 26.53 | 26.13 | 24.93 |
| Margin Ratios | ||||
| Core EBITDA Margin(%) | 49.82 | 51.97 | 51.81 | 60.67 |
| EBIT Margin(%) | 51.47 | 52.32 | 62.19 | 60.44 |
| Pre Tax Margin(%) | 7.42 | 13.29 | 22.08 | 16.38 |
| PAT Margin (%) | 6.15 | 9.77 | 16.31 | 12.3 |
| Cash Profit Margin (%) | 7.4 | 11.11 | 18.09 | 14.04 |
| Performance Ratios | ||||
| ROA(%) | 0.89 | 1.32 | 2.21 | 1.71 |
| ROE(%) | 5.36 | 6.79 | 11.71 | 10.11 |
| ROCE(%) | 7.83 | 7.41 | 8.82 | 8.75 |
| Asset Turnover(x) | 0.15 | 0.14 | 0.14 | 0.14 |
| Sales/Fixed Asset(x) | 12.85 | 10.78 | 9.27 | 9.09 |
| Working Capital/Sales(x) | 0.18 | 0.17 | 0.16 | 0.16 |
| Efficiency Ratios | ||||
| Fixed Capital/Sales(x) | 0.08 | 0.09 | 0.11 | 0.11 |
| Receivable days | 1.63 | 1.93 | 2.35 | 3.14 |
| Payable days | 146.29 | 0 | 0 | 0 |
| Valuation Parameters | ||||
| PER(x) | 31.69 | 17.26 | 13.8 | 17.8 |
| PCE(x) | 27.49 | 15.61 | 12.45 | 15.51 |
| Price/Book(x) | 1.56 | 1.16 | 1.54 | 1.73 |
| Yield(%) | 0.4 | 2.26 | 2.59 | 2.26 |
| EV/Net Sales(x) | 7.11 | 6.8 | 8.34 | 8.18 |
| EV/Core EBITDA(x) | 13.98 | 12.71 | 13.02 | 13.24 |
| EV/EBIT(x) | 13.81 | 12.99 | 13.42 | 13.54 |
| EV/CE(x) | 1.01 | 0.93 | 1.02 | 1.09 |
| M Cap / Sales | 2.03 | 1.73 | 2.25 | 2.18 |
| Growth Ratio | ||||
| Net Sales Growth(%) | 1.39 | -6.55 | 12.21 | 24.39 |
| Core EBITDA Growth(%) | -13.67 | -1.16 | 34.42 | 20.02 |
| EBIT Growth(%) | -10.72 | -4.52 | 32.37 | 20.88 |
| PAT Growth(%) | -28.77 | 49.22 | 80.05 | -6.19 |
| EPS Growth(%) | -64.08 | 46.91 | 82.2 | -6.8 |
| Financial Stability Ratios | ||||
| Total Debt/Equity(x) | 4.14 | 3.69 | 4.4 | 4.94 |
| Current Ratio(x) | 12.5 | 13.49 | 9.04 | 10.15 |
| Quick Ratio(x) | 12.5 | 13.49 | 9.04 | 10.15 |
| Interest Cover(x) | 1.17 | 1.34 | 1.55 | 1.37 |
| Total Debt/Mcap(x) | 2.65 | 3.16 | 2.84 | 2.85 |
FINANCIAL RATIOS (STANDALONE) FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 2.72 | 8.02 | 16.09 | 14.25 |
| CEPS(Rs) | 3.74 | 9.05 | 17.6 | 16.11 |
| DPS(Rs) | 0.8 | 3.6 | 6 | 6.3 |
| Book NAV/Share(Rs) | 119.07 | 126.5 | 138.34 | 147 |
| Tax Rate(%) | 20.66 | 27.13 | 26.45 | 25.3 |
| Margin Ratios | ||||
| Core EBITDA Margin(%) | 49.57 | 53.81 | 56.5 | 66 |
| EBIT Margin(%) | 49.6 | 54.64 | 66.57 | 65.52 |
| Pre Tax Margin(%) | 4.06 | 14.05 | 24.69 | 17.57 |
| PAT Margin (%) | 3.22 | 10.24 | 18.16 | 13.13 |
| Cash Profit Margin (%) | 4.44 | 11.55 | 19.87 | 14.83 |
| Performance Ratios | ||||
| ROA(%) | 0.45 | 1.31 | 2.33 | 1.68 |
| ROE(%) | 2.58 | 6.53 | 12.15 | 9.99 |
| ROCE(%) | 7.15 | 7.29 | 8.9 | 8.68 |
| Asset Turnover(x) | 0.14 | 0.13 | 0.13 | 0.13 |
| Sales/Fixed Asset(x) | 13.31 | 11.19 | 9.86 | 9.42 |
| Working Capital/Sales(x) | 0.17 | 0.16 | 0.15 | 0.15 |
| Efficiency Ratios | ||||
| Fixed Capital/Sales(x) | 0.08 | 0.09 | 0.1 | 0.11 |
| Receivable days | 0.3 | 0.33 | 0.52 | 0.63 |
| Payable days | 173.89 | 0 | 0 | 0 |
| Valuation Parameters | ||||
| PER(x) | 73.11 | 19.85 | 14.42 | 19.55 |
| PCE(x) | 53.15 | 17.59 | 13.17 | 17.31 |
| Price/Book(x) | 1.67 | 1.26 | 1.68 | 1.9 |
| Yield(%) | 0.4 | 2.26 | 2.59 | 2.26 |
| EV/Net Sales(x) | 7.68 | 7.38 | 9.22 | 9.25 |
| EV/Core EBITDA(x) | 15.13 | 13.19 | 13.4 | 13.75 |
