♥
ISIN : INE018E01016
NSE : SBICARD
BSE : 543066
Face Value : 10
Industry : Finance - NBFC
EPS : 25.37
EPS (TTM) : 23.24
Price to Earning (P/E) : 34.73
Book Value : 126.94
Price to Bookvalue (P/B) : 6.94
Dividend Yield : 0 %
Return on Equity (ROE) : 22.03 %
Return on Capital Employed (ROCE) : 14.09 %
SBI Cards and Payment Services Limited
ISIN : INE018E01016
NSE : SBICARD
BSE : 543066
Face Value : 10
Industry : Finance - NBFC
EPS : 25.37
EPS (TTM) : 23.24
Price to Earning (P/E) : 34.73
Book Value : 126.94
Price to Bookvalue (P/B) : 6.94
Dividend Yield : 0 %
Return on Equity (ROE) : 22.03 %
Return on Capital Employed (ROCE) : 14.09 %
SBI Cards share price(02-Apr-2026) | |
|---|---|
| Open / Close | 0 - 0 NAN % |
| Low / High | 0 - 0 NAN % |
| Trade Volume | 0 |
| 52 Week Low / High | 0 - 0 NAN % |
| Open / Close | 630.75 - 637.5 1.1 % |
| Low / High | 615.2 - 641.05 4.2 % |
| Trade Volume | 46,596 |
| 52 Week Low / High | 615.2 - 1023.05 66.3 % |
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CONSOLIDATED QUARTERLY RESULT FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Net Sales | 31003 | 32970.8 | 35071.2 | 37621.6 | 39118.8 | 40873.5 | 46217 | 43477.2 | 43586.4 | 44210.4 |
| Total Income | 32628.5 | 34533.2 | 36561.5 | 39165.7 | 40461.1 | 42214 | 47416 | 44745.7 | 44825.9 | 45558.2 |
| Total Expenditure | 20743.9 | 23413.8 | 24665.1 | 25645.8 | 26309.1 | 27603.3 | 32577.4 | 28109.6 | 28672.2 | 31725.8 |
| Other Income | 1625.5 | 1562.4 | 1490.3 | 1544.1 | 1342.3 | 1340.5 | 1199 | 1268.5 | 1239.5 | 1347.8 |
| Operating Profit | 11884.6 | 11119.4 | 11896.4 | 13519.9 | 14152 | 14610.7 | 14838.6 | 16636.1 | 16153.7 | 13832.4 |
| Interest | 3083.8 | 3677.1 | 4642.8 | 5072.6 | 5710.7 | 6048.6 | 6954.9 | 7238.2 | 7668.3 | 7876.8 |
| PBDT | 8800.8 | 7442.3 | 7253.6 | 8447.3 | 8441.3 | 8562.1 | 7883.7 | 9397.9 | 8485.4 | 5955.6 |
| Depreciation | 391.6 | 385.8 | 410.3 | 450.6 | 475.6 | 468 | 507.8 | 516.3 | 493.7 | 503.5 |
| Profit Before Tax | 8409.2 | 7056.5 | 6843.3 | 7996.7 | 7965.7 | 8094.1 | 7375.9 | 8881.6 | 7991.7 | 5452.1 |
| Tax | 2140.1 | 1800.1 | 1748.7 | 2032 | 2032.6 | 2064.3 | 1885.1 | 2257.9 | 2047.2 | 1407.9 |
| Profit After Tax | 6269.1 | 5256.4 | 5094.6 | 5964.7 | 5933.1 | 6029.8 | 5490.8 | 6623.7 | 5944.5 | 4044.2 |
| Net Profit | 6269.1 | 5256.4 | 5094.6 | 5964.7 | 5933.1 | 6029.8 | 5490.8 | 6623.7 | 5944.5 | 4044.2 |
| Equity Capital | 9432.62 | 9433.4 | 9457 | 9460.7 | 9463.6 | 9467.4 | 9507.57 | 9509.7 | 9510.81 | 9512.7 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 121384 | |||||||||
| Calculated EPS | 6.65 | 5.57 | 5.39 | 6.3 | 6.27 | 6.37 | 5.78 | 6.97 | 6.25 | 4.25 |
| Diluted Eps After Extraordinary Items | 6.6 | 5.53 | 5.36 | 6.28 | 6.24 | 6.35 | 5.78 | 6.96 | 6.25 | 4.25 |
| Diluted Eps Before Extraordinary Items | 6.6 | 5.53 | 5.36 | 6.28 | 6.24 | 6.35 | 5.78 | 6.96 | 6.25 | 4.25 |
STANDALONE QUARTERLY RESULT FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Date End | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| No of months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months | 3 months |
| Net Sales | 31003 | 32970.8 | 35071.2 | 37621.6 | 39118.8 | 40873.5 | 46217 | 43477.2 | 43586.4 | 44210.4 |
| Total Income | 32628.5 | 34533.2 | 36561.5 | 39165.7 | 40461.1 | 42214 | 47416 | 44745.7 | 44825.9 | 45558.2 |
| Total Expenditure | 20743.9 | 23413.8 | 24665.1 | 25645.8 | 26309.1 | 27603.3 | 32577.4 | 28109.6 | 28672.2 | 31725.8 |
| Other Income | 1625.5 | 1562.4 | 1490.3 | 1544.1 | 1342.3 | 1340.5 | 1199 | 1268.5 | 1239.5 | 1347.8 |
| Operating Profit | 11884.6 | 11119.4 | 11896.4 | 13519.9 | 14152 | 14610.7 | 14838.6 | 16636.1 | 16153.7 | 13832.4 |
| Interest | 3083.8 | 3677.1 | 4642.8 | 5072.6 | 5710.7 | 6048.6 | 6954.9 | 7238.2 | 7668.3 | 7876.8 |
| PBDT | 8800.8 | 7442.3 | 7253.6 | 8447.3 | 8441.3 | 8562.1 | 7883.7 | 9397.9 | 8485.4 | 5955.6 |
| Depreciation | 391.6 | 385.8 | 410.3 | 450.6 | 475.6 | 468 | 507.8 | 516.3 | 493.7 | 503.5 |
| Profit Before Tax | 8409.2 | 7056.5 | 6843.3 | 7996.7 | 7965.7 | 8094.1 | 7375.9 | 8881.6 | 7991.7 | 5452.1 |
| Tax | 2140.1 | 1800.1 | 1748.7 | 2032 | 2032.6 | 2064.3 | 1885.1 | 2257.9 | 2047.2 | 1407.9 |
| Profit After Tax | 6269.1 | 5256.4 | 5094.6 | 5964.7 | 5933.1 | 6029.8 | 5490.8 | 6623.7 | 5944.5 | 4044.2 |
| Net Profit | 6269.1 | 5256.4 | 5094.6 | 5964.7 | 5933.1 | 6029.8 | 5490.8 | 6623.7 | 5944.5 | 4044.2 |
| Equity Capital | 9432.62 | 9433.4 | 9457 | 9460.7 | 9463.6 | 9467.4 | 9507.57 | 9509.7 | 9510.81 | 9512.7 |
| Face Value (IN RS) | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 121384 | |||||||||
| Calculated EPS | 6.65 | 5.57 | 5.39 | 6.3 | 6.27 | 6.37 | 5.78 | 6.97 | 6.25 | 4.25 |
| Diluted Eps After Extraordinary Items | 6.6 | 5.53 | 5.36 | 6.28 | 6.24 | 6.35 | 5.78 | 6.96 | 6.25 | 4.25 |
| Diluted Eps Before Extraordinary Items | 6.6 | 5.53 | 5.36 | 6.28 | 6.24 | 6.35 | 5.78 | 6.96 | 6.25 | 4.25 |
CONSOLIDATED ANNUAL RESULT FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Net Sales | 106773 | 136666 | 169684 |
| Total Income | 113015 | 142857 | 174835 |
| Total Expenditure | 79534.8 | 94436.6 | 114597 |
| Other Income | 6242.5 | 6190.3 | 5150.8 |
| Operating Profit | 33480.4 | 48420.1 | 60237.7 |
| Interest | 10273.2 | 16476.3 | 25952.2 |
| PBDT | 23207.2 | 31943.8 | 34285.5 |
| Depreciation | 1485.6 | 1638.1 | 1967.5 |
