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N. B. I. Industrial Finance Company Limited

ISIN : INE365I01020
NSE : NBIFIN
Face Value : 5
Industry : Finance - NBFC

EPS : 32.02
EPS (TTM) : 15.73
Price to Earning (P/E) : 72.81
Book Value : 9516.95
Price to Bookvalue (P/B) : 0.24
Dividend Yield : 0 %
Return on Equity (ROE) : 0.34 %
Return on Capital Employed (ROCE) : 0.46 %

N. B. share price (28-Mar-2025)
National Stock Exchange NSE
Open / Close	2323 - 2331.5 0.4 %
Low / High	2315.1 - 2450 5.8 %
Trade Volume	378
52 Week Low / High	0 - 0 NAN %

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Consolidated Standalone

CONSOLIDATED QUARTERLY RESULT FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Date End	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
No of months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months
Net Sales	51.78	5.79	42.64	6.01	47.03	54.79	7.64	9.68	57.36	3.55
Total Income	51.87	5.79	42.64	6.09	47.03	54.78	7.63	9.79	57.38	3.55
Total Expenditure	3.68	4.02	6.94	6.67	5.12	4.84	5.46	4.54	7.69	6.66
Other Income	0.08			0.08				0.11	0.02
Operating Profit	48.19	1.77	35.7	-0.58	41.91	49.94	2.17	5.25	49.69	-3.11
Interest										0.01
PBDT	48.19	1.77	35.7	-0.58	41.91	49.94	2.17	5.25	49.69	-3.12
Depreciation	0.01		0.01
Profit Before Tax	48.18	1.77	35.69	-0.58	41.91	49.94	2.17	5.25	49.69	-3.12
Tax	15.24	0.75	11.97	-0.92	14.27	12.64	0.55	1.88	13.33	-0.43
Profit After Tax	32.94	1.02	23.72	0.34	27.64	37.3	1.62	3.37	36.36	-2.69
Net Profit	32.94	1.02	23.72	0.34	27.64	37.3	1.62	3.37	36.36	-2.69
Equity Capital	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28
Face Value (IN RS)	5	5	5	5	5	5	5	5	5	5
Calculated EPS	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.8	-1.1
Diluted Eps After Extraordinary Items	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.79	-1.09
Diluted Eps Before Extraordinary Items	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.79	-1.09

STANDALONE QUARTERLY RESULT FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Date End	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
No of months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months	3 months
Net Sales	51.78	5.79	42.64	6.01	47.03	54.79	7.64	9.68	57.36	3.55
Total Income	51.87	5.79	42.64	6.09	47.03	54.78	7.63	9.79	57.38	3.55
Total Expenditure	3.68	4.02	6.94	6.67	5.12	4.84	5.46	4.54	7.69	6.66
Other Income	0.08			0.08				0.11	0.02
Operating Profit	48.19	1.77	35.7	-0.58	41.91	49.94	2.17	5.25	49.69	-3.11
Interest										0.01
PBDT	48.19	1.77	35.7	-0.58	41.91	49.94	2.17	5.25	49.69	-3.12
Depreciation	0.01		0.01
Profit Before Tax	48.18	1.77	35.69	-0.58	41.91	49.94	2.17	5.25	49.69	-3.12
Tax	15.24	0.75	11.97	-0.92	14.27	12.64	0.55	1.88	13.33	-0.43
Profit After Tax	32.94	1.02	23.72	0.34	27.64	37.3	1.62	3.37	36.36	-2.69
Net Profit	32.94	1.02	23.72	0.34	27.64	37.3	1.62	3.37	36.36	-2.69
Equity Capital	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28	12.28
Face Value (IN RS)	5	5	5	5	5	5	5	5	5	5
Calculated EPS	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.8	-1.1
Diluted Eps After Extraordinary Items	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.79	-1.09
Diluted Eps Before Extraordinary Items	13.41	0.42	9.66	0.14	11.25	15.19	0.66	1.37	14.79	-1.09