| EV/EBIT(x) | 15.48 | 13.51 | 13.85 | 14.11 |
| EV/CE(x) | 1.05 | 0.96 | 1.05 | 1.12 |
| M Cap / Sales | 2.36 | 2.03 | 2.62 | 2.57 |
| Growth Ratio | ||||
| Net Sales Growth(%) | 2.93 | -7.63 | 13.16 | 22.65 |
| Core EBITDA Growth(%) | -16.14 | 2.44 | 39.09 | 19.88 |
| EBIT Growth(%) | -16.47 | 2.36 | 37.86 | 20.72 |
| PAT Growth(%) | -63.02 | 195.02 | 100.69 | -11.32 |
| EPS Growth(%) | -81.53 | 194.78 | 100.59 | -11.38 |
| Financial Stability Ratios | ||||
| Total Debt/Equity(x) | 3.99 | 3.58 | 4.39 | 5.08 |
| Current Ratio(x) | 14.18 | 14.62 | 9.15 | 10.45 |
| Quick Ratio(x) | 14.18 | 14.62 | 9.15 | 10.45 |
| Interest Cover(x) | 1.09 | 1.35 | 1.59 | 1.37 |
| Total Debt/Mcap(x) | 2.38 | 2.84 | 2.62 | 2.68 |
SHARE HOLDING PATTERN FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 | 52.16 |
| FII % | 17.55 | 16.93 | 16.09 | 14.85 | 13.92 | 14.10 | 12.72 | 11.95 | 10.07 | 10.19 |
| DII % | 0.08 | 0.12 | 0.19 | 0.09 | 0.09 | 0.13 | 0.10 | 0.10 | 0.11 | 0.01 |
| Public % | 12.34 | 8.80 | 8.00 | 7.82 | 6.98 | 7.91 | 8.16 | 7.27 | 7.09 | 6.08 |
PEER COMPARISON FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
CORPORATE ACTIONS FOR MAHINDRA &
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 04-Oct-2024 | Board Meeting - Quarterly Results | 22-Oct-2024 |
| BSE 10-Jul-2024 | Board Meeting - Quarterly Results | 23-Jul-2024 |
| BSE 06-May-2024 | Book Closure - Rs.6.3000 per share(315%)Final Dividend & A.G.M. | 17-Jul-2024 23-Jul-2024 |
| BSE 06-May-2024 | AGM - Rs.6.3000 per share(315%)Final Dividend & A.G.M. | 23-Jul-2024 23-Jul-2024 |
| BSE 06-May-2024 | Dividend - Rs.6.3000 per share(315%)Final Dividend | |
| BSE 29-Apr-2024 | Board Meeting - Final Dividend & Audited Results | 04-May-2024 |
| BSE 15-Apr-2024 | Board Meeting - Final Dividend & Audited Results | 23-Apr-2024 |
| BSE 22-Dec-2023 | Board Meeting - Quarterly Results | 30-Jan-2024 |
| BSE 26-Sep-2023 | Board Meeting - Quarterly Results | 27-Oct-2023 |
| BSE 26-Jun-2023 | Board Meeting - Quarterly Results | 28-Jul-2023 |
| BSE 28-Apr-2023 | Book Closure - A.G.M. & Rs.6.0000 per share(300%)Dividend | 22-Jul-2023 28-Jul-2023 |
| BSE 28-Apr-2023 | AGM - A.G.M. & Rs.6.0000 per share(300%)Dividend | 28-Jul-2023 28-Jul-2023 |
| BSE 28-Apr-2023 | Dividend - Rs.6.0000 per share(300%)Dividend | |
| BSE 25-Apr-2023 | Board Meeting - Audited Results & Dividend | 28-Apr-2023 |
| BSE 06-Apr-2023 | Board Meeting - Dividend & Audited Results | 28-Apr-2023 |
| BSE 04-Jan-2023 | Board Meeting - Quarterly Results | 03-Feb-2023 |
| BSE 27-Oct-2022 | SAST - Agreement to acquire 20% stake in Mahindra Insurance Brokers Limited, to make it a WOS of the Company- Disclosure under Regulation 30 of the Securities andExchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('Listing Regulations') | |
| BSE 30-Sep-2022 | Board Meeting - Quarterly Results | 02-Nov-2022 |
| BSE 04-Jul-2022 | Board Meeting - Quarterly Results | 28-Jul-2022 |
| BSE 02-May-2022 | Book Closure - A.G.M. & Rs.3.6000 per share(180%)Dividend | 22-Jul-2022 28-Jul-2022 |
| BSE 02-May-2022 | AGM - A.G.M. & Rs.3.6000 per share(180%)Dividend | 28-Jul-2022 28-Jul-2022 |
| BSE 02-May-2022 | Dividend - Rs.3.6000 per share(180%)Dividend | |