| Profit Before Tax | 21721.6 | 30305.7 | 32318 |
| Tax | 5560.2 | 7721 | 8239.2 |
| Profit After Tax | 16161.4 | 22584.7 | 24078.8 |
| Net Profit | 16161.4 | 22584.7 | 24078.8 |
| Equity Capital | 9431.8 | 9460.7 | 9509.7 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Calculated EPS | 17.14 | 23.87 | 25.32 |
| Diluted Eps After Extraordinary Items | 17.02 | 23.8 | 25.37 |
| Diluted Eps Before Extraordinary Items | 17.02 | 23.8 | 25.37 |
STANDALONE ANNUAL RESULT FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Date End | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|
| No of months | 12 months | 12 months | 12 months |
| Net Sales | 106773 | 136666 | 169684 |
| Total Income | 113015 | 142857 | 174835 |
| Total Expenditure | 79534.8 | 94436.6 | 114597 |
| Other Income | 6242.5 | 6190.3 | 5150.8 |
| Operating Profit | 33480.4 | 48420.1 | 60237.7 |
| Interest | 10273.2 | 16476.3 | 25952.2 |
| PBDT | 23207.2 | 31943.8 | 34285.5 |
| Depreciation | 1485.6 | 1638.1 | 1967.5 |
| Profit Before Tax | 21721.6 | 30305.7 | 32318 |
| Tax | 5560.2 | 7721 | 8239.2 |
| Profit After Tax | 16161.4 | 22584.7 | 24078.8 |
| Net Profit | 16161.4 | 22584.7 | 24078.8 |
| Equity Capital | 9431.8 | 9460.7 | 9509.7 |
| Face Value (IN RS) | 10 | 10 | 10 |
| Calculated EPS | 17.14 | 23.87 | 25.32 |
| Diluted Eps After Extraordinary Items | 17.02 | 23.8 | 25.37 |
| Diluted Eps Before Extraordinary Items | 17.02 | 23.8 | 25.37 |
CONSOLIDATED PROFIT / LOSS FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Operating Income | 9277.48 Cr | 10677.3 Cr | 13666.6 Cr | 16968.4 Cr |
| Interest income | 4927.67 Cr | 4866.03 Cr | 6152.97 Cr | 7927.12 Cr |
| Brokerages & commissions | 8.25 Cr | 4.88 Cr | 3.45 Cr | 3.15 Cr |
| Processing fees and other charges | 4041.85 Cr | 5358.75 Cr | 6769.92 Cr | 8328.3 Cr |
| Operating Income (Net) | 9277.48 Cr | 10677.3 Cr | 13666.6 Cr | 16968.4 Cr |
| Employee Cost | 491.58 Cr | 472.71 Cr | 561.89 Cr | 569.69 Cr |
| Salaries, Wages & Bonus | 426.85 Cr | 413.06 Cr | 494.61 Cr | 504.69 Cr |
| Contributions to EPF & Pension Funds | 27.65 Cr | 27.96 Cr | 29.66 Cr | 31.63 Cr |
| Workmen and Staff Welfare Expenses | 6.9 Cr | 8.9 Cr | 23.51 Cr | 22.67 Cr |
| Operating & Establishment Expenses | 1460.64 Cr | 2106.37 Cr | 3033.46 Cr | 3505.04 Cr |
| Software & Technical expenses | 224.45 Cr | 302.72 Cr | 366.85 Cr | 416.83 Cr |
| Commission, Brokerage & Discounts | 606.73 Cr | 1022.63 Cr | 1371.5 Cr | 1642.14 Cr |
| Rent , Rates & Taxes | 43.7 Cr | 78.52 Cr | 89.98 Cr | 102.75 Cr |
| Repairs and Maintenance | 26.27 Cr | 25.27 Cr | 25.01 Cr | 25.75 Cr |
| Insurance | 19.24 Cr | 16.21 Cr | 17.66 Cr | 20.08 Cr |
| Electricity & Power | 4.43 Cr | 5.26 Cr | 4.41 Cr | 4.31 Cr |
| Administrations & Other Expenses | 2535.43 Cr | 3076.96 Cr | 2940.08 Cr | 3247.82 Cr |
| Printing and stationery | 47.86 Cr | 22.06 Cr | 56.16 Cr | 47.45 Cr |
| Professional and legal fees | 134.52 Cr | 159.79 Cr | 211.13 Cr | 237.25 Cr |
| Advertisement & Sales Promotion | 1480.16 Cr | 1850.8 Cr | 2319.05 Cr | 2517.37 Cr |
| Provisions and Contingencies | 2735.54 Cr | 2853.69 Cr | 2271.82 Cr | 3419.79 Cr |
| Bad debts /advances written off | 2159.54 Cr | 2811.26 Cr | 1888.85 Cr | 2880.54 Cr |
| Loss on disposal of fixed assets(net) | 18 Lk | 63 Lk | 0 | 3 Lk |
| Loss on foreign exchange fluctuations | 2.92 Cr | 0 | 0 | 2.82 Cr |
| Loss on sale of non-trade current investments | 0 | 10 Lk | 0 | 0 |
| Total Expenditure | 7223.19 Cr | 8509.73 Cr | 8807.25 Cr | 10742.3 Cr |
| Other Income | 436.1 Cr | 1180.5 Cr | 619.03 Cr | 515.08 Cr |
| Other Interest Income | 22.91 Cr | 1.22 Cr | 3.27 Cr | 17.27 Cr |
| Profit on sale of Fixed Assets | 0 | 0 | 17 Lk | 0 |
| Income from investments | 18 Lk | 40 Lk | 48 Lk | 0 |
| Provision Written Back | 8.87 Cr | 665.41 Cr | 9 Lk | 6 Lk |
| Operating Profit | 2490.39 Cr | 3348.04 Cr | 5478.42 Cr | 6741.16 Cr |
| Interest | 1043.4 Cr | 1027.32 Cr | 2284.04 Cr | 3312.61 Cr |
| Loans | 475.2 Cr | 510.09 Cr | 1036.27 Cr | 2042.67 Cr |
| Bonds / Debentures | 488.23 Cr | 493.37 Cr | 580.74 Cr | 511.59 Cr |
| Depreciation | 123.26 Cr | 148.56 Cr | 163.81 Cr | 196.75 Cr |
| Profit Before Taxation & Exceptional Items | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Profit Before Tax | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Provision for Tax | 339.21 Cr | 556.02 Cr | 772.1 Cr | 823.92 Cr |
| Current Income Tax | 474.25 Cr | 399.92 Cr | 803.2 Cr | 935.09 Cr |
| Deferred Tax | -134.03 Cr | 156.1 Cr | -31.05 Cr | -111.13 Cr |
| Profit After Tax | 984.52 Cr | 1616.14 Cr | 2258.47 Cr | 2407.88 Cr |
| Consolidated Net Profit | 984.52 Cr | 1616.14 Cr | 2258.47 Cr | 2407.88 Cr |
| Profit Balance B/F | 2719.51 Cr | 3418.78 Cr | 4481.06 Cr | 6042.02 Cr |
| Appropriations | 3704.03 Cr | 5034.92 Cr | 6739.53 Cr | 8449.9 Cr |
| Equity Dividend % | 0 | 25 | 25 | 25 |
| Earnings Per Share | 10.47 | 17.14 | 23.87 | 25.32 |
| Adjusted EPS | 10.47 | 17.14 | 23.87 | 25.32 |
STANDALONE PROFIT / LOSS FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Operating Income | 9277.48 Cr | 10677.3 Cr | 13666.6 Cr | 16968.4 Cr |
| Interest income | 4927.67 Cr | 4866.03 Cr | 6152.97 Cr | 7927.12 Cr |
| Brokerages & commissions | 8.25 Cr | 4.88 Cr | 3.45 Cr | 3.15 Cr |
| Processing fees and other charges | 4041.85 Cr | 5358.75 Cr | 6769.92 Cr | 8328.3 Cr |