Consolidated Standalone

CONSOLIDATED ANNUAL RESULT FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Date End	Mar 2022	Mar 2023	Mar 2024
No of months	12 months	12 months	12 months
Net Sales	122.61	101.47	129.46
Total Income	122.82	101.55	129.58
Total Expenditure	13.9	22.74	22.52
Other Income	0.21	0.08	0.12
Operating Profit	108.92	78.81	107.06
PBDT	108.92	78.81	107.06
Depreciation	0.04	0.02	0.01
Profit Before Tax	108.88	78.79	107.05
Tax	29.43	26.07	28.4
Profit After Tax	79.45	52.72	78.65
Net Profit	79.45	52.72	78.65
Equity Capital	12.28	12.28	12.28
Face Value (IN RS)	5	5	5
Reserves		23564.8	23368.9
Calculated EPS	32.35	21.47	32.02
Diluted Eps After Extraordinary Items	32.34	21.46	32.02
Diluted Eps Before Extraordinary Items	32.34	21.46	32.02

STANDALONE ANNUAL RESULT FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Date End	Mar 2022	Mar 2023	Mar 2024
No of months	12 months	12 months	12 months
Net Sales	122.61	101.47	129.46
Total Income	122.82	101.55	129.58
Total Expenditure	13.9	22.74	22.52
Other Income	0.21	0.08	0.12
Operating Profit	108.92	78.81	107.06
PBDT	108.92	78.81	107.06
Depreciation	0.04	0.02	0.01
Profit Before Tax	108.88	78.79	107.05
Tax	29.43	26.07	28.4
Profit After Tax	79.45	52.72	78.65
Net Profit	79.45	52.72	78.65
Equity Capital	12.28	12.28	12.28
Face Value (IN RS)	5	5	5
Reserves		23564.8	23368.9
Calculated EPS	32.35	21.47	32.02
Diluted Eps After Extraordinary Items	32.34	21.46	32.02
Diluted Eps Before Extraordinary Items	32.34	21.46	32.02

Consolidated Standalone

CONSOLIDATED PROFIT / LOSS FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
No of Months	12 months	12 months	12 months	12 months
Operating Income	2.16 Cr	12.26 Cr	10.15 Cr	12.95 Cr
Interest income	41.75 Lk	42.37 Lk	2.34 Lk	2.07 Lk
Dividend income	1.47 Cr	10.9 Cr	10.08 Cr	12.11 Cr
Operating Income (Net)	2.16 Cr	12.26 Cr	10.15 Cr	12.95 Cr
Employee Cost	73.6 Lk	82.4 Lk	1.57 Cr	1.64 Cr
Salaries, Wages & Bonus	60.48 Lk	69.09 Lk	1.36 Cr	1.31 Cr
Contributions to EPF & Pension Funds	4.09 Lk	5.34 Lk	8.82 Lk	9.97 Lk
Workmen and Staff Welfare Expenses	2.47 Lk	1 Lk	3.33 Lk	11.72 Lk
Operating & Establishment Expenses	10.36 Lk	11.96 Lk	9.13 Lk	23.67 Lk
Depository Charges	0	0	0	13.37 Lk
Security Transaction tax	5.09 Lk	6.76 Lk	2.89 Lk	5.59 Lk
Commission, Brokerage & Discounts	27,000	0	0	0
Rent , Rates & Taxes	1.32 Lk	1.32 Lk	1.32 Lk	35,000
Repairs and Maintenance	35,000	46,000	1.38 Lk	82,000
Administrations & Other Expenses	27.15 Lk	40.16 Lk	55.47 Lk	31.62 Lk
Printing and stationery	4.64 Lk	5.41 Lk	6.09 Lk	8.28 Lk
Professional and legal fees	12.47 Lk	19.35 Lk	37.76 Lk	11.89 Lk
Advertisement & Sales Promotion	33,000	37,000	1.31 Lk	48,000
Provisions and Contingencies	6.44 Lk	4.47 Lk	5.45 Lk	5.54 Lk
Total Expenditure	1.18 Cr	1.39 Cr	2.27 Cr	2.25 Cr
Other Income	0	2.12 Lk	80,000	1.25 Lk
Other Interest Income	0	17,000	80,000	1.25 Lk
Provision Written Back	0	1.95 Lk	0	0
Operating Profit	98.45 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Interest	0	0	0	2,000
Depreciation	46,000	44,000	17,000	6,000
Profit Before Taxation & Exceptional Items	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Profit Before Tax	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Provision for Tax	-63.36 Lk	2.94 Cr	2.61 Cr	2.84 Cr
Current Income Tax	0	2.45 Cr	2.02 Cr	2.83 Cr
Deferred Tax	-63.36 Lk	20.34 Lk	31.53 Lk	75,000
Profit After Tax	1.61 Cr	7.94 Cr	5.27 Cr	7.87 Cr
Consolidated Net Profit	1.61 Cr	7.94 Cr	5.27 Cr	7.87 Cr
Profit Balance B/F	102.69 Cr	54.85 Cr	62.78 Cr	66.97 Cr
Appropriations	104.3 Cr	62.8 Cr	68.05 Cr	74.84 Cr
Equity Dividend %	0	0	0	10
Earnings Per Share	6.57	32.34	21.46	32.02
Adjusted EPS	6.57	32.34	21.46	32.02