| BSE 12-Apr-2022 | Board Meeting - Audited Results | 02-May-2022 |
| BSE 30-Dec-2021 | Board Meeting - Quarterly Results | 02-Feb-2022 |
| BSE 30-Sep-2021 | Board Meeting - Quarterly Results | 28-Oct-2021 |
CORPORATE ANNOUNCEMENTS FOR MAHINDRA &
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 28-Oct-2024 | General Announcements FILE | Press Release - Mahindra Finance Gets Approval To Launch Co-Branded Credit Cards With RBL Bank Press Release is enclosed. |
| BSE 25-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Transcript of Earnings Conference Call - Q2 FY2025 held on Tuesday 22nd October 2024 |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Publication - Extract of Financial Results Q2 FY2025 |
| BSE 22-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Audio Recording of Earnings Conference Call - Q2 FY2025 |
| BSE 22-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Earning Presentation Q2 FY25 - updated with page numbers. |
| BSE 22-Oct-2024 | General Announcements FILE | Amendment To The Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive Information Amended Code is enclosed. |
| BSE 22-Oct-2024 | General Announcements FILE | Disclosure Under Regulation 23(9) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Disclosure of Related Party Transactions for the Half year ended 30th September 2024 under Regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
| BSE 22-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Earning Presentation - Q2 FY25 |
| BSE 22-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Press Release - Financial Results- Q2 FY 25 |
| BSE 22-Oct-2024 | Outcome FILE | Board Meeting Outcome for Outcome Of Board Meeting - Financial Results For The Quarter And Halfyear Ended - 30Th September 2024 Outcome of Board Meeting - Financial Results for the Quarter and Halfyear ended - 30th September 2024 |
| BSE 22-Oct-2024 | Outcome FILE | Outcome Of Board Meeting_ Financial Results _ 30Th September 2024 Outcome of Board Meeting_ Financial Results _30th September 2024 |
| BSE 18-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Earnings Conference Call - Q2 FY25 |
| BSE 17-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Regulation 74(5) of SEBI (DP) Regulations 2018 |
| BSE 17-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Credit Rating |
| BSE 17-Oct-2024 | General Announcements FILE | Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Detailed disclosure is attached |
| BSE 16-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Earnings Conference Call Intimation - Q2 FY2025 |
| BSE 11-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Earnings Conference Call Intimation - Q2 FY2025 |
| BSE 10-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Re-affirmation of Credit Ratings on Non-convertible debentures |
| BSE 08-Oct-2024 | General Announcements FILE | Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Detailed disclosure is attached |
| BSE 08-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment Allotment of Subordinated NCDs on private placement basis |