| Operating Income (Net) | 9277.48 Cr | 10677.3 Cr | 13666.6 Cr | 16968.4 Cr |
| Employee Cost | 491.58 Cr | 472.71 Cr | 561.89 Cr | 569.69 Cr |
| Salaries, Wages & Bonus | 426.85 Cr | 413.06 Cr | 494.61 Cr | 504.69 Cr |
| Contributions to EPF & Pension Funds | 27.65 Cr | 27.96 Cr | 29.66 Cr | 31.63 Cr |
| Workmen and Staff Welfare Expenses | 6.9 Cr | 8.9 Cr | 23.51 Cr | 22.67 Cr |
| Operating & Establishment Expenses | 1460.64 Cr | 2106.37 Cr | 3033.46 Cr | 3505.04 Cr |
| Software & Technical expenses | 224.45 Cr | 302.72 Cr | 366.85 Cr | 416.83 Cr |
| Commission, Brokerage & Discounts | 606.73 Cr | 1022.63 Cr | 1371.5 Cr | 1642.14 Cr |
| Rent , Rates & Taxes | 43.7 Cr | 78.52 Cr | 89.98 Cr | 102.75 Cr |
| Repairs and Maintenance | 26.27 Cr | 25.27 Cr | 25.01 Cr | 25.75 Cr |
| Insurance | 19.24 Cr | 16.21 Cr | 17.66 Cr | 20.08 Cr |
| Electricity & Power | 4.43 Cr | 5.26 Cr | 4.41 Cr | 4.31 Cr |
| Administrations & Other Expenses | 2535.43 Cr | 3076.96 Cr | 2940.08 Cr | 3247.82 Cr |
| Printing and stationery | 47.86 Cr | 22.06 Cr | 56.16 Cr | 47.45 Cr |
| Professional and legal fees | 134.52 Cr | 159.79 Cr | 211.13 Cr | 237.25 Cr |
| Advertisement & Sales Promotion | 1480.16 Cr | 1850.8 Cr | 2319.05 Cr | 2517.37 Cr |
| Provisions and Contingencies | 2735.54 Cr | 2853.69 Cr | 2271.82 Cr | 3419.79 Cr |
| Bad debts /advances written off | 2159.54 Cr | 2811.26 Cr | 1888.85 Cr | 2880.54 Cr |
| Loss on disposal of fixed assets(net) | 18 Lk | 63 Lk | 0 | 3 Lk |
| Loss on foreign exchange fluctuations | 2.92 Cr | 0 | 0 | 2.82 Cr |
| Loss on sale of non-trade current investments | 0 | 10 Lk | 0 | 0 |
| Total Expenditure | 7223.19 Cr | 8509.73 Cr | 8807.25 Cr | 10742.3 Cr |
| Other Income | 436.1 Cr | 1180.5 Cr | 619.03 Cr | 515.08 Cr |
| Other Interest Income | 22.91 Cr | 1.22 Cr | 3.27 Cr | 17.27 Cr |
| Profit on sale of Fixed Assets | 0 | 0 | 17 Lk | 0 |
| Income from investments | 18 Lk | 40 Lk | 48 Lk | 0 |
| Provision Written Back | 8.87 Cr | 665.41 Cr | 9 Lk | 6 Lk |
| Operating Profit | 2490.39 Cr | 3348.04 Cr | 5478.42 Cr | 6741.16 Cr |
| Interest | 1043.4 Cr | 1027.32 Cr | 2284.04 Cr | 3312.61 Cr |
| Loans | 475.2 Cr | 510.09 Cr | 1036.27 Cr | 2042.67 Cr |
| Bonds / Debentures | 488.23 Cr | 493.37 Cr | 580.74 Cr | 511.59 Cr |
| Depreciation | 123.26 Cr | 148.56 Cr | 163.81 Cr | 196.75 Cr |
| Profit Before Taxation & Exceptional Items | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Profit Before Tax | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Provision for Tax | 339.21 Cr | 556.02 Cr | 772.1 Cr | 823.92 Cr |
| Current Income Tax | 474.25 Cr | 399.92 Cr | 803.2 Cr | 935.09 Cr |
| Deferred Tax | -134.03 Cr | 156.1 Cr | -31.05 Cr | -111.13 Cr |
| Profit After Tax | 984.52 Cr | 1616.14 Cr | 2258.47 Cr | 2407.88 Cr |
| Consolidated Net Profit | 984.52 Cr | 1616.14 Cr | 2258.47 Cr | 2407.88 Cr |
| Profit Balance B/F | 2719.51 Cr | 3418.78 Cr | 4481.06 Cr | 6042.02 Cr |
| Appropriations | 3704.03 Cr | 5034.92 Cr | 6739.53 Cr | 8449.9 Cr |
| Equity Dividend % | 0 | 25 | 25 | 25 |
| Earnings Per Share | 10.47 | 17.14 | 23.87 | 25.32 |
| Adjusted EPS | 10.47 | 17.14 | 23.87 | 25.32 |
CONSOLIDATED CASH FLOW FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Profit Before Tax | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Adjustment | 2784.77 Cr | 3456.01 Cr | 3970.18 Cr | 6093.62 Cr |
| Changes In working Capital | -2933.35 Cr | -8621.29 Cr | -11322.9 Cr | -11236.8 Cr |
| Cash Flow after changes in Working Capital | 1175.15 Cr | -2993.12 Cr | -4322.16 Cr | -1911.4 Cr |
| Cash Flow from Operating Activities | 692.32 Cr | -4391.46 Cr | -6670.51 Cr | -5451.54 Cr |
| Cash Flow from Investing Activities | -996.78 Cr | -538.12 Cr | -921.44 Cr | -1457.37 Cr |
| Cash Flow from Financing Activitie | 431.75 Cr | 5044.54 Cr | 7823.58 Cr | 8401.17 Cr |
| Net Cash Inflow / Outflow | 127.29 Cr | 114.96 Cr | 231.63 Cr | 1492.26 Cr |
| Opening Cash & Cash Equivalents | 515.91 Cr | 643.2 Cr | 758.16 Cr | 989.79 Cr |
| Closing Cash & Cash Equivalent | 643.2 Cr | 758.16 Cr | 989.79 Cr | 2482.05 Cr |
STANDALONE CASH FLOW FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Year End | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| No of Months | 12 months | 12 months | 12 months | 12 months |
| Profit Before Tax | 1323.73 Cr | 2172.16 Cr | 3030.57 Cr | 3231.8 Cr |
| Adjustment | 2784.77 Cr | 3456.01 Cr | 3970.18 Cr | 6093.62 Cr |
| Changes In working Capital | -2933.35 Cr | -8621.29 Cr | -11322.9 Cr | -11236.8 Cr |
| Cash Flow after changes in Working Capital | 1175.15 Cr | -2993.12 Cr | -4322.16 Cr | -1911.4 Cr |
| Cash Flow from Operating Activities | 692.32 Cr | -4391.46 Cr | -6670.51 Cr | -5451.54 Cr |
| Cash Flow from Investing Activities | -996.78 Cr | -538.12 Cr | -921.44 Cr | -1457.37 Cr |
| Cash Flow from Financing Activitie | 431.75 Cr | 5044.54 Cr | 7823.58 Cr | 8401.17 Cr |
| Net Cash Inflow / Outflow | 127.29 Cr | 114.96 Cr | 231.63 Cr | 1492.26 Cr |
| Opening Cash & Cash Equivalents | 515.91 Cr | 643.2 Cr | 758.16 Cr | 989.79 Cr |
| Closing Cash & Cash Equivalent | 643.2 Cr | 758.16 Cr | 989.79 Cr | 2482.05 Cr |
CONSOLIDATED BALANCE SHEET FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Equity - Authorised | 1500 Cr | 1500 Cr | 1500 Cr | 1500 Cr |