STANDALONE PROFIT / LOSS FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
No of Months	12 months	12 months	12 months	12 months
Operating Income	2.16 Cr	12.26 Cr	10.15 Cr	12.95 Cr
Interest income	41.75 Lk	42.37 Lk	2.34 Lk	2.07 Lk
Dividend income	1.47 Cr	10.9 Cr	10.08 Cr	12.11 Cr
Operating Income (Net)	2.16 Cr	12.26 Cr	10.15 Cr	12.95 Cr
Employee Cost	73.6 Lk	82.4 Lk	1.57 Cr	1.64 Cr
Salaries, Wages & Bonus	60.48 Lk	69.09 Lk	1.36 Cr	1.31 Cr
Contributions to EPF & Pension Funds	4.09 Lk	5.34 Lk	8.82 Lk	9.97 Lk
Workmen and Staff Welfare Expenses	2.47 Lk	1 Lk	3.33 Lk	11.72 Lk
Operating & Establishment Expenses	10.36 Lk	11.96 Lk	9.13 Lk	23.67 Lk
Depository Charges	0	0	0	13.37 Lk
Security Transaction tax	5.09 Lk	6.76 Lk	2.89 Lk	5.59 Lk
Commission, Brokerage & Discounts	27,000	0	0	0
Rent , Rates & Taxes	1.32 Lk	1.32 Lk	1.32 Lk	35,000
Repairs and Maintenance	35,000	46,000	1.38 Lk	82,000
Administrations & Other Expenses	27.15 Lk	40.16 Lk	55.47 Lk	31.62 Lk
Printing and stationery	4.64 Lk	5.41 Lk	6.09 Lk	8.28 Lk
Professional and legal fees	12.47 Lk	19.35 Lk	37.76 Lk	11.89 Lk
Advertisement & Sales Promotion	33,000	37,000	1.31 Lk	48,000
Provisions and Contingencies	6.44 Lk	4.47 Lk	5.45 Lk	5.54 Lk
Total Expenditure	1.18 Cr	1.39 Cr	2.27 Cr	2.25 Cr
Other Income	0	2.12 Lk	80,000	1.25 Lk
Other Interest Income	0	17,000	80,000	1.25 Lk
Provision Written Back	0	1.95 Lk	0	0
Operating Profit	98.45 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Interest	0	0	0	2,000
Depreciation	46,000	44,000	17,000	6,000
Profit Before Taxation & Exceptional Items	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Profit Before Tax	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Provision for Tax	-63.36 Lk	2.94 Cr	2.61 Cr	2.84 Cr
Current Income Tax	0	2.45 Cr	2.02 Cr	2.83 Cr
Deferred Tax	-63.36 Lk	20.34 Lk	31.53 Lk	75,000
Profit After Tax	1.61 Cr	7.94 Cr	5.27 Cr	7.87 Cr
Consolidated Net Profit	1.61 Cr	7.94 Cr	5.27 Cr	7.87 Cr
Profit Balance B/F	102.69 Cr	54.85 Cr	62.78 Cr	66.97 Cr
Appropriations	104.3 Cr	62.8 Cr	68.05 Cr	74.84 Cr
Equity Dividend %	0	0	0	10
Earnings Per Share	6.57	32.34	21.46	32.02
Adjusted EPS	6.57	32.34	21.46	32.02