| BSE 04-Oct-2024 | Intimation FILE | Closure of Trading Window Trading window has been closed from 1st October 2024 to 24th October 2024(both days inclusive) for the purpose of consideration of financial results for Q2 FY2025 |
| BSE 04-Oct-2024 | Intimation FILE | Board Meeting Intimation for Consideration And Approval Of Financial Results For Q2 FY 2025 MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD.has informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/10/2024 inter alia to consider and approve the unaudited standalone and consolidated financial results of the Company for Q2 FY 2025 |
| BSE 03-Oct-2024 | General Announcements FILE | Update For Q2 FY2025 Business Update for Q2 FY2025 |
| BSE 03-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Issue of Securities Offer and issuance of Non-Convertible Subordinated Debentures on Private Placement basis |
| BSE 26-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment Allotment of NCDs on private placement basis |
| BSE 23-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Issue of Securities Issue of NCDs |
| BSE 18-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Credit Rating |
| BSE 17-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Credit Rating Credit Rating |
| BSE 16-Sep-2024 | General FILE | Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011 The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 for HDFC Mutual Fund |
| BSE 16-Sep-2024 | General Announcements FILE | Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees'' Stock Option Trust Mahindra & Mahindra Financial Services Employees Stock Option Trust transferred equity shares to the eligible persons of the Company under Mahindra & Mahindra Financial Services Employees Stock Option Scheme 2010 |
INSIDER TRADING FOR MAHINDRA &
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 16-Sep-2024 16-Sep-2024 | Buy ESOP | 3,616 @ 0.00 (0.00 %) | Prashant Khanchandani |
| BSE 16-Sep-2024 16-Sep-2024 | Sell ESOP | 23,404 @ 0.00 (0.01 %) | Mahindra and Mahindra Financial Services Ltd Employees' Stock Option Trust |
| BSE 30-Aug-2024 30-Aug-2024 | Sell ESOP | 29,796 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 30-Aug-2024 30-Aug-2024 | Buy ESOP | 4,088 @ 0.00 (0.00 %) | Aruna Poojary |
| BSE 02-Sep-2024 02-Sep-2024 | Sell Market | 5,000 @ 0.00 (0.00 %) | Kapil Toshniwal |
| BSE 30-Aug-2024 30-Aug-2024 | Buy ESOP | 4,654 @ 0.00 (0.00 %) | Vinod Nair |
| BSE 30-Aug-2024 30-Aug-2024 | Buy ESOP | 11,346 @ 0.00 (0.00 %) | Prashant Khanchandani |
| BSE 22-Aug-2024 22-Aug-2024 | Sell Market | 2,000 @ 0.00 (0.00 %) | Dharmesh Vakharia |
| BSE 27-Aug-2024 27-Aug-2024 | Sell Market | 2,000 @ 0.00 (0.00 %) | Dharmesh Vakharia |
| BSE 22-Aug-2024 22-Aug-2024 | Sell Market | 2,000 @ 0.00 (0.00 %) | Dharmesh Vakharia |
| BSE 27-Aug-2024 27-Aug-2024 | Sell Market | 2,000 @ 0.00 (0.00 %) | Dharmesh Vakharia |
| BSE 12-Jul-2024 12-Jul-2024 | Sell ESOP | 146,248 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 12-Jul-2024 12-Jul-2024 | Buy ESOP | 4,091 @ 0.00 (0.00 %) | VENKATGIRI VASUDEVAN |
| BSE 30-May-2024 30-May-2024 | Buy ESOP | 6,137 @ 0.00 (0.00 %) | Venkatagiri Vasudevan |