| Equity - Issued | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Equity Paid Up | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 5318.08 Cr | 6761.55 Cr | 8843.86 Cr | 11120.3 Cr |
| Securities Premium | 935.19 Cr | 988.09 Cr | 1049.16 Cr | 1154.93 Cr |
| Capital Reserves | -71.51 Cr | -71.51 Cr | -71.51 Cr | -71.51 Cr |
| Profit & Loss Account Balance | 3418.78 Cr | 4481.06 Cr | 6042.02 Cr | 7728.02 Cr |
| General Reserves | 13.08 Cr | 13.11 Cr | 21.12 Cr | 24.37 Cr |
| Reserve excluding Revaluation Reserve | 5318.08 Cr | 6761.55 Cr | 8843.86 Cr | 11120.3 Cr |
| Shareholder's Funds | 6302.03 Cr | 7752.7 Cr | 9830.06 Cr | 12084 Cr |
| Unsecured Loans | 5192.38 Cr | 7487.2 Cr | 7966.75 Cr | 7897.87 Cr |
| Deferred Tax Assets / Liabilities | -395.09 Cr | -218.53 Cr | -246.67 Cr | -354.59 Cr |
| Deferred Tax Assets | 566.36 Cr | 413.18 Cr | 518.68 Cr | 636.96 Cr |
| Deferred Tax Liability | 171.27 Cr | 194.65 Cr | 272.01 Cr | 282.37 Cr |
| Long Term Provisions | 130.31 Cr | 159.45 Cr | 188.98 Cr | 194.54 Cr |
| Total Non-Current Liabilities | 4927.6 Cr | 7428.12 Cr | 7909.06 Cr | 7737.82 Cr |
| Trade Payables | 760.15 Cr | 1127.67 Cr | 1405.96 Cr | 1528.63 Cr |
| Sundry Creditors | 760.15 Cr | 1127.67 Cr | 1405.96 Cr | 1528.63 Cr |
| Other Current Liabilities | 1340.42 Cr | 2308.21 Cr | 2561.94 Cr | 4031.84 Cr |
| Advances received from customers | 390.37 Cr | 466.17 Cr | 577.59 Cr | 680.26 Cr |
| Short Term Borrowings | 12875.7 Cr | 15495.3 Cr | 23142.9 Cr | 31993.2 Cr |
| Secured ST Loans repayable on Demands | 10663.5 Cr | 14180.2 Cr | 20393.2 Cr | 26793.6 Cr |
| Working Capital Loans- Sec | 10663.5 Cr | 14180.2 Cr | 20393.2 Cr | 26793.6 Cr |
| Short Term Provisions | 411.91 Cr | 317.94 Cr | 449.01 Cr | 441.09 Cr |
| Provision for post retirement benefits | 1.45 Cr | 1.66 Cr | 1.18 Cr | 1.17 Cr |
| Total Current Liabilities | 15388.1 Cr | 19249.1 Cr | 27559.8 Cr | 37994.8 Cr |
| Total Liabilities | 26617.8 Cr | 34429.9 Cr | 45298.9 Cr | 57816.6 Cr |
| Gross Block | 596.45 Cr | 831.51 Cr | 1067.62 Cr | 1195.46 Cr |
| Less: Accumulated Depreciation | 288.35 Cr | 392.05 Cr | 516.66 Cr | 653.36 Cr |
| Net Block | 308.1 Cr | 439.46 Cr | 550.96 Cr | 542.1 Cr |
| Capital Work in Progress | 49 Lk | 49 Lk | 6.06 Cr | 10 Lk |
| Non Current Investments | 334.31 Cr | 418.88 Cr | 1572.08 Cr | 2504.15 Cr |
| Long Term Investment | 334.31 Cr | 418.88 Cr | 1572.08 Cr | 2504.15 Cr |
| Quoted | 323.11 Cr | 400.96 Cr | 1552.95 Cr | 2486.18 Cr |
| Unquoted | 11.2 Cr | 17.92 Cr | 19.13 Cr | 18.44 Cr |
| Long Term Loans & Advances | 48.47 Cr | 61.3 Cr | 30.81 Cr | 21.97 Cr |
| Other Non Current Assets | 10.81 Cr | 0 | 0 | 0 |
| Total Non-Current Assets | 711.76 Cr | 933.88 Cr | 2176.54 Cr | 3090.53 Cr |
| Currents Investments | 623.25 Cr | 878.31 Cr | 567.61 Cr | 1014.98 Cr |
| Quoted | 623.25 Cr | 878.31 Cr | 567.61 Cr | 1014.98 Cr |
| Unquoted | 11.2 Cr | 17.92 Cr | 19.13 Cr | 18.44 Cr |
| Sundry Debtors | 56.82 Cr | 168.47 Cr | 142.16 Cr | 243.08 Cr |
| Debtors more than Six months | 0 | 4 Lk | 2.35 Cr | 1.98 Cr |
| Debtors Others | 57.16 Cr | 168.47 Cr | 142.66 Cr | 243.1 Cr |
| Cash and Bank | 718.1 Cr | 1106.39 Cr | 1354.47 Cr | 2729.62 Cr |
| Balances at Bank | 195.61 Cr | 470.17 Cr | 620.65 Cr | 1406.42 Cr |
| Other Current Assets | 908.92 Cr | 915.49 Cr | 1098.9 Cr | 1158.59 Cr |
| Prepaid Expenses | 35.62 Cr | 34.8 Cr | 47.58 Cr | 67.63 Cr |
| Short Term Loans and Advances | 23598.9 Cr | 30427.4 Cr | 39959.2 Cr | 49579.8 Cr |
| Advances recoverable in cash or in kind | 222.39 Cr | 240.16 Cr | 459.75 Cr | 351.02 Cr |
| Advance income tax and TDS | 21.69 Cr | 0 | 0 | 0 |
| Total Current Assets | 25906 Cr | 33496 Cr | 43122.4 Cr | 54726.1 Cr |
| Net Current Assets (Including Current Investments) | 10517.9 Cr | 14246.9 Cr | 15562.6 Cr | 16731.3 Cr |
| Total Assets | 26617.8 Cr | 34429.9 Cr | 45298.9 Cr | 57816.6 Cr |
| Contingent Liabilities | 195.76 Cr | 68.2 Cr | 87.27 Cr | 81.43 Cr |
| Total Debt | 18068 Cr | 22982.5 Cr | 31109.6 Cr | 39891.1 Cr |
| Book Value | 66.54 | 81.69 | 103.48 | 126.94 |
| Adjusted Book Value | 66.54 | 81.69 | 103.48 | 126.94 |
STANDALONE BALANCE SHEET FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Share Capital | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Equity - Authorised | 1500 Cr | 1500 Cr | 1500 Cr | 1500 Cr |
| Equity - Issued | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Equity Paid Up | 940.53 Cr | 943.18 Cr | 946.07 Cr | 950.97 Cr |
| Face Value | 10 | 10 | 10 | 10 |
| Total Reserves | 5318.08 Cr | 6761.55 Cr | 8843.86 Cr | 11120.3 Cr |
| Securities Premium | 935.19 Cr | 988.09 Cr | 1049.16 Cr | 1154.93 Cr |
| Capital Reserves | -71.51 Cr | -71.51 Cr | -71.51 Cr | -71.51 Cr |
| Profit & Loss Account Balance | 3418.78 Cr | 4481.06 Cr | 6042.02 Cr | 7728.02 Cr |
| General Reserves | 13.08 Cr | 13.11 Cr | 21.12 Cr | 24.37 Cr |
| Reserve excluding Revaluation Reserve | 5318.08 Cr | 6761.55 Cr | 8843.86 Cr | 11120.3 Cr |
| Shareholder's Funds | 6302.03 Cr | 7752.7 Cr | 9830.06 Cr | 12084 Cr |
| Unsecured Loans | 5192.38 Cr | 7487.2 Cr | 7966.75 Cr | 7897.87 Cr |
| Deferred Tax Assets / Liabilities | -395.09 Cr | -218.53 Cr | -246.67 Cr | -354.59 Cr |
| Deferred Tax Assets | 566.36 Cr | 413.18 Cr | 518.68 Cr | 636.96 Cr |
| Deferred Tax Liability | 171.27 Cr | 194.65 Cr | 272.01 Cr | 282.37 Cr |
| Long Term Provisions | 130.31 Cr | 159.45 Cr | 188.98 Cr | 194.54 Cr |