Consolidated Standalone

CONSOLIDATED CASH FLOW FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Year End	Mar 2021	Mar 2022	Mar 2023	Mar 2024
No of Months	12 months	12 months	12 months	12 months
Profit Before Tax	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Adjustment	-2.16 Cr	-97.12 Lk	-5.99 Lk	-33.33 Lk
Changes In working Capital	-14.85 Lk	44.18 Lk	24.4 Lk	-4.35 Lk
Cash Flow after changes in Working Capital	-1.32 Cr	10.36 Cr	8.06 Cr	10.33 Cr
Cash Flow from Operating Activities	-1.7 Cr	7.9 Cr	5.74 Cr	5.68 Cr
Cash Flow from Investing Activities	38.1 Cr	-38.68 Cr	-11.82 Cr	-5.57 Cr
Cash Flow from Financing Activitie	0	0	1,000	-9.83 Lk
Net Cash Inflow / Outflow	36.4 Cr	-30.78 Cr	-6.07 Cr	1.26 Lk
Opening Cash & Cash Equivalents	48.74 Lk	36.89 Cr	6.1 Cr	3.04 Lk
Closing Cash & Cash Equivalent	36.89 Cr	6.1 Cr	3.04 Lk	4.3 Lk

STANDALONE CASH FLOW FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Year End	Mar 2021	Mar 2022	Mar 2023	Mar 2024
No of Months	12 months	12 months	12 months	12 months
Profit Before Tax	97.99 Lk	10.89 Cr	7.88 Cr	10.71 Cr
Adjustment	-2.16 Cr	-97.12 Lk	-5.99 Lk	-33.33 Lk
Changes In working Capital	-14.85 Lk	44.18 Lk	24.4 Lk	-4.35 Lk
Cash Flow after changes in Working Capital	-1.32 Cr	10.36 Cr	8.06 Cr	10.33 Cr
Cash Flow from Operating Activities	-1.7 Cr	7.9 Cr	5.74 Cr	5.68 Cr
Cash Flow from Investing Activities	38.1 Cr	-38.68 Cr	-11.82 Cr	-5.57 Cr
Cash Flow from Financing Activitie	0	0	1,000	-9.83 Lk
Net Cash Inflow / Outflow	36.4 Cr	-30.78 Cr	-6.07 Cr	1.26 Lk
Opening Cash & Cash Equivalents	48.74 Lk	36.89 Cr	6.1 Cr	3.04 Lk
Closing Cash & Cash Equivalent	36.89 Cr	6.1 Cr	3.04 Lk	4.3 Lk