| BSE 30-May-2024 30-May-2024 | Sell ESOP | 21,757 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 28-Mar-2024 28-Mar-2024 | Sell ESOP | 11,834 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 28-Mar-2024 28-Mar-2024 | Sell ESOP | 14,003 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 28-Mar-2024 28-Mar-2024 | Buy ESOP | 4,194 @ 0.00 (0.00 %) | Basant Kumar Sinha |
| BSE 29-Feb-2024 29-Feb-2024 | Buy ESOP | 15,294 @ 0.00 (0.00 %) | Dinesh Dayaram Prajapati |
| BSE 29-Feb-2024 29-Feb-2024 | Sell ESOP | 23,429 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 29-Feb-2024 29-Feb-2024 | Sell ESOP | 17,715 @ 0.00 (0.01 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 29-Jan-2024 29-Jan-2024 | Sell ESOP | 12,124 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 29-Jan-2024 29-Jan-2024 | Sell ESOP | 15,803 @ 0.00 (0.00 %) | Mahindra and Mahindra Financial Services Ltd Employees Stock Option Trust |
| BSE 24-Nov-2023 24-Nov-2023 | Buy ESOP | 1,000 @ 0.00 (0.00 %) | Khalid Khan |
| BSE 14-Dec-2023 14-Dec-2023 | Sell Market | 3,000 @ 0.00 (0.00 %) | Khalid Khan |
| BSE 12-Dec-2023 12-Dec-2023 | Sell Market | 140 @ 0.00 (0.00 %) | Khalid Khan |
| BSE 24-Nov-2023 24-Nov-2023 | Buy ESOP | 1,664 @ 0.00 (0.00 %) | Rajesh Jhadhav |
| BSE 14-Dec-2023 14-Dec-2023 | Sell Market | 3,328 @ 0.00 (0.00 %) | Rajesh Jhadhav |
| BSE 24-Nov-2023 24-Nov-2023 | Buy ESOP | 3,178 @ 0.00 (0.00 %) | Debasish Kar |
| BSE 24-Nov-2023 24-Nov-2023 | Buy ESOP | 2,500 @ 0.00 (0.00 %) | Kapil Toshniwal |
BULK BLOCK DEALS FOR MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 25-Oct-2022 | Sell BLOCK | 1,281,301 @ 204.35 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 25-Oct-2022 | Buy BLOCK | 1,281,301 @ 204.35 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 25-Oct-2022 | Sell BLOCK | 189,619 @ 204.35 | ISHARES INDIA SC MAURITIUS COMPANY |
| BSE 25-Oct-2022 | Buy BLOCK | 189,619 @ 204.35 | ISHARES MSCI INDIA SMALL-CAP ETF |
| BSE 11-Oct-2022 | Sell BLOCK | 625,861 @ 204.35 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 11-Oct-2022 | Buy BLOCK | 625,861 @ 204.35 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 11-Oct-2022 | Sell BLOCK | 92,620 @ 204.35 | ISHARES INDIA SC MAURITIUS COMPANY |
| BSE 11-Oct-2022 | Buy BLOCK | 92,620 @ 204.35 | ISHARES MSCI INDIA SMALL-CAP ETF |
| BSE 19-Sep-2022 | Sell BLOCK | 1,167,011 @ 226.10 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 19-Sep-2022 | Buy BLOCK | 1,167,011 @ 226.10 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 19-Sep-2022 | Sell BLOCK | 171,085 @ 226.10 | ISHARES INDIA SC MAURITIUS COMPANY |
| BSE 19-Sep-2022 | Buy BLOCK | 171,085 @ 226.10 | ISHARES MSCI INDIA SMALL-CAP ETF |
| BSE 04-May-2022 | Buy BLOCK | 977,133 @ 182.00 | ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF |
| BSE 04-May-2022 | Sell BLOCK | 977,133 @ 182.00 | ISHARES CORE TOTAL INTERNATIONAL STOCK MAURITIUS CO |
DIVIDEND BY MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 16-Jul-2024 | DIVIDEND | 6.3 |
| 21-Jul-2023 | DIVIDEND | 6 |
| 20-Jul-2022 | DIVIDEND | 3.6 |
| 16-Jul-2021 | DIVIDEND | 0.8 |
SPLIT / BONUS BY MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
No Split / Bonus details found
Data feed Source : www.accordfintech.com, NSE DATA Feed & BSE Data Feed