| Total Non-Current Liabilities | 4927.6 Cr | 7428.12 Cr | 7909.06 Cr | 7737.82 Cr |
| Trade Payables | 760.15 Cr | 1127.67 Cr | 1405.96 Cr | 1528.63 Cr |
| Sundry Creditors | 760.15 Cr | 1127.67 Cr | 1405.96 Cr | 1528.63 Cr |
| Other Current Liabilities | 1340.42 Cr | 2308.21 Cr | 2561.94 Cr | 4031.84 Cr |
| Advances received from customers | 390.37 Cr | 466.17 Cr | 577.59 Cr | 680.26 Cr |
| Short Term Borrowings | 12875.7 Cr | 15495.3 Cr | 23142.9 Cr | 31993.2 Cr |
| Secured ST Loans repayable on Demands | 10663.5 Cr | 14180.2 Cr | 20393.2 Cr | 26793.6 Cr |
| Working Capital Loans- Sec | 10663.5 Cr | 14180.2 Cr | 20393.2 Cr | 26793.6 Cr |
| Short Term Provisions | 411.91 Cr | 317.94 Cr | 449.01 Cr | 441.09 Cr |
| Provision for post retirement benefits | 1.45 Cr | 1.66 Cr | 1.18 Cr | 1.17 Cr |
| Total Current Liabilities | 15388.1 Cr | 19249.1 Cr | 27559.8 Cr | 37994.8 Cr |
| Total Liabilities | 26617.8 Cr | 34429.9 Cr | 45298.9 Cr | 57816.6 Cr |
| Gross Block | 596.45 Cr | 831.51 Cr | 1067.62 Cr | 1195.46 Cr |
| Less: Accumulated Depreciation | 288.35 Cr | 392.05 Cr | 516.66 Cr | 653.36 Cr |
| Net Block | 308.1 Cr | 439.46 Cr | 550.96 Cr | 542.1 Cr |
| Capital Work in Progress | 49 Lk | 49 Lk | 6.06 Cr | 10 Lk |
| Non Current Investments | 334.31 Cr | 418.88 Cr | 1572.08 Cr | 2504.15 Cr |
| Long Term Investment | 334.31 Cr | 418.88 Cr | 1572.08 Cr | 2504.15 Cr |
| Quoted | 323.11 Cr | 400.96 Cr | 1552.95 Cr | 2486.18 Cr |
| Unquoted | 11.2 Cr | 17.92 Cr | 19.13 Cr | 18.44 Cr |
| Long Term Loans & Advances | 48.47 Cr | 61.3 Cr | 30.81 Cr | 21.97 Cr |
| Other Non Current Assets | 10.81 Cr | 0 | 0 | 0 |
| Total Non-Current Assets | 711.76 Cr | 933.88 Cr | 2176.54 Cr | 3090.53 Cr |
| Currents Investments | 623.25 Cr | 878.31 Cr | 567.61 Cr | 1014.98 Cr |
| Quoted | 623.25 Cr | 878.31 Cr | 567.61 Cr | 1014.98 Cr |
| Unquoted | 11.2 Cr | 17.92 Cr | 19.13 Cr | 18.44 Cr |
| Sundry Debtors | 56.82 Cr | 168.47 Cr | 142.16 Cr | 243.08 Cr |
| Debtors more than Six months | 0 | 4 Lk | 2.35 Cr | 1.98 Cr |
| Debtors Others | 57.16 Cr | 168.47 Cr | 142.66 Cr | 243.1 Cr |
| Cash and Bank | 718.1 Cr | 1106.39 Cr | 1354.47 Cr | 2729.62 Cr |
| Balances at Bank | 195.61 Cr | 470.17 Cr | 620.65 Cr | 1406.42 Cr |
| Other Current Assets | 908.92 Cr | 915.49 Cr | 1098.9 Cr | 1158.59 Cr |
| Prepaid Expenses | 35.62 Cr | 34.8 Cr | 47.58 Cr | 67.63 Cr |
| Short Term Loans and Advances | 23598.9 Cr | 30427.4 Cr | 39959.2 Cr | 49579.8 Cr |
| Advances recoverable in cash or in kind | 222.39 Cr | 240.16 Cr | 459.75 Cr | 351.02 Cr |
| Advance income tax and TDS | 21.69 Cr | 0 | 0 | 0 |
| Total Current Assets | 25906 Cr | 33496 Cr | 43122.4 Cr | 54726.1 Cr |
| Net Current Assets (Including Current Investments) | 10517.9 Cr | 14246.9 Cr | 15562.6 Cr | 16731.3 Cr |
| Total Assets | 26617.8 Cr | 34429.9 Cr | 45298.9 Cr | 57816.6 Cr |
| Contingent Liabilities | 195.76 Cr | 68.2 Cr | 87.27 Cr | 81.43 Cr |
| Total Debt | 18068 Cr | 22982.5 Cr | 31109.6 Cr | 39891.1 Cr |
| Book Value | 66.54 | 81.69 | 103.48 | 126.94 |
| Adjusted Book Value | 66.54 | 81.69 | 103.48 | 126.94 |
FINANCIAL RATIOS (CONSOLIDATED) FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 10.47 | 17.14 | 23.87 | 25.32 |
| CEPS(Rs) | 11.78 | 18.71 | 25.6 | 27.39 |
| DPS(Rs) | 0 | 2.5 | 2.5 | 2.5 |
| Book NAV/Share(Rs) | 66.54 | 81.69 | 103.48 | 126.94 |
| Tax Rate(%) | 25.63 | 25.6 | 25.48 | 25.49 |
| Margin Ratios | ||||
| Core EBITDA Margin(%) | 22.14 | 20.3 | 35.56 | 36.69 |
| EBIT Margin(%) | 25.51 | 29.97 | 38.89 | 38.57 |
| Pre Tax Margin(%) | 14.27 | 20.34 | 22.17 | 19.05 |
| PAT Margin (%) | 10.61 | 15.14 | 16.53 | 14.19 |
| Cash Profit Margin (%) | 11.94 | 16.53 | 17.72 | 15.35 |
| Performance Ratios | ||||
| ROA(%) | 3.81 | 5.29 | 5.67 | 4.67 |
| ROE(%) | 17 | 23.15 | 25.82 | 22.03 |
| ROCE(%) | 10.01 | 11.65 | 14.83 | 14.09 |
| Asset Turnover(x) | 0.36 | 0.35 | 0.34 | 0.33 |
| Sales/Fixed Asset(x) | 17.26 | 14.95 | 14.39 | 15 |
| Working Capital/Sales(x) | 0.88 | 0.75 | 0.88 | 1.01 |
| Efficiency Ratios | ||||
| Fixed Capital/Sales(x) | 0.06 | 0.07 | 0.07 | 0.07 |
| Receivable days | 2.19 | 4.27 | 4.15 | 4.14 |
| Payable days | 129.45 | 0 | 0 | 0 |
| Valuation Parameters | ||||
| PER(x) | 88.78 | 49.71 | 30.98 | 26.95 |
| PCE(x) | 78.9 | 45.52 | 28.88 | 24.92 |
| Price/Book(x) | 13.97 | 10.43 | 7.15 | 5.38 |
| Yield(%) | 0 | 0.29 | 0.34 | 0.37 |
| EV/Net Sales(x) | 11.29 | 9.57 | 7.3 | 6.01 |
| EV/Core EBITDA(x) | 42.06 | 30.53 | 18.2 | 15.14 |
| EV/EBIT(x) | 44.26 | 31.94 | 18.76 | 15.6 |
| EV/CE(x) | 3.94 | 2.97 | 2.2 | 1.96 |
| M Cap / Sales | 9.42 | 7.52 | 5.12 | 3.82 |
| Growth Ratio | ||||
| Net Sales Growth(%) | 0.01 | 14.85 | 28 | 24.16 |
| Core EBITDA Growth(%) | -20.55 | 34.44 | 43.26 | 23.05 |
| EBIT Growth(%) | -21.89 | 35.16 | 44.6 | 23.14 |
| PAT Growth(%) | -20.91 | 64.16 | 39.74 | 6.62 |
| EPS Growth(%) | -21.04 | 63.69 | 39.32 | 6.07 |
| Financial Stability Ratios | ||||
| Total Debt/Equity(x) | 2.89 | 2.98 | 3.18 | 3.3 |
| Current Ratio(x) | 1.68 | 1.74 | 1.56 | 1.44 |
| Quick Ratio(x) | 1.68 | 1.74 | 1.56 | 1.44 |
| Interest Cover(x) | 2.27 | 3.11 | 2.33 | 1.98 |
| Total Debt/Mcap(x) | 0.21 | 0.29 | 0.44 | 0.61 |
FINANCIAL RATIOS (STANDALONE) FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| YEAR | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 10.47 | 17.14 | 23.87 | 25.32 |