Consolidated Standalone

CONSOLIDATED BALANCE SHEET FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Share Capital	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Equity - Authorised	10 Cr	10 Cr	10 Cr	10 Cr
Equity - Issued	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Equity Paid Up	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Face Value	5	5	5	5
Total Reserves	2539.97 Cr	2137.3 Cr	2356.47 Cr	2336.89 Cr
Securities Premium	16.51 Lk	16.51 Lk	16.51 Lk	16.51 Lk
Capital Reserves	55,000	55,000	55,000	55,000
Profit & Loss Account Balance	103.98 Cr	62.78 Cr	66.97 Cr	92.28 Cr
General Reserves	0	49.13 Cr	49.13 Cr	49.13 Cr
Reserve excluding Revaluation Reserve	2539.97 Cr	2137.3 Cr	2356.47 Cr	2336.89 Cr
Shareholder's Funds	2541.19 Cr	2138.53 Cr	2357.7 Cr	2338.12 Cr
Deferred Tax Assets / Liabilities	122.72 Cr	62.87 Cr	99.66 Cr	87.43 Cr
Deferred Tax Assets	79.96 Lk	47.51 Lk	26.51 Lk	17.02 Lk
Deferred Tax Liability	123.52 Cr	63.34 Cr	99.92 Cr	87.6 Cr
Long Term Provisions	54.66 Lk	52.87 Lk	59.61 Lk	5.32 Cr
Total Non-Current Liabilities	123.26 Cr	63.4 Cr	100.25 Cr	92.75 Cr
Trade Payables	0	1.04 Lk	0	0
Sundry Creditors	0	1.04 Lk	0	0
Other Current Liabilities	8.79 Lk	9.86 Lk	16.64 Lk	21.36 Lk
Short Term Provisions	15.26 Lk	2.46 Cr	4.47 Cr	7.08 Cr
Provision for Tax	14.6 Lk	2.45 Cr	4.46 Cr	7.07 Cr
Total Current Liabilities	24.05 Lk	2.57 Cr	4.63 Cr	7.29 Cr
Total Liabilities	2664.7 Cr	2204.5 Cr	2462.59 Cr	2438.17 Cr
Gross Block	2.14 Lk	2.14 Lk	2.14 Lk	2.14 Lk
Less: Accumulated Depreciation	1.22 Lk	1.67 Lk	1.84 Lk	1.9 Lk
Net Block	92,000	47,000	30,000	24,000
Non Current Investments	2616.82 Cr	2194.91 Cr	2456.66 Cr	2392.61 Cr
Long Term Investment	2616.82 Cr	2194.91 Cr	2456.66 Cr	2392.61 Cr
Quoted	2604.13 Cr	2182.43 Cr	2385.68 Cr	2369.69 Cr
Unquoted	12.7 Cr	12.48 Cr	70.98 Cr	22.92 Cr
Long Term Loans & Advances	31,000	31,000	31,000	4.64 Cr
Other Non Current Assets	16.96 Lk	0	0	0
Total Non-Current Assets	2617 Cr	2194.92 Cr	2456.67 Cr	2397.25 Cr
Currents Investments	6.92 Cr	42.54 Lk	35.59 Lk	33.17 Cr
Unquoted	12.7 Cr	12.48 Cr	70.98 Cr	22.92 Cr
Cash and Bank	39.6 Cr	6.12 Cr	58.43 Lk	6.03 Lk
Cash in hand	2 Lk	2.01 Lk	2 Lk	3.01 Lk
Balances at Bank	39.58 Cr	6.1 Cr	56.43 Lk	3.02 Lk
Other Current Assets	24.1 Lk	2.19 Lk	28,000	8.51 Lk
Interest accrued on Investments	24.1 Lk	2.19 Lk	17,000	1,000
Prepaid Expenses	0	0	11,000	24,000
Short Term Loans and Advances	93.48 Lk	3.01 Cr	4.98 Cr	7.6 Cr
Advances recoverable in cash or in kind	18.8 Lk	15.69 Lk	8.54 Lk	18.38 Lk
Advance income tax and TDS	74.68 Lk	2.86 Cr	4.89 Cr	7.42 Cr
Total Current Assets	47.69 Cr	9.58 Cr	5.92 Cr	40.92 Cr
Net Current Assets (Including Current Investments)	47.45 Cr	7.01 Cr	1.29 Cr	33.63 Cr
Total Assets	2664.7 Cr	2204.5 Cr	2462.59 Cr	2438.17 Cr
Contingent Liabilities	0	0	66.58 Lk	0
Book Value	0	0	9596.64	0
Adjusted Book Value	10343.5	8704.54	9596.64	9516.95