| CEPS(Rs) | 11.78 | 18.71 | 25.6 | 27.39 |
| DPS(Rs) | 0 | 2.5 | 2.5 | 2.5 |
| Book NAV/Share(Rs) | 66.54 | 81.69 | 103.48 | 126.94 |
| Tax Rate(%) | 25.63 | 25.6 | 25.48 | 25.49 |
| Margin Ratios | ||||
| Core EBITDA Margin(%) | 22.14 | 20.3 | 35.56 | 36.69 |
| EBIT Margin(%) | 25.51 | 29.97 | 38.89 | 38.57 |
| Pre Tax Margin(%) | 14.27 | 20.34 | 22.17 | 19.05 |
| PAT Margin (%) | 10.61 | 15.14 | 16.53 | 14.19 |
| Cash Profit Margin (%) | 11.94 | 16.53 | 17.72 | 15.35 |
| Performance Ratios | ||||
| ROA(%) | 3.81 | 5.29 | 5.67 | 4.67 |
| ROE(%) | 17 | 23.15 | 25.82 | 22.03 |
| ROCE(%) | 10.01 | 11.65 | 14.83 | 14.09 |
| Asset Turnover(x) | 0.36 | 0.35 | 0.34 | 0.33 |
| Sales/Fixed Asset(x) | 17.26 | 14.95 | 14.39 | 15 |
| Working Capital/Sales(x) | 0.88 | 0.75 | 0.88 | 1.01 |
| Efficiency Ratios | ||||
| Fixed Capital/Sales(x) | 0.06 | 0.07 | 0.07 | 0.07 |
| Receivable days | 2.19 | 4.27 | 4.15 | 4.14 |
| Payable days | 129.45 | 0 | 0 | 0 |
| Valuation Parameters | ||||
| PER(x) | 88.78 | 49.71 | 30.98 | 26.95 |
| PCE(x) | 78.9 | 45.52 | 28.88 | 24.92 |
| Price/Book(x) | 13.97 | 10.43 | 7.15 | 5.38 |
| Yield(%) | 0 | 0.29 | 0.34 | 0.37 |
| EV/Net Sales(x) | 11.29 | 9.57 | 7.3 | 6.01 |
| EV/Core EBITDA(x) | 42.06 | 30.53 | 18.2 | 15.14 |
| EV/EBIT(x) | 44.26 | 31.94 | 18.76 | 15.6 |
| EV/CE(x) | 3.94 | 2.97 | 2.2 | 1.96 |
| M Cap / Sales | 9.42 | 7.52 | 5.12 | 3.82 |
| Growth Ratio | ||||
| Net Sales Growth(%) | 0.01 | 14.85 | 28 | 24.16 |
| Core EBITDA Growth(%) | -20.55 | 34.44 | 43.26 | 23.05 |
| EBIT Growth(%) | -21.89 | 35.16 | 44.6 | 23.14 |
| PAT Growth(%) | -20.91 | 64.16 | 39.74 | 6.62 |
| EPS Growth(%) | -21.04 | 63.69 | 39.32 | 6.07 |
| Financial Stability Ratios | ||||
| Total Debt/Equity(x) | 2.89 | 2.98 | 3.18 | 3.3 |
| Current Ratio(x) | 1.68 | 1.74 | 1.56 | 1.44 |
| Quick Ratio(x) | 1.68 | 1.74 | 1.56 | 1.44 |
| Interest Cover(x) | 2.27 | 3.11 | 2.33 | 1.98 |
| Total Debt/Mcap(x) | 0.21 | 0.29 | 0.44 | 0.61 |
SHARE HOLDING PATTERN FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Date | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters % | 69.64 | 69.41 | 69.05 | 69.02 | 68.96 | 68.94 | 68.75 | 68.63 | 68.62 | 68.61 |
| FII % | 8.29 | 8.82 | 9.13 | 8.45 | 9.48 | 9.08 | 9.35 | 8.59 | 8.72 | 9.18 |
| DII % | 0.47 | 0.49 | 0.34 | 0.27 | 0.32 | 0.10 | 0.08 | 0.07 | 0.07 | 0.06 |
| Public % | 5.83 | 4.77 | 5.11 | 5.06 | 4.38 | 4.69 | 5.61 | 6.10 | 6.12 | 5.47 |
PEER COMPARISON FOR SBI CARDS AND PAYMENT SERVICES LIMITED
CORPORATE ACTIONS FOR SBI CARDS
| Exchange Date | Purpose | Book Closure Dates |
|---|---|---|
| BSE 23-Oct-2024 | Board Meeting - Quarterly Results | 29-Oct-2024 |
| BSE 12-Sep-2024 | Board Meeting - Inter alia, to consider and approve:- (1) the proposal, for Raising of Funds through issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 5,000 Crore through Private Placement, in one or more tranches over a period of time. | 18-Sep-2024 |
| BSE 22-Jul-2024 | Board Meeting - Quarterly Results | 26-Jul-2024 |
| BSE 18-Apr-2024 | Board Meeting - Audited Results | 26-Apr-2024 |
| BSE 28-Mar-2024 | Dividend - Interim Dividend | |
| BSE 14-Mar-2024 | Board Meeting - Interim Dividend | 19-Mar-2024 |
| BSE 17-Jan-2024 | Board Meeting - Quarterly Results | 25-Jan-2024 |
| BSE 19-Oct-2023 | Board Meeting - Quarterly Results | 27-Oct-2023 |
| BSE 20-Jul-2023 | Board Meeting - Quarterly Results | 28-Jul-2023 |
| BSE 30-May-2023 | Board Meeting - Inter alia, to consider and approve the proposal, for raising of funds through issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 3,000 Crore through private placement, in one or more tranches over a period of time. | 05-Jun-2023 |
| BSE 21-Apr-2023 | Board Meeting - Audited Results | 28-Apr-2023 |
| BSE 29-Mar-2023 | Dividend - Interim Dividend | |
| BSE 16-Mar-2023 | Board Meeting - Interim Dividend | 21-Mar-2023 |
| BSE 16-Jan-2023 | Board Meeting - Quarterly Results | 24-Jan-2023 |
| BSE 19-Oct-2022 | Board Meeting - Quarterly Results | 27-Oct-2022 |
| BSE 21-Jul-2022 | Board Meeting - Quarterly Results | 28-Jul-2022 |
| BSE 31-May-2022 | Board Meeting - Inter alia, to consider and approve the proposal, for raising of funds through issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 2 ,500 Crores in one or more tranches over a period of time | 06-Jun-2022 |
| BSE 22-Apr-2022 | Board Meeting - Audited Results | 29-Apr-2022 |
| BSE 30-Mar-2022 | Dividend - Interim Dividend | |
| BSE 16-Mar-2022 | Board Meeting - Interim Dividend | 22-Mar-2022 |
| BSE 17-Jan-2022 | Board Meeting - Quarterly Results | 24-Jan-2022 |
| BSE 22-Oct-2021 | Board Meeting - Quarterly Results & Inter alia, to consider and approve raising of funds by way of issuance of Non-Convertible Debentures (NCDs), aggregating to Rs. 2,000 Crores in one or more tranches over a period of time. | 28-Oct-2021 |
CORPORATE ANNOUNCEMENTS FOR SBI CARDS
| Exchange Date | Category File | Description |
|---|---|---|
| BSE 30-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Newspaper Publication Newspaper Publications- Unaudited Financial Results of the Company for the quarter and the half year ended September 30 2024 |
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 -Audio recording- SBI Card 2Q FY25 Earnings Call |
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Press Release |