STANDALONE BALANCE SHEET FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Share Capital	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Equity - Authorised	10 Cr	10 Cr	10 Cr	10 Cr
Equity - Issued	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Equity Paid Up	1.23 Cr	1.23 Cr	1.23 Cr	1.23 Cr
Face Value	5	5	5	5
Total Reserves	2539.97 Cr	2137.3 Cr	2356.47 Cr	2336.89 Cr
Securities Premium	16.51 Lk	16.51 Lk	16.51 Lk	16.51 Lk
Capital Reserves	55,000	55,000	55,000	55,000
Profit & Loss Account Balance	103.98 Cr	62.78 Cr	66.97 Cr	92.28 Cr
General Reserves	0	49.13 Cr	49.13 Cr	49.13 Cr
Reserve excluding Revaluation Reserve	2539.97 Cr	2137.3 Cr	2356.47 Cr	2336.89 Cr
Shareholder's Funds	2541.19 Cr	2138.53 Cr	2357.7 Cr	2338.12 Cr
Deferred Tax Assets / Liabilities	122.72 Cr	62.87 Cr	99.66 Cr	87.43 Cr
Deferred Tax Assets	79.96 Lk	47.51 Lk	26.51 Lk	17.02 Lk
Deferred Tax Liability	123.52 Cr	63.34 Cr	99.92 Cr	87.6 Cr
Long Term Provisions	54.66 Lk	52.87 Lk	59.61 Lk	5.32 Cr
Total Non-Current Liabilities	123.26 Cr	63.4 Cr	100.25 Cr	92.75 Cr
Trade Payables	0	1.04 Lk	0	0
Sundry Creditors	0	1.04 Lk	0	0
Other Current Liabilities	8.79 Lk	9.86 Lk	16.64 Lk	21.36 Lk
Short Term Provisions	15.26 Lk	2.46 Cr	4.47 Cr	7.08 Cr
Provision for Tax	14.6 Lk	2.45 Cr	4.46 Cr	7.07 Cr
Total Current Liabilities	24.05 Lk	2.57 Cr	4.63 Cr	7.29 Cr
Total Liabilities	2664.7 Cr	2204.5 Cr	2462.59 Cr	2438.17 Cr
Gross Block	2.14 Lk	2.14 Lk	2.14 Lk	2.14 Lk
Less: Accumulated Depreciation	1.22 Lk	1.67 Lk	1.84 Lk	1.9 Lk
Net Block	92,000	47,000	30,000	24,000
Non Current Investments	2616.82 Cr	2194.91 Cr	2456.66 Cr	2392.61 Cr
Long Term Investment	2616.82 Cr	2194.91 Cr	2456.66 Cr	2392.61 Cr
Quoted	2604.13 Cr	2182.43 Cr	2385.68 Cr	2369.69 Cr
Unquoted	12.7 Cr	12.48 Cr	70.98 Cr	22.92 Cr
Long Term Loans & Advances	31,000	31,000	31,000	4.64 Cr
Other Non Current Assets	16.96 Lk	0	0	0
Total Non-Current Assets	2617 Cr	2194.92 Cr	2456.67 Cr	2397.25 Cr
Currents Investments	6.92 Cr	42.54 Lk	35.59 Lk	33.17 Cr
Unquoted	12.7 Cr	12.48 Cr	70.98 Cr	22.92 Cr
Cash and Bank	39.6 Cr	6.12 Cr	58.43 Lk	6.03 Lk
Cash in hand	2 Lk	2.01 Lk	2 Lk	3.01 Lk
Balances at Bank	39.58 Cr	6.1 Cr	56.43 Lk	3.02 Lk
Other Current Assets	24.1 Lk	2.19 Lk	28,000	8.51 Lk
Interest accrued on Investments	24.1 Lk	2.19 Lk	17,000	1,000
Prepaid Expenses	0	0	11,000	24,000
Short Term Loans and Advances	93.48 Lk	3.01 Cr	4.98 Cr	7.6 Cr
Advances recoverable in cash or in kind	18.8 Lk	15.69 Lk	8.54 Lk	18.38 Lk
Advance income tax and TDS	74.68 Lk	2.86 Cr	4.89 Cr	7.42 Cr
Total Current Assets	47.69 Cr	9.58 Cr	5.92 Cr	40.92 Cr
Net Current Assets (Including Current Investments)	47.45 Cr	7.01 Cr	1.29 Cr	33.63 Cr
Total Assets	2664.7 Cr	2204.5 Cr	2462.59 Cr	2438.17 Cr
Contingent Liabilities	0	0	66.58 Lk	0
Book Value	0	0	9596.64	0
Adjusted Book Value	10343.5	8704.54	9596.64	9516.95

Consolidated Standalone

FINANCIAL RATIOS (CONSOLIDATED) FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Operational & Financial Ratios
Earnings Per Share (Rs)	6.57	32.34	21.46	32.02
CEPS(Rs)	6.59	32.36	21.47	32.02
DPS(Rs)	0	0	0	0.5
Book NAV/Share(Rs)	10343.5	8704.54	9596.64	9516.95
Tax Rate(%)	-64.66	27.03	33.08	26.53
Margin Ratios
Core EBITDA Margin(%)	45.58	88.66	77.59	82.6
EBIT Margin(%)	45.37	88.8	77.66	82.7
Pre Tax Margin(%)	45.37	88.8	77.66	82.69
PAT Margin (%)	74.7	64.8	51.97	60.76
Cash Profit Margin (%)	74.91	64.83	51.98	60.76
Performance Ratios
ROA(%)	0.08	0.33	0.23	0.32
ROE(%)	0.08	0.34	0.23	0.34
ROCE(%)	0.05	0.47	0.35	0.46
Asset Turnover(x)	0	0.01	0	0.01
Sales/Fixed Asset(x)	125.58	572.95	474.17	604.94
Working Capital/Sales(x)	0.05	1.75	7.87	0.39
Efficiency Ratios
Fixed Capital/Sales(x)	0.01	0	0	0
Valuation Parameters
PER(x)	298.21	68.64	67.66	55.9
PCE(x)	297.36	68.61	67.64	55.89
Price/Book(x)	0.19	0.26	0.15	0.19
Yield(%)	0	0	0	0.03
EV/Net Sales(x)	204.43	43.98	35.1	33.96
EV/Core EBITDA(x)	448.51	49.51	45.2	41.06
EV/EBIT(x)	450.62	49.53	45.21	41.06
EV/CE(x)	0.17	0.24	0.14	0.19
M Cap / Sales	222.76	44.48	35.16	33.96
Growth Ratio
Net Sales Growth(%)	-84.98	467.67	-17.24	27.58
Core EBITDA Growth(%)	-92.4	1006.4	-27.64	35.84
EBIT Growth(%)	-92.43	1011.14	-27.63	35.86
PAT Growth(%)	-87.55	392.4	-33.63	49.17
EPS Growth(%)	-87.55	392.39	-33.63	49.17
Financial Stability Ratios
Current Ratio(x)	198.31	3.73	1.28	5.61
Quick Ratio(x)	198.31	3.73	1.28	5.61

FINANCIAL RATIOS (STANDALONE) FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