| BSE 29-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Investor Presentation Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Copy of Presentation made for Analysts/Investors on Financial Results |
| BSE 29-Oct-2024 | Outcome FILE | Unaudited Financial Results Of The Company For The Quarter And The Half Year Ended September 30 2024 Unaudited Financial Results of the Company for the quarter and the half year ended September 30 2024 and the Limited Review Report of the Statutory Auditors on the said Financial Results |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS Intimation of allotment of 36 500 Equity Shares pursuant to exercise of Employee Stock Options under the SBI Card - Employee Stock Option Plan 2019 (ESOP Scheme 2019) |
| BSE 23-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of the Earnings call with Analysts/Investors under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
| BSE 23-Oct-2024 | Intimation FILE | Board Meeting Intimation for Inter Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter And The Half Year Ended September 30 2024 SBI Cards And Payment Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2024 inter alia to consider and approve the Unaudited Financial Results of the Company for the quarter and the half year ended September 30 2024 |
| BSE 15-Oct-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment of M/s V.K. Dhingra & Co. Chartered Accountants as the Joint Statutory Auditors of the Company for the Financial Year 2024-25 w.e.f. October 15 2024. |
| BSE 11-Oct-2024 | General Announcements FILE | Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Change In Auditor Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Change in Auditor |
| BSE 10-Oct-2024 | General Announcements FILE | Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations 2018 for the quarter ended September 30 2024 |
| BSE 30-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s Appointment of M/s APRA & Associates LLP and M/s S.P. Chopra and Co. Chartered Accountants as the Joint Statutory Auditors of the Company for the Financial Year FY 2024-25 w.e.f. September 30 2024. |
| BSE 30-Sep-2024 | General Announcements FILE | Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015- Changes In The Senior Management Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 -Changes in the Senior Management |
| BSE 30-Sep-2024 | General Announcements FILE | Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Product Launch Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Product Launch |
| BSE 30-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Press Release / Media Release Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Press Release |
| BSE 26-Sep-2024 | Intimation FILE | Closure of Trading Window Intimation of Closure of Trading Window |
| BSE 21-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS Intimation of allotment of 91500 Equity Shares pursuant to exercise of Employee Stock Options under the SBI Card - Employee Stock Option Plan 2019 (ESOP Scheme 2019) |
| BSE 18-Sep-2024 | Outcome FILE | Board Meeting Outcome for Outcome Of Board Meeting Held On September 18 2024 The Board of Directors of the Company at its meeting held today i.e. September 18 2024 has inter alia approved raising of funds by way of issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 5 000 Crores in one or more tranches on private placement basis. |
| BSE 16-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 12-Sep-2024 | Intimation FILE | Board Meeting Intimation for Inter Alia Considering And Approving The Proposal For Raising Of Funds Through Issuance Of Non-Convertible Debentures (Ncds) Aggregating To Rs. 5 000 Crore Through Private Placement In One Or More Tranches Over A Period Of Time. SBI Cards And Payment Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 18/09/2024 inter alia to consider and approve the proposal for Raising of Funds through issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 5 000 Crore through Private Placement in one or more tranches over a period of time. |
| BSE 11-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 11-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 06-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 04-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 02-Sep-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 27-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Change in Directorate Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Resignation of Mr. Dinesh Khara Chairman and Non-executive Director (DIN: 06737041) from the directorship of the Company |
| BSE 23-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 23-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS Intimation of allotment of 95 240 Equity shares pursuant to exercise of Employee Stock Options under the SBI Card - Employee Stock Option Plan 2019 (ESOP Scheme 2019) |
| BSE 22-Aug-2024 | General Announcements FILE | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investor(s)/Analyst(s) Meet |
| BSE 22-Aug-2024 | General Announcements FILE | Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG Rating Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 -ESG Rating |
INSIDER TRADING FOR SBI CARDS