YEAR	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Operational & Financial Ratios
Earnings Per Share (Rs)	6.57	32.34	21.46	32.02
CEPS(Rs)	6.59	32.36	21.47	32.02
DPS(Rs)	0	0	0	0.5
Book NAV/Share(Rs)	10343.5	8704.54	9596.64	9516.95
Tax Rate(%)	-64.66	27.03	33.08	26.53
Margin Ratios
Core EBITDA Margin(%)	45.58	88.66	77.59	82.6
EBIT Margin(%)	45.37	88.8	77.66	82.7
Pre Tax Margin(%)	45.37	88.8	77.66	82.69
PAT Margin (%)	74.7	64.8	51.97	60.76
Cash Profit Margin (%)	74.91	64.83	51.98	60.76
Performance Ratios
ROA(%)	0.08	0.33	0.23	0.32
ROE(%)	0.08	0.34	0.23	0.34
ROCE(%)	0.05	0.47	0.35	0.46
Asset Turnover(x)	0	0.01	0	0.01
Sales/Fixed Asset(x)	125.58	572.95	474.17	604.94
Working Capital/Sales(x)	0.05	1.75	7.87	0.39
Efficiency Ratios
Fixed Capital/Sales(x)	0.01	0	0	0
Valuation Parameters
PER(x)	298.21	68.64	67.66	55.9
PCE(x)	297.36	68.61	67.64	55.89
Price/Book(x)	0.19	0.26	0.15	0.19
Yield(%)	0	0	0	0.03
EV/Net Sales(x)	204.43	43.98	35.1	33.96
EV/Core EBITDA(x)	448.51	49.51	45.2	41.06
EV/EBIT(x)	450.62	49.53	45.21	41.06
EV/CE(x)	0.17	0.24	0.14	0.19
M Cap / Sales	222.76	44.48	35.16	33.96
Growth Ratio
Net Sales Growth(%)	-84.98	467.67	-17.24	27.58
Core EBITDA Growth(%)	-92.4	1006.4	-27.64	35.84
EBIT Growth(%)	-92.43	1011.14	-27.63	35.86
PAT Growth(%)	-87.55	392.4	-33.63	49.17
EPS Growth(%)	-87.55	392.39	-33.63	49.17
Financial Stability Ratios
Current Ratio(x)	198.31	3.73	1.28	5.61
Quick Ratio(x)	198.31	3.73	1.28	5.61

SHARE HOLDING PATTERN FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

Date	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters %	74.33	74.34	74.34	74.34	74.34	74.34	74.34	74.34	74.69	74.69
FII %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.10	0.20
DII %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Public %	25.63	25.62	25.62	25.62	25.62	25.62	25.62	25.62	25.17	25.07

PEER COMPARISON FOR N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED

No.	Name
1	SBI Cards and Payment Services Limited
2	Spandana Sphoorty Financial Limited
3	CREDITACCESS GRAMEEN LIMITED
4	HB Stockholdings Limited
5	IndoStar Capital Finance Limited
6	Aditya Birla Capital Limited
7	The Investment Trust Of India Limited
8	Central Depository Services (India) Limited
9	Capital Trust Limited
10	N. B. I. Industrial Finance Company Limited
11	Viji Finance Limited
12	Arman Financial Services Limited
13	Equitas Holdings Limited
14	Muthoot Capital Services Limited
15	Lakshmi Finance & Industrial Corporation Limited
16	Manappuram Finance Limited
17	Paisalo Digital Limited
18	L&T Finance Limited
19	Muthoot Finance Limited
20	PTC India Financial Services Limited
21	Summit Securities Limited
22	Sastasundar Ventures Limited
23	Industrial Investment Trust Limited
24	Nahar Capital and Financial Services Limited
25	Edelweiss Financial Services Limited
26	Nagreeka Capital & Infrastructure Limited
27	McDowell Holdings Limited
28	Transwarranty Finance Limited
29	Crest Ventures Limited
30	Mahindra & Mahindra Financial Services Limited
31	IDFC Limited
32	Vardhman Holdings Limited
33	Shriram City Union Finance Limited
34	Consolidated Finvest & Holdings Limited
35	Poonawalla Fincorp Limited
36	Bajaj Finance Limited
37	PNB Gilts Limited
38	Tata Investment Corporation Limited
39	Sundaram Finance Limited
40	TCI Finance Limited
41	DCM Financial Services Limited
42	Shriram Finance Limited
43	International Constructions Limited
44	SIL Investments Limited
45	Cholamandalam Investment and Finance Company Limited
46	Coral India Finance & Housing Limited
47	SREI Infrastructure Finance Limited
48	Reliance Capital Limited
49	Bajaj Holdings & Investment Limited
50	Williamson Magor & Company Limited