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 07-Dec-2021 07-Dec-2021 | Sell Market | 5,000 @ 0.00 (0.00 %) | Pushpendra Singh |
| BSE 07-Dec-2021 07-Dec-2021 | Sell Market | 1,400 @ 0.00 (0.00 %) | Rajesh C |
| BSE 03-Dec-2021 03-Dec-2021 | Sell Market | 3,310 @ 0.00 (0.00 %) | Manish Dewan |
| BSE 03-Dec-2021 03-Dec-2021 | Sell Market | 500 @ 0.00 (0.00 %) | Payal Mittal Chhabra |
| BSE 02-Dec-2021 02-Dec-2021 | Sell Market | 500 @ 0.00 (0.00 %) | Payal Mittal Chhabra |
| BSE 01-Dec-2021 01-Dec-2021 | Sell Market | 500 @ 0.00 (0.00 %) | Payal Mittal Chhabra |
| BSE 12-Nov-2021 12-Nov-2021 | Sell Market | 2,000 @ 0.00 (0.00 %) | Suvro Bhaumik |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 16,400 @ 0.00 (0.00 %) | Aparna Kuppuswamy |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 11,000 @ 0.00 (0.00 %) | Harender Lavania |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 5,000 @ 0.00 (0.00 %) | Payal Mittal Chhabra |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 10,000 @ 0.00 (0.00 %) | Pradeep Singh Khurana |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 8,000 @ 0.00 (0.00 %) | Nalin Negi |
| BSE 04-Nov-2021 04-Nov-2021 | Sell Market | 200 @ 0.00 (0.00 %) | Nandini Malhotra |
| BSE 15-Nov-2021 15-Nov-2021 | Sell Market | 300 @ 0.00 (0.00 %) | Nandini Malhotra |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 2,000 @ 0.00 (0.00 %) | Nandini Malhotra |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 12,600 @ 0.00 (0.00 %) | Pawan Kumar |
| BSE 18-Nov-2021 18-Nov-2021 | Sell Market | 250 @ 0.00 (0.00 %) | Payal Mittal Chhabra |
| BSE 22-Nov-2021 22-Nov-2021 | Sell Market | 10,000 @ 0.00 (0.00 %) | Vivek Sharma |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 13,000 @ 0.00 (0.00 %) | Sumit Talreja |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 28,500 @ 0.00 (0.00 %) | Shavinder Kumar |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 6,000 @ 0.00 (0.00 %) | Varun Bhatia |
| BSE 22-Nov-2021 22-Nov-2021 | Buy ESOP | 2,000 @ 0.00 (0.00 %) | Vinay Kapoor |
| BSE 18-Nov-2021 18-Nov-2021 | Sell Market | 2,000 @ 0.00 (0.00 %) | Kavita Khanna |
| BSE 12-Nov-2021 12-Nov-2021 | Sell Market | 8,000 @ 0.00 (0.00 %) | Mishi Iqbal |
| BSE 16-Nov-2021 16-Nov-2021 | Sell Market | 15,000 @ 0.00 (0.00 %) | Gopal Prasad Malakar |
| BSE 12-Nov-2021 12-Nov-2021 | Sell Market | 10,000 @ 0.00 (0.00 %) | Rana Paul |
| BSE 12-Nov-2021 12-Nov-2021 | Sell Market | 1,050 @ 0.00 (0.00 %) | Harvansh Singh Sagar |
| BSE 12-Nov-2021 12-Nov-2021 | Sell Market | 1,500 @ 0.00 (0.00 %) | Prashant Pandey |
| BSE 01-Nov-2021 01-Nov-2021 | Sell Market | 12,000 @ 0.00 (0.00 %) | Singh Anurag |
| BSE 02-Nov-2021 02-Nov-2021 | Sell Market | 1,681 @ 0.00 (0.00 %) | Singh Anurag |
BULK BLOCK DEALS FOR SBI CARDS AND PAYMENT SERVICES LIMITED
| Exchange Dates | Activity | Qty & Price (%) | Person / Organisation |
|---|---|---|---|
| BSE 17-Oct-2022 | Sell BLOCK | 290,738 @ 846.85 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 17-Oct-2022 | Buy BLOCK | 290,738 @ 846.85 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 11-Oct-2022 | Sell BLOCK | 284,298 @ 882.95 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 11-Oct-2022 | Buy BLOCK | 284,298 @ 882.95 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 19-Sep-2022 | Sell BLOCK | 369,330 @ 934.05 | ISHARES CORE EMERGING MARKETS MAURITIUS CO |
| BSE 19-Sep-2022 | Buy BLOCK | 369,330 @ 934.05 | ISHARES CORE MSCI EMERGING MARKETS ETF |
| BSE 01-Aug-2022 | Sell BLOCK | 278,270 @ 939.25 | ISHARES INDIA INDEX MAURITIUS COMPANY |
| BSE 01-Aug-2022 | Buy BLOCK | 278,270 @ 939.25 | ISHARES MSCI INDIA ETF |
| BSE 18-Jul-2022 | Sell BLOCK | 279,941 @ 835.30 | ISHARES INDIA INDEX MAURITIUS COMPANY |
| BSE 18-Jul-2022 | Buy BLOCK | 279,941 @ 835.30 | ISHARES MSCI INDIA ETF |
| BSE 04-May-2022 | Buy BLOCK | 245,893 @ 820.15 | ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF |
| BSE 04-May-2022 | Sell BLOCK | 245,893 @ 820.15 | ISHARES CORE TOTAL INTERNATIONAL STOCK MAURITIUS CO |
| BSE 20-Oct-2021 | Sell BLOCK | 217,471 @ 1113.75 | ISHARES EMERGING MARKETS INDEX MAURITIUS CO |
| BSE 20-Oct-2021 | Buy BLOCK | 217,471 @ 1113.75 | ISHARES MSCI EMERGING MARKETS ETF |
| BSE 11-Oct-2021 | Sell BLOCK | 217,472 @ 1139.85 | ISHARES EMERGING MARKETS INDEX MAURITIUS CO |
| BSE 11-Oct-2021 | Buy BLOCK | 217,472 @ 1139.85 | ISHARES MSCI EMERGING MARKETS ETF |
| BSE 29-Sep-2021 | Buy BLOCK | 1,001,641 @ 1021.00 | SOCIETE GENERALE |
| BSE 29-Sep-2021 | Sell BLOCK | 1,001,641 @ 1021.00 | SOCIETE GENERALE |
| BSE 23-Sep-2021 | Sell BLOCK | 221,357 @ 1062.55 | ISHARES EMERGING MARKETS INDEX MAURITIUS CO |
| BSE 23-Sep-2021 | Buy BLOCK | 221,357 @ 1062.55 | ISHARES MSCI EMERGING MARKETS ETF |
| BSE 20-Sep-2021 | Buy BLOCK | 1,408,831 @ 1078.00 | GOLDMAN SACHS FUNDS GOLDMAN SACHS INDIA EQUITY PORTFOLIO |
| BSE 20-Sep-2021 | Sell BLOCK | 1,408,831 @ 1078.00 | GOLDMAN SACHS INDIA FUND LIMITED |
DIVIDEND BY SBI CARDS AND PAYMENT SERVICES LIMITED
| Ex Dividend Date | Dividend Type | Dividend |
|---|---|---|
| 25-Feb-2025 | INTERIM DIVIDEND | 2.5 |
| 28-Mar-2024 | INTERIM DIVIDEND | 2.5 |
| 29-Mar-2023 | INTERIM DIVIDEND | 2.5 |
| 30-Mar-2022 | INTERIM DIVIDEND | 2.5 |
SPLIT / BONUS BY SBI CARDS AND PAYMENT SERVICES LIMITED
No Split / Bonus details found
Data feed Source : www.accordfintech.com, NSE DATA Feed & BSE Data Feed